What is a blue-chip mutual fund?

A blue-chip mutual fund primarily invests in large, financially stable, and well-established companies. These funds focus on businesses known for stability, consistent earnings, and long-term market presence.

What is the difference between a blue-chip mutual fund and a large-cap fund?

Blue-chip funds form a subset of large-cap funds. While both invest in top 100 companies, blue-chip funds specifically target high-quality businesses with consistent financial performance and a proven track record of market stability.

How to choose the best blue-chip mutual fund?

Here’s how to choose the best blue-chip mutual fund for investing - Assess your risk tolerance. Analyse the fund’s performance on Tickertape Mutual Fund Screener. Compare the expense ratio. Evaluate portfolio diversification across sectors, market caps, and asset classes. Understand tax implications as equity and debt funds are taxed differently. Check for exit load and lock-in period. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Which is the best blue-chip fund?

Here are some of the best blue-chip mutual funds based on 3Y CAGR: Kotak Large Cap Fund Nippon India Large Cap Fund Mirae Asset Large Cap Fund ICICI Pru Large Cap Fund Aditya Birla SL Large Cap Fund Disclaimer: Please do your own research or consult your financial advisor before investing.

What is better in blue-chip funds: lump sum or SIP?

Both approaches can work, but an SIP in the best blue-chip fund for SIP can be considered by investors looking to spread out their investments and benefit from rupee-cost averaging, especially in volatile markets. Disclaimer: Please note that this is not a recommendation and investors should conduct thorough research and/or consult a financial advisor before investing.

Do you need a demat account to invest in blue-chip funds?

No, you do not need a demat account to invest in tax-efficient blue-chip funds, as mutual fund investments can be made directly through fund houses or other platforms. Disclaimer: You can check the Demat account requirement for mutual funds through the Tickertape Mutual Fund Screener.

Are blue-chip funds risky?

Blue-chip mutual funds carry relatively lower risk compared to mid-cap or small-cap funds. However, since they invest in equities, their value can fluctuate with overall market performance and economic conditions. Disclaimer: Investors should understand that these funds are subject to market risks and should review their financial goals, risk tolerance, and time horizon before investing.

What are the types of blue-chip funds?

Blue-chip funds usually fall under the large-cap category. Some track major indices, such as the Nifty 50 or Sensex, while others are actively managed, where fund managers select companies based on their financial strength and stability.

Why invest in blue-chip funds?

Blue-chip funds focus on steady capital appreciation by investing in large, stable companies. They offer exposure to market leaders that tend to perform consistently across economic cycles, but may still face equity-related risks. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Top Blue Chip Mutual Funds - Best Funds, Benefits & Risks

Bluechip mutual funds invest in large, established companies known for stability and consistent performance. They have gained popularity in India as investors use SIPs to balance growth with lower volatility. This guide explains the concept of a blue-chip fund, its benefits, risks, and key options for long-term wealth creation.

Top Blue Chip Mutual Funds in 2025

Top Bluechip Mutual Funds in India (2025)

Here's the list of top bluechip mutual funds in India (2025).

Created by

@8260032 8260032

Showing 1 - 12 of 12 results

last updated at 8:00 AM IST

	NameMFs (12)↓	↓Sub CategorySub Category↓	↓PlanPlan↓	↓AUMAUM↓	↓% Largecap Holding% Largecap Holding↓	↓NAVNAV↓	↓Absolute Returns - 3MAbsolute Ret. - 3M↓	↓Absolute Returns - 1YAbsolute Ret. - 1Y↓	↓CAGR 3YCAGR 3Y↓	↓Expense RatioExpense Ratio↓	↓Exit LoadExit Load↓	↓VolatilityVolatility↓
1.	ICICI Pru Large Cap Fund ICICI Pru Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	75,863.08 75,863.08	83.50 83.50	127.07 127.07	5.15 5.15	8.26 8.26	17.88 17.88	0.85 0.85	1.00 1.00	11.32 11.32
2.	SBI Large Cap Fund SBI Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	54,687.99 54,687.99	81.34 81.34	106.11 106.11	4.13 4.13	6.37 6.37	14.23 14.23	0.79 0.79	0.25 0.25	11.44 11.44
3.	Nippon India Large Cap Fund Nippon India Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	48,870.60 48,870.60	82.70 82.70	105.02 105.02	3.38 3.38	6.94 6.94	19.23 19.23	0.67 0.67	1.00 1.00	12.39 12.39
4.	Mirae Asset Large Cap Fund Mirae Asset Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	41,087.55 41,087.55	85.88 85.88	132.77 132.77	4.55 4.55	7.32 7.32	13.37 13.37	0.53 0.53	1.00 1.00	12.19 12.19
5.	HDFC Large Cap Fund HDFC Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	39,779.26 39,779.26	85.30 85.30	1,270.04 1,270.04	3.97 3.97	4.48 4.48	15.52 15.52	0.97 0.97	1.00 1.00	11.78 11.78
6.	Axis Large Cap Fund Axis Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	33,827.15 33,827.15	90.20 90.20	71.49 71.49	3.04 3.04	4.99 4.99	12.29 12.29	0.70 0.70	1.00 1.00	11.46 11.46
7.	Aditya Birla SL Large Cap Fund Aditya Birla SL Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	31,015.85 31,015.85	82.30 82.30	603.25 603.25	4.42 4.42	6.25 6.25	15.15 15.15	0.97 0.97	1.00 1.00	11.54 11.54
8.	Canara Rob Large Cap Fund Canara Rob Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	17,233.68 17,233.68	87.56 87.56	75.07 75.07	3.67 3.67	5.76 5.76	15.80 15.80	0.47 0.47	1.00 1.00	11.88 11.88
9.	UTI Large Cap Fund UTI Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	13,241.33 13,241.33	88.31 88.31	310.20 310.20	3.68 3.68	6.03 6.03	12.74 12.74	0.93 0.93	1.00 1.00	11.58 11.58
10.	Kotak Large Cap Fund Kotak Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	10,899.85 10,899.85	82.42 82.42	684.49 684.49	4.87 4.87	6.42 6.42	15.89 15.89	0.63 0.63	1.00 1.00	11.99 11.99
11.	Franklin India Large Cap Fund Franklin India Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	7,925.01 7,925.01	84.88 84.88	1,182.10 1,182.10	4.33 4.33	6.02 6.02	14.77 14.77	1.08 1.08	1.00 1.00	12.19 12.19
12.	DSP Large Cap Fund DSP Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	6,933.59 6,933.59	81.20 81.20	532.42 532.42	4.69 4.69	6.41 6.41	17.92 17.92	0.81 0.81	1.00 1.00	11.05 11.05

Edit Filters

Analyse Blue Chip Mutual Funds Further

Visit 'Blue Chip Mutual Funds' Screener

Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.

Selection criteria: Plan: Growth | Category: Equity | Sub-category: Largecap Fund | AUM: Sorted from Highest to Lowest

What Is a Bluechip Fund?

Bluechip mutual funds are a type of equity fund. According to the Securities and Exchange Board of India (SEBI), blue-chip mutual funds in India are required to invest a minimum of 80% of their total assets in equity and related securities of large-cap companies. They provide relatively stable returns compared to small- and mid-cap funds. Hence, they are preferred by risk-averse investors. The terms "large-cap funds" and "blue-chip funds," which are often used interchangeably, both invest in large-cap companies.

Overview of Top 5 Bluechip Mutual Funds

ICICI Prudential Large Cap Fund

ICICI Prudential Large Cap Fund invests mainly in India’s top 100 listed companies. The fund employs a research-driven approach to identify high-quality businesses across various sectors, aiming for long-term capital growth through a diversified and well-structured large-cap portfolio.

SBI Large Cap Fund

SBI Large Cap Fund focuses on leading Indian companies with strong financials and stable earnings. The fund maintains a diversified portfolio across large-cap stocks and sectors, seeking consistent performance through disciplined stock selection and risk-managed exposure to established market leaders.

Nippon India Large Cap Fund

Nippon India Large Cap Fund allocates its portfolio to India’s top 100 companies by market capitalisation. It aims to capture long-term growth opportunities by investing in fundamentally strong businesses while maintaining diversification across key industries and sectors.

Mirae Asset Large Cap Fund

Mirae Asset Large Cap Fund invests predominantly in large-cap stocks and selectively in mid-cap opportunities. The fund focuses on high-quality companies with sustainable earnings and proven business models, aiming to deliver long-term capital appreciation through a balanced and research-led strategy.

HDFC Large Cap Fund

HDFC Large Cap Fund primarily invests in large-cap companies known for stability and sound management. It aims to create long-term value by maintaining a diversified portfolio across sectors, focusing on established businesses with the potential for steady growth over market cycles.

How to Invest in Blue-Chip Mutual Funds?

(text)

Here’s how you can identify and invest in top blue-chip mutual funds with Tickertape Mutual Fund Screener -

Launch Tickertape Mutual Fund Screener.
Under the “Equity” Category search for “Large Cap Funds”.
Sort out the top blue-chip mutual funds based on over 50 fundamental and technical filters.
After identifying the blue-chip mutual fund that aligns with your investment thesis, click on “Place Order” to invest in the mutual fund.

With Tickertape Mutual Fund Screener, you can invest via ‘lumpsum’ or start a ‘SIP’ in Blue-Chip Mutual Funds. Moreover, by connecting your portfolio, you can do a deep analysis of your portfolio and assess its performance.

Taxation of Blue Chip Mutual Funds

Equity mutual funds are taxed based on how long the investment is held. According to the 2024 Budget, both short-term and long-term capital gains have revised tax rates and limits, effective from 23 July 2024

Capital Gains Type	Holding Period	Tax Rate
Short-Term Capital Gains (STCG)	Less than 12 months	20%
Long-Term Capital Gains (LTCG)	More than 12 months	12.5% (Exempt up to ₹1.25 lakh per financial year)

Features of Blue Chip Mutual Funds

Stable and Reliable Returns

The best blue-chip funds invest in companies that have demonstrated consistent growth over time. This makes these funds an attractive option for investors looking for steady, long-term returns.

Lower Volatility

Given that blue-chip equity funds in India primarily invest in large, well-established companies, they tend to be less volatile compared to funds that focus on mid-cap or small-cap stocks. This makes them a safer choice during market downturns.

Dividend Payouts

Many companies in blue-chip mutual funds regularly pay dividends, providing an additional stream of income for investors.

Long-Term Growth

While blue-chip fund investments may not offer explosive short-term gains, they are designed for steady, long-term capital appreciation. This makes them an ideal choice for investors with a long-term investment horizon.

Who Can Consider Investing in Blue Chip Mutual Funds

Long-Term Investors

Bluechip funds 2025, including the best-performing bluechip funds, are best suited for those with a long-term investment horizon. If you’re planning for retirement or looking to grow your wealth steadily over a decade or more, these funds can offer consistent returns with relatively lower risk.

Moderate Risk-Takers

Investors seeking stability over high-risk, high-reward strategies will appreciate the best blue-chip mutual funds for retirement planning. While the returns may not be as high as those from small-cap funds, the risks are also considerably lower.

SIP Investors

If you prefer a systematic investment plan or SIP in blue-chip mutual funds that are designed to accommodate regular, smaller investments. This makes it easier for investors to build wealth over time, even with modest monthly contributions.

Dividend Seekers

For those seeking to supplement their income with dividends, many high-return blue-chip funds with the lowest expense ratios regularly distribute dividends to shareholders.

Advantages of Investing in Blue Chip Mutual Funds

Long-Term Wealth Building

The top blue-chip mutual funds with high returns can serve as a foundation for long-term financial goals, allowing sufficient time to build a healthy corpus and achieve stability over an extended period.

High Liquidity

Blue-chip companies are widely traded and well-known, making their mutual funds highly liquid and easier to buy or sell compared to those of mid- or small-cap counterparts.

Portfolio Diversification

As blue-chip companies operate across multiple sectors and revenue streams, investing in them ensures portfolio diversification and reduces dependency on any single source of income.

Regulatory Oversight

SEBI and AMFI regulations govern blue-chip mutual funds, ensuring transparency, compliance, and safety standards that enhance investor confidence and protect the integrity of the funds.

Risks of Investing in Blue Chip Mutual Funds

Market Risk

Despite their stability, even low-expense-ratio blue-chip funds are still subject to fluctuations in the stock market. During market downturns, the value of these funds may decline, though generally not as sharply as riskier blue-chip investments.

Sector Concentration

Some blue-chip mutual funds may have a heavy concentration in specific sectors, such as technology or finance. If that sector underperforms, it could negatively impact the fund's overall performance.

Slower Growth:

While blue-chip funds with the highest AUM offer more stability, their growth potential may be lower than that of small-cap or mid-cap funds. Investors seeking faster growth may find the returns from blue-chip funds underwhelming.

Dividend Cuts

Although blue chip companies are known for paying dividends, there’s always a risk that companies might cut or reduce their dividend payouts in times of financial difficulty.

Download Now

Factors to Consider Before Investing in Blue Chip Mutual Funds

Fund Performance

Examine the historical performance of the fund, particularly over extended periods, to ensure it has consistently delivered returns that are commensurate with its objectives. Researching the top 10 blue-chip mutual funds in India can help you narrow down your options.

Expense Ratio

The expense ratio can significantly impact your returns over time. Compare the fees of the best blue-chip mutual fund options before making your decision.

Investment Horizon

Since blue-chip mutual funds are designed for long-term growth, they are best suited for investors with a time horizon of 5 years or more. If you need liquidity in the short term, other investment options may be more appropriate.

Risk Appetite

Although investing in blue-chip funds for long-term investment is less volatile, they are still subject to market risks. Make sure your blue-chip investment aligns with your risk tolerance.

Fund Manager Expertise

The expertise of the fund manager can play a critical role in the performance of a top blue-chip fund. It’s essential to select a fund with a proven track record of strong management. The top 5 blue-chip mutual funds in India typically feature seasoned managers with a proven track record of delivering consistent results.

Conclusion

Now that you know what blue chip funds are, make sure to assess your financial goals and risk tolerance to choose the fund that works best for you. For those seeking guidance, reviewing the top 10 blue-chip mutual funds in India and growth-focused blue-chip funds will give you a great starting point for identifying strong performers in this category. To screen mutual funds based on different parameters, use Tickertape Mutual Fund Screener, which has over 50 filters to help you find your best mutual funds.

Popular Stock Collections

Popular Mutual Fund Collections

Frequently Asked Questions About Blue Chip Mutual Funds

What is a blue-chip mutual fund?
A blue-chip mutual fund primarily invests in large, financially stable, and well-established companies. These funds focus on businesses known for stability, consistent earnings, and long-term market presence.
What is the difference between a blue-chip mutual fund and a large-cap fund?
Blue-chip funds form a subset of large-cap funds. While both invest in top 100 companies, blue-chip funds specifically target high-quality businesses with consistent financial performance and a proven track record of market stability.
How to choose the best blue-chip mutual fund?
Here’s how to choose the best blue-chip mutual fund for investing -
1. Assess your risk tolerance.
2. Analyse the fund’s performance on Tickertape Mutual Fund Screener.
3. Compare the expense ratio.
4. Evaluate portfolio diversification across sectors, market caps, and asset classes.
5. Understand tax implications as equity and debt funds are taxed differently.
6. Check for exit load and lock-in period.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
Which is the best blue-chip fund?
Here are some of the best blue-chip mutual funds based on 3Y CAGR:
Disclaimer: Please do your own research or consult your financial advisor before investing.
What is better in blue-chip funds: lump sum or SIP?
Both approaches can work, but an SIP in the best blue-chip fund for SIP can be considered by investors looking to spread out their investments and benefit from rupee-cost averaging, especially in volatile markets.
Disclaimer: Please note that this is not a recommendation and investors should conduct thorough research and/or consult a financial advisor before investing.
Do you need a demat account to invest in blue-chip funds?
No, you do not need a demat account to invest in tax-efficient blue-chip funds, as mutual fund investments can be made directly through fund houses or other platforms.

Disclaimer: You can check the Demat account requirement for mutual funds through the Tickertape Mutual Fund Screener.
Are blue-chip funds risky?
Blue-chip mutual funds carry relatively lower risk compared to mid-cap or small-cap funds. However, since they invest in equities, their value can fluctuate with overall market performance and economic conditions.
Disclaimer: Investors should understand that these funds are subject to market risks and should review their financial goals, risk tolerance, and time horizon before investing.
What are the types of blue-chip funds?
Blue-chip funds usually fall under the large-cap category. Some track major indices, such as the Nifty 50 or Sensex, while others are actively managed, where fund managers select companies based on their financial strength and stability.
Why invest in blue-chip funds?
Blue-chip funds focus on steady capital appreciation by investing in large, stable companies. They offer exposure to market leaders that tend to perform consistently across economic cycles, but may still face equity-related risks.

Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Disclaimer: This article is for informational purposes only. The content of the article including securities/investment products mentioned if any, should not in any manner be construed as an investment advice, recommendation, offer, solicitation to buy/hold/sell any securities/investment products. The securities quoted if any, are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.