What is the current price / NAV of Bank of India Short Term Fund(M-IDCW)?

The current NAV of Bank of India Short Term Fund(M-IDCW) is ₹15.12, as of 18th September 2026.

What are the returns of Bank of India Short Term Fund(M-IDCW)?

The Bank of India Short Term Fund(M-IDCW) was launched on 1st January 2013. This mutual fund's past returns are as follows: 1 Year Returns: 5.44% 3 Year Returns: 7.64% 5 Year Returns: 10.81%

What are the top 5 sectoral holdings of Bank of India Short Term Fund(M-IDCW)?

What are the top 5 holdings of Bank of India Short Term Fund(M-IDCW)?

The top 5 holdings for Bank of India Short Term Fund(M-IDCW) are as follows: 7.6% Power Finance Corporation Limited (13/04/2029) ** | 8.06% 6.94% Government of India (11/05/2036) | 7.94% 6.90% LIC Housing Finance Limited (17/09/2027) ** | 7.63% L&T Finance Limited (19/03/2027) ** | 7.39% 6.48% Government of India (06/10/2035) | 5.74% This data is as on 18th September 2026.

What is the asset allocation of Bank of India Short Term Fund(M-IDCW)?

What is the AUM of Bank of India Short Term Fund(M-IDCW)?

The AUM (i.e. assets under management) of Bank of India Short Term Fund(M-IDCW) is ₹260.16 Cr as of 18th September 2026.

What is the expense ratio of Bank of India Short Term Fund(M-IDCW)?

The expense ratio of Bank of India Short Term Fund(M-IDCW) Plan is 0.45 as of 18th September 2026.

What is the alpha ratio of Bank of India Short Term Fund(M-IDCW)?

The alpha ratio for the Bank of India Short Term Fund(M-IDCW) is 0.71 Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

What is the volatility or standard deviation of Bank of India Short Term Fund(M-IDCW)?

The volatility or standard deviation for the Bank of India Short Term Fund(M-IDCW) is 1.10 Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

What is the sharpe ratio of Bank of India Short Term Fund(M-IDCW)?

The Sharpe ratio for the Bank of India Short Term Fund(M-IDCW) is 0.95 The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

What is the Sortino ratio of Bank of India Short Term Fund(M-IDCW)?

The Sortino Ratio for the Bank of India Short Term Fund(M-IDCW) is 0.12 The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.

Bank of India Short Term Fund(M-IDCW): NAV, Performance, Returns

No LabelNo Label	Expense RatioExpense Ratio	No LabelNo Label
0.54	0.45	0.95

No LabelNo Label	No LabelNo Label	No LabelNo Label
0.66	0.81	7.12

PlanPlan	Lock inLock in Lock in Period Period before which your investment can't be withdrawn from the MF scheme	Exit LoadExit Load Exit Load The fee that the AMC charges investors at the time of exiting or redeeming their fund units.
IDCW	0 yrs	0.00% Nil

SIP Inv.SIP Inv. Sip Investment If SIP investments are allowed in the fund or not	Min. LumpsumMin. Lumpsum Minimum Lumpsum Inv Amount Minimum investment the AMC allows in the given scheme via lumpsum route
Allowed	₹ 5,000 Initial: ₹ 5,000 Incremental: ₹ 1,000

BenchmarkBenchmark Benchmark Index Benchmark index wrt which performance of the fund is tracked
—

Mutual Fund	1Y Returns1Y Returns	3Y CAGR3Y CAGR	Life CAGRLife CAGR
Bank of India Short Term Fund(M-IDCW)	5.44%	7.64%	2.93%
ICICI Pru Short Term Fund(M-IDCW Payout)	-0.22%	-0.06%	0.44%
HDFC Short Term Fund(IDCW-Reinv)	5.67%	4.89%	6.51%
Kotak Short Term Fund(IDCW)	-1.01%	5.14%	5.97%

What is the current price / NAV of Bank of India Short Term Fund(M-IDCW)?
The current NAV of Bank of India Short Term Fund(M-IDCW) is ₹15.12, as of 18th September 2026.
What are the returns of Bank of India Short Term Fund(M-IDCW)?
The Bank of India Short Term Fund(M-IDCW) was launched on 1st January 2013. This mutual fund's past returns are as follows:
- 1 Year Returns: 5.44%
- 3 Year Returns: 7.64%
- 5 Year Returns: 10.81%
What are the top 5 sectoral holdings of Bank of India Short Term Fund(M-IDCW)?
The top sectors Bank of India Short Term Fund(M-IDCW) has invested in are as follows:
- Public Banks | 18.79%
- G-Sec | 18.21%
- Specialized Finance | 15.08%
- Consumer Finance | 11.89%
- Home Financing | 9.48%
This data is as on 18th September 2026.
What are the top 5 holdings of Bank of India Short Term Fund(M-IDCW)?
The top 5 holdings for Bank of India Short Term Fund(M-IDCW) are as follows:
- 7.6% Power Finance Corporation Limited (13/04/2029) ** | 8.06%
- 6.94% Government of India (11/05/2036) | 7.94%
- 6.90% LIC Housing Finance Limited (17/09/2027) ** | 7.63%
- L&T Finance Limited (19/03/2027) ** | 7.39%
- 6.48% Government of India (06/10/2035) | 5.74%
This data is as on 18th September 2026.
What is the asset allocation of Bank of India Short Term Fund(M-IDCW)?
The asset allocation for Bank of India Short Term Fund(M-IDCW) is as follows:
- Corporate Debt | 45.84%
- Government Securities | 17.49%
- Certificate of Deposit | 17.43%
- Commercial Paper | 12.94%
- Cash & Equivalents | 5.28%
This data is as on 18th September 2026.
What is the AUM of Bank of India Short Term Fund(M-IDCW)?
The AUM (i.e. assets under management) of Bank of India Short Term Fund(M-IDCW) is ₹260.16 Cr as of 18th September 2026.
What is the expense ratio of Bank of India Short Term Fund(M-IDCW)?
The expense ratio of Bank of India Short Term Fund(M-IDCW) Plan is 0.45 as of 18th September 2026.
What is the alpha ratio of Bank of India Short Term Fund(M-IDCW)?
The alpha ratio for the Bank of India Short Term Fund(M-IDCW) is 0.71

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.
What is the volatility or standard deviation of Bank of India Short Term Fund(M-IDCW)?
The volatility or standard deviation for the Bank of India Short Term Fund(M-IDCW) is 1.10

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.
What is the sharpe ratio of Bank of India Short Term Fund(M-IDCW)?
The Sharpe ratio for the Bank of India Short Term Fund(M-IDCW) is 0.95

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.
What is the Sortino ratio of Bank of India Short Term Fund(M-IDCW)?
The Sortino Ratio for the Bank of India Short Term Fund(M-IDCW) is 0.12

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.

Bank of India Short Term Fund(M-IDCW) Direct IDCW

Scorecard

Bank of India Short Term Fund(M-IDCW) Direct IDCW

Scorecard

Bank of India Short Term Fund(M-IDCW) Performance & Key Metrics

Bank of India Short Term Fund(M-IDCW) Performance & Key Metrics

Bank of India Short Term Fund(M-IDCW) Scheme InfoBank of India Short Term Fund(M-IDCW) Scheme Info

About Short Term

About Short Term

Bank of India Short Term Fund(M-IDCW) Peers

Bank of India Short Term Fund(M-IDCW) Peers & Comparison

Bank of India Short Term Fund(M-IDCW) Returns Comparison

Bank of India Short Term Fund(M-IDCW) Portfolio

Bank of India Short Term Fund(M-IDCW) Asset Allocation

Bank of India Short Term Fund(M-IDCW) Asset Allocation

Bank of India Short Term Fund(M-IDCW) Sector Distribution

Bank of India Short Term Fund(M-IDCW) Sector Distribution

Bank of India Short Term Fund(M-IDCW) Sector Weightage

Bank of India Short Term Fund(M-IDCW) Sector Weightage

Bank of India Short Term Fund(M-IDCW) Current Holdings

Bank of India Short Term Fund(M-IDCW) Current Holdings

AMC Profile of Bank of India Short Term Fund(M-IDCW)

AMC Profile of Bank of India Short Term Fund(M-IDCW)

Bank of India Short Term Fund(M-IDCW) Manager Details

Bank of India Short Term Fund(M-IDCW) Manager Details

Bank of India Short Term Fund(M-IDCW) Manager Profile

Bank of India Short Term Fund(M-IDCW) Manager Profile

Mithraem Bharucha

Qualification

Past Experience

Funds Managed (18)

Bank of India Short Term Fund(M-IDCW) Manager Performance (0)