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Community Bank System Inc

Community Bank System Inc

CBU

NYSE
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Community Bank System Inc

CBU

NYSE
$64.701.55% (-1.02)
$
₹
$64.701.55% (-1.02)
High
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Financial Services

Banks - Regional

Mid Cap

With a market cap of $3.3B the stock is ranked 1779

Key Metrics

Key Metrics

PE TTM
PE TTM

Close price divided by the earnings per share for the trailing twelve months

14.59
PB
PB

Close price divided by the book value per share at the end of the most recent quarter

1.59
EPS TTM
EPS TTM

Net profit earned per share over the trailing twelve months (sum of the last 4 quarters)

$4.37
PEG Ratio
PEG Ratio

Price-to-Earnings (P/E) ratio divided by the forecasted annual earnings per share (EPS) growth rate over the next five years

2.62
Profit Margin
Profit Margin

Net profit divided by the total revenue for the most recent financial year

27.29%
Dividend Yield
Dividend Yield

Annual dividend per share for the trailing twelve months divided by the close price

2.95%

Analyst Ratings & Forecast

Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 

Based on 6 analysts reports

Buy
1 analyst
Hold
5 analysts
Sell
0 analyst

Price Upside

+4.97%

Earnings Growth

+13.61%

Rev. Growth

-11.14%

See Detailed Forecast

Company Profile

Company Profile

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.

Peers

Compare with peers Compare with peers 

Peers

Compare with peers Compare with peers 
PNC Financial Services Group Inc
PNC
PNC Financial Services Group Inc
P/E Ratio
12.33
12.33
1Y Return
23.13%
23.13%
Buy Reco %
69.56
69.56
Truist Financial Corp
TFC
Truist Financial Corp
P/E Ratio
12.93
12.93
1Y Return
14.43%
14.43%
Buy Reco %
31.81
31.81
Huntington Bancshares Incorporated
HBAN
Huntington Bancshares Incorporated
P/E Ratio
13.10
13.10
1Y Return
5.03%
5.03%
Buy Reco %
66.66
66.66
M&T Bank Corporation
MTB
M&T Bank Corporation
P/E Ratio
11.60
11.60
1Y Return
19.86%
19.86%
Buy Reco %
27.27
27.27
Citizens Financial Group, Inc.
CFG
Citizens Financial Group, Inc.
P/E Ratio
13.00
13.00
1Y Return
28.11%
28.11%
Buy Reco %
85.00
85.00
Compare with Peers

Forecast

Forecast

Price

Revenue

Earnings

Price Forecast

Price Forecast

Lower price growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The 12-month consensus target implies 4.97% growth, versus a trailing 3-year CAGR of 17.15%.

2026
Current$65.73Baseline
Analyst Target - 1 year
Target$69+4.97%

All values in $

202220232024202520262027$52.12$60.05$67.97Target+4.97%
2026
Current$65.73Baseline
Analyst Target - 1 year
Target$69+4.97%

All values in $

Revenue Forecast

Revenue Forecast

Lower revenue growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The next fiscal year's mean estimate implies -11.14% growth, versus a trailing 3-year CAGR of 12.91%.

2025
Current$1.01Baseline
Forecast for Dec 2026
High$0.90-10.98%
Average$0.89-11.14%
Low$0.89-11.35%

All values in $ Billion

2021202220232024202520260.630.700.750.941.01Low-11.35%Average-11.14%High-10.98%
2025
Current$1.01Baseline
Forecast for Dec 2026
High$0.90-10.98%
Average$0.89-11.14%
Low$0.89-11.35%

All values in $ Billion

Earnings Per Share Forecast

Earnings Per Share Forecast

Higher earnings growth forecast versus trailing 3-year CAGR
Compares analyst forecast growth with historical annualized growth.

The next fiscal year's mean estimate implies 13.61% growth, versus a trailing 3-year CAGR of 4.11%.

2025
Current$4.04Baseline
Forecast for Dec 2026
High$4.61+14.11%
Average$4.59+13.61%
Low$4.57+13.12%

All values in $

2021202220232024202520263.493.583.353.434.04Low+13.12%Average+13.61%High+14.11%
2025
Current$4.04Baseline
Forecast for Dec 2026
High$4.61+14.11%
Average$4.59+13.61%
Low$4.57+13.12%

All values in $

Financials

Financials

Income

Balance Sheet

Cash Flow

263.7
54.4
258.5
57.2
268.3
61.3
271.9
61.3
Q4 2025
Q1 2026
Q2 2026
Q3 2026
Revenue
Net Income
Financial YearQ2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Total Revenue231.42240.09246.24243.68247.38256.17263.77258.56268.36271.99
Net Income47.9143.9049.7949.6151.3355.0854.4257.2161.3361.30
Net Profit Margin20.70%18.28%20.22%20.36%20.74%21.50%20.63%22.12%22.85%22.53%
See CostsAll values in $ Million

Peers

Peers & Comparison

Peers & Comparison

Comparing 2 stocks from
Financial ServicesBanks - Regional

Valuation

Returns

Forecast

ScreenerCompare valuation on Screener
StockPE TTMPE TTMPBPBPEG RatioPEG Ratio
Community Bank System Inc 14.591.592.62
PNC Financial Services Group Inc12.331.481.58
Truist Financial Corp12.931.041.10
ScreenerCompare valuation on Screener

Price Comparison

Price Comparison

Compare CBU with any stock or ETF
Compare CBU with any stock or ETF
Comparing from
CBU
PNC
TFC
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Frequently asked questions

  1. Community Bank System Inc (CBU) share price today is $64.70 as of November 6, 2026 at 2:29 AM IST. The stock touched a day high of $66.70 and a day low of $64.35.

  2. Community Bank System Inc stock trades on NYSE under the ticker symbol CBU.

  3. Community Bank System Inc's market capitalization is $3.34B as of November 6, 2026 at 2:29 AM IST.

  4. Community Bank System Inc's price-to-earnings (P/E) ratio is 14.59 as of November 5, 2026.

  5. Community Bank System Inc's price-to-book (P/B) ratio is 1.59 as of November 5, 2026.

  6. Yes, Community Bank System Inc pays a dividend, with a current dividend yield of 2.95%.

  7. Yes, You can buy Community Bank System Inc shares from India through Tickertape, via our partnership with ViewTrade IFSC under the IFSCA Global Access framework, subject to RBI’s Liberalised Remittance Scheme (LRS) limits.

  8. Indian investors can buy Community Bank System Inc shares in three steps: 1. Search Community Bank System Inc on the Tickertape app and tap Invest. 2. Complete your one-time digital KYC. 3. Fund your account and buy from as low as $1 via fractional shares.

  9. Since Community Bank System Inc trades in USD, an Indian investor's INR returns depend on both the stock's price movement and the USD-INR exchange rate. If the rupee depreciates against the dollar, INR returns are boosted beyond the stock's USD return; if the rupee appreciates, INR returns are reduced.

  10. Indian investors can start investing in Community Bank System Inc (CBU) shares from as little as $1 through fractional ownership on Tickertape - for example, $10 buys approximately 0.1545 shares at the current price of $64.70.

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