• 1 Year Returns: -7.16%
• 3 Year Returns: 6.94%
• 5 Year Returns: 8.32%

• Private Banks | 20.26%
• Miscellaneous | 11.09%
• G-Sec | 10.25%
• Specialized Finance | 6.33%
• Pharmaceuticals | 4.63%

• TREPS - Tri-party Repo | 11.09%
• ICICI Bank Limited | 6.05%
• HDFC Bank Limited | 5.56%
• 7.93% Bajaj Finance Ltd.^ | 4.46%
• Kotak Mahindra Bank Ltd | 3.54%

• Equity | 69.98%
• Cash & Equivalents | 11.45%
• Government Securities | 10.25%
• Corporate Debt | 7.32%
• REITs & InvIT | 0.99%

The alpha ratio for the HDFC Retirement Fund-Hybrid-Equity Plan is -0.20

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the HDFC Retirement Fund-Hybrid-Equity Plan is 10.09

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the HDFC Retirement Fund-Hybrid-Equity Plan is -1.19

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the HDFC Retirement Fund-Hybrid-Equity Plan is -0.12

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.