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Encore Capital Group Inc

Encore Capital Group Inc

ECPG

NASDAQ
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Encore Capital Group Inc

ECPG

NASDAQ
$100.392.72% (+2.66)
$
₹
$100.392.72% (+2.66)
High
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Low
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Returns
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Financial Services

Credit Services

Mid Cap

With a market cap of $2.1B the stock is ranked 2093

Key Metrics

Key Metrics

PE TTM
PE TTM

Close price divided by the earnings per share for the trailing twelve months

7.42
PB
PB

Close price divided by the book value per share at the end of the most recent quarter

1.96
EPS TTM
EPS TTM

Net profit earned per share over the trailing twelve months (sum of the last 4 quarters)

$13.17
PEG Ratio
PEG Ratio

Price-to-Earnings (P/E) ratio divided by the forecasted annual earnings per share (EPS) growth rate over the next five years

0.16
Profit Margin
Profit Margin

Net profit divided by the total revenue for the most recent financial year

15.86%
Dividend Yield
Dividend Yield

Annual dividend per share for the trailing twelve months divided by the close price

—

Analyst Ratings & Forecast

Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 

Based on 4 analysts reports

Buy
3 analysts
Hold
1 analyst
Sell
0 analyst

Price Upside

+19.72%

Earnings Growth

+21.66%

Rev. Growth

+8.4%

See Detailed Forecast

Company Profile

Company Profile

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Peers

Compare with peers Compare with peers 

Peers

Compare with peers Compare with peers 
American Express Company
AXP
American Express Company
P/E Ratio
19.00
19.00
1Y Return
11.75%
11.75%
Buy Reco %
50.00
50.00
Capital One Financial Corporation
COF
Capital One Financial Corporation
P/E Ratio
12.33
12.33
1Y Return
8.15%
8.15%
Buy Reco %
79.16
79.16
Synchrony Financial
SYF
Synchrony Financial
P/E Ratio
7.68
7.68
1Y Return
0.95%
0.95%
Buy Reco %
62.5
62.5
SoFi Technologies Inc.
SOFI
SoFi Technologies Inc.
P/E Ratio
29.82
29.82
1Y Return
47.95%
47.95%
Buy Reco %
40.00
40.00
Joint Stock Company Kaspi.kz
KSPI
Joint Stock Company Kaspi.kz
P/E Ratio
8.40
8.40
1Y Return
23.1%
23.1%
Buy Reco %
57.14
57.14
Compare with Peers

Forecast

Forecast

Price

Revenue

Earnings

Price Forecast

Price Forecast

Lower price growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The 12-month consensus target implies 19.72% growth, versus a trailing 3-year CAGR of 32.23%.

2026
Current$97.73Baseline
Analyst Target - 1 year
Target$117+19.72%

All values in $

202220232024202520262027$64.42$85.85$107.27Target+19.72%
2026
Current$97.73Baseline
Analyst Target - 1 year
Target$117+19.72%

All values in $

Revenue Forecast

Revenue Forecast

Higher revenue growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The next fiscal year's mean estimate implies 8.40% growth, versus a trailing 3-year CAGR of 8.02%.

2025
Current$1.76Baseline
Forecast for Dec 2026
High$1.94+10.1%
Average$1.91+8.4%
Low$1.88+6.77%

All values in $ Billion

2021202220232024202520261.611.391.221.311.76Low+6.77%Average+8.4%High+10.1%
2025
Current$1.76Baseline
Forecast for Dec 2026
High$1.94+10.1%
Average$1.91+8.4%
Low$1.88+6.77%

All values in $ Billion

Earnings Per Share Forecast

Earnings Per Share Forecast

2025
Current$11.11Baseline
Forecast for Dec 2026
High$13.65+22.85%
Average$13.52+21.66%
Low$13.4+20.6%

All values in $

20212022202320242025202611.926.82.14-0.5911.11Low+20.6%Average+21.66%High+22.85%
2025
Current$11.11Baseline
Forecast for Dec 2026
High$13.65+22.85%
Average$13.52+21.66%
Low$13.4+20.6%

All values in $

Financials

Financials

Income

Balance Sheet

Cash Flow

460.3
74.6
473.5
76.6
472.9
86.2
491.8
63.9
Q3 2025
Q4 2025
Q1 2026
Q2 2026
Revenue
Net Income
Financial YearQ1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Total Revenue328.38355.28367.07265.61392.77442.12460.35473.55472.93491.87
Net Income23.2332.1830.64-225.3046.7958.7274.6676.6586.2463.99
Net Profit Margin7.07%9.05%8.34%-84.82%11.91%13.28%16.21%16.18%18.23%13.01%
See CostsAll values in $ Million

Peers

Peers & Comparison

Peers & Comparison

Comparing 2 stocks from
Financial ServicesCredit Services

Valuation

Returns

Forecast

ScreenerCompare valuation on Screener
StockPE TTMPE TTMPBPBPEG RatioPEG Ratio
Encore Capital Group Inc 7.421.960.16
American Express Company19.006.131.26
Capital One Financial Corporation12.331.080.18
ScreenerCompare valuation on Screener

Price Comparison

Price Comparison

Compare ECPG with any stock or ETF
Compare ECPG with any stock or ETF
Comparing from
ECPG
AXP
COF
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Frequently asked questions

  1. Encore Capital Group Inc (ECPG) share price today is $100.39 as of October 26, 2026 at 11:12 PM IST. The stock touched a day high of $100.94 and a day low of $97.84.

  2. Encore Capital Group Inc stock trades on NASDAQ under the ticker symbol ECPG.

  3. Encore Capital Group Inc's market capitalization is $2.07B as of October 26, 2026 at 11:12 PM IST.

  4. Encore Capital Group Inc's price-to-earnings (P/E) ratio is 7.42 as of October 26, 2026.

  5. Encore Capital Group Inc's price-to-book (P/B) ratio is 1.96 as of October 26, 2026.

  6. Yes, You can buy Encore Capital Group Inc shares from India through Tickertape, via our partnership with ViewTrade IFSC under the IFSCA Global Access framework, subject to RBI’s Liberalised Remittance Scheme (LRS) limits.

  7. Indian investors can buy Encore Capital Group Inc shares in three steps: 1. Search Encore Capital Group Inc on the Tickertape app and tap Invest. 2. Complete your one-time digital KYC. 3. Fund your account and buy from as low as $1 via fractional shares.

  8. Since Encore Capital Group Inc trades in USD, an Indian investor's INR returns depend on both the stock's price movement and the USD-INR exchange rate. If the rupee depreciates against the dollar, INR returns are boosted beyond the stock's USD return; if the rupee appreciates, INR returns are reduced.

  9. Indian investors can start investing in Encore Capital Group Inc (ECPG) shares from as little as $1 through fractional ownership on Tickertape - for example, $10 buys approximately 0.0996 shares at the current price of $100.39.

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