• 1 Year Returns: 5.64%
• 3 Year Returns: 7.26%
• 5 Year Returns: 7.50%

• Public Banks | 38.60%
• Private Banks | 22.01%
• G-Sec | 9.14%
• Consumer Finance | 8.30%
• Specialized Finance | 8.15%

• CD - CANARA BANK - 28/01/2027 | 7.77%
• CD - UNION BANK OF INDIA - 19/01/2027 | 6.77%
• CD - ICICI BANK LTD - 25/03/2027 | 5.02%
• NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | 3.80%
• NCD AXIS BANK LTD. | 3.80%

• Certificate of Deposit | 50.27%
• Corporate Debt | 30.06%
• Government Securities | 9.14%
• Commercial Paper | 7.76%
• Cash & Equivalents | 2.50%

The alpha ratio for the UTI Banking & PSU Debt Fund is 0.65

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the UTI Banking & PSU Debt Fund is 0.64

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the UTI Banking & PSU Debt Fund is 1.97

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the UTI Banking & PSU Debt Fund is 0.27

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.