What is the current price / NAV of UTI Liquid Fund(FN-IDCW)?
The current NAV of UTI Liquid Fund(FN-IDCW) is ₹115.88, as of 20th September 2026.What are the returns of UTI Liquid Fund(FN-IDCW)?
The UTI Liquid Fund(FN-IDCW) was launched on 5th March 2017. This mutual fund's past returns are as follows:- 1 Year Returns: -89.98%
- 3 Year Returns: -53.56%
- 5 Year Returns: -36.87%
What are the top 5 sectoral holdings of UTI Liquid Fund(FN-IDCW)?
The top sectors UTI Liquid Fund(FN-IDCW) has invested in are as follows:- Public Banks | 24.77%
- Others | 14.86%
- Private Banks | 11.90%
- Investment Banking & Brokerage | 10.55%
- G-Sec | 10.28%
What are the top 5 holdings of UTI Liquid Fund(FN-IDCW)?
The top 5 holdings for UTI Liquid Fund(FN-IDCW) are as follows:- NET CURRENT ASSETS | 14.59%
- 91 DAYS T-BILL - 19/11/2026 | 4.23%
- CD - UCO BANK - 04/11/2026 | 3.38%
- CP RELIANCE RETAIL VENTURES LIMITED | 2.90%
- CD - ICICI BANK - 15/09/2026 | 2.56%
What is the asset allocation of UTI Liquid Fund(FN-IDCW)?
The asset allocation for UTI Liquid Fund(FN-IDCW) is as follows:- Commercial Paper | 46.17%
- Certificate of Deposit | 26.70%
- Cash & Equivalents | 14.59%
- Treasury Bills | 10.28%
- Corporate Debt | 1.97%
What is the AUM of UTI Liquid Fund(FN-IDCW)?
The AUM (i.e. assets under management) of UTI Liquid Fund(FN-IDCW) is ₹29217.85 Cr as of 20th September 2026.What is the expense ratio of UTI Liquid Fund(FN-IDCW)?
The expense ratio of UTI Liquid Fund(FN-IDCW) Plan is 0.14 as of 20th September 2026.What is the alpha ratio of UTI Liquid Fund(FN-IDCW)?
The alpha ratio for the UTI Liquid Fund(FN-IDCW) is 0.01
Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.
What is the volatility or standard deviation of UTI Liquid Fund(FN-IDCW)?
The volatility or standard deviation for the UTI Liquid Fund(FN-IDCW) is 0.15
Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.
What is the sharpe ratio of UTI Liquid Fund(FN-IDCW)?
The Sharpe ratio for the UTI Liquid Fund(FN-IDCW) is -0.76
The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.
What is the Sortino ratio of UTI Liquid Fund(FN-IDCW)?
The Sortino Ratio for the UTI Liquid Fund(FN-IDCW) is -0.07
The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.
UTI Liquid Fund(FN-IDCW) Direct IDCW
Scorecard
Performance
LowHasn’t fared well - amongst the low performers in sub-category
Risk
HighStay alerted, risk is higher vs others
Cost
HighHigher costs on pocket vs others
Composition
AvgAverage allocation strategy, nothing exciting
Red flags
LowWe got you covered, no major red flags identified
How to use scorecard? Learn more
UTI Liquid Fund(FN-IDCW) Direct IDCW
IDCW
₹115.880.02% (+0.02)
High
—
—
Low
—
—
Returns
—
—
1M
6M
1Y
3Y
5Y
Max
SIP
1M
6M
1Y
3Y
5Y
Max
SIP
Scorecard
Performance
LowHasn’t fared well - amongst the low performers in sub-category
Risk
HighStay alerted, risk is higher vs others
Cost
HighHigher costs on pocket vs others
Composition
AvgAverage allocation strategy, nothing exciting
Red flags
LowWe got you covered, no major red flags identified
How to use scorecard? Learn more
UTI Liquid Fund(FN-IDCW) Performance & Key Metrics
UTI Liquid Fund(FN-IDCW) Performance & Key Metrics
| No LabelNo Label | Expense RatioExpense Ratio | No LabelNo Label |
|---|---|---|
| 0.16 | 0.14 | -0.76 |
| No LabelNo Label | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.20 | -0.98 | 6.17 |
UTI Liquid Fund(FN-IDCW) Scheme InfoUTI Liquid Fund(FN-IDCW) Scheme Info
| PlanPlan | Lock inLock in Lock in Period Period before which your investment can't be withdrawn from the MF scheme | Exit LoadExit Load Exit Load The fee that the AMC charges investors at the time of exiting or redeeming their fund units. |
|---|---|---|
| IDCW | 0 yrs | 0.007% |
| SIP Inv.SIP Inv. Sip Investment If SIP investments are allowed in the fund or not | Min. LumpsumMin. Lumpsum Minimum Lumpsum Inv Amount Minimum investment the AMC allows in the given scheme via lumpsum route |
|---|---|
| Allowed | ₹ 20,000 |
| BenchmarkBenchmark Benchmark Index Benchmark index wrt which performance of the fund is tracked |
|---|
| Nifty Liquid Fund Index |
About Liquid Fund
About Liquid Fund
Liquid funds are the debt funds. They invest majorly in fixed-income intruments with a maturity of up to 91 days. The investor can get their redeemed amounts within 24 hours. These funds have low interest-rate risk as compared to other debt funds.
UTI Liquid Fund(FN-IDCW) Peers
UTI Liquid Fund(FN-IDCW) Peers & Comparison
Comparing 3 mutual funds from
DebtLiquid Fund
DebtLiquid Fund
Returns
Scheme
Ratios
| Mutual Fund | 1Y Returns1Y Returns | 3Y CAGR3Y CAGR | Life CAGRLife CAGR |
|---|---|---|---|
| UTI Liquid Fund(FN-IDCW) | -89.98% | -53.56% | -20.49% |
| SBI Liquid Fund(W-IDCW Payout) | -0.11% | 3.71% | 1.96% |
| Aditya Birla SL Liquid Fund(W-IDCW Reinv) | 0.02% | -0.02% | -0.01% |
| HDFC Liquid Fund(M-IDCW) | -0.05% | -0.03% | -0.04% |
UTI Liquid Fund(FN-IDCW) Returns Comparison
Compare UTI Liquid Fund(FN-IDCW) with any MF, ETF, stock or indexCompare UTI Liquid Fund(FN-IDCW) with any MF, ETF, stock or index
UTI Liquid Fund(FN-IDCW)
Hmm, looks like data is unavailable here. Please come back after some timeUTI Liquid Fund(FN-IDCW) Portfolio
UTI Liquid Fund(FN-IDCW) Asset Allocation
UTI Liquid Fund(FN-IDCW) Asset Allocation
Actual
Target
Dec 2025
Mar 2026
Jun 2026
Aug 2026
Dec 2025
Mar 2026
Jun 2026
Aug 2026
UTI Liquid Fund(FN-IDCW) Sector Distribution
UTI Liquid Fund(FN-IDCW) Sector Distribution
Dec 2025
Mar 2026
Jun 2026
Aug 2026
UTI Liquid Fund(FN-IDCW) Sector Weightage
UTI Liquid Fund(FN-IDCW) Sector Weightage
Public Banks
Public Banks as a % of total holdings for last six quarters
UTI Liquid Fund(FN-IDCW) Current Holdings
UTI Liquid Fund(FN-IDCW) Current Holdings
Debt
Others
- ConstituentHolding Weight3M Change
Holdings
4.23 %
4.23 %Holdings
3.38 %
3.38 %Holdings
2.90 %
-0.13 %
AMC Profile of UTI Liquid Fund(FN-IDCW)
AMC Profile of UTI Liquid Fund(FN-IDCW)
UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.
UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.
No.of Schemes
70
Total AUM
₹ 2,66,792.90 Cr.
UTI Liquid Fund(FN-IDCW) Manager Details
UTI Liquid Fund(FN-IDCW) Manager Details
UTI Liquid Fund(FN-IDCW) Manager Profile
UTI Liquid Fund(FN-IDCW) Manager Profile
Qualification
B.Com, CA, FRM
Past Experience
Mr. Sharma joined UTI in 2008. He has worked in Department of Fund Accounts. He is a B.Com graduate and C.A. He has been associated with the Dept. of Fund Management for the past 8 years.
Funds Managed (41)
Debt (39)
1Y Returns
1.99%
1.99%
3Y CAGR
2.91%
2.91%
Base Exp. Ratio
1.08%
1.08%
1Y Returns
0.17%
0.17%
3Y CAGR
0.07%
0.07%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
3.94%
3.94%
3Y CAGR
6.31%
6.31%
Base Exp. Ratio
1.08%
1.08%
1Y Returns
89.35%
89.35%
3Y CAGR
50.35%
50.35%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
89.35%
89.35%
3Y CAGR
50.35%
50.35%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
6.54%
6.54%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
89.35%
89.35%
3Y CAGR
50.35%
50.35%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
6.52%
6.52%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
89.35%
89.35%
3Y CAGR
50.35%
50.35%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
89.98%
89.98%
3Y CAGR
53.56%
53.56%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
6.54%
6.54%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
6.54%
6.54%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
3.94%
3.94%
3Y CAGR
6.31%
6.31%
Base Exp. Ratio
1.08%
1.08%
1Y Returns
6.54%
6.54%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
0.66%
0.66%
3Y CAGR
1.72%
1.72%
Base Exp. Ratio
—
—
1Y Returns
3.94%
3.94%
3Y CAGR
6.31%
6.31%
Base Exp. Ratio
1.08%
1.08%
1Y Returns
89.99%
89.99%
3Y CAGR
53.60%
53.60%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
0.96%
0.96%
3Y CAGR
1.95%
1.95%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
0.01%
0.01%
3Y CAGR
0.00%
0.00%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
92.20%
92.20%
3Y CAGR
55.25%
55.25%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
89.99%
89.99%
3Y CAGR
53.54%
53.54%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
3.94%
3.94%
3Y CAGR
6.31%
6.31%
Base Exp. Ratio
1.08%
1.08%
1Y Returns
0.17%
0.17%
3Y CAGR
0.07%
0.07%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
89.35%
89.35%
3Y CAGR
50.35%
50.35%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
89.35%
89.35%
3Y CAGR
50.35%
50.35%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
3.94%
3.94%
3Y CAGR
6.31%
6.31%
Base Exp. Ratio
1.08%
1.08%
1Y Returns
6.54%
6.54%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
6.54%
6.54%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
89.35%
89.35%
3Y CAGR
50.35%
50.35%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
6.54%
6.54%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
6.52%
6.52%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
89.35%
89.35%
3Y CAGR
50.35%
50.35%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
6.54%
6.54%
3Y CAGR
7.39%
7.39%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
1.99%
1.99%
3Y CAGR
2.91%
2.91%
Base Exp. Ratio
1.08%
1.08%
1Y Returns
0.66%
0.66%
3Y CAGR
1.72%
1.72%
Base Exp. Ratio
—
—
1Y Returns
3.94%
3.94%
3Y CAGR
6.31%
6.31%
Base Exp. Ratio
1.08%
1.08%
1Y Returns
89.99%
89.99%
3Y CAGR
53.60%
53.60%
Base Exp. Ratio
0.14%
0.14%
1Y Returns
0.96%
0.96%
3Y CAGR
1.95%
1.95%
Base Exp. Ratio
0.13%
0.13%
1Y Returns
89.98%
89.98%
3Y CAGR
53.56%
53.56%
Base Exp. Ratio
0.14%
0.14%
UTI Liquid Fund(FN-IDCW) Manager Performance (0)
UTI Liquid Fund(FN-IDCW) Manager Performance (0)
Debt: Liquid Fund
UTI Liquid Fund(FN-IDCW) Review & Opinions
UTI Liquid Fund(FN-IDCW) Review & Opinions
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