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US Mortgage Company Stocks: Leading US Mortgage Company Companies in 2026

US mortgage rates have hovered in the mid-6% range through much of 2026, with Fannie Mae and the MBA both forecasting 30-year fixed rates to stay near 6.4-6.5% for the rest of the year, keeping both mortgage originators and mortgage REITs closely tied to the pace of Fed policy. In this article, we cover US mortgage company stocks that could benefit from this environment, along with an overview of the top mortgage companies to explore on Tickertape US Stocks.

List of US Mortgage Company Stocks in 2026

US Mortgage Stocks

Explore US mortgage stocks involved in mortgage lending, home financing, mortgage servicing and related financial services. Analyse companies using live share price, market cap, returns, valuation, profitability and other key financial metrics.

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last updated at 2:30 AM IST 
NameUS Stocks (61)↓↓Sub-SectorSub-Sector↓↓Market CapMarket Cap↓↓Close PriceClose Price↓↓PE Ratio (TTM)PE Ratio (TTM)↓↓1M Return1M Return↓↓1D Return1D Return↓↓Return on EquityReturn on Equity↓↓PB RatioPB Ratio↓
1.Rocket Companies IncRKTMortgage FinanceMortgage Finance32,096.6732,096.6711.7411.74---7.85-7.855.765.763.033.031.461.46
2.Annaly Capital Management, Inc.NLYREIT - MortgageREIT - Mortgage13,785.4413,785.4418.3418.344.344.34-14.46-14.460.330.3319.5719.571.051.05
3.AGNC Investment Corp.AGNCREIT - MortgageREIT - Mortgage10,432.2410,432.248.788.78176.00176.00-12.98-12.981.201.2019.8019.801.111.11
4.AGNC Investment Corp.AGNCNREIT - MortgageREIT - Mortgage8,854.178,854.1725.2625.26---2.06-2.06-0.22-0.220.900.90--
5.AGNC Investment Corp.AGNCMREIT - MortgageREIT - Mortgage8,826.948,826.9424.5024.50---3.43-3.43-0.22-0.2219.8019.80--
6.AGNC Investment Corp.AGNCPREIT - MortgageREIT - Mortgage6,462.496,462.4924.6724.67---2.84-2.84-0.11-0.110.900.90--
7.Rithm Capital Corp.RITMREIT - MortgageREIT - Mortgage4,860.934,860.938.688.6814.5114.51-9.96-9.961.571.575.595.590.760.76
8.Starwood Property Trust IncSTWDREIT - MortgageREIT - Mortgage4,629.384,629.3812.5812.5820.3220.32-16.69-16.693.753.753.693.690.840.84
9.PennyMac Finl Svcs IncPFSIMortgage FinanceMortgage Finance3,131.123,131.1263.3663.368.298.29-5.38-5.386.436.439.389.380.790.79
10.Dynex Capital IncDXREIT - MortgageREIT - Mortgage2,719.912,719.9111.0511.0539.1439.14-8.68-8.68-0.01-0.01-1.99-1.990.990.99
11.ARMOUR Residential REIT IncARRREIT - MortgageREIT - Mortgage1,794.891,794.8912.8112.813.123.12-14.54-14.54-0.93-0.9320.3320.330.820.82
12.UWM Holdings CorpUWMCMortgage FinanceMortgage Finance1,767.661,767.661.151.15---8.73-8.733.153.15-7.68-7.683.143.14
13.Blackstone Mortgage Trust IncBXMTREIT - MortgageREIT - Mortgage1,730.941,730.9410.2010.20128.38128.38-22.37-22.373.763.760.450.450.680.68
14.Ellington Financial Inc.EFCREIT - MortgageREIT - Mortgage1,507.601,507.6011.6311.637.137.13-8.43-8.431.881.8812.2512.250.920.92
15.Ladder Capital Corp Class ALADRREIT - MortgageREIT - Mortgage1,148.131,148.139.329.3211.0411.04-0.96-0.964.174.176.706.700.810.81
16.Walker & Dunlop IncWDMortgage FinanceMortgage Finance1,147.511,147.5134.6834.6828.3328.33-9.50-9.505.445.442.362.360.770.77
17.Orchid Island Capital Inc.ORCREIT - MortgageREIT - Mortgage961.37961.374.904.902.972.97-19.93-19.930.510.5120.8020.800.810.81
18.Apollo Commercial Real Estate Finance IncARIREIT - MortgageREIT - Mortgage818.83818.836.346.347.967.96-1.09-1.09-1.16-1.168.518.510.640.64
19.Chimera Investment CorporationCIMREIT - MortgageREIT - Mortgage700.95700.958.248.24---26.10-26.102.492.490.050.050.390.39
20.New York Mortgage Trust, Inc.ADAMREIT - MortgageREIT - Mortgage676.79676.797.447.444.484.48-15.45-15.453.833.8316.4416.440.850.85
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Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Stock Screener and is subject to real-time updates.

Overviews of Top US Mortgage Company Stocks

Rocket Companies Inc

Rocket Companies is a fintech company engaged in mortgage, real estate, and personal finance, operating through the Direct-to-Consumer and Partner Network segments. Its portfolio includes Rocket Mortgage, Redfin, a digital real estate brokerage it acquired to expand into home search, Rocket Close for closing and title services, Rocket Money for financial wellness, and Rocket Loans for personal lending. Founded in 1985 and headquartered in Detroit, Michigan, Rocket Companies recently resolved FTC litigation involving Redfin, removing a key overhang on the stock, and is the largest company in this list by market capitalisation.

Annaly Capital Management Inc

Annaly Capital Management is a diversified capital manager investing across mortgage finance, holding a portfolio of agency mortgage-backed securities, non-agency residential whole loans, mortgage servicing rights and other mortgage-related securities. Incorporated in 1996 and based in New York, the company has elected to be taxed as a real estate investment trust, meaning it avoids federal corporate income tax by distributing most of its taxable income to shareholders. Annaly is one of the largest mortgage REITs in the country and currently offers a dividend yield in the low-to-mid teens, reflecting the REIT's income-focused structure.

Starwood Property Trust Inc

Starwood Property Trust operates as a real estate investment trust through four segments: Commercial and Residential Lending, Infrastructure Lending, Property, and Investing and Servicing. Its Commercial and Residential Lending segment originates, acquires, and manages commercial first mortgages, non-agency residential mortgages, mezzanine loans, and commercial and residential mortgage-backed securities, as well as other real estate debt investments, including distressed loans. The company pays a dividend yield in the high single- to low double-digit range and, unlike the pure agency-focused mortgage REITs on this list, has meaningful exposure to commercial and infrastructure lending alongside residential mortgage assets.

AGNC Investment Corp

AGNC Investment Corp provides private capital to the US housing market by investing in residential mortgage pass-through securities and collateralised mortgage obligations, where principal and interest payments are guaranteed by US government-sponsored enterprises or government agencies. Incorporated in 2008 and headquartered in Bethesda, Maryland, the company was formerly known as American Capital Agency Corp before changing its name to AGNC Investment Corp in September 2016. Like other agency mortgage REITs, AGNC pays a monthly dividend, and its book value and share price are closely tied to movements in mortgage-backed securities spreads and interest rates.

Rithm Capital Corp

Rithm Capital operates as an asset manager focused on real estate, credit and financial services through Origination and Servicing, Residential Transitional Lending, and Asset Management and Investment Portfolio segments. Its business spans mortgage servicing rights, single-family rental properties, residential transitional lending, and an asset management arm that includes Sculptor Capital Management. Incorporated in 2011 and based in New York, the company was formerly known as New Residential Investment Corp before changing its name to Rithm Capital Corp in August 2022, and continues to diversify beyond pure mortgage REIT investing into broader asset management.

What are US Mortgage Company Stocks?

US mortgage company stocks are shares of businesses involved in originating, servicing or investing in residential and commercial mortgages. The broader US mortgage industry includes mortgage lenders, servicers and mortgage REITs with different revenue models. These mortgage stocks are closely linked to interest rates, housing activity and mortgage-backed security spreads. Investors evaluating mortgage companies in the USA should therefore distinguish between lenders and REITs before comparing their performance.

How to Evaluate and Invest in US Mortgage Company Sector Stocks?

Here's how to invest in the US Mortgage Company stock market from India, step by step:

  1. Log in or Create an Account: Visit Tickertape US Stocks and log in to your account. Create an account if you have not registered yet and complete the US investing account-opening process.
  2. Search for Mortgage Company Stocks: Use the Tickertape US Stock Screener and select 'Mortgage Finance' and 'REIT - Mortgage’ under the sector filter.
  3. Analyse the Stocks: Each stock page provides information such as the live market price, 52-week range, financial performance, peer comparison and recent news.
  4. Add Money to Your US Wallet: Connect an eligible bank account and transfer money to your US Wallet under the Liberalised Remittance Scheme.
  5. Place Your Order: Select the Mortgage Company stock you want to invest in and click on 'Buy' to place the order through Tickertape.

Taxation of US Mortgage Company Stocks for Indian Investors

The tax treatment of US mortgage company stocks generally depends on the holding period, the investor's applicable income tax rate, and US withholding rules on dividend income.

IncomeHolding Period / ConditionTax Rate in the USTax Rate in India
Long-Term Capital Gains (LTCG)Held for > 24 months0% (Taxed only in India under DTAA)12.5% (+ applicable surcharge & cess)
Short-Term Capital Gains (STCG)Held for < 24 months0% (Taxed only in India under DTAA)Taxed as per your applicable income slab rate

Advantages of Investing in US Mortgage Company Stocks

High Dividends

Mortgage REITs can offer dividend yields well above the broader market, with some agency-focused names yielding in the low- to mid-teens. These payouts make certain mortgage stocks income-oriented but also reflect higher risk.

Rate-Cut Support

MBA and Fannie Mae expect rates to remain around the mid-6% range in 2026. Lower borrowing costs could support originations across the US mortgage market and improve the values of mortgage REIT assets.

Revenue Diversity

Larger mortgage companies in the USA are expanding into real estate brokerage, title services and personal finance. These businesses can reduce reliance on mortgage originations and help smooth earnings across different interest-rate cycles.

Agency Exposure

Agency mortgage REITs invest in securities backed by government-sponsored enterprises or agencies. This reduces credit risk relative to non-agency assets, leaving interest-rate and spread movements as the primary portfolio risks.

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Risks of Investing in US Mortgage Company Stocks

Rate Volatility

Mortgage REIT earnings and book values are highly sensitive to interest rates and mortgage-backed security spreads. Sharp market moves can therefore create large swings in reported income and portfolio valuations.

High Leverage

Mortgage REITs often use short-term borrowing to finance their portfolios. This leverage can magnify returns when asset values rise but can also amplify losses when mortgage securities decline in value.

Weak Originations

Mortgage lenders depend heavily on purchase and refinancing activity. With rates still around the mid-6% range in 2026, subdued borrowing demand could continue to pressure origination volumes and related revenue.

Dividend Risk

High mortgage REIT dividends are not guaranteed. Weak earnings, falling book values or adverse rate movements can lead companies to reduce payouts, affecting investors who rely heavily on dividend income.

Factors to Consider Before Investing in US Mortgage Company Stocks

Mortgage Rates

Mortgage rates are closely linked to the 10-year Treasury yield. Changes can influence borrowing demand, refinancing volumes and mortgage-backed security valuations, making rates central to the performance of mortgage stocks.

Book Value

For mortgage REITs, tangible book value per share reflects changes in portfolio value. Persistent declines can signal weaker balance sheets and may raise concerns about the sustainability of high dividend payouts.

Loan Volumes

Origination volumes and the mix of home purchases versus refinancings directly affect lender revenue. Higher activity across the US mortgage market generally supports mortgage originators, while refinancing remains particularly rate-sensitive.

Credit Quality

Non-agency and commercial mortgage REITs are exposed to borrower delinquencies and underlying credit quality. Agency-focused companies face less direct credit risk because their securities carry government-linked guarantees.

Key Growth Drivers for US Mortgage Company Stocks

Refinancing Potential

A sustained decline in US mortgage rates toward the mid-5% range could make refinancing attractive to more borrowers, expanding the addressable refinancing market and supporting higher loan origination volumes.

Service Expansion

Large mortgage firms are moving into adjacent real estate and financial services. Rocket’s acquisition of Redfin illustrates how top US mortgage companies can capture more of the homeownership journey and diversify revenue.

GSE Policy

Changes involving government-sponsored enterprises could reshape the US mortgage industry for both originators and agency REITs. Companies with greater exposure to agency-backed mortgage products may be particularly sensitive to policy developments.

Asset Management

Some mortgage REITs are expanding beyond mortgage-backed securities into asset management. These businesses can create fee-based revenue streams that are less directly dependent on conditions in the US mortgage market.

How to Track the Best US Mortgage Company Stocks from India on Tickertape?

You can track US Mortgage Company stocks and ETFs from India on Tickertape's US Stocks & ETFs platform.

  1. Log in: Visit Tickertape and sign in to your account.
  2. Search Mortgage Company stocks: Look up companies involved in Mortgage Company, or explore Mortgage Company-focused ETFs.
  3. Use the screener: Filter US stocks and ETFs by Mortgage Company sectors.
  4. Compare metrics: Review live prices, market capitalisation, returns, valuation ratios, profitability, financial health, risk indicators and ETF holdings.
  5. Create a watchlist: Add selected Mortgage Company stocks and ETFs to monitor their prices, financial performance and company developments over time.

Conclusion

US mortgage company stocks span two distinct business models, mortgage originators and lenders on one hand, and mortgage REITs investing in mortgage-backed securities on the other, both closely tied to the direction of interest rates and mortgage spreads. Performance across the sector is shaped by mortgage rate and Treasury yield movements, REIT book value trends, origination and refinancing volumes for lenders, and underlying credit quality of non-agency exposures. Interest rate and spread volatility, elevated leverage among mortgage REITs, muted origination volumes, and dividend sustainability concerns are among the factors worth weighing when evaluating this sector. Investors looking to analyse mortgage companies can use the Tickertape US Stock Screener to compare stocks using 60+ unique filters and custom filters across valuation, profitability, growth, financial health and other key metrics.

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Frequently Asked Questions on US Mortgage Company Stocks

  1. What are US Mortgage Company stocks?

    US mortgage company stocks are shares of companies involved in originating, servicing or investing in residential and commercial mortgages. This includes mortgage originators and lenders that earn revenue from originating and servicing home loans, and mortgage REITs that invest in mortgage-backed securities and distribute most of their taxable income to shareholders as dividends.

  2. Who are the top 5 mortgage companies?

    As of 3rd September 2026, the top 5 mortgage companies covered here by market capitalisation include:
    1. Rocket Companies Inc
    2. Annaly Capital Management Inc
    3. Starwood Property Trust Inc
    4. AGNC Investment Corp
    5. Rithm Capital Corp


    Disclaimer: The above US mortgage company list is for educational purposes only and do not constitute investment advice. Investors should conduct their own research or consult a financial advisor before investing in any US mortgage company from India.

  3. What is the outlook for US Mortgage Company stocks?

    The outlook is closely tied to the path of mortgage rates, with Fannie Mae and the MBA both forecasting 30-year fixed rates to stay near 6.4-6.5% for the rest of 2026. A sustained decline in rates toward the mid-5% range or lower could meaningfully boost origination and refinancing volumes for lenders and support book values for mortgage REITs, while elevated rates would likely keep origination-driven revenue muted.

    Disclaimer: This information is for educational purposes only and does not constitute investment advice. Investors should conduct their own research or consult a financial advisor before investing.

  4. Are US Mortgage Company stocks risky for Indian investors?

    Like any interest rate-sensitive investment, US mortgage company stocks carry risks including mortgage rate and spread volatility, elevated leverage among mortgage REITs, and dividend sustainability concerns tied to shifting rate conditions. Indian investors should also factor in currency movement between the rupee and the US dollar.

  5. How can I compare US Mortgage Company stocks on Tickertape?

    You can use the Tickertape US Stock Screener to compare mortgage company stocks across valuation, profitability, growth, financial health and other metrics, and create a watchlist to track your shortlisted companies.

  6. Can beginners invest in US Mortgage Company stocks?

    Yes, beginners can invest in US mortgage company stocks from India through platforms like Tickertape, which allow fractional share investing starting from a small amount. This makes it possible to build exposure gradually rather than committing a large sum to a single company, which can be useful given the sector's sensitivity to interest rate movements.

    Disclaimer: This information is for educational purposes only and does not constitute investment advice. Investors should assess their financial goals and risk tolerance or consult a financial advisor before investing.

  7. How to invest in US Mortgage Company stocks from India?

    Investors in India can access US Mortgage Company stocks through Tickertape. The process generally involves:
    1. Create an account: Open a US investing account on Tickertape.
    2. Explore Mortgage Company stocks: Compare companies across athletic, performance, casual and lifestyle Mortgage Company categories.
    3. Complete KYC: Verify your identity and submit the required documents.
    4. Link a bank account: Connect an eligible bank account for LRS remittances.
    5. Add funds: Transfer money to your US investing account.
    6. Place an order: Select a Mortgage Company stock and place an order, including fractional orders where available.

  8. What are the advantages of investing in US Mortgage Company stocks?

    Advantages include exposure to high dividend yields from several mortgage REITs, potential upside if mortgage rates ease further, as some forecasters expect, and diversified revenue streams among larger mortgage companies that extend beyond core origination or investing activities.

    Disclaimer: This information is for educational purposes only and does not constitute investment advice. Investors should conduct their own research before investing.

  9. What is the difference between individual US Mortgage Company stocks and Mortgage Company-focused ETFs?

    Individual mortgage company stocks give targeted exposure to a specific company's business model, whether origination-focused or REIT-focused, and its particular leverage and asset mix, while a mortgage REIT or financial sector-focused ETF spreads investment across multiple companies. This can reduce single-stock risk but also dilutes exposure to any one company's specific dividend yield or growth story.

  10. What metrics are commonly used to evaluate US Mortgage Company stocks?

    Commonly used metrics include origination volume for lenders; tangible book value per share and economic leverage for mortgage REITs; dividend yield; price-to-book (P/B) ratio; and earnings available for distribution. Given the sector's rate sensitivity, many investors also track mortgage-backed securities spreads and Treasury yield trends as leading indicators.

    Disclaimer: This information is for educational purposes only and does not constitute investment advice. Investors should conduct their own research before investing.

  11. Do US Mortgage Company stocks pay dividends?

    Most mortgage REITs, including Annaly Capital, Starwood Property Trust, AGNC Investment Corp, and Rithm Capital, pay regular dividends, often monthly or quarterly, with yields well above the broader market, reflecting their REIT structure, which requires the distribution of most taxable income. Rocket Companies, as a mortgage originator rather than a REIT, currently does not pay a dividend.

    Disclaimer: This information is for educational purposes only and does not constitute investment advice. Investors should conduct their own research or consult a financial advisor before investing.

Disclaimer: This article is for informational purposes only. The content of the article, including securities/investment products mentioned, if any, should not in any manner be construed as investment advice, recommendation, offer, or solicitation to buy/hold/sell any securities/investment products. The securities quoted, if any, are for illustration only and are not recommendatory. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.