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Bank of the James Financial Group

Bank of the James Financial Group

BOTJ

NASDAQ
Asset Logo

Bank of the James Financial Group

BOTJ

NASDAQ
$29.612.50% (+0.72)
$
₹
$29.612.50% (+0.72)
High
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Low
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Returns
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1D
1W
1M
3M
6M
1Y
3Y
5Y
Max

Financial Services

Banks - Regional

Micro Cap

With a market cap of $126.4M the stock is ranked 4536

Key Metrics

Key Metrics

PE TTM
PE TTM

Close price divided by the earnings per share for the trailing twelve months

10.99
PB
PB

Close price divided by the book value per share at the end of the most recent quarter

1.44
EPS TTM
EPS TTM

Net profit earned per share over the trailing twelve months (sum of the last 4 quarters)

$2.53
PEG Ratio
PEG Ratio

Price-to-Earnings (P/E) ratio divided by the forecasted annual earnings per share (EPS) growth rate over the next five years

0
Profit Margin
Profit Margin

Net profit divided by the total revenue for the most recent financial year

22.44%
Dividend Yield
Dividend Yield

Annual dividend per share for the trailing twelve months divided by the close price

1.46%

Company Profile

Company Profile

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management). The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. In addition, the company offers investment advisory and financial planning services; securities brokerage and other investment services; insurance and annuity products, such as life insurance, fixed annuities, and disability insurance; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc. was founded in 1999 and is headquartered in Lynchburg, Virginia.
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management). The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. In addition, the company offers investment advisory and financial planning services; securities brokerage and other investment services; insurance and annuity products, such as life insurance, fixed annuities, and disability insurance; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc. was founded in 1999 and is headquartered in Lynchburg, Virginia.

Peers

Compare with peers Compare with peers 

Peers

Compare with peers Compare with peers 
PNC Financial Services Group Inc
PNC
PNC Financial Services Group Inc
P/E Ratio
11.86
11.86
1Y Return
23.36%
23.36%
Buy Reco %
69.56
69.56
Truist Financial Corp
TFC
Truist Financial Corp
P/E Ratio
12.20
12.20
1Y Return
12.36%
12.36%
Buy Reco %
31.81
31.81
Banco Bradesco S/A ADR
BBDO
Banco Bradesco S/A ADR
P/E Ratio
12.12
12.12
1Y Return
27.3%
27.3%
Buy Reco %
—
—
M&T Bank Corporation
MTB
M&T Bank Corporation
P/E Ratio
11.60
11.60
1Y Return
22.4%
22.4%
Buy Reco %
27.27
27.27
Huntington Bancshares Incorporated
HBAN
Huntington Bancshares Incorporated
P/E Ratio
12.09
12.09
1Y Return
0.81%
0.81%
Buy Reco %
71.42
71.42
Compare with Peers

Forecast

Forecast

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

Financials

Financials

Income

Balance Sheet

Cash Flow

15.7
2.7
16.3
2.7
11.8
2.7
16.7
3.2
Q3 2025
Q4 2025
Q1 2026
Q2 2026
Revenue
Net Income
Financial YearQ1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Total Revenue13.6214.8915.1915.2414.3315.4515.7216.3311.8416.76
Net Income2.182.141.991.610.842.702.752.722.773.24
Net Profit Margin16.04%14.42%13.09%10.61%5.87%17.50%17.50%16.66%23.41%19.32%
See CostsAll values in $ Million

Peers

Peers & Comparison

Peers & Comparison

Comparing 2 stocks from
Financial ServicesBanks - Regional

Valuation

Returns

Forecast

ScreenerCompare valuation on Screener
StockPE TTMPE TTMPBPBPEG RatioPEG Ratio
Bank of the James Financial Group 10.991.440
PNC Financial Services Group Inc11.861.391.57
Truist Financial Corp12.201.001.10
ScreenerCompare valuation on Screener

Price Comparison

Price Comparison

Compare BOTJ with any stock or ETF
Compare BOTJ with any stock or ETF
Comparing from
BOTJ
PNC
TFC
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Frequently asked questions

  1. Bank of the James Financial Group (BOTJ) share price today is $29.61 as of October 24, 2026 at 1:29 AM IST. The stock touched a day high of $29.70 and a day low of $28.87.

  2. Bank of the James Financial Group stock trades on NASDAQ under the ticker symbol BOTJ.

  3. Bank of the James Financial Group's market capitalization is $126.35M as of October 24, 2026 at 1:29 AM IST.

  4. Bank of the James Financial Group's price-to-earnings (P/E) ratio is 10.99 as of October 25, 2026.

  5. Bank of the James Financial Group's price-to-book (P/B) ratio is 1.44 as of October 25, 2026.

  6. Yes, Bank of the James Financial Group pays a dividend, with a current dividend yield of 1.46%.

  7. Yes, You can buy Bank of the James Financial Group shares from India through Tickertape, via our partnership with ViewTrade IFSC under the IFSCA Global Access framework, subject to RBI’s Liberalised Remittance Scheme (LRS) limits.

  8. Indian investors can buy Bank of the James Financial Group shares in three steps: 1. Search Bank of the James Financial Group on the Tickertape app and tap Invest. 2. Complete your one-time digital KYC. 3. Fund your account and buy from as low as $1 via fractional shares.

  9. Since Bank of the James Financial Group trades in USD, an Indian investor's INR returns depend on both the stock's price movement and the USD-INR exchange rate. If the rupee depreciates against the dollar, INR returns are boosted beyond the stock's USD return; if the rupee appreciates, INR returns are reduced.

  10. Indian investors can start investing in Bank of the James Financial Group (BOTJ) shares from as little as $1 through fractional ownership on Tickertape - for example, $10 buys approximately 0.3377 shares at the current price of $29.61.

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