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SBI Savings Fund(W-IDCW Payout) Direct IDCW

IDCW
DebtMoney Market Fund
Large-size FundAssets Under Mgmt: ₹ 24,002 Cr
Moderate RiskPrinciple investment will be at moderate risk
15.540.03% (+0.00)

SBI Savings Fund(W-IDCW Payout) NAV Price Chart

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Returns
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DebtMoney Market Fund
Large-size FundAssets Under Mgmt: ₹ 24,002 Cr
Moderate RiskPrinciple investment will be at moderate risk

SBI Savings Fund(W-IDCW Payout) Performance & Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.257.304.24
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
0.317.209.95

SBI Savings Fund(W-IDCW Payout) Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW0 yrs0.00%
NIL
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Not allowedNot allowed
BenchmarkBenchmark
CRISIL Money Market Index

About Money Market Fund

Money market funds are debt funds. They invest in short-term sebt securities such as treasury bills and commercial papers. They generally maintain high levels of liquidity.

SBI Savings Fund(W-IDCW Payout) Peers & Comparison

Comparing 3 mutual funds from 
DebtMoney Market Fund
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
SBI Savings Fund(W-IDCW Payout)7.34%6.72%2.47%
Kotak Money Market Fund(M-IDCW Payout)5.52%5.26%1.57%
Tata Money Market Fund(DD-IDCW)0.000.02%0.00
HDFC Money Market Fund(W-IDCW Reinv)0.03%0.01%-0.00%

SBI Savings Fund(W-IDCW Payout) Returns Comparison

Compare SBI Savings Fund(W-IDCW Payout) with any MF, ETF, stock or index
Compare SBI Savings Fund(W-IDCW Payout) with any MF, ETF, stock or index
SBI Savings Fund(W-IDCW Payout)
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SBI Savings Fund(W-IDCW Payout) Asset Allocation

Actual

Target

Jun 2024

Sep 2024

Dec 2024

Mar 2025

ACTUAL
+1 moreTreasury BillsGovernment SecuritiesCommercial PaperCertificate of Deposit-1.57%0.32%1.42%15.47%27.85%56.50%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Tickertape Separator

SBI Savings Fund(W-IDCW Payout) Sector Distribution

+4 moreHome FinancingInvestment Banking & BrokerageG-SecPrivate BanksPublic Banks12.46 %7.03 %7.12 %16.90 %24.59 %31.90 %

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Tickertape Separator

SBI Savings Fund(W-IDCW Payout) Sector Weightage

Dec 23Mar 24Jun 24Sep 24Dec 24Mar 2521.18%26.85%37.88%34.63%18.12%31.90%
Public Banks as a % of total holdings for last six quarters
Tickertape Separator

SBI Savings Fund(W-IDCW Payout) Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change

AMC Profile of SBI Savings Fund(W-IDCW Payout)

With 30 years of rich experience in fund management, SBI Funds Management Ltd. (SBIFML) bring forward their expertise by consistently delivering value to their investors. They have a strong and proud lineage that traces back to the State Bank of India (SBI) - India's largest bank. They are a Joint Venture between SBI and AMUNDI (France), one of the world's leading fund management companies., SBI currently holds 63% stake in SBIFMPL. They have been actively managing their investor's assets not only through our investment expertise in domestic mutual funds, but also offshore funds and portfolio management advisory services for institutional investors.

  • No.of Schemes

    109

  • Total AUM

    ₹ 7,48,859.35 Cr.

SBI Savings Fund(W-IDCW Payout) Fund Manager Profile

Rajeev Radhakrishnan

AUM:  ₹2,71,426.25 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 10yrs

Qualification

B.E (Production), MMS (Finance) & CFA

Past Experience

Mr. Rajeev has joined SBI Funds Management Pvt. Ltd. in June 2008 and manages various Fixed Income schemes. He brings with him over 10 years of experience in funds management including around 2 years in equity funds and research and 8 years in Fixed Income Funds. He was earlier associated with UTI Mutual Fund as a Co-Fund Manager, managing fixed income funds and debt portion of balanced schemes.

Funds Managed (94)
9.98%
7.44%
0.35%
9.99%
7.44%
0.35%
7.30%
6.84%
0.21%
6.92%
6.71%
0.21%
7.34%
6.72%
0.25%
8.04%
7.23%
0.25%
8.04%
7.23%
0.25%
11.95%
9.05%
0.46%
11.57%
8.96%
0.61%
0.00%
2.02%
0.21%
6.81%
6.60%
0.31%
7.19%
6.72%
0.31%
0.00%
1.98%
0.31%
7.52%
6.68%
0.67%
7.52%
6.68%
0.67%
11.42%
8.53%
0.94%
6.81%
6.60%
0.31%
7.19%
6.72%
0.31%

SBI Savings Fund(W-IDCW Payout) Manager Performance (0)

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SBI Savings Fund(W-IDCW Payout) Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

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SBI Savings Fund(W-IDCW Payout) Review & Opinions

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Frequently asked questions

  1. What is the current price / NAV of SBI Savings Fund(W-IDCW Payout)?

    The current NAV of SBI Savings Fund(W-IDCW Payout) is ₹15.54, as of 17th April 2025.

  2. What are the returns of SBI Savings Fund(W-IDCW Payout)?

    The SBI Savings Fund(W-IDCW Payout) was launched on 8th January 2013. This mutual fund's past returns are as follows:
    • 1 Year Returns: 7.34%
    • 3 Year Returns: 6.72%
    • 5 Year Returns: 5.91%

  3. What are the top 5 sectoral holdings of SBI Savings Fund(W-IDCW Payout)?

    The top sectors SBI Savings Fund(W-IDCW Payout) has invested in are as follows:
    • Public Banks | 31.90%
    • Private Banks | 24.59%
    • G-Sec | 16.90%
    • Investment Banking & Brokerage | 7.12%
    • Home Financing | 7.03%
    This data is as on 17th April 2025.

  4. What are the top 5 holdings of SBI Savings Fund(W-IDCW Payout)?

    The top 5 holdings for SBI Savings Fund(W-IDCW Payout) are as follows:
    • HDFC Bank Ltd. | 5.06%
    • Punjab National Bank | 4.67%
    • Bharti Telecom Ltd. | 4.02%
    • LIC Housing Finance Ltd. | 3.90%
    • 7.00% State Government of Rajasthan 2025 | 3.34%
    This data is as on 17th April 2025.

  5. What is the asset allocation of SBI Savings Fund(W-IDCW Payout)?

    The asset allocation for SBI Savings Fund(W-IDCW Payout) is as follows:
    • Certificate of Deposit | 56.50%
    • Commercial Paper | 27.85%
    • Government Securities | 15.47%
    • Treasury Bills | 1.42%
    • N/A | 0.32%
    This data is as on 17th April 2025.

  6. What is the AUM of SBI Savings Fund(W-IDCW Payout)?

    The AUM (i.e. assets under management) of SBI Savings Fund(W-IDCW Payout) is ₹24002.86 Cr as of 17th April 2025.

  7. What is the expense ratio of SBI Savings Fund(W-IDCW Payout)?

    The expense ratio of SBI Savings Fund(W-IDCW Payout) Plan is 0.25 as of 17th April 2025.

  8. What is the volatility or standard deviation of SBI Savings Fund(W-IDCW Payout)?

    The volatility or standard deviation for the SBI Savings Fund(W-IDCW Payout) is 0.74

    Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

  9. What is the sharpe ratio of SBI Savings Fund(W-IDCW Payout)?

    The Sharpe ratio for the SBI Savings Fund(W-IDCW Payout) is 4.24

    The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

  10. What is the Sortino ratio of SBI Savings Fund(W-IDCW Payout)?

    The Sortino Ratio for the SBI Savings Fund(W-IDCW Payout) is 0.30

    The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.