• 1 Year Returns: -0.81%
• 3 Year Returns: 10.95%
• 5 Year Returns: 13.94%

• Private Banks | 23.04%
• IT Services & Consulting | 7.44%
• Oil & Gas - Refining & Marketing | 5.79%
• Pharmaceuticals | 4.42%
• Miscellaneous | 4.22%

• ICICI Bank Limited | 7.57%
• HDFC Bank Limited | 6.93%
• Reliance Industries Ltd | 4.85%
• TREPS - Tri-party Repo | 4.22%
• Axis Bank Limited | 4.21%

• Equity | 94.14%
• Cash & Equivalents | 4.34%
• Mutual Funds | 0.95%
• REITs & InvIT | 0.57%

The alpha ratio for the HDFC Retirement Fund-Equity Plan is -1.53

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the HDFC Retirement Fund-Equity Plan is 12.39

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the HDFC Retirement Fund-Equity Plan is -0.37

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the HDFC Retirement Fund-Equity Plan is -0.04

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.