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USCB Financial Holdings, Inc.

USCB Financial Holdings, Inc.

USCB

NASDAQ
Asset Logo

USCB Financial Holdings, Inc.

USCB

NASDAQ
$19.90.30% (+0.06)
$
₹
$19.90.30% (+0.06)
High
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Low
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Returns
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1D
1W
1M
3M
6M
1Y
3Y
5Y
Max

Financial Services

Banks - Regional

Small Cap

With a market cap of $370.6M the stock is ranked 3569

Key Metrics

Key Metrics

PE TTM
PE TTM

Close price divided by the earnings per share for the trailing twelve months

12.86
PB
PB

Close price divided by the book value per share at the end of the most recent quarter

1.57
EPS TTM
EPS TTM

Net profit earned per share over the trailing twelve months (sum of the last 4 quarters)

$1.56
PEG Ratio
PEG Ratio

Price-to-Earnings (P/E) ratio divided by the forecasted annual earnings per share (EPS) growth rate over the next five years

—
Profit Margin
Profit Margin

Net profit divided by the total revenue for the most recent financial year

30.37%
Dividend Yield
Dividend Yield

Annual dividend per share for the trailing twelve months divided by the close price

2.39%

Analyst Ratings & Forecast

Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 

Based on 5 analysts reports

Buy
3 analysts
Hold
2 analysts
Sell
0 analyst

Price Upside

+16.6%

Earnings Growth

+34.35%

Rev. Growth

-28.39%

See Detailed Forecast

Company Profile

Company Profile

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.

Peers

Compare with peers Compare with peers 

Peers

Compare with peers Compare with peers 
PNC Financial Services Group Inc
PNC
PNC Financial Services Group Inc
P/E Ratio
12.13
12.13
1Y Return
27.6%
27.6%
Buy Reco %
69.56
69.56
Truist Financial Corp
TFC
Truist Financial Corp
P/E Ratio
12.57
12.57
1Y Return
17.67%
17.67%
Buy Reco %
31.81
31.81
Huntington Bancshares Incorporated
HBAN
Huntington Bancshares Incorporated
P/E Ratio
13.12
13.12
1Y Return
3.86%
3.86%
Buy Reco %
66.66
66.66
M&T Bank Corporation
MTB
M&T Bank Corporation
P/E Ratio
11.72
11.72
1Y Return
24.17%
24.17%
Buy Reco %
27.27
27.27
Citizens Financial Group, Inc.
CFG
Citizens Financial Group, Inc.
P/E Ratio
13.11
13.11
1Y Return
26.88%
26.88%
Buy Reco %
85.00
85.00
Compare with Peers

Forecast

Forecast

Price

Revenue

Earnings

Price Forecast

Price Forecast

Lower price growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The 12-month consensus target implies 16.60% growth, versus a trailing 3-year CAGR of 24.32%.

2026
Current$19.94Baseline
Analyst Target - 1 year
Target$23.25+16.6%

All values in $

202220232024202520262027$14.33$18.08$21.83Target+16.6%
2026
Current$19.94Baseline
Analyst Target - 1 year
Target$23.25+16.6%

All values in $

Revenue Forecast

Revenue Forecast

Lower revenue growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The next fiscal year's mean estimate implies -28.39% growth, versus a trailing 3-year CAGR of 25.92%.

2025
Current$152.07Baseline
Forecast for Dec 2026
High$109.1-28.26%
Average$108.90-28.39%
Low$108.61-28.58%

All values in $ Million

20212022202320242025202615.0376.16108.42143.97152.07Low-28.58%Average-28.39%High-28.26%
2025
Current$152.07Baseline
Forecast for Dec 2026
High$109.1-28.26%
Average$108.90-28.39%
Low$108.61-28.58%

All values in $ Million

Earnings Per Share Forecast

Earnings Per Share Forecast

Higher earnings growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The next fiscal year's mean estimate implies 34.35% growth, versus a trailing 3-year CAGR of 13.70%.

2025
Current$1.47Baseline
Forecast for Dec 2026
High$1.98+34.69%
Average$1.98+34.35%
Low$1.97+34.01%

All values in $

2021202220232024202520261.2910.91.231.47Low+34.01%Average+34.35%High+34.69%
2025
Current$1.47Baseline
Forecast for Dec 2026
High$1.98+34.69%
Average$1.98+34.35%
Low$1.97+34.01%

All values in $

Financials

Financials

Income

Balance Sheet

Cash Flow

33.4
1.3
26.1
9.3
43.1
9
42.8
9.5
Q4 2025
Q1 2026
Q2 2026
Q3 2026
Revenue
Net Income
Financial YearQ2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Total Revenue35.823737.7937.6939.5241.4033.4526.1943.1442.87
Net Income6.206.946.907.658.148.931.369.359.079.52
Net Profit Margin17.33%18.78%18.26%20.31%20.59%21.58%4.07%35.69%21.04%22.22%
See CostsAll values in $ Million

Peers

Peers & Comparison

Peers & Comparison

Comparing 2 stocks from
Financial ServicesBanks - Regional

Valuation

Returns

Forecast

ScreenerCompare valuation on Screener
StockPE TTMPE TTMPBPBPEG RatioPEG Ratio
USCB Financial Holdings, Inc. 12.861.57-
PNC Financial Services Group Inc12.131.451.55
Truist Financial Corp12.571.041.10
ScreenerCompare valuation on Screener

Price Comparison

Price Comparison

Compare USCB with any stock or ETF
Compare USCB with any stock or ETF
Comparing from
USCB
PNC
TFC
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Frequently asked questions

  1. USCB Financial Holdings, Inc. (USCB) share price today is $19.89 as of November 5, 2026 at 2:29 AM IST. The stock touched a day high of $21.02 and a day low of $19.84.

  2. USCB Financial Holdings, Inc. stock trades on NASDAQ under the ticker symbol USCB.

  3. USCB Financial Holdings, Inc.'s market capitalization is $370.59M as of November 5, 2026 at 2:29 AM IST.

  4. USCB Financial Holdings, Inc.'s price-to-earnings (P/E) ratio is 12.86 as of November 4, 2026.

  5. USCB Financial Holdings, Inc.'s price-to-book (P/B) ratio is 1.57 as of November 4, 2026.

  6. Yes, USCB Financial Holdings, Inc. pays a dividend, with a current dividend yield of 2.39%.

  7. Yes, You can buy USCB Financial Holdings, Inc. shares from India through Tickertape, via our partnership with ViewTrade IFSC under the IFSCA Global Access framework, subject to RBI’s Liberalised Remittance Scheme (LRS) limits.

  8. Indian investors can buy USCB Financial Holdings, Inc. shares in three steps: 1. Search USCB Financial Holdings, Inc. on the Tickertape app and tap Invest. 2. Complete your one-time digital KYC. 3. Fund your account and buy from as low as $1 via fractional shares.

  9. Since USCB Financial Holdings, Inc. trades in USD, an Indian investor's INR returns depend on both the stock's price movement and the USD-INR exchange rate. If the rupee depreciates against the dollar, INR returns are boosted beyond the stock's USD return; if the rupee appreciates, INR returns are reduced.

  10. Indian investors can start investing in USCB Financial Holdings, Inc. (USCB) shares from as little as $1 through fractional ownership on Tickertape - for example, $10 buys approximately 0.5025 shares at the current price of $19.89.

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