JMJ Fintech Ltd

JMJ Fintech Limited has approved several key changes and initiatives during a recent board meeting. The company authorized the issuance of secured, unrated, and redeemable non-convertible debentures with a total issue size of up to Rs 70 crore via a private placement. The debentures will have tenures and interest rates ranging from 10.50% to 13.40%, with a face value of Rs 10,000 each. Additionally, the board appointed Mrs. Shiny Joju as a director, bringing expertise in corporate governance and financial services, and approved changes in leadership roles for Mr. Johny Madathumpady Lonappan and Mr. Joju Madathumpady Johny, reflecting their extensive experience in the chit fund and finance industries. The company also disclosed details regarding the debenture trustee, IDBI Trusteeship Services Limited, and provided profiles of the newly appointed directors outlining their relevant experience and expertise.

JMJ Fintech Limited has revised its disclosure to reflect the allotment of Rs 1,90,00,000 (Rs 1.90 crore) through 1,900 Secured, Unlisted, Unrated, Redeemable Non-Convertible Debentures (NCDs) of Rs 10,000 face value each on a private placement basis, correcting a previous reporting error. The company has also authorized its Managing Director to secure a financial assistance/loan facility of up to Rs 5,00,00,000 (Rs 5 crore) from Shriram Finance Limited. Details regarding interest rates, maturity dates, and security arrangements for the NCDs are outlined in annexed term sheets, with Series I NCDs maturing on October 1, 2029, and Series II maturing on October 1, 2031.

JMJ Fintech Limited announced the allotment of 2,000 secured, unlisted, unrated, redeemable Non-Convertible Debentures (NCDs) with a face value of Rs 10,000 each on a private placement basis, for an aggregate amount not exceeding Rs 2 crore. The company has also authorized its Managing Director to secure financial assistance/loan facilities up to a limit of Rs 5 crore from Shriram Finance Limited. The NCDs, with coupon rates of 12.00% and 12.50% (simple interest), will have tenures of three and five years, respectively, with interest payments monthly starting November 2026 and maturing on October 1, 2029 and 2031 respectively.

Net profit of JMJ Fintech rose 165.15% to Rs 1.75 crore in the quarter ended March 2026 as against Rs 0.66 crore during the previous quarter ended March 2025. Sales declined 14.89% to Rs 5.20 crore in the quarter ended March 2026 as against Rs 6.11 crore during the previous quarter ended March 2025. For the full year,net profit rose 47.00% to Rs 7.60 crore in the year ended March 2026 as against Rs 5.17 crore during the previous year ended March 2025. Sales rose 26.17% to Rs 21.60 crore in the year ended March 2026 as against Rs 17.12 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales5.206.11 -15 21.6017.12 26 OPM %62.5063.99 -62.8765.65 - PBDT2.393.40 -30 10.529.70 8 PBT2.323.33 -30 10.249.46 8 NP1.750.66 165 7.605.17 47 Powered by Capital Market - Live

JMJ Fintech will hold a meeting of the Board of Directors of the Company on 28 May 2026.

JMJ Fintech will hold a meeting of the Board of Directors of the Company on 25 March 2026.Powered by Capital Market - Live

Net profit of JMJ Fintech rose 70.59% to Rs 1.74 crore in the quarter ended December 2025 as against Rs 1.02 crore during the previous quarter ended December 2024. Sales rose 43.30% to Rs 5.13 crore in the quarter ended December 2025 as against Rs 3.58 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales5.133.58 43 OPM %63.7452.79 - PBDT2.431.53 59 PBT2.361.46 62 NP1.741.02 71 Powered by Capital Market - Live

JMJ Fintech will hold a meeting of the Board of Directors of the Company on 11 February 2026.Powered by Capital Market - Live

JMJ Fintech will hold a meeting of the Board of Directors of the Company on 3 December 2025.Powered by Capital Market - Live

Net profit of JMJ Fintech rose 77.84% to Rs 2.97 crore in the quarter ended September 2025 as against Rs 1.67 crore during the previous quarter ended September 2024. Sales rose 67.91% to Rs 6.28 crore in the quarter ended September 2025 as against Rs 3.74 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales6.283.74 68 OPM %75.4870.59 - PBDT3.962.28 74 PBT3.892.23 74 NP2.971.67 78 Powered by Capital Market - Live