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UTI Gilt Fund(IDCW)-Direct plan

IDCW
29.210.09% (+0.03)
Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Fund has been able to generate better returns compared to other funds in the same category

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Hefty expense ratio implies reduced returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

UTI Gilt Fund(IDCW)-Direct plan

IDCW
DebtGilt - Short & Mid Term Fund
Mid-size FundAssets Under Mgmt: ₹ 644 Cr
Moderate RiskPrinciple investment will be at moderate risk
29.210.09% (+0.03)

Price Chart

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Returns
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1M
6M
1Y
3Y
5Y
Max
SIP
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1M
6M
1Y
3Y
5Y
Max
SIP
Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Fund has been able to generate better returns compared to other funds in the same category

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Hefty expense ratio implies reduced returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

DebtGilt - Short & Mid Term Fund
Mid-size FundAssets Under Mgmt: ₹ 644 Cr
Moderate RiskPrinciple investment will be at moderate risk

Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.676.982.40
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
0.517.053.49

Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW0 yrs0.00%
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 20,000
Initial: ₹ 20,000 Incremental: ₹ 500
BenchmarkBenchmark
CRISIL Dynamic Gilt Index

About Gilt - Short & Mid Term Fund

Gilt Funds are the debt funds. They only invest in bonds and fixed-interest-bearing securities issued by the government. These funds are less risky since they invest solely in goverment securities. The underlying securities will have short or mid term maturity period.

Peers & Comparison

Comparing 3 mutual funds from 
DebtGilt - Short & Mid Term Fund

Returns

Scheme

Ratios

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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
UTI Gilt Fund(IDCW)-Direct plan7.71%4.79%5.99%
SBI Magnum Gilt Fund(IDCW-Payout)10.26%6.07%5.60%
Bandhan CRISIL IBX Gilt June 2027 Index Fund(IDCW)-2.81%0.14%1.25%
ICICI Pru Gilt Fund(IDCW-Payout)5.47%3.10%3.14%

Price Comparison

Compare UTI Gilt Fund(IDCW)-Direct plan with any MF, ETF, stock or index
Compare UTI Gilt Fund(IDCW)-Direct plan with any MF, ETF, stock or index
UTI Gilt Fund(IDCW)-Direct plan
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Asset Allocation

Actual

Target

Dec 2023

Mar 2024

Jun 2024

Aug 2024

ACTUAL
Cash & EquivalentsGovernment Securities2.98%97.02%

Dec 2023

Mar 2024

Jun 2024

Aug 2024

Tickertape Separator

Sector Distribution

Investment Banking & BrokerageOthersG-Sec0.34 %2.64 %97.02 %

Dec 2023

Mar 2024

Jun 2024

Aug 2024

Tickertape Separator

Sector Weightage

Jun 23Sep 23Dec 23Mar 24Jun 24Aug 2479.43%94.88%94.98%86.74%78.54%97.02%
G-Sec as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • 07.18% GSEC MAT -24/07/2037
    Sov
    3M change : -7.86 %|Sov

    Holdings

    28.43 %

    -7.86 %
  • 7.04% GSEC MAT- 03/06/2029
    Sov
    3M change : 9.35 %|Sov

    Holdings

    17.17 %

    9.35 %
  • 7.10% GSEC - MAT - 08/04/2034
    SOV
    3M change : -14.13 %|SOV

    Holdings

    15.70 %

    -14.13 %

AMC Profile

UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.

  • No.of Schemes

    62

  • Total AUM

    ₹ 2,13,340.87 Cr.

Fund Manager Profile

Sudhir Agarwal

AUM:  ₹5,213.95 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 12yrs

Qualification

M.Com, MBA (Finanace), CFA

Past Experience

Mr. Sudhir Agrawal is presently Fund Manager for UTI Treasury Advantage Fund, UTI Floating Rate Fund STP and UTI Short Term Income Fund.He has previously worked with CARE (Credit Analysis and Research Ltd.), Transparent Value LLC and Tata Asset Management Company Ltd in different roles.

Funds Managed (56)

UTI Floater Fund(F-IDCW)

IDCW
7.38%
5.28%
0.43%

UTI Floater Fund(H-IDCW)

IDCW
7.38%
4.80%
0.43%

UTI Floater Fund(A-IDCW)

IDCW
7.38%
5.26%
0.43%

UTI Floater Fund(Q-IDCW)

IDCW
4.59%
3.50%
0.43%

UTI Floater Fund-Reg(A-IDCW)

IDCW
6.86%
4.74%
0.85%

UTI Floater Fund-Reg(F-IDCW)

IDCW
6.86%
4.72%
0.85%

UTI Floater Fund-Reg(H-IDCW)

IDCW
6.86%
4.22%
0.85%

UTI Floater Fund-Reg(Q-IDCW)

IDCW
3.85%
2.81%
0.85%

UTI Dynamic Bond Fund(A-IDCW)

IDCW
5.60%
6.78%
0.70%

UTI Dynamic Bond Fund(H-IDCW)

IDCW
9.51%
10.03%
0.70%

UTI Short Duration Fund-Reg(A-IDCW)

IDCW
7.80%
6.09%
0.84%

UTI Short Duration Fund(M-IDCW)

IDCW
1.22%
0.84%
0.38%

UTI Short Duration Fund(A-IDCW)

IDCW
4.16%
4.54%
0.38%

UTI Dynamic Bond Fund(F-IDCW)

IDCW
9.51%
10.36%
0.70%

UTI Short Duration Fund-Reg(H-IDCW)

IDCW
7.80%
5.41%
0.84%

UTI Dynamic Bond Fund-Reg(F-IDCW)

IDCW
8.54%
11.00%
1.54%

UTI Dynamic Bond Fund-Reg(A-IDCW)

IDCW
4.44%
5.76%
1.54%

UTI Dynamic Bond Fund-Reg(H-IDCW)

IDCW
8.54%
9.12%
1.54%

UTI Short Duration Fund(H-IDCW)

IDCW
8.42%
-2.87%
0.38%

UTI Short Duration Fund-Reg(F-IDCW)

IDCW
7.80%
6.36%
0.84%

UTI Short Duration Fund(F-IDCW)

IDCW
8.38%
7.00%
0.38%

UTI Gilt Fund(IDCW)-Direct plan

IDCW
7.71%
4.79%
0.67%

UTI Short Duration Fund-Reg(M-IDCW)

IDCW
1.40%
3.02%
0.84%

UTI Short Duration Fund(Q-IDCW)

IDCW
8.38%
7.96%
0.38%

UTI Dynamic Bond Fund(Q-IDCW)

IDCW
9.51%
11.82%
0.70%

UTI Dynamic Bond Fund-Reg(Q-IDCW)

IDCW
8.54%
9.58%
1.54%

UTI Short Duration Fund-Reg(Q-IDCW)

IDCW
7.80%
6.45%
0.84%

UTI Gilt Fund-Reg(IDCW)

IDCW
7.81%
5.31%
0.93%

UTI Floater Fund-Reg(F-IDCW)

IDCW
6.86%
4.72%
0.85%

UTI Floater Fund(H-IDCW)

IDCW
7.38%
4.80%
0.43%

UTI Floater Fund-Reg(H-IDCW)

IDCW
6.86%
4.22%
0.85%

UTI Floater Fund(A-IDCW)

IDCW
7.38%
5.26%
0.43%

UTI Floater Fund-Reg(Q-IDCW)

IDCW
3.85%
2.81%
0.85%

UTI Floater Fund(Q-IDCW)

IDCW
4.59%
3.50%
0.43%

UTI Floater Fund(F-IDCW)

IDCW
7.38%
5.28%
0.43%

UTI Floater Fund-Reg(A-IDCW)

IDCW
6.86%
4.74%
0.85%

UTI Dynamic Bond Fund(A-IDCW)

IDCW
5.60%
6.78%
0.70%

UTI Dynamic Bond Fund(H-IDCW)

IDCW
9.51%
10.03%
0.70%

UTI Short Duration Fund-Reg(A-IDCW)

IDCW
7.80%
6.09%
0.84%

UTI Short Duration Fund(M-IDCW)

IDCW
1.22%
0.84%
0.38%

UTI Short Duration Fund(A-IDCW)

IDCW
4.16%
4.54%
0.38%

UTI Dynamic Bond Fund(F-IDCW)

IDCW
9.51%
10.36%
0.70%

UTI Short Duration Fund-Reg(H-IDCW)

IDCW
7.80%
5.41%
0.84%

UTI Dynamic Bond Fund-Reg(F-IDCW)

IDCW
8.54%
11.00%
1.54%

UTI Dynamic Bond Fund-Reg(A-IDCW)

IDCW
4.44%
5.76%
1.54%

UTI Dynamic Bond Fund-Reg(H-IDCW)

IDCW
8.54%
9.12%
1.54%

UTI Short Duration Fund(H-IDCW)

IDCW
8.42%
-2.87%
0.38%

UTI Short Duration Fund-Reg(F-IDCW)

IDCW
7.80%
6.36%
0.84%

UTI Short Duration Fund(F-IDCW)

IDCW
8.38%
7.00%
0.38%

UTI Short Duration Fund-Reg(M-IDCW)

IDCW
1.40%
3.02%
0.84%

UTI Dynamic Bond Fund(Q-IDCW)

IDCW
9.51%
11.82%
0.70%

UTI Short Duration Fund(Q-IDCW)

IDCW
8.38%
7.96%
0.38%

UTI Dynamic Bond Fund-Reg(Q-IDCW)

IDCW
8.54%
9.58%
1.54%

UTI Short Duration Fund-Reg(Q-IDCW)

IDCW
7.80%
6.45%
0.84%

UTI Gilt Fund-Reg(IDCW)

IDCW
7.81%
5.31%
0.93%

UTI Gilt Fund(IDCW)-Direct plan

IDCW
7.71%
4.79%
0.67%

Manager Performance (0)

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Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

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One Time

Monthly Investment Amt. (₹)

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