Can I invest ₹1,000 per month in SIP?

Yes, you can start an SIP with ₹1,000 per month. SIPs allow you to invest small amounts regularly, making it accessible to a wide range of investors. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Which mutual fund is best for SIP ₹1,000?

The choice of a mutual fund depends on your investment thesis, risk tolerance, and time horizon. It is important to do thorough research and consult a financial advisor before investing. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

What is the return of a 1000 Rs SIP for 5 years?

The returns from a ₹1,000 SIP over 5 years depend on the mutual fund's performance. Since returns are subject to market fluctuations, the exact return can vary based on the type of fund and market conditions during the investment period.

Which cap is best for a SIP of 1000 per month?

The choice of cap, whether large-cap, mid-cap, or small-cap, depends on your risk appetite and financial goals. Each category has different risk and return profiles. Large-cap funds are generally more stable, while mid-cap and small-cap funds may offer higher growth potential but come with increased risk. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

How to choose the best funds with ₹1000 monthly SIP before investing?

Here’s how to choose the best funds with ₹1000 monthly SIP for investing - Assess your risk tolerance. Analyse the fund’s performance on Tickertape Mutual Fund Screener. Compare the expense ratio. Evaluate portfolio diversification across sectors, market caps, and asset classes. Understand tax implications as equity and debt funds are taxed differently. Check for exit load and lock-in period. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Who should look to invest in a Mutual Fund SIP of ₹1000/month?

Investors who are looking for a disciplined way to invest in mutual funds may find a ₹1,000/month SIP appealing. However, investors must conduct thorough research and consult a financial advisor before investing. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

How can you invest in a monthly ₹1000 SIP mutual fund?

Here’s how you can identify and invest in top SIP plans for ₹1,000 per month mutual funds - Launch Tickertape Mutual Fund Screener . Sort out the top SIP Plans for Rs. 1,000 based on over 50 fundamental and technical filters that align with your investment thesis After that, click on “Place Order” to invest in the mutual fund. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Top SIP Plans for Rs 1000 Per Month in India - Best Funds, Benefits & Risks

A Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly in mutual funds. In India, many mutual fund schemes allow investors to start with as little as ₹1,000 per month. This option makes investing accessible to a wide range of people, even those with limited disposable income.

Top SIP Plans for Rs 1000 Per Month in India in 2025

Top SIP Plans for Rs. 1,000 Per Month in India (2025)

Here's the list of top sip plans for Rs. 1,000 per month in India (2025).

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Showing 1 - 20 of 24 results

last updated at 8:00 AM IST

	NameMFs (24)↓	↓Sub CategorySub Category↓	↓PlanPlan↓	↓AUMAUM↓	↓Minimum SIPMinimum SIP↓	↓NAVNAV↓	↓Absolute Returns - 3MAbsolute Ret. - 3M↓	↓Absolute Returns - 1YAbsolute Ret. - 1Y↓	↓CAGR 3YCAGR 3Y↓	↓Expense RatioExpense Ratio↓	↓Exit LoadExit Load↓	↓VolatilityVolatility↓
1.	HDFC Mid Cap Fund HDFC Mid Cap Fund	Mid Cap Fund Mid Cap Fund	Growth Growth	89,383.23 89,383.23	100.00 100.00	224.19 224.19	5.18 5.18	7.45 7.45	25.38 25.38	0.71 0.71	1.00 1.00	14.32 14.32
2.	Bandhan Small Cap Fund Bandhan Small Cap Fund	Small Cap Fund Small Cap Fund	Growth Growth	17,380.29 17,380.29	100.00 100.00	51.14 51.14	1.35 1.35	-1.18 -1.18	30.64 30.64	0.40 0.40	1.00 1.00	17.63 17.63
3.	Edelweiss Mid Cap Fund Edelweiss Mid Cap Fund	Mid Cap Fund Mid Cap Fund	Growth Growth	12,646.93 12,646.93	100.00 100.00	121.46 121.46	3.13 3.13	4.24 4.24	25.60 25.60	0.40 0.40	1.00 1.00	16.55 16.55
4.	Franklin India Opportunities Fund Franklin India Opportunities Fund	Thematic Fund Thematic Fund	Growth Growth	8,188.58 8,188.58	500.00 500.00	287.11 287.11	1.76 1.76	3.64 3.64	29.10 29.10	0.51 0.51	1.00 1.00	13.83 13.83
5.	Nippon India Power & Infra Fund Nippon India Power & Infra Fund	Sectoral Fund - Energy & Power Sectoral Fund - Energy & Power	Growth Growth	7,529.71 7,529.71	100.00 100.00	374.44 374.44	1.01 1.01	-4.25 -4.25	25.09 25.09	0.95 0.95	1.00 1.00	17.10 17.10
6.	HDFC Gold ETF FoF HDFC Gold ETF FoF	FoFs - Gold FoFs - Gold	Growth Growth	7,092.09 7,092.09	100.00 100.00	40.18 40.18	21.09 21.09	66.07 66.07	32.38 32.38	0.18 0.18	1.00 1.00	16.53 16.53
7.	Kotak Gold Fund Kotak Gold Fund	FoFs - Gold FoFs - Gold	Growth Growth	4,539.90 4,539.90	100.00 100.00	51.88 51.88	20.71 20.71	65.32 65.32	32.23 32.23	0.16 0.16	1.00 1.00	17.27 17.27
8.	UTI Transportation & Logistics Fund UTI Transportation & Logistics Fund	Thematic Fund Thematic Fund	Growth Growth	4,008.33 4,008.33	500.00 500.00	340.36 340.36	4.45 4.45	16.41 16.41	25.83 25.83	0.83 0.83	1.00 1.00	15.67 15.67
9.	ICICI Pru Regular Gold Savings Fund ICICI Pru Regular Gold Savings Fund	FoFs - Gold FoFs - Gold	Growth Growth	3,770.12 3,770.12	100.00 100.00	41.12 41.12	20.89 20.89	66.21 66.21	32.47 32.47	0.09 0.09	1.00 1.00	17.42 17.42
10.	ICICI Pru Silver ETF FOF ICICI Pru Silver ETF FOF	FoFs (Domestic) - Silver FoFs (Domestic) - Silver	Growth Growth	3,495.64 3,495.64	100.00 100.00	27.24 27.24	42.03 42.03	92.32 92.32	37.94 37.94	0.12 0.12	1.00 1.00	26.93 26.93
11.	ICICI Pru Transportation and Logistics Fund ICICI Pru Transportation and Logistics Fund	Thematic Fund Thematic Fund	Growth Growth	3,017.81 3,017.81	100.00 100.00	21.72 21.72	4.62 4.62	15.10 15.10	29.55 29.55	1.04 1.04	1.00 1.00	16.45 16.45
12.	ITI Small Cap Fund ITI Small Cap Fund	Small Cap Fund Small Cap Fund	Growth Growth	2,835.18 2,835.18	500.00 500.00	31.48 31.48	0.04 0.04	-2.72 -2.72	26.21 26.21	0.22 0.22	0.50 0.50	19.75 19.75
13.	HDFC Infrastructure Fund HDFC Infrastructure Fund	Sectoral Fund - Infrastructure Sectoral Fund - Infrastructure	Growth Growth	2,586.00 2,586.00	100.00 100.00	52.62 52.62	0.61 0.61	0.07 0.07	25.73 25.73	1.12 1.12	1.00 1.00	14.50 14.50
14.	Nippon India Silver ETF FOF Nippon India Silver ETF FOF	FoFs (Domestic) - Silver FoFs (Domestic) - Silver	Growth Growth	2,217.00 2,217.00	100.00 100.00	27.26 27.26	42.32 42.32	92.68 92.68	38.15 38.15	0.27 0.27	1.00 1.00	29.39 29.39
15.	ICICI Pru PSU Equity Fund ICICI Pru PSU Equity Fund	Thematic Fund Thematic Fund	Growth Growth	1,967.47 1,967.47	100.00 100.00	21.87 21.87	4.34 4.34	-0.14 -0.14	27.19 27.19	0.87 0.87	1.00 1.00	15.88 15.88
16.	HDFC Silver ETF FoF HDFC Silver ETF FoF	FoFs (Domestic) - Silver FoFs (Domestic) - Silver	Growth Growth	1,547.86 1,547.86	100.00 100.00	29.53 29.53	42.54 42.54	92.90 92.90	38.64 38.64	0.23 0.23	1.00 1.00	31.27 31.27
17.	JM Midcap Fund JM Midcap Fund	Mid Cap Fund Mid Cap Fund	Growth Growth	1,477.25 1,477.25	100.00 100.00	20.26 20.26	0.74 0.74	0.09 0.09	25.69 25.69	0.51 0.51	1.00 1.00	17.04 17.04
18.	Invesco India PSU Equity Fund Invesco India PSU Equity Fund	Thematic Fund Thematic Fund	Growth Growth	1,465.99 1,465.99	500.00 500.00	76.60 76.60	4.73 4.73	1.96 1.96	28.30 28.30	0.93 0.93	1.00 1.00	19.67 19.67
19.	Edelweiss Gold and Silver ETF FoF Edelweiss Gold and Silver ETF FoF	FoFs - Gold FoFs - Gold	Growth Growth	1,141.73 1,141.73	100.00 100.00	27.23 27.23	31.78 31.78	79.52 79.52	35.51 35.51	0.23 0.23	0.10 0.10	20.94 20.94
20.	Motilal Oswal Gold and Silver ETFs FoF Motilal Oswal Gold and Silver ETFs FoF	FoFs - Gold FoFs - Gold	Growth Growth	1,101.50 1,101.50	500.00 500.00	25.43 25.43	25.68 25.68	71.98 71.98	33.50 33.50	0.14 0.14	- -	19.16 19.16

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Analyse SIP Plans for Rs 1000 Per Month in India Further

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Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.

Selection criteria: Plan: Growth, Minimum SIP (Rs): 10.00 to 1000.00 | CAGR 3Y (%): Sorted from Highest to Lowest

What is SIP Plan for Rs 1000 Per Month?

A SIP plan for ₹1,000 per month is a method for investing in mutual funds that allows investors to invest ₹1,000 monthly. Investing through SIP encourages disciplined investing by automating savings and investment processes. It allows investors to participate in the financial markets without needing to time the market.

Overview of Best SIP Plans for ₹1000 Per Month

Motilal Oswal BSE Enhanced Value Index Fund

The Motilal Oswal BSE Enhanced Value Index Fund tracks an index that focuses on undervalued stocks. It provides exposure to companies in the Indian stock market that are considered to have enhanced value potential.

Nippon India Silver ETF FOF

The Nippon India Silver ETF FoF invests in a silver exchange-traded fund (ETF). It allows investors to gain exposure to silver by investing in a fund that holds silver-based assets.

Edelweiss Gold and Silver ETF FoF

The Edelweiss Gold and Silver ETF FoF invests in both gold and silver ETFs. It provides a combined exposure to both precious metals through a single fund.

Bandhan Small Cap Fund

The Bandhan Small Cap Fund invests in smaller companies (small-cap stocks). This fund focuses on providing exposure to the small-cap segment of the stock market.

HDFC Gold ETF FoF

The HDFC Gold ETF FoF is a fund that invests in an underlying gold ETF. It offers investors exposure to gold by investing in a mutual fund that holds gold-related assets.

How to Invest in SIP Plans for ₹1,000 per Month?

Here’s how you can identify and invest in top SIP plans for ₹1,000 per month mutual funds with Tickertape Mutual Fund Screener -

Launch Tickertape Mutual Fund Screener.
Sort out the top SIP Plans for Rs. 1,000 based on over 50 fundamental and technical filters.
After identifying the mutual fund that aligns with your investment thesis, click on “Place Order” to invest in the mutual fund.

With Tickertape Mutual Fund Screener, you can invest via ‘lump sum’ or start a ₹1,000 per month SIP in mutual funds. Moreover, by connecting your portfolio, you can do a deep analysis of your portfolio and assess its performance.

Taxation of SIP Plan for Rs 1000 Per Month

<p>Mutual funds are taxed differently based on whether they are equity, debt, or hybrid funds. The table below shows the basic tax rules for all three types of mutual funds. </p>

Type of Fund	Short-Term Capital Gains (STCG)	Long-Term Capital Gains (LTCG)
Equity Mutual Funds	Less than 1 year → 20%	More than 1 year → Up to ₹1.25 lakh tax-free; above that 12.5%
Debt Mutual Funds	Within 3 years → Taxed as per income tax slab	More than 3 years → 12.5%
Hybrid – Equity-Oriented (>65% equity)	Less than 1 year → 20%	More than 1 year → Up to ₹1.25 lakh tax-free; above that 12.5%
Hybrid – Debt-Oriented (<65% equity)	Less than 3 years → Taxed as per income tax slab	More than 3 years → 12.5%

Types of SIP Plans for Rs 1000 per Month

Equity Fund SIPs

These SIPs invest mainly in large‑cap, mid‑cap or small‑cap stocks. They aim for growth over time but carry a higher risk because stock prices fluctuate more.

Debt Fund SIPs

These SIPs invest in fixed‑income instruments like bonds and government securities. Performance of debt funds is influenced by interest rates, inflation, and the creditworthiness of the issuers

Hybrid Fund SIPs

These SIPs combine both stocks and bonds in one fund. They aim to provide a balance between growth (from stocks) and stability (from bonds).

ELSS SIPs (Tax‑Saving Funds)

These are a special type of equity funds that come with a lock‑in period (typically 3 years) and offer tax benefits. They invest in stocks but also help with tax planning.

Thematic/Sectoral Fund SIPs

These SIPs focus on a specific sector or theme such as technology, infrastructure, or commodities. The performance ofthematic funds depends on the sector they are tied with.

Benefits of Investing in SIP Plans for Rs 1000 Per Month in India

Rupee Cost Averaging

SIP helps you buy more units when prices are low and fewer units when prices are high. This gradually brings down your average cost. It also helps deal better with market ups and downs.

Power of Compounding

The returns you earn stay invested and start earning their own returns over time. Under favourable market conditions, this compounding effect can help grow your money steadily when you invest regularly for many years.

Flexibility and Convenience

You can start a SIP with a small amount and change the amount whenever needed. The money gets deducted automatically from your bank account, which makes the process simple and stress-free.

Diversification and Risk Management

Mutual funds invest in many companies and sectors. By investing through SIPs, your money gets spread across different assets, which mitigates the risk of depending on a single stock or theme.

Risks of Investing in SIP Plans for Rs 1000 Per Month in India

Market Risk

SIPs invest in mutual funds that can rise or fall with the market. If the market goes down, the value of your SIP units can also decrease, even if you invest small amounts every month.

No Guaranteed Returns

SIPs depend on how well the mutual fund performs. While they offer the chance for long-term growth, there’s no guarantee you’ll make a profit. If the market or the fund performs poorly, your returns could be lower or even negative.

Short-term Volatility

SIPs help reduce the impact of market fluctuations over time, but they can’t protect you completely from market ups and downs. If you withdraw your ₹1,000 monthly investment early or if the market falls significantly in the short term, you might not see the returns you expect.

Cost-related Impact

Though SIPs make investing easy, some mutual funds charge management fees or expense ratios. These fees can lower your overall returns. Over time, higher fees can reduce the total value of your investment.

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Factors to Consider Before Investing in SIP Plans for Rs 1000 Per Month in India

Investment Objective

Every SIP works differently depending on the time horizon and purpose. Understanding the goal behind the investment and the expected duration helps explain why certain SIPs align better with long-term or short-term needs.

Risk Appetite

SIPs come with varying levels of market risk. The level of comfort with market fluctuations and the availability of an emergency buffer often influence the type of fund an investor may choose.

Scheme Performance

Historical performance gives a view of how a scheme has behaved across different market cycles. Consistency in returns and stability during volatility often form part of this assessment.

Additional Costs

SIPs carry associated costs such as expense ratios and possible exit loads. These charges can influence the final returns generated by the investment.

Fund House Credentials

The experience, governance standards, and track record of the fund house play a role in how the scheme is managed. Strong research capabilities and transparent practices often add credibility to the investment.

Conclusion

Investing ₹1,000 per month through an SIP can be an effective approach for disciplined investing. However, it’s important to be aware of the risks involved, such as market volatility, the possibility of no guaranteed returns, and the specifics of the fund you choose. Matching your investment with your goals, understanding the costs, and considering the risks can help you make better-informed decisions.

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Frequently Asked Questions About SIP Plans for Rs 1000 Per Month

Can I invest ₹1,000 per month in SIP?
Yes, you can start an SIP with ₹1,000 per month. SIPs allow you to invest small amounts regularly, making it accessible to a wide range of investors.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
Which mutual fund is best for SIP ₹1,000?
The choice of a mutual fund depends on your investment thesis, risk tolerance, and time horizon. It is important to do thorough research and consult a financial advisor before investing.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
What is the return of a 1000 Rs SIP for 5 years?
The returns from a ₹1,000 SIP over 5 years depend on the mutual fund's performance. Since returns are subject to market fluctuations, the exact return can vary based on the type of fund and market conditions during the investment period.
Which cap is best for a SIP of 1000 per month?
The choice of cap, whether large-cap, mid-cap, or small-cap, depends on your risk appetite and financial goals. Each category has different risk and return profiles. Large-cap funds are generally more stable, while mid-cap and small-cap funds may offer higher growth potential but come with increased risk.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
How to choose the best funds with ₹1000 monthly SIP before investing?
Here’s how to choose the best funds with ₹1000 monthly SIP for investing -
1. Assess your risk tolerance.
2. Analyse the fund’s performance on Tickertape Mutual Fund Screener.
3. Compare the expense ratio.
4. Evaluate portfolio diversification across sectors, market caps, and asset classes.
5. Understand tax implications as equity and debt funds are taxed differently.
6. Check for exit load and lock-in period.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
Who should look to invest in a Mutual Fund SIP of ₹1000/month?
Investors who are looking for a disciplined way to invest in mutual funds may find a ₹1,000/month SIP appealing. However, investors must conduct thorough research and consult a financial advisor before investing.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
How can you invest in a monthly ₹1000 SIP mutual fund?
Here’s how you can identify and invest in top SIP plans for ₹1,000 per month mutual funds -
1. Launch Tickertape Mutual Fund Screener.
2. Sort out the top SIP Plans for Rs. 1,000 based on over 50 fundamental and technical filters that align with your investment thesis
3. After that, click on “Place Order” to invest in the mutual fund.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Disclaimer: This article is for informational purposes only. The content of the article including securities/investment products mentioned if any, should not in any manner be construed as an investment advice, recommendation, offer, solicitation to buy/hold/sell any securities/investment products. The securities quoted if any, are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.