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Waterstone Financial Inc

Waterstone Financial Inc

WSBF

NASDAQ
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Waterstone Financial Inc

WSBF

NASDAQ
$19.980.15% (+0.03)
$
₹
$19.980.15% (+0.03)
High
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Low
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—
Returns
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1D
1W
1M
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6M
1Y
3Y
5Y
Max

Financial Services

Banks - Regional

Small Cap

With a market cap of $358.6M the stock is ranked 3620

Key Metrics

Key Metrics

PE TTM
PE TTM

Close price divided by the earnings per share for the trailing twelve months

11.53
PB
PB

Close price divided by the book value per share at the end of the most recent quarter

1.09
EPS TTM
EPS TTM

Net profit earned per share over the trailing twelve months (sum of the last 4 quarters)

$1.73
PEG Ratio
PEG Ratio

Price-to-Earnings (P/E) ratio divided by the forecasted annual earnings per share (EPS) growth rate over the next five years

0
Profit Margin
Profit Margin

Net profit divided by the total revenue for the most recent financial year

20%
Dividend Yield
Dividend Yield

Annual dividend per share for the trailing twelve months divided by the close price

3.19%

Analyst Ratings & Forecast

Analyst Ratings & Forecast

Based on 1 analyst's reports

Buy
0 analyst
Hold
1 analyst
Sell
0 analyst

Price Upside

—

Earnings Growth

—

Rev. Growth

—

Company Profile

Company Profile

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities comprising mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities comprising mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.

Peers

Compare with peers Compare with peers 

Peers

Compare with peers Compare with peers 
Rocket Companies Inc
RKT
Rocket Companies Inc
P/E Ratio
—
—
1Y Return
33.39%
33.39%
Buy Reco %
58.82
58.82
Essent Group Ltd
ESNT
Essent Group Ltd
P/E Ratio
9.31
9.31
1Y Return
9.45%
9.45%
Buy Reco %
37.5
37.5
MGIC Investment Corp
MTG
MGIC Investment Corp
P/E Ratio
9.00
9.00
1Y Return
5.55%
5.55%
Buy Reco %
16.66
16.66
Radian Group Inc
RDN
Radian Group Inc
P/E Ratio
8.82
8.82
1Y Return
5.01%
5.01%
Buy Reco %
83.33
83.33
PennyMac Finl Svcs Inc
PFSI
PennyMac Finl Svcs Inc
P/E Ratio
8.75
8.75
1Y Return
50.34%
50.34%
Buy Reco %
50.00
50.00
Compare with Peers

Forecast

Forecast

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

Financials

Financials

Income

Balance Sheet

Cash Flow

51.1
7.9
54.3
7.7
49.2
5.9
7.2
8.4
Q3 2025
Q4 2025
Q1 2026
Q2 2026
Revenue
Net Income
Financial YearQ1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Total Revenue47.1053.6551.0447.5743.9352.1951.1754.3049.247.29
Net Income3.035.714.725.213.037.727.927.715.998.46
Net Profit Margin6.44%10.64%9.26%10.95%6.91%14.80%15.48%14.20%12.17%116.06%
See CostsAll values in $ Million

Peers

Peers & Comparison

Peers & Comparison

Comparing 2 stocks from
Financial ServicesBanks - Regional

Valuation

Returns

Forecast

ScreenerCompare valuation on Screener
StockPE TTMPE TTMPBPBPEG RatioPEG Ratio
Waterstone Financial Inc 11.531.090
Rocket Companies Inc-1.550.53
Essent Group Ltd9.311.070.84
ScreenerCompare valuation on Screener

Price Comparison

Price Comparison

Compare WSBF with any stock or ETF
Compare WSBF with any stock or ETF
Comparing from
WSBF
RKT
ESNT
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Frequently asked questions

  1. Waterstone Financial Inc (WSBF) share price today is $19.98 as of October 26, 2026 at 11:14 PM IST. The stock touched a day high of $20.08 and a day low of $19.64.

  2. Waterstone Financial Inc stock trades on NASDAQ under the ticker symbol WSBF.

  3. Waterstone Financial Inc's market capitalization is $358.64M as of October 26, 2026 at 11:14 PM IST.

  4. Waterstone Financial Inc's price-to-earnings (P/E) ratio is 11.53 as of October 26, 2026.

  5. Waterstone Financial Inc's price-to-book (P/B) ratio is 1.09 as of October 26, 2026.

  6. Yes, Waterstone Financial Inc pays a dividend, with a current dividend yield of 3.19%.

  7. Yes, You can buy Waterstone Financial Inc shares from India through Tickertape, via our partnership with ViewTrade IFSC under the IFSCA Global Access framework, subject to RBI’s Liberalised Remittance Scheme (LRS) limits.

  8. Indian investors can buy Waterstone Financial Inc shares in three steps: 1. Search Waterstone Financial Inc on the Tickertape app and tap Invest. 2. Complete your one-time digital KYC. 3. Fund your account and buy from as low as $1 via fractional shares.

  9. Since Waterstone Financial Inc trades in USD, an Indian investor's INR returns depend on both the stock's price movement and the USD-INR exchange rate. If the rupee depreciates against the dollar, INR returns are boosted beyond the stock's USD return; if the rupee appreciates, INR returns are reduced.

  10. Indian investors can start investing in Waterstone Financial Inc (WSBF) shares from as little as $1 through fractional ownership on Tickertape - for example, $10 buys approximately 0.5005 shares at the current price of $19.98.

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