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Nippon India Retirement Fund-Wealth Creation Direct Growth

Growth
OtherSolution Oriented, Retirement Fund - Equity Oriented
Mid-size FundAssets Under Mgmt: ₹ 3,044 Cr
Very High RiskPrinciple investment will be at very high risk
31.011.21% (+0.37)

Nippon India Retirement Fund-Wealth Creation NAV Price Chart

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OtherSolution Oriented, Retirement Fund - Equity Oriented
Mid-size FundAssets Under Mgmt: ₹ 3,044 Cr
Very High RiskPrinciple investment will be at very high risk

Nippon India Retirement Fund-Wealth Creation Performance & Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
1.020.24
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.660.35

Nippon India Retirement Fund-Wealth Creation Scheme Info

PlanPlanLock inLock inExit LoadExit Load
Growth5 yrs0.00%
NIL
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 500
Initial: ₹ 500 Incremental: ₹ 500
BenchmarkBenchmark
BSE 500 - TRI

About Solution Oriented, Retirement Fund - Equity Oriented

Retirement-focused equity-oriented funds primarily invest in stocks to help build a long-term corpus. They are ideal for investors with a long investment horizon and higher risk appetite.

Nippon India Retirement Fund-Wealth Creation Peers & Comparison

Comparing 3 mutual funds from 
OtherSolution Oriented, Retirement Fund - Equity Oriented
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
Nippon India Retirement Fund-Wealth Creation8.10%17.94%11.71%
HDFC Retirement Savings Fund-Equity Plan9.51%20.15%20.43%
SBI Retirement Benefit Fund-Aggressive Plan5.32%15.70%17.91%
Tata Retirement Sav Fund - Mod Plan10.41%15.25%15.65%

Nippon India Retirement Fund-Wealth Creation Returns Comparison

Compare Nippon India Retirement Fund-Wealth Creation with any MF, ETF, stock or index
Compare Nippon India Retirement Fund-Wealth Creation with any MF, ETF, stock or index
Nippon India Retirement Fund-Wealth Creation
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Nippon India Retirement Fund-Wealth Creation Asset Allocation

Actual

Target

Jun 2024

Sep 2024

Dec 2024

Mar 2025

ACTUAL
Corporate DebtCash & EquivalentsEquity0.00%0.48%99.52%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Tickertape Separator

Nippon India Retirement Fund-Wealth Creation Sector Distribution

+29 morePharmaceuticalsOil & Gas - Refining & MarketingConstruction & EngineeringIT Services & ConsultingPrivate Banks55.87 %4.79 %5.10 %6.15 %7.35 %20.73 %

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Tickertape Separator

Nippon India Retirement Fund-Wealth Creation Sector Weightage

Dec 23Mar 24Jun 24Sep 24Dec 24Mar 2519.38%17.45%18.74%18.52%18.81%20.73%
Private Banks as a % of total holdings for last six quarters
Tickertape Separator

Nippon India Retirement Fund-Wealth Creation Current Holdings

Equity

Debt

Others

  • Constituent
    Holding Weight
    3M Change

AMC Profile of Nippon India Retirement Fund-Wealth Creation

Nippon India Mutual Fund is one of India’s leading mutual funds, with Average Assets Under Management (AAUM) of Rs 2,79,431 Crores​​. NIMF has been established as a trust under the Indian Trusts Act, 1882 with Nippon Life Insurance Company as its Sponsor and Nippon Life India Trustee Ltd as its Trustee.

  • No.of Schemes

    77

  • Total AUM

    ₹ 4,00,120.40 Cr.

Nippon India Retirement Fund-Wealth Creation Fund Manager Profile

Pranay Sinha

AUM:  ₹25,042.36 Cr.

Sum of AUMs of all funds managed by the fund manager

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Exp: 10yrs

Ashutosh Bhargava

AUM:  ₹57,537.84 Cr.

Sum of AUMs of all funds managed by the fund manager

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Exp: 12yrs

Kinjal Desai

AUM:  ₹79,610.73 Cr.

Sum of AUMs of all funds managed by the fund manager

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Exp:

Nippon India Retirement Fund-Wealth Creation Manager Performance (0)

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Nippon India Retirement Fund-Wealth Creation Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Invested period > 2 years(Investments from 1st April 2023 redeemed till 31st March 2025)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023 redeemed after 31st March 2025)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

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-
Returns can't be withdrawn/realised during the lock-in period. Tax is only applicable on realised gains.

You make

(unrealised)

Nippon India Retirement Fund-Wealth Creation Review & Opinions

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Frequently asked questions

  1. What is the current price / NAV of Nippon India Retirement Fund-Wealth Creation?

    The current NAV of Nippon India Retirement Fund-Wealth Creation is ₹31.01, as of 29th April 2025.

  2. What are the returns of Nippon India Retirement Fund-Wealth Creation?

    The Nippon India Retirement Fund-Wealth Creation was launched on 1st January 1970. This mutual fund's past returns are as follows:
    • 1 Year Returns: 8.10%
    • 3 Year Returns: 17.94%
    • 5 Year Returns: 25.50%

  3. What are the top 5 sectoral holdings of Nippon India Retirement Fund-Wealth Creation?

    The top sectors Nippon India Retirement Fund-Wealth Creation has invested in are as follows:
    • Private Banks | 20.73%
    • IT Services & Consulting | 7.35%
    • Construction & Engineering | 6.15%
    • Oil & Gas - Refining & Marketing | 5.10%
    • Pharmaceuticals | 4.79%
    This data is as on 29th April 2025.

  4. What are the top 5 holdings of Nippon India Retirement Fund-Wealth Creation?

    The top 5 holdings for Nippon India Retirement Fund-Wealth Creation are as follows:
    • ICICI Bank Ltd | 8.86%
    • HDFC Bank Ltd | 7.21%
    • Infosys Ltd | 4.80%
    • Reliance Industries Ltd | 4.19%
    • Axis Bank Ltd | 3.44%
    This data is as on 29th April 2025.

  5. What is the asset allocation of Nippon India Retirement Fund-Wealth Creation?

    The asset allocation for Nippon India Retirement Fund-Wealth Creation is as follows:
    • Equity | 99.52%
    • Cash & Equivalents | 0.48%
    • Corporate Debt | N/A%
    This data is as on 29th April 2025.

  6. What is the AUM of Nippon India Retirement Fund-Wealth Creation?

    The AUM (i.e. assets under management) of Nippon India Retirement Fund-Wealth Creation is ₹3044.04 Cr as of 29th April 2025.

  7. What is the expense ratio of Nippon India Retirement Fund-Wealth Creation?

    The expense ratio of Nippon India Retirement Fund-Wealth Creation Plan is 1.02 as of 29th April 2025.

  8. Is there any lock-in period for Nippon India Retirement Fund-Wealth Creation?

    The Nippon India Retirement Fund-Wealth Creation has a lock-in period of 5 years.

  9. What is the alpha ratio of Nippon India Retirement Fund-Wealth Creation?

    The alpha ratio for the Nippon India Retirement Fund-Wealth Creation is 0.95

    Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

  10. What is the volatility or standard deviation of Nippon India Retirement Fund-Wealth Creation?

    The volatility or standard deviation for the Nippon India Retirement Fund-Wealth Creation is 17.28

    Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

  11. What is the sharpe ratio of Nippon India Retirement Fund-Wealth Creation?

    The Sharpe ratio for the Nippon India Retirement Fund-Wealth Creation is 0.24

    The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

  12. What is the Sortino ratio of Nippon India Retirement Fund-Wealth Creation?

    The Sortino Ratio for the Nippon India Retirement Fund-Wealth Creation is 0.02

    The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.