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Consumer Portfolio Services Inc

Consumer Portfolio Services Inc

CPSS

NASDAQ
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Consumer Portfolio Services Inc

CPSS

NASDAQ
$9.684.49% (-0.45)
$
₹
$9.684.49% (-0.45)
High
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Low
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Returns
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1W
1M
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6M
1Y
3Y
5Y
Max

Financial Services

Credit Services

Micro Cap

With a market cap of $213.3M the stock is ranked 4158

Key Metrics

Key Metrics

PE TTM
PE TTM

Close price divided by the earnings per share for the trailing twelve months

9.95
PB
PB

Close price divided by the book value per share at the end of the most recent quarter

0.67
EPS TTM
EPS TTM

Net profit earned per share over the trailing twelve months (sum of the last 4 quarters)

$0.98
PEG Ratio
PEG Ratio

Price-to-Earnings (P/E) ratio divided by the forecasted annual earnings per share (EPS) growth rate over the next five years

0.33
Profit Margin
Profit Margin

Net profit divided by the total revenue for the most recent financial year

10.59%
Dividend Yield
Dividend Yield

Annual dividend per share for the trailing twelve months divided by the close price

—

Analyst Ratings & Forecast

Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 

Based on consolidated analysts reports

?

Buy, Sell and Hold recommendations are not available

Price Upside

+38.07%

Earnings Growth

+81.25%

Rev. Growth

—

See Detailed Forecast

Company Profile

Company Profile

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

Peers

Compare with peers Compare with peers 

Peers

Compare with peers Compare with peers 
American Express Company
AXP
American Express Company
P/E Ratio
18.47
18.47
1Y Return
9.07%
9.07%
Buy Reco %
48.27
48.27
Capital One Financial Corporation
COF
Capital One Financial Corporation
P/E Ratio
12.91
12.91
1Y Return
6.46%
6.46%
Buy Reco %
82.60
82.60
Synchrony Financial
SYF
Synchrony Financial
P/E Ratio
7.84
7.84
1Y Return
0.4%
0.4%
Buy Reco %
60.86
60.86
SoFi Technologies Inc.
SOFI
SoFi Technologies Inc.
P/E Ratio
30.49
30.49
1Y Return
46.65%
46.65%
Buy Reco %
44.00
44.00
Joint Stock Company Kaspi.kz
KSPI
Joint Stock Company Kaspi.kz
P/E Ratio
8.74
8.74
1Y Return
24.37%
24.37%
Buy Reco %
57.14
57.14
Compare with Peers

Forecast

Forecast

Price

Revenue

Earnings

Price Forecast

Price Forecast

Higher price growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The 12-month consensus target implies 38.07% growth, versus a trailing 3-year CAGR of 1.59%.

2026
Current$10.14Baseline
Analyst Target - 1 year
Target$14+38.07%

All values in $

202220232024202520262027$9.82$11.68$13.54Target+38.07%
2026
Current$10.14Baseline
Analyst Target - 1 year
Target$14+38.07%

All values in $

Earnings Per Share Forecast

Earnings Per Share Forecast

Higher earnings growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The next fiscal year's mean estimate implies 81.25% growth, versus a trailing 3-year CAGR of -33.33%.

2025
Current$0.8Baseline
Forecast for Dec 2026
High$1.45+81.25%
Average$1.45+81.25%
Low$1.45+81.25%

All values in $

2021202220232024202520261.832.71.850.790.8Low+81.25%Average+81.25%High+81.25%
2025
Current$0.8Baseline
Forecast for Dec 2026
High$1.45+81.25%
Average$1.45+81.25%
Low$1.45+81.25%

All values in $

Financials

Financials

Income

Balance Sheet

Cash Flow

109.4
4.9
112.3
5.5
121.3
6.2
131.9
6.9
Q4 2025
Q1 2026
Q2 2026
Q3 2026
Revenue
Net Income
Financial YearQ2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Total Revenue95.88100.58105.30106.87109.76108.42109.41112.33121.38131.91
Net Income4.674.795.144.694.794.854.985.536.236.95
Net Profit Margin4.87%4.76%4.88%4.39%4.37%4.47%4.55%4.93%5.13%5.27%
See CostsAll values in $ Million

Peers

Peers & Comparison

Peers & Comparison

Comparing 2 stocks from
Financial ServicesCredit Services

Valuation

Returns

Forecast

ScreenerCompare valuation on Screener
StockPE TTMPE TTMPBPBPEG RatioPEG Ratio
Consumer Portfolio Services Inc 9.950.670.33
American Express Company18.475.971.32
Capital One Financial Corporation12.911.170.18
ScreenerCompare valuation on Screener

Price Comparison

Price Comparison

Compare CPSS with any stock or ETF
Compare CPSS with any stock or ETF
Comparing from
CPSS
AXP
COF
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Frequently asked questions

  1. Consumer Portfolio Services Inc (CPSS) share price today is $9.68 as of November 6, 2026 at 2:29 AM IST. The stock touched a day high of $10.26 and a day low of $9.68.

  2. Consumer Portfolio Services Inc stock trades on NASDAQ under the ticker symbol CPSS.

  3. Consumer Portfolio Services Inc's market capitalization is $213.26M as of November 6, 2026 at 2:29 AM IST.

  4. Consumer Portfolio Services Inc's price-to-earnings (P/E) ratio is 9.95 as of November 5, 2026.

  5. Consumer Portfolio Services Inc's price-to-book (P/B) ratio is 0.67 as of November 5, 2026.

  6. Yes, You can buy Consumer Portfolio Services Inc shares from India through Tickertape, via our partnership with ViewTrade IFSC under the IFSCA Global Access framework, subject to RBI’s Liberalised Remittance Scheme (LRS) limits.

  7. Indian investors can buy Consumer Portfolio Services Inc shares in three steps: 1. Search Consumer Portfolio Services Inc on the Tickertape app and tap Invest. 2. Complete your one-time digital KYC. 3. Fund your account and buy from as low as $1 via fractional shares.

  8. Since Consumer Portfolio Services Inc trades in USD, an Indian investor's INR returns depend on both the stock's price movement and the USD-INR exchange rate. If the rupee depreciates against the dollar, INR returns are boosted beyond the stock's USD return; if the rupee appreciates, INR returns are reduced.

  9. Indian investors can start investing in Consumer Portfolio Services Inc (CPSS) shares from as little as $1 through fractional ownership on Tickertape - for example, $10 buys approximately 1.0326 shares at the current price of $9.68.

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