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US Insurance Stocks: Leading US Insurance Companies in 2026

Insurance is one of the largest segments of the US financial services industry, with direct written premiums exceeding $1 tn annually. From property and casualty insurance to life, health and reinsurance, US insurance companies play a key role in managing financial risks. This article explores US insurance stocks, their growth drivers, benefits, risks, and key factors influencing their performance.

US Insurance Stocks - List of US Insurance Stocks 2026

US Insurance Stocks

Explore US insurance stocks across property and casualty, life and health insurance, reinsurance and insurance brokerage. Analyse companies using live share price, market cap, returns, valuation, profitability and other key financial metrics.

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Showing 1 - 20 of 133 results

last updated at 8:30 AM IST 
NameUS Stocks (133)↓↓Sub-SectorSub-Sector↓↓Market CapMarket Cap↓↓Close PriceClose Price↓↓PE Ratio (TTM)PE Ratio (TTM)↓↓1M Return1M Return↓↓1D Return1D Return↓↓Return on EquityReturn on Equity↓↓PB RatioPB Ratio↓
1.Berkshire Hathaway IncBRK.AInsurance - DiversifiedInsurance - Diversified10,48,202.3810,48,202.387,63,600.017,63,600.0113.0913.091.331.330.020.0212.1212.121.481.48
2.Berkshire Hathaway IncBRK.BInsurance - DiversifiedInsurance - Diversified10,43,259.3910,43,259.39509.77509.7713.0713.071.351.350.060.0612.1212.121.481.48
3.Chubb LtdCBInsurance - Property & CasualtyInsurance - Property & Casualty1,26,229.071,26,229.07341.90341.9012.1212.12-0.98-0.98-0.22-0.2214.8214.821.751.75
4.Progressive CorpPGRInsurance - Property & CasualtyInsurance - Property & Casualty1,14,896.991,14,896.99213.48213.4810.8610.863.023.02-1.34-1.3434.9434.943.673.67
5.Marsh & McLennan Companies, Inc.MRSHInsurance BrokersInsurance Brokers78,359.0678,359.06175.01175.0121.9321.93-6.10-6.100.270.2725.9025.905.655.65
6.Aon PLCAONInsurance BrokersInsurance Brokers68,192.9968,192.99296.05296.0516.8116.81-13.74-13.74-0.17-0.1744.7044.706.736.73
7.The Travelers Companies IncTRVInsurance - Property & CasualtyInsurance - Property & Casualty64,822.6164,822.61374.62374.6210.1610.161.821.82-1.30-1.3026.5126.512.382.38
8.Manulife Financial CorpMFCInsurance - LifeInsurance - Life64,385.8064,385.8044.3844.3816.4916.490.790.790.740.7413.3113.312.162.16
9.Aflac IncorporatedAFLInsurance - LifeInsurance - Life58,456.9258,456.92116.60116.6012.5812.58-4.21-4.210.180.1816.9116.911.931.93
10.The Allstate CorporationALLInsurance - Property & CasualtyInsurance - Property & Casualty54,784.3254,784.32252.21252.215.155.15-3.42-3.42-0.99-0.9946.1146.112.052.05
11.MetLife IncMETInsurance - LifeInsurance - Life53,578.9853,578.9897.0497.0418.8418.840.320.32-0.18-0.1813.0913.092.272.27
12.Arthur J Gallagher & CoAJGInsurance BrokersInsurance Brokers52,405.8952,405.89241.41241.4141.1841.18-2.80-2.80-0.91-0.916.726.722.682.68
13.American International Group IncAIGInsurance - DiversifiedInsurance - Diversified40,926.6240,926.6275.6875.6813.8813.88-0.58-0.58-0.49-0.497.227.220.980.98
14.Sun Life Financial Inc.SLFInsurance - DiversifiedInsurance - Diversified40,453.6740,453.6781.2781.2718.9318.931.071.070.480.4813.0913.092.552.55
15.Prudential PLC ADRPUKInsurance - LifeInsurance - Life37,861.9537,861.9526.0926.099.259.25-7.09-7.09-1.90-1.9018.7418.741.651.65
16.Hartford Financial Services GroupHIGInsurance - DiversifiedInsurance - Diversified37,106.3537,106.35133.14133.149.409.40-4.19-4.19-0.94-0.9422.0622.061.911.91
17.Prudential Financial, Inc.PRUInsurance - LifeInsurance - Life35,642.5035,642.50118.40118.4010.6210.62-4.93-4.930.420.4212.0112.011.301.30
18.Arch Capital Group Ltd.ACGLInsurance - DiversifiedInsurance - Diversified33,321.2933,321.2996.7096.707.597.59-2.23-2.230.100.1019.9419.941.431.43
19.Cincinnati Financial CorporationCINFInsurance - Property & CasualtyInsurance - Property & Casualty25,838.8725,838.87169.90169.908.108.10-0.85-0.85-0.54-0.5421.4821.481.581.58
20.W. R. Berkley CorpWRBInsurance - Property & CasualtyInsurance - Property & Casualty25,065.3925,065.3969.9969.9914.6614.66-0.26-0.26-0.15-0.1520.2120.212.692.69
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Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Stock Screener and is subject to real-time updates.

Overviews of Insurance US Stocks

Berkshire Hathaway Inc

Berkshire Hathaway is a diversified holding company led by Warren Buffett. Its businesses span insurance, energy, rail transportation, manufacturing, retail and investments. The company's insurance operations, including GEICO and reinsurance businesses, form a major part of its portfolio, while its large equity investments provide additional exposure to global markets.

Chubb Ltd

Chubb is a global insurance company providing commercial and personal property and casualty insurance, accident and health coverage, and reinsurance solutions. The company operates across multiple regions and serves businesses, individuals and multinational clients through a broad network of insurance products and risk management services.

Progressive Corp

Progressive Corporation is a US-based insurance provider best known for its auto insurance business. The company also offers home, commercial vehicle and other insurance products. Progressive has expanded through technology-driven services, direct-to-consumer channels, and data analytics to improve pricing, underwriting, and the customer experience.

Marsh & McLennan Companies, Inc.

Marsh & McLennan Companies is a global professional services firm specialising in insurance brokerage, risk management and consulting. Through businesses such as Marsh, Guy Carpenter, Mercer and Oliver Wyman, the company helps organisations manage risks, improve workforce strategies and make informed business decisions.

Marsh & McLennan Companies, Inc. (2)

Marsh & McLennan Companies is a global professional services firm operating in insurance brokerage, risk management and consulting. Through businesses such as Marsh, Guy Carpenter, Mercer and Oliver Wyman, the company helps organisations manage commercial risks, design employee benefit programmes and improve strategic decision-making across industries.

What are Insurance US Stocks?

Insurance US stocks are shares of US-listed companies that provide insurance products such as life, health, property, casualty and reinsurance services. These companies generate revenue through insurance premiums, investment income and risk management services. Their performance is influenced by factors such as underwriting results, interest rates, claims trends and economic conditions.

How to Evaluate & Invest in US Insurance Company Stocks Using Tickertape?

One of the easiest ways to invest in Insurance US stocks from India is through a regulated platform like Tickertape. Here's how to invest in the US Insurance stock market from India, step by step.

  1. Create Your US Investing Account: Log in to Tickertape and head to US Stocks. Click on "Get Started" to begin the process.
  2. Select the Category and Sector: Select the options under 'Financial Services' & 'Financials' sector, and sort through the Insurance sector stocks to select the one you want to invest in.
  3. Complete KYC: Complete your KYC verification digitally using DigiLocker or upload the required documents manually. The process typically takes 15 to 30 minutes.
  4. Connect Your Bank Account: Link your eligible bank account to initiate remittances under the Liberalised Remittance Scheme (LRS).
  5. Add Money to Your US Wallet: Transfer money from your bank account to your US Wallet. This can take up to 7 business days to reflect, depending on your bank.
  6. Make Your First Investment: Select the Insurance sector stock of your choice and start investing with as little as $1.

Taxation of US Insurance Stocks for Indian Investors

Indian investors in US insurance stocks are subject to tax rules in both India and the US. The tax treatment depends on factors such as capital gains, dividend income, holding period and applicable regulations.

Income / ActionHolding Period / ConditionTax Rate in the USTax Rate in India
Long-Term Capital Gains (LTCG)Held for > 24 months0% (Taxed only in India under DTAA)12.5% (+ applicable surcharge & cess)
Short-Term Capital Gains (STCG)Held for < 24 months0% (Taxed only in India under DTAA)Taxed as per your applicable income slab rate

Advantages of Investing in US Insurance Stocks

Market Exposure

The US insurance industry generated over $1 tn in direct premiums in 2024, providing investors exposure to a mature market with established insurers and diverse business segments.

Recurring Revenue

Insurance companies generate regular premium income from policies renewed annually or on a periodic schedule, creating relatively predictable revenue streams compared with some cyclical industries.

Business Diversification

Large insurers often operate across multiple segments, including life insurance, property and casualty, reinsurance and asset management, reducing dependence on a single insurance category.

Dividend Potential

Several established insurers return capital to shareholders through dividends and buybacks, supported by consistent cash flows and regulatory capital management.

Financial Services Exposure

Insurance companies often manage large investment portfolios, allowing investors exposure to both insurance operations and broader financial market activity.

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Risks of Investing in US Insurance Stocks

Catastrophe Losses

Natural disasters such as hurricanes, wildfires and severe storms can lead to higher claims payouts, affecting profitability for property and casualty insurers.

Rate Fluctuations

Changes in interest rates influence insurers' investment income and bond portfolios. Falling rates may reduce returns from newly invested premiums.

Regulatory Changes

Insurance companies operate under extensive state and federal regulations. Changes in capital requirements, pricing rules or healthcare policies can affect business operations.

Claims Inflation

Rising repair costs, medical expenses and legal settlements can increase claims costs, putting pressure on underwriting margins.

Investment Risks

Insurers invest premium collections in financial assets. Market volatility, credit defaults, or bond market movements can impact investment returns and overall earnings.

Factors to Consider Before Investing in US Insurance Stocks

Premium Growth

Growth in written premiums indicates demand for insurance products and reflects pricing trends across segments such as auto, property, health and commercial insurance.

Combined Ratio

The combined ratio measures underwriting profitability by comparing claims and operating expenses with earned premiums. A ratio below 100% indicates underwriting profit.

Interest Rates

Federal Reserve policy influences insurers' investment income, as companies typically invest significant portions of premium collections in fixed-income securities.

Claims Trends

Changes in accident rates, healthcare costs, natural disasters and litigation trends can directly affect insurers' claims expenses and profitability.

Capital Strength

Insurance companies maintain reserves to meet future claims. Strong capital positions help insurers absorb losses and comply with regulatory requirements.

Reinsurance Conditions

Reinsurance allows insurers to transfer part of their risk exposure. Pricing and availability of reinsurance can influence profitability, especially after major catastrophe events.

Key Growth Drivers for US Insurance Stocks

Insurance Penetration

The US insurance market benefits from steady demand across health, property, casualty and life segments. Increasing awareness, regulatory requirements and business risk management needs support long-term premium growth.

Interest Rates

Insurers invest the premiums they collect in bonds and other assets. Higher interest rates can increase investment income, which constitutes a significant share of insurers' overall earnings.

Catastrophe Coverage Demand

Rising climate-related events, including hurricanes, wildfires and floods, are increasing demand for property and casualty coverage, creating opportunities for insurers specialising in risk protection.

AI in Underwriting

US insurers are increasingly using artificial intelligence, automation and data analytics to improve risk assessment, pricing accuracy and claims processing, helping improve operational efficiency.

Specialised Products

Growing demand for cyber insurance, healthcare coverage, commercial risk solutions and reinsurance is helping insurers diversify revenue streams beyond traditional insurance products.

How to Track US Insurance Stocks From India on Tickertape?

You can track US Insurance stocks and ETFs from India on Tickertape's US Stocks & ETFs platform.

  1. Log in: Visit Tickertape and sign in to your account.
  2. Search for the sector: Look up the Insurance sector.
  3. Use the screener: Filter US stocks or ETFs by Insurance or related sectors.
  4. Compare metrics: Review live price, market cap, performance, valuation ratios, risk labels, financials, and ETF holdings.
  5. Create a watchlist: Add selected Insurance stocks and ETFs to track them over time.

Conclusion

US insurance stocks provide exposure to companies operating across property, casualty, life, health and reinsurance segments. Their performance is influenced by factors such as premium growth, claims trends, interest rates, investment income and regulatory changes. Investors can use the Tickertape US Stock Screener with 60+ filters to compare US insurance companies' stocks across financial metrics, valuations, dividends, profitability, and other parameters before conducting further research.

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Frequently Asked Questions on US Insurance Stocks

  1. What are US Insurance Stocks?

    Insurance US Stocks are shares of US-listed companies that provide insurance products such as property and casualty, life, health and reinsurance services. These insurance company stocks generate revenue through premiums, investment income and risk management solutions.

  2. Which are the top companies included in US Insurance Stocks?

    The following are the top companies in US insurance stocks based on 1Y returns as of 10th August 2026:
    1. Reliance Global Group, Inc.
    2. Ethos Technologies Inc. Class A Common Stock
    3. Universal Insurance Holdings Inc
    4. United Fire Group Inc
    5. Hamilton Insurance Group, Ltd.


    Disclaimer: The information provided is for educational purposes only and should not be considered investment advice or a recommendation to buy or sell any security.

  3. What is the outlook for US Insurance Stocks in 2026?

    The outlook for US Insurance Stocks in 2026 is influenced by premium growth, interest rates, claims trends and investment returns. Demand for areas such as cyber insurance, catastrophe coverage and health insurance stocks continues to shape industry growth.

    Disclaimer: The information provided is for educational purposes only and should not be considered investment advice or a recommendation to buy or sell any security.

  4. Are Insurance US Stocks considered risky for Indian investors?

    Insurance US Stocks involve risks related to claims volatility, interest rate movements, regulatory changes and currency fluctuations. Indian investors should also consider foreign-investment taxation and exchange-rate impacts when evaluating US insurance stocks.

    Disclaimer: The information provided is for educational purposes only and should not be considered investment advice or a recommendation to buy or sell any security.

  5. What is the difference between individual US Insurance stocks and Insurance-focused ETFs?

    Individual US Insurance stocks provide exposure to a single company, and its performance depends on factors such as underwriting results, claims experience and financial strength. Insurance-focused ETFs hold multiple companies, offering broader sector exposure across areas such as life insurance stocks and property insurers.

  6. How can I compare US Insurance Stocks on Tickertape?

    Investors can use the Tickertape US Stock Screener to compare US Insurance Stocks using financial metrics, valuation parameters, profitability data, dividend information and other available filters. The screener can help analyse companies and identify the best insurance stocks based on selected criteria.

  7. Can beginners invest in US Insurance Stocks?

    Beginners can access US Insurance Stocks through platforms that offer US-listed securities. Before investing, beginners should understand insurance business models, company financials, industry cycles, and the risks associated with US health insurance stocks and other insurance segments.

    Disclaimer: The information provided is for educational purposes only and should not be considered investment advice or a recommendation to buy or sell any security.

  8. How to invest in US Insurance Stocks?

    Investors can invest in US Insurance stocks from India through a regulated platform like Tickertape. The process generally involves:
    1. Create a US investing account: Log in to Tickertape, visit the US Stocks section and start the account-opening process.
    2. Select Insurance stocks: Explore Insurance-related companies and compare available stocks.
    3. Complete KYC: Complete digital verification using DigiLocker or submit the required documents.
    4. Connect your bank account: Link an eligible bank account for remittances under the Liberalised Remittance Scheme (LRS).
    5. Add funds: Transfer money to your US investing account.
    6. Invest: Select an Insurance stock and place an order. Some platforms may allow fractional investing from $1.

  9. What metrics are commonly used to evaluate US Insurance Stocks?

    Common metrics used to evaluate US Insurance Stocks include premium growth, combined ratio, loss ratio, return on equity, investment income, solvency ratios, price-to-earnings ratio and dividend yield. These metrics help assess the operational performance, profitability and financial strength of insurance companies.

    Disclaimer: The information provided is for educational purposes only and should not be considered investment advice or a recommendation to buy or sell any security.

  10. Do US Insurance stocks pay dividends?

    Many established Insurance US Stocks pay dividends, although the amount and consistency depend on company earnings, capital requirements and business conditions. Investors evaluating dividend-paying insurance company stocks can review dividend yields, payout ratios, and historical dividend trends before conducting their analysis.

    Disclaimer: The metrics mentioned are for educational purposes only and do not indicate the quality or suitability of any stock. Investors should evaluate companies based on their individual financial goals and risk profile.

Disclaimer: This article is for informational purposes only. The content of the article, including securities/investment products mentioned, if any, should not in any manner be construed as investment advice, recommendation, offer, or solicitation to buy/hold/sell any securities/investment products. The securities quoted, if any, are for illustration only and are not recommendatory. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.