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AmeriServ Financial Inc

AmeriServ Financial Inc

ASRV

NASDAQ
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AmeriServ Financial Inc

ASRV

NASDAQ
$4.770.04% (+0.00)
$
₹
$4.770.04% (+0.00)
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1D
1W
1M
3M
6M
1Y
3Y
5Y
Max

Financial Services

Banks - Regional

Micro Cap

With a market cap of $77.1M the stock is ranked 4824

Key Metrics

Key Metrics

PE TTM
PE TTM

Close price divided by the earnings per share for the trailing twelve months

8.40
PB
PB

Close price divided by the book value per share at the end of the most recent quarter

0.68
EPS TTM
EPS TTM

Net profit earned per share over the trailing twelve months (sum of the last 4 quarters)

$0.54
PEG Ratio
PEG Ratio

Price-to-Earnings (P/E) ratio divided by the forecasted annual earnings per share (EPS) growth rate over the next five years

0.94
Profit Margin
Profit Margin

Net profit divided by the total revenue for the most recent financial year

14.8%
Dividend Yield
Dividend Yield

Annual dividend per share for the trailing twelve months divided by the close price

2.59%

Company Profile

Company Profile

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and life insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and life insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.

Peers

Compare with peers Compare with peers 

Peers

Compare with peers Compare with peers 
PNC Financial Services Group Inc
PNC
PNC Financial Services Group Inc
P/E Ratio
12.33
12.33
1Y Return
23.13%
23.13%
Buy Reco %
69.56
69.56
Truist Financial Corp
TFC
Truist Financial Corp
P/E Ratio
12.93
12.93
1Y Return
14.43%
14.43%
Buy Reco %
31.81
31.81
Huntington Bancshares Incorporated
HBAN
Huntington Bancshares Incorporated
P/E Ratio
13.10
13.10
1Y Return
5.03%
5.03%
Buy Reco %
66.66
66.66
M&T Bank Corporation
MTB
M&T Bank Corporation
P/E Ratio
11.60
11.60
1Y Return
19.86%
19.86%
Buy Reco %
27.27
27.27
Citizens Financial Group, Inc.
CFG
Citizens Financial Group, Inc.
P/E Ratio
13.00
13.00
1Y Return
28.11%
28.11%
Buy Reco %
85.00
85.00
Compare with Peers

Forecast

Forecast

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

Financials

Financials

Income

Balance Sheet

Cash Flow

22.5
1.4
21.4
1.7
22.6
2.7
22.7
3.1
Q4 2025
Q1 2026
Q2 2026
Q3 2026
Revenue
Net Income
Financial YearQ2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Total Revenue20.8820.9121.5121.1421.7822.8822.5321.4622.6622.78
Net Income-0.371.180.881.90-0.282.541.441.792.733.1
Net Profit Margin-1.79%5.65%4.13%9.02%-1.29%11.11%6.40%8.35%12.07%13.60%
See CostsAll values in $ Million

Peers

Peers & Comparison

Peers & Comparison

Comparing 2 stocks from
Financial ServicesBanks - Regional

Valuation

Returns

Forecast

ScreenerCompare valuation on Screener
StockPE TTMPE TTMPBPBPEG RatioPEG Ratio
AmeriServ Financial Inc 8.400.680.94
PNC Financial Services Group Inc12.331.481.58
Truist Financial Corp12.931.041.10
ScreenerCompare valuation on Screener

Price Comparison

Price Comparison

Compare ASRV with any stock or ETF
Compare ASRV with any stock or ETF
Comparing from
ASRV
PNC
TFC
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Frequently asked questions

  1. AmeriServ Financial Inc (ASRV) share price today is $4.77 as of November 6, 2026 at 2:29 AM IST. The stock touched a day high of $4.88 and a day low of $4.58.

  2. AmeriServ Financial Inc stock trades on NASDAQ under the ticker symbol ASRV.

  3. AmeriServ Financial Inc's market capitalization is $77.08M as of November 6, 2026 at 2:29 AM IST.

  4. AmeriServ Financial Inc's price-to-earnings (P/E) ratio is 8.40 as of November 5, 2026.

  5. AmeriServ Financial Inc's price-to-book (P/B) ratio is 0.68 as of November 5, 2026.

  6. Yes, AmeriServ Financial Inc pays a dividend, with a current dividend yield of 2.59%.

  7. Yes, You can buy AmeriServ Financial Inc shares from India through Tickertape, via our partnership with ViewTrade IFSC under the IFSCA Global Access framework, subject to RBI’s Liberalised Remittance Scheme (LRS) limits.

  8. Indian investors can buy AmeriServ Financial Inc shares in three steps: 1. Search AmeriServ Financial Inc on the Tickertape app and tap Invest. 2. Complete your one-time digital KYC. 3. Fund your account and buy from as low as $1 via fractional shares.

  9. Since AmeriServ Financial Inc trades in USD, an Indian investor's INR returns depend on both the stock's price movement and the USD-INR exchange rate. If the rupee depreciates against the dollar, INR returns are boosted beyond the stock's USD return; if the rupee appreciates, INR returns are reduced.

  10. Indian investors can start investing in AmeriServ Financial Inc (ASRV) shares from as little as $1 through fractional ownership on Tickertape - for example, $10 buys approximately 2.0955 shares at the current price of $4.77.

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