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Returns
Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Fund has been able to generate better returns compared to other funds in the same category

Expense Ratio
Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates
If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags
We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Significant holdings have underlying redflags

Overview Peers Portfolio Fund Manager Opinions

Nippon India Retirement Fund-Wealth Creation

Growth

OtherSolution Oriented - Retirement Fund

Mid-size FundAssets Under Mgmt: ₹ 2,307 Cr

Very High RiskPrinciple investment will be at very high risk

20.290.02% (+0.00)

Investment Checklist

Returns
Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Fund has been able to generate better returns compared to other funds in the same category

Expense Ratio
Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates
If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags
We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Significant holdings have underlying redflags

OtherSolution Oriented - Retirement Fund

Mid-size FundAssets Under Mgmt: ₹ 2,307 Cr

Very High RiskPrinciple investment will be at very high risk

Key Metrics

Expense RatioExpense Ratio	No LabelNo Label	No LabelNo Label
1.04	—	0.94

No LabelNo Label	No LabelNo Label	No LabelNo Label
1.68	—	1.01

About Solution Oriented - Retirement Fund

Solution Oriented,Retirement Fund invest in high-risk stocks since the objective of the fund is to create a corpus for retirement. However, the lock-n-period is relatively higher than other funds as these funds are long term in nature.

PeersCompare with peers

Scheme Info

PlanPlan	Lock inLock in	Exit LoadExit Load
Growth	5 yrs	1.00% 1% on or before Completion of 60Y of Age Nil after 60Y of age or after completion of 5Y Lock whichever is later

SIP Inv.SIP Inv.	Min. LumpsumMin. Lumpsum
Allowed	₹ 500 Initial: ₹ 500 Incremental: ₹ 500

BenchmarkBenchmark
S&P BSE 500 - TRI

Tax Implications

Investment period < 1 year

Gains are treated as short-term capital gains and taxed at 15%

Investment period > 1 year

Gains of over ₹ 1 lakh in a financial year are taxed at 10%

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Investment frequency

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One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)

This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.

Invested

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Returns (0%)

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Tax (undefined%)

Returns can't be withdrawn/realised during the lock-in period. Tax is only applicable on realised gains.

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Fund ManagerRead more

Sanjay Doshi

Exp: 11yrs

#Funds: 8

Pranay Sinha

Exp: 10yrs

#Funds: 14

Kinjal Desai

Exp: —

#Funds: 64

Know More

AMC profile

Nippon India Mutual Fund is one of India’s leading mutual funds, with Average Assets Under Management (AAUM) of Rs 2,79,431 Crores. NIMF has been established as a trust under the Indian Trusts Act, 1882 with Nippon Life Insurance Company as its Sponsor and Nippon Life India Trustee Ltd as its Trustee.

No.of Schemes
72
Total AUM
₹ 2,25,182.79 Cr.