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Union Liquid Fund(FN-IDCW Payout) Direct IDCW

IDCW
1,003.570.01% (+0.14)
High
Low
Returns
0.00%
0.00%
1M
6M
1Y
3Y
5Y
Max
SIP
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1M
6M
1Y
3Y
5Y
Max
SIP

Mid-size Fund

Assets Under Mgmt: ₹ 3,359 Cr

Moderately Low Risk

Principle investment will be at moderately low risk

How to use scorecard? Learn more

Mid-size Fund

Assets Under Mgmt: ₹ 3,359 Cr

Moderately Low Risk

Principle investment will be at moderately low risk

Union Liquid Fund(FN-IDCW Payout) Performance & Key Metrics

Union Liquid Fund(FN-IDCW Payout) Performance & Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.075.926.79
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
0.206.066.38

Union Liquid Fund(FN-IDCW Payout) Scheme InfoUnion Liquid Fund(FN-IDCW Payout) Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW0 yrs0.007%
0.007% for Day 1 0.0065% on Day 2 0.0060% on Day 3 0.0055% on Day 4 0.0050% on Day 5 0.0045% on Day 6 NIL on or after 7D
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 5,000
Initial: ₹ 5,000 Incremental: ₹ 1,000
BenchmarkBenchmark
CRISIL Liquid Debt Index

About Liquid Fund

About Liquid Fund

Liquid funds are the debt funds. They invest majorly in fixed-income intruments with a maturity of up to 91 days. The investor can get their redeemed amounts within 24 hours. These funds have low interest-rate risk as compared to other debt funds.

Union Liquid Fund(FN-IDCW Payout) Peers

Union Liquid Fund(FN-IDCW Payout) Peers & Comparison

Comparing 3 mutual funds from 
DebtLiquid Fund
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
Union Liquid Fund(FN-IDCW Payout)-0.02%0.04%0.02%
HDFC Liquid Fund(M-IDCW)-0.14%-0.00%-0.05%
SBI Liquid Fund(W-IDCW Payout)5.32%6.40%2.15%
ICICI Pru Liquid Fund(IDCW-Payout)7.23%7.05%5.20%

Union Liquid Fund(FN-IDCW Payout) Returns Comparison

Compare Union Liquid Fund(FN-IDCW Payout) with any MF, ETF, stock or index
Compare Union Liquid Fund(FN-IDCW Payout) with any MF, ETF, stock or index
Union Liquid Fund(FN-IDCW Payout)
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Union Liquid Fund(FN-IDCW Payout) Portfolio

Union Liquid Fund(FN-IDCW Payout) Asset Allocation

Union Liquid Fund(FN-IDCW Payout) Asset Allocation

Actual

Target

Sep 2024

Dec 2024

Mar 2025

Jun 2025

ACTUAL
Cash & EquivalentsTreasury BillsCertificate of DepositCommercial Paper-7.21%0.29%21.37%35.40%50.14%

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Tickertape Separator

Union Liquid Fund(FN-IDCW Payout) Sector Distribution

Union Liquid Fund(FN-IDCW Payout) Sector Distribution

+5 morePrivate BanksInvestment Banking & BrokerageSpecialized FinanceG-SecPublic Banks6.38 %11.06 %11.79 %16.97 %21.37 %32.43 %

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Tickertape Separator

Union Liquid Fund(FN-IDCW Payout) Sector Weightage

Union Liquid Fund(FN-IDCW Payout) Sector Weightage

Mar 24Jun 24Sep 24Dec 24Mar 25Jun 2527.59%26.12%26.00%28.38%36.24%32.43%
Public Banks as a % of total holdings for last six quarters
Tickertape Separator

Union Liquid Fund(FN-IDCW Payout) Current Holdings

Union Liquid Fund(FN-IDCW Payout) Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change

AMC Profile of Union Liquid Fund(FN-IDCW Payout)

AMC Profile of Union Liquid Fund(FN-IDCW Payout)

Union Asset Management Company Pvt. Ltd (the AMC) is the approved Asset Management Company of Union Mutual Fund which was granted a Certificate of Registration by the SEBI in March 2011.

Union Asset Management Company Pvt. Ltd (the AMC) is the approved Asset Management Company of Union Mutual Fund which was granted a Certificate of Registration by the SEBI in March 2011.

  • No.of Schemes

    29

  • Total AUM

    ₹ 20,538.07 Cr.

Union Liquid Fund(FN-IDCW Payout) Manager Details

Union Liquid Fund(FN-IDCW Payout) Manager Details

Union Liquid Fund(FN-IDCW Payout) Manager Profile

Union Liquid Fund(FN-IDCW Payout) Manager Profile

Devesh Thacker

AUM:  ₹4,114.29 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 13yrs

Parijat Agrawal

AUM:  ₹6,493.96 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 17yrs

Union Liquid Fund(FN-IDCW Payout) Manager Performance (0)

Union Liquid Fund(FN-IDCW Payout) Manager Performance (0)

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Union Liquid Fund(FN-IDCW Payout) Tax Implications

Union Liquid Fund(FN-IDCW Payout) Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

+

-

You make

Union Liquid Fund(FN-IDCW Payout) Review & Opinions

Union Liquid Fund(FN-IDCW Payout) Review & Opinions

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Frequently asked questions

Frequently asked questions

  1. What is the current price / NAV of Union Liquid Fund(FN-IDCW Payout)?

    The current NAV of Union Liquid Fund(FN-IDCW Payout) is ₹1003.57, as of 10th July 2025.

  2. What are the returns of Union Liquid Fund(FN-IDCW Payout)?

    The Union Liquid Fund(FN-IDCW Payout) was launched on 1st January 2013. This mutual fund's past returns are as follows:
    • 1 Year Returns: -0.02%
    • 3 Year Returns: 0.04%
    • 5 Year Returns: 0.03%

  3. What are the top 5 sectoral holdings of Union Liquid Fund(FN-IDCW Payout)?

    The top sectors Union Liquid Fund(FN-IDCW Payout) has invested in are as follows:
    • Public Banks | 32.43%
    • G-Sec | 21.37%
    • Specialized Finance | 16.97%
    • Investment Banking & Brokerage | 11.79%
    • Private Banks | 11.06%
    This data is as on 10th July 2025.

  4. What are the top 5 holdings of Union Liquid Fund(FN-IDCW Payout)?

    The top 5 holdings for Union Liquid Fund(FN-IDCW Payout) are as follows:
    • 91 Day Treasury Bills | 5.89%
    • 91 Day Treasury Bills | 4.45%
    • Alembic Pharmaceuticals Ltd.** | 4.45%
    • UCO Bank** | 2.97%
    • PNB Housing Finance Ltd.** | 2.95%
    This data is as on 10th July 2025.

  5. What is the asset allocation of Union Liquid Fund(FN-IDCW Payout)?

    The asset allocation for Union Liquid Fund(FN-IDCW Payout) is as follows:
    • Commercial Paper | 50.14%
    • Certificate of Deposit | 35.40%
    • Treasury Bills | 21.37%
    • N/A | 0.29%
    • Cash & Equivalents | -7.21%
    This data is as on 10th July 2025.

  6. What is the AUM of Union Liquid Fund(FN-IDCW Payout)?

    The AUM (i.e. assets under management) of Union Liquid Fund(FN-IDCW Payout) is ₹3359.47 Cr as of 10th July 2025.

  7. What is the expense ratio of Union Liquid Fund(FN-IDCW Payout)?

    The expense ratio of Union Liquid Fund(FN-IDCW Payout) Plan is 0.07 as of 10th July 2025.

  8. What is the alpha ratio of Union Liquid Fund(FN-IDCW Payout)?

    The alpha ratio for the Union Liquid Fund(FN-IDCW Payout) is -0.07

    Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

  9. What is the volatility or standard deviation of Union Liquid Fund(FN-IDCW Payout)?

    The volatility or standard deviation for the Union Liquid Fund(FN-IDCW Payout) is 0.10

    Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

  10. What is the sharpe ratio of Union Liquid Fund(FN-IDCW Payout)?

    The Sharpe ratio for the Union Liquid Fund(FN-IDCW Payout) is 6.79

    The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

  11. What is the Sortino ratio of Union Liquid Fund(FN-IDCW Payout)?

    The Sortino Ratio for the Union Liquid Fund(FN-IDCW Payout) is 0.33

    The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.