What is the current price / NAV of UTI Gilt Fund(IDCW)-Direct plan?
The current NAV of UTI Gilt Fund(IDCW)-Direct plan is ₹31.70, as of 24th August 2026.What are the returns of UTI Gilt Fund(IDCW)-Direct plan?
The UTI Gilt Fund(IDCW)-Direct plan was launched on 1st January 2013. This mutual fund's past returns are as follows:- 1 Year Returns: 5.57%
- 3 Year Returns: 5.44%
- 5 Year Returns: 4.64%
What are the top 5 sectoral holdings of UTI Gilt Fund(IDCW)-Direct plan?
The top sectors UTI Gilt Fund(IDCW)-Direct plan has invested in are as follows:- G-Sec | 84.59%
- Others | 15.00%
- Investment Banking & Brokerage | 0.41%
What are the top 5 holdings of UTI Gilt Fund(IDCW)-Direct plan?
The top 5 holdings for UTI Gilt Fund(IDCW)-Direct plan are as follows:- 364 DAYS T-BILL - 04/03/2027 | 38.15%
- NET CURRENT ASSETS | 15.00%
- 6.90% GSEC MAT - 15/04/2065 | 12.97%
- 6.79% NI GSEC MAT 15/05/2027 | 11.92%
- 06.48% GSEC MAT- 06/10/2035 | 5.78%
What is the asset allocation of UTI Gilt Fund(IDCW)-Direct plan?
The asset allocation for UTI Gilt Fund(IDCW)-Direct plan is as follows:- Government Securities | 46.44%
- Treasury Bills | 38.15%
- Cash & Equivalents | 15.00%
- Deposits | 0.41%
What is the AUM of UTI Gilt Fund(IDCW)-Direct plan?
The AUM (i.e. assets under management) of UTI Gilt Fund(IDCW)-Direct plan is ₹423.44 Cr as of 24th August 2026.What is the expense ratio of UTI Gilt Fund(IDCW)-Direct plan?
The expense ratio of UTI Gilt Fund(IDCW)-Direct plan Plan is 0.69 as of 24th August 2026.What is the alpha ratio of UTI Gilt Fund(IDCW)-Direct plan?
The alpha ratio for the UTI Gilt Fund(IDCW)-Direct plan is 1.09
Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.
What is the volatility or standard deviation of UTI Gilt Fund(IDCW)-Direct plan?
The volatility or standard deviation for the UTI Gilt Fund(IDCW)-Direct plan is 2.40
Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.
What is the sharpe ratio of UTI Gilt Fund(IDCW)-Direct plan?
The Sharpe ratio for the UTI Gilt Fund(IDCW)-Direct plan is 0.88
The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.
What is the Sortino ratio of UTI Gilt Fund(IDCW)-Direct plan?
The Sortino Ratio for the UTI Gilt Fund(IDCW)-Direct plan is 0.11
The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.
UTI Gilt Fund(IDCW)-Direct plan Direct IDCW
Scorecard
Performance
AvgReturn has been average, nothing exciting vs others
Risk
LowStay at ease, amongst the lower risk funds
Cost
AvgMarket standard costs, nothing exciting
Composition
LowComposition not as great as others
Red flags
LowWe got you covered, no major red flags identified
How to use scorecard? Learn more
UTI Gilt Fund(IDCW)-Direct plan Direct IDCW
Scorecard
Performance
AvgReturn has been average, nothing exciting vs others
Risk
LowStay at ease, amongst the lower risk funds
Cost
AvgMarket standard costs, nothing exciting
Composition
LowComposition not as great as others
Red flags
LowWe got you covered, no major red flags identified
How to use scorecard? Learn more
UTI Gilt Fund(IDCW)-Direct plan Performance & Key Metrics
UTI Gilt Fund(IDCW)-Direct plan Performance & Key Metrics
| Expense RatioExpense Ratio | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.69 | 6.15 | 0.88 |
| No LabelNo Label | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.86 | 7.19 | 0.20 |
UTI Gilt Fund(IDCW)-Direct plan Scheme InfoUTI Gilt Fund(IDCW)-Direct plan Scheme Info
| PlanPlan | Lock inLock in | Exit LoadExit Load |
|---|---|---|
| IDCW | 0 yrs | 0.00% |
| SIP Inv.SIP Inv. | Min. LumpsumMin. Lumpsum |
|---|---|
| Allowed | ₹ 20,000 |
| BenchmarkBenchmark |
|---|
| CRISIL Dynamic Gilt Index |
About Gilt - Short & Mid Term Fund
About Gilt - Short & Mid Term Fund
Gilt Funds are the debt funds. They only invest in bonds and fixed-interest-bearing securities issued by the government. These funds are less risky since they invest solely in goverment securities. The underlying securities will have short or mid term maturity period.
UTI Gilt Fund(IDCW)-Direct plan Peers
UTI Gilt Fund(IDCW)-Direct plan Peers & Comparison
DebtGilt - Short & Mid Term Fund
Returns
Scheme
Ratios
| Mutual Fund | 1Y Returns1Y Returns | 3Y CAGR3Y CAGR | Life CAGRLife CAGR |
|---|---|---|---|
| UTI Gilt Fund(IDCW)-Direct plan | 5.57% | 5.44% | 5.75% |
| ICICI Pru Gilt Fund(IDCW-Payout) | 0.50% | 1.73% | 2.64% |
| SBI Gilt Fund(IDCW Payout) | 5.28% | 6.82% | 5.52% |
| Kotak Gilt Fund(Q-IDCW Payout) | 3.29% | 5.29% | 4.79% |
UTI Gilt Fund(IDCW)-Direct plan Returns Comparison
Compare UTI Gilt Fund(IDCW)-Direct plan with any MF, ETF, stock or index
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UTI Gilt Fund(IDCW)-Direct plan Asset Allocation
UTI Gilt Fund(IDCW)-Direct plan Asset Allocation
Actual
Target
Dec 2025
Mar 2026
Jun 2026
Jul 2026
Dec 2025
Mar 2026
Jun 2026
Jul 2026
UTI Gilt Fund(IDCW)-Direct plan Sector Distribution
UTI Gilt Fund(IDCW)-Direct plan Sector Distribution
Dec 2025
Mar 2026
Jun 2026
Jul 2026
UTI Gilt Fund(IDCW)-Direct plan Sector Weightage
UTI Gilt Fund(IDCW)-Direct plan Sector Weightage
UTI Gilt Fund(IDCW)-Direct plan Current Holdings
UTI Gilt Fund(IDCW)-Direct plan Current Holdings
Debt
Others
- ConstituentHolding Weight3M Change
Holdings
38.15 %
9.13 %Holdings
12.97 %
-1.08 %Holdings
11.92 %
2.72 %
AMC Profile of UTI Gilt Fund(IDCW)-Direct plan
AMC Profile of UTI Gilt Fund(IDCW)-Direct plan
UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.
UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.
No.of Schemes
68
Total AUM
₹ 2,61,315.61 Cr.
UTI Gilt Fund(IDCW)-Direct plan Manager Details
UTI Gilt Fund(IDCW)-Direct plan Manager Details
UTI Gilt Fund(IDCW)-Direct plan Manager Profile
UTI Gilt Fund(IDCW)-Direct plan Manager Profile
Pankaj Pathak
AUM: ₹2,418.39 Cr.
|
Exp: 7yrs
Qualification
B.Sc, PGDM in Banking & Finance, CFA
Past Experience
Mr. Pankaj Pathak joined UTI AMC. in April 2025. In his professional career of more than 16 years, he has worked as Fixed Income Fund Management with Quantum AMC Pvt. Ltd. Before joining UTI AMC, Mr. Pankaj was also associated with Bank of Maharashtra as Senior Manager handling Trading in Fixed income securities and Interest Rate Derivatives. Currently he is Fund Manager of Scheme(s) of UTI Mutual Fund.
Funds Managed (26)
UTI Gilt Fund(IDCW)-Direct plan Manager Performance (0)
UTI Gilt Fund(IDCW)-Direct plan Manager Performance (0)
UTI Gilt Fund(IDCW)-Direct plan Review & Opinions
UTI Gilt Fund(IDCW)-Direct plan Review & Opinions
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