Top NJ Mutual Funds - SIP Schemes, Performance, Returns 2025
NJ Asset Management Private Limited, launched in 2021, manages ₹7,000+ cr across 16 schemes. Backed by NJ India Invest, it follows a rule-based, data-driven investment approach focusing on disciplined, quantitative strategies across equity, hybrid, and debt categories for retail and institutional investors.
Top NJ Mutual Funds in 2025
Top NJ Mutual Funds in India (2025)
Here's the list of top NJ mutual funds across equity, debt, hybrid funds offered by NJ Asset Management Private Ltd.
Showing 1 - 5 of 5 results
last updated at 8:00 AM IST
| NameMFs (5)↓ | ↓Sub CategorySub Category↓ | ↓PlanPlan↓ | ↓AUMAUM↓ | ↓AMCAMC↓ | ↓NAVNAV↓ | ↓Absolute Returns - 3MAbsolute Ret. - 3M↓ | ↓Absolute Returns - 1YAbsolute Ret. - 1Y↓ | ↓CAGR 3YCAGR 3Y↓ | ↓Expense RatioExpense Ratio↓ | ↓Exit LoadExit Load↓ | ↓VolatilityVolatility↓ | ↓Sharpe RatioSharpe Ratio↓ | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | NJ Balanced Advantage Fund NJ Balanced Advantage Fund | Balanced Advantage Fund Balanced Advantage Fund | Growth Growth | 3,781.06 3,781.06 | NJ Asset Management Private Limited NJ Asset Management Private Limited | 14.27 14.27 | 0.63 0.63 | 0.99 0.99 | 12.36 12.36 | 0.57 0.57 | 1.00 1.00 | 7.95 7.95 | -0.33 -0.33 | |
| 2. | NJ Flexi Cap Fund NJ Flexi Cap Fund | Flexi Cap Fund Flexi Cap Fund | Growth Growth | 2,438.74 2,438.74 | NJ Asset Management Private Limited NJ Asset Management Private Limited | 13.68 13.68 | 0.37 0.37 | -4.54 -4.54 | - - | 0.54 0.54 | 1.00 1.00 | 13.07 13.07 | -0.59 -0.59 | |
| 3. | NJ ELSS Tax Saver Scheme NJ ELSS Tax Saver Scheme | Equity Linked Savings Scheme (ELSS) Equity Linked Savings Scheme (ELSS) | Growth Growth | 306.88 306.88 | NJ Asset Management Private Limited NJ Asset Management Private Limited | 14.68 14.68 | -0.94 -0.94 | -2.46 -2.46 | - - | 0.56 0.56 | - - | 14.58 14.58 | -0.36 -0.36 | |
| 4. | NJ Overnight Fund NJ Overnight Fund | Overnight Fund Overnight Fund | Growth Growth | 297.95 297.95 | NJ Asset Management Private Limited NJ Asset Management Private Limited | 1,222.64 1,222.64 | 1.35 1.35 | 5.94 5.94 | 6.38 6.38 | 0.05 0.05 | - - | 0.03 0.03 | -6.01 -6.01 | |
| 5. | NJ Arbitrage Fund NJ Arbitrage Fund | Arbitrage Fund Arbitrage Fund | Growth Growth | 261.98 261.98 | NJ Asset Management Private Limited NJ Asset Management Private Limited | 12.47 12.47 | 1.27 1.27 | 6.23 6.23 | 7.19 7.19 | 0.26 0.26 | - - | 0.91 0.91 | 2.27 2.27 |
Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.
Selection criteria: AMC: NJ Asset Management Private Limited | AUM: Sorted from Highest to Lowest
Selection criteria: AMC: NJ Asset Management Private Limited | AUM: Sorted from Highest to Lowest
What are NJ Mutual Funds?
NJ Mutual Funds are investment schemes managed by NJ Asset Management Private Limited, part of the NJ Group. They follow a rule-based, data-driven investment approach that removes emotional bias from investing. NJ offers diversified schemes across equity, hybrid, and debt categories, designed to help investors achieve long-term financial goals through systematic portfolio management.
Key Information About NJ Asset Management Private Limited
Here are the key details about NJ Asset Management Private Limited-
| Attribute | Detail |
|---|---|
| AMC Name | NJ Asset Management Private Limited |
| Mutual Fund Launch Date | 30 April 2021 |
| Sponsor | NJ India Invest Private Limited |
| Trustee | NJ Trustee Private Limited |
| Number of Schemes | 16 schemes (across equity, hybrid, debt, etc.) |
| AUM (Aug 2025) | ₹7,147.43 cr |
| Headquarters / Corporate Office | Unit No. 101A, 1st Floor, Mumbai, Maharashtra, India |
| Custodian | Deutsche Bank |
| Registrar & Transfer Agent (RTA) | KFin Technologies Ltd. |
| Auditors | MSKA & Associates |
| Investment Philosophy | Rule-based / factor investing, systematic and data-driven approach |
Types of Funds Offered by NJ Mutual Fund
NJ Equity Funds NJ Asset Management offers eight equity schemes that invest across large-cap, mid-cap, and multi-cap segments. These funds focus on long-term capital appreciation by following a rule-based investing framework, selecting stocks based on quantitative factors such as momentum, quality, and valuation. The goal is to reduce emotional bias and enhance consistency in returns. NJ Hybrid Funds The AMC manages four hybrid schemes that blend equity and debt in varying proportions. These funds are designed for investors seeking a balance between growth and stability. The allocation between asset classes is determined using NJ's systematic investment models, which dynamically adjust exposure based on market conditions. NJ Debt Funds NJ's three debt schemes aim to provide a steady income with lower volatility. These funds invest in a mix of short-duration, corporate, and government securities. The AMC applies a disciplined credit selection process and duration management strategy to deliver consistent risk-adjusted returns across market cycles. NJ Solution-Oriented Funds NJ currently offers one solution-oriented fund, designed for long-term financial goals like retirement planning. It combines equity and debt exposure using a rule-based rebalancing approach, helping investors accumulate wealth steadily over time while managing downside risk effectively.Overview of the Top NJ Mutual Fund Schemes
NJ Balanced Advantage Fund
NJ Balanced Advantage Fund dynamically allocates between equity and debt based on market conditions. It aims to deliver long-term growth with controlled volatility, making it suitable for investors seeking a balance between capital appreciation and stability.
NJ Flexi Cap Fund
NJ Flexi Cap Fund invests across large, mid, and small-cap companies, offering flexibility to capture opportunities across market segments. It focuses on long-term wealth creation through a diversified, research-driven equity portfolio.
NJ Overnight Fund
NJ Overnight Fund invests in overnight securities with one-day maturity, offering high liquidity and minimal interest rate risk. It's ideal for investors looking to park surplus funds safely for very short durations.
NJ ELSS Tax Saver Scheme
NJ ELSS Tax Saver Scheme provides tax benefits under Section 80C while investing primarily in equities. It aims for long-term capital appreciation and comes with a mandatory three-year lock-in period.
NJ Arbitrage Fund
NJ Arbitrage Fund leverages price differences between cash and derivatives markets to generate low-risk returns. It's suited for investors seeking stable income with minimal equity market exposure and high liquidity.
How to Invest in NJ Mutual Funds?
Here’s how you can identify and invest in top NJ Mutual Funds with Tickertape Mutual Fund Screener -
- Launch Tickertape Mutual Fund Screener.
- Add a filter “AMC” and select “NJ Asset Management Private Ltd”.
- Sort out the top NJ mutual funds based on over 50 fundamental and technical filters.
- After identifying the NJ mutual funds, that align with your investment thesis, click on “Place Order” to invest the NJ mutual funds.
With Tickertape Mutual Fund Screener, you can invest ‘lumpsum’ or start a ‘SIP’ in NJ mutual funds. Moreover, by connecting your portfolio , you can do a deep analysis of your portfolio and assess its performance.
Top NJ Mutual Fund Managers
Viral Shah
Viral Shah manages several NJ schemes, including rule-based funds. He leads quantitative investing at the AMC and implements models that systematically select and rebalance portfolios.
Dhaval Patel
Dhaval Patel plays a key role at NJ by managing research and investment operations. He focuses on fixed income and hybrid allocations and supports the AMC's disciplined data-driven strategy.
Vishal Ashar
Vishal Ashar serves as an NJ fund manager responsible for equity funds scheme monitoring and validating models for factor-based stock selection.
Risks Associated with NJ Mutual Funds
Model Dependency Risk
NJ’s rule-based investing depends heavily on quantitative models. If these models contain errors or outdated data, portfolio efficiency and returns may decline.
Market Volatility
Even with systematic rebalancing, NJ's equity-oriented schemes remain vulnerable to downturns, particularly during significant market corrections.
Limited Track Record
NJ AMC was established in 2021, so most of its funds have short performance records. This makes it more challenging to evaluate long-term consistency.
Liquidity Constraints
Certain hybrid and debt funds schemes may face low liquidity during extreme market conditions, which could delay redemptions.
Tracking Error
NJ’s factor-based approach can underperform traditional active or passive benchmarks during specific market cycles.
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Factors to Consider Before Investing in NJ Mutual Funds
Investment Approach
NJ utilises a rule-based, factor-driven framework, which is well-suited for investors who prefer systematic strategies over human-driven management.
Portfolio Transparency
Each fund discloses its model composition and rebalancing frequency, enabling investors to understand how their portfolios are managed.
Performance Cyclicality
Factor-based styles such as momentum, value, and quality can underperform temporarily. Align your investment horizon with these cycles to manage such variations effectively.
Fund Tenure and AUM Size
Many NJ funds are new, with a moderate total AUM of about ₹7,000 cr. Lower scale may affect liquidity and portfolio flexibility.
Tax and Exit Load Considerations
ELSS schemes offer tax benefits under Section 80C, while arbitrage and hybrid schemes have shorter exit load periods suitable for short-term strategies.
Documents Required to Invest in NJ Mutual Fund
Here are a few documents you may require to invest in NJ Mutual Funds
- PAN Card
- Aadhaar Card or any valid ID proof (Passport, Voter ID, or Driving License)
- Address Proof (Aadhaar, Passport, Utility Bill, or Bank Statement)
- Cancelled Cheque or Bank Statement showing IFSC and account number
- Passport-sized Photograph
- Signature Verification on the application or KYC form
Note: For the latest details, visit NJ’s official AMC website.
Conclusion
NJ Mutual Fund offers a diverse range of schemes tailored to different risk profiles and financial goals, from equity and hybrid funds to debt and tax-saving options. Investors can explore, compare, and analyse all NJ Mutual Fund schemes on Tickertape Mutual Fund Screener, a smart investment research platform providing real-time data, insights, and tools to make informed decisions.Popular Stock Collections
Popular Mutual Fund Collections
Frequently Asked Questions About NJ Mutual Funds
How to start NJ mutual fund SIP online?
Here’s how you can start a SIP in NJ Mutual Funds,
- Launch Tickertape Mutual Fund Screener.
- Select the NJ Mutual Funds that aligns with your investment goals.
- Click on “Place Order” and select the option “SIP”. Enter the SIP amount and confirm “OK”
Your order will be placed.How to calculate NJ mutual fund returns?
Here’s how you can calculate returns on your NJ mutual fund investement -
Absolute Return = ((Current NAV - Initial NAV) / Initial NAV) * 100
With this formula you can measure how much your investment has grown in total. Moreover, you can also use Tickertape Mutual Fund Screener to get latest data on the NJ mutual fund’s performance.Does NJ offer tax-free mutual fund schemes?
NJ offers tax-saving options, particularly through its Equity Linked Savings Scheme (ELSS). While the returns are subject to long-term capital gains tax, these funds allow investors to claim tax deductions under Section 80C of the Income Tax Act.
Disclaimer: You can check the latest information about NJ ELSS funds on Tickertape Mutual Fund Screener.How do I cancel/stop NJ mutual fund SIP?
To cancel NJ mutual fund SIP, please refer to the official website.
Disclaimer: Please do your own research or consult your financial advisor before making financial decision.How to withdraw money from NJ mutual funds?
Here’s how to withdraw/redeem from NJ mutual fund on Tickertape Mutual Fund Screener -
- Step 1 - Select the NJ mutual fund you want to redeem
- Step 2 - It will automatically redirect you to smallcase app. There you’ve to login to your smallcase account using your registered email or broker login.
- Step 3 - Go to the “Investments” or “Portfolio” tab from the bottom navigation bar.
- Step 4 - Find the NJ mutual fund you want to withdraw under “Mutual Funds” section (or “My Investments”),
- Step 5 - Tap on the mutual fund name to open its details page.
- Step 6 - Choose the ‘Redeem’ option. It will start the withdrawal process.
- Step 7 - Select withdrawal type - By Amount, By Units, or Full Redemption.
- Step 8 - Confirm your bank account details.
- Step 9 - Tap on ‘Redeem’ / ‘Confirm’ to confirm redemption.
What are the redemption charges of NJ mutual funds?
NJ mutual funds do not levy any redemption charges. However, an exit load may apply if units are redeemed within a specified period from the date of investment. You can check the latest specific scheme details for charges on Tickertape Mutual Fund Screener.Which are the top-performing NJ mutual funds?
Here are the top NJ mutual funds based on their 5Y CAGR:
- NJ Balanced Advantage Fund
- NJ Flexi Cap Fund
- NJ Overnight Fund
- NJ ELSS Tax Saver Scheme
- NJ Arbitrage Fund
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.How to increase the SIP amount in NJ mutual funds?
You can do it from your broker account or from NJ mutual fund official website.How to choose the best NJ mutual funds before investing?
Here’s how to choose the best NJ mutual fund for investing -
- Assess your risk tolerance.
- Analyse the fund’s performance on Tickertape Mutual Fund Screener.
- Compare the expense ratio.
- Evaluate portfolio diversification across sectors, market caps, and asset classes.
- Understand tax implications as equity and debt funds are taxed differently.
- Check for exit load and lock-in period.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
