• 1 Year Returns: -5.68%
• 3 Year Returns: 6.65%
• 5 Year Returns: 8.79%

• Private Banks | 20.16%
• G-Sec | 9.95%
• Miscellaneous | 7.98%
• IT Services & Consulting | 6.84%
• Specialized Finance | 6.29%

• TREPS - Tri-party Repo | 7.98%
• ICICI Bank Limited | 6.35%
• HDFC Bank Limited | 5.31%
• 7.93% Bajaj Finance Ltd.^ | 4.31%
• Reliance Industries Ltd | 3.58%

• Equity | 73.57%
• Government Securities | 9.95%
• Cash & Equivalents | 8.44%
• Corporate Debt | 7.08%
• REITs & InvIT | 0.96%

The alpha ratio for the HDFC Retirement Fund-Hybrid-Equity Plan is -0.36

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the HDFC Retirement Fund-Hybrid-Equity Plan is 9.91

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the HDFC Retirement Fund-Hybrid-Equity Plan is -1.05

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the HDFC Retirement Fund-Hybrid-Equity Plan is -0.10

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.