PB Fintech Ltd

Earlier, PB Fintech had informed exchanges that the board would meet to evaluate a potential fund raise to support inorganic growth through investments, acquisitions or partnerships in India and overseas. The cancellation signalled that the proposed capital raise will not be pursued for now, easing near-term dilution concerns and lifting investor sentiment. PB Fintech is engaged in online marketing, consulting and support services through its platforms Policybazaar.com and Paisabazaar.com, catering to the financial services industry. On a consolidated basis, PB Fintech's PAT grew 165% YoY to Rs 189 crore in Q3 FY26. Operating revenue grew 37% YoY to Rs 1,771 crore for the quarter. Adjusted EBITDA grew 154% YoY to Rs 199 crore; margin up from 6% to 11%. Total insurance premium for the quarter was Rs 7,965 crore, up 45% YoY and 17% QoQ, led by growth in core online new protection business at 68% YoY (new health insurance up 79% YoY). Powered by Capital Market - Live

AWFIS Space Solutions Ltd, Zydus Wellness Ltd, Equitas Small Finance Bank Ltd and Varun Beverages Ltd are among the other losers in the BSE's 'A' group today, 03 February 2026.PB Fintech Ltd lost 5.76% to Rs 1472.3 at 14:46 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 35.99 lakh shares were traded on the counter so far as against the average daily volumes of 1.01 lakh shares in the past one month.AWFIS Space Solutions Ltd crashed 3.69% to Rs 374.05. The stock was the second biggest loser in 'A' group.On the BSE, 21305 shares were traded on the counter so far as against the average daily volumes of 5464 shares in the past one month.Zydus Wellness Ltd tumbled 3.49% to Rs 419.8. The stock was the third biggest loser in 'A' group.On the BSE, 40703 shares were traded on the counter so far as against the average daily volumes of 13148 shares in the past one month.Equitas Small Finance Bank Ltd dropped 3.36% to Rs 66.5. The stock was the fourth biggest loser in 'A' group.On the BSE, 1.41 lakh shares were traded on the counter so far as against the average daily volumes of 6.48 lakh shares in the past one month.Varun Beverages Ltd corrected 3.12% to Rs 451.95. The stock was the fifth biggest loser in 'A' group.On the BSE, 16.84 lakh shares were traded on the counter so far as against the average daily volumes of 2.76 lakh shares in the past one month.Powered by Capital Market - Live

PB Fintech will hold a meeting of the Board of Directors of the Company on 5 February 2026.Powered by Capital Market - Live

Net profit of PB Fintech rose 164.87% to Rs 189.38 crore in the quarter ended December 2025 as against Rs 71.50 crore during the previous quarter ended December 2024. Sales rose 37.13% to Rs 1771.15 crore in the quarter ended December 2025 as against Rs 1291.62 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales1771.151291.62 37 OPM %8.962.13 - PBDT234.83118.65 98 PBT201.0785.08 136 NP189.3871.50 165 Powered by Capital Market - Live

PB Fintech will hold a meeting of the Board of Directors of the Company on 2 February 2026.Powered by Capital Market - Live

Finance Minister Nirmala Sitharaman has tabled the Insurance Laws (Amendment) Bill, 2025 in the Lok Sabha, proposing wide-ranging reforms in the insurance sector. The Bill seeks to amend the Insurance Act, the LIC Act and the IRDAI Act, with a focus on liberalisation, modernisation and stronger regulation. According to the report, the Bill will empower the Insurance Regulatory and Development Authority of India to cap agent commissions through formal regulations. The regulator is expected to set upper limits on commissions, incentives and other forms of remuneration payable to agents and intermediaries, reducing the flexibility available under existing norms. The report said the move could impact digital insurance platforms and intermediaries that rely on variable commission structures for distribution. It added that the regulations may be implemented within six months of the Act coming into force. The Union Cabinet has approved the Insurance Amendment Bill, which also proposes raising the foreign direct investment limit in insurance companies to 100% from 74%. While the higher FDI cap is viewed as positive for long-term sector growth, near-term concerns over tighter commission rules weighed on PB Fintech's stock. PB Fintech is engaged in online marketing, consulting and support services through its platforms Policybazaar.com and Paisabazaar.com, catering to the financial services industry. The company's consolidated net profit jumped 164.59% to Rs 134.87 crore in Q2 FY26 from Rs 50.98 crore in Q2 FY25. Revenue from operations rose 38.23% YoY to Rs 1,613.55 crore in the September quarter. Powered by Capital Market - Live

PB Fintech has allotted 6,82,752 equity shares under ESOP on 06 December 2025. Consequent to the above allotment, the issued and paid-up share capital of the Company stands increased from Rs. 92,39,83,976/- consisting of 46,19,91,988 equity shares having a face value of Rs. 2/- each to Rs. 92,53,49,480/- consisting of 46,26,74,740 equity shares having a face value of Rs. 2/- each. Powered by Capital Market - Live

PB Fintech has allotted 6,17,833 equity shares under ESOP on 07 November 2025. With this allotment, the paid up equity share capital has increased to Rs. 92,39,96,216/- consisting of 46,19,98,108 equity shares having a face value of Rs. 2/- each. Powered by Capital Market - Live

Revenue from operations climbed 38.23% to Rs 1,613.55 crore in Q2 FY26 as against Rs 1,167.23 crore recorded in the corresponding quarter previous year. Profit before tax (PBT) stood at Rs 142.06 crore, up 135.74%, compared with Rs 60.26 crore posted in same quarter last year. The firm's adjusted EBITDA zoomed 178.57% to Rs 156 crore in Q2 FY26 as against Rs 56 crore posted in Q2 FY25. Adjusted EBITDA margin improved to 10% in the quarter ended 30 September 2025 as against 5% registered in Q2 FY25. During the quarter, core online business revenue was at Rs 5,263 crore (up 34.19% YoY). The business' contribution margin improved to 45% in Q2 FY26 from 42% posted in Q2 FY25. The company's total insurance premiums for the quarter stood at Rs 7,605 crore, marking a 40% year-on-year (YoY) increase, led by health insurance growth of 60% YoY. Consolidated operating revenue rose 38% YoY to Rs 1,614 crore, with core insurance revenue up 36% YoY. Core credit revenue, however, declined 22% YoY, though the segment has shown signs of stabilization. Renewal and trail revenue on a 12-month rolling basis reached Rs 774 crore, up from Rs 556 crore in the same quarter last year, a 39% growth driven by insurance segment performance. Quarterly insurance renewal revenue stood at an annualized rate (ARR) of Rs 758 crore, up from Rs 516 crore in Q2 FY25, reinforcing its role as a key driver of long-term profitability. Core new insurance premium (excluding savings business) continued to grow steadily at 39% YoY. The savings segment remained under pressure due to a high base in Q2 last year, but the company has maintained 35%-45% growth in non-savings insurance premiums over the last ten quarters. Customer service metrics remained strong, with Insurance CSAT consistent at 90.5%, reflecting improvements in onboarding and claims support. Credit revenue for the quarter stood at Rs 106 crore, with total disbursals of Rs 2,280 crore for the core online business. PB Fintech is primarily engaged in providing online marketing, consulting and support services through its online portal policybazaar.com and paisabazaar.com largely for the financial service industry, including insurance. Powered by Capital Market - Live

Net profit of PB Fintech rose 166.15% to Rs 134.86 crore in the quarter ended September 2025 as against Rs 50.67 crore during the previous quarter ended September 2024. Sales rose 38.24% to Rs 1613.55 crore in the quarter ended September 2025 as against Rs 1167.23 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales1613.551167.23 38 OPM %6.06-0.67 - PBDT175.9289.64 96 PBT142.0660.25 136 NP134.8650.67 166 Powered by Capital Market - Live