What is the current price / NAV of SBI Savings Fund?
The current NAV of SBI Savings Fund is ₹45.74, as of 4th December 2025.What are the returns of SBI Savings Fund?
The SBI Savings Fund was launched on 1st January 2013. This mutual fund's past returns are as follows:- 1 Year Returns: 7.59%
- 3 Year Returns: 7.63%
- 5 Year Returns: 6.25%
What are the top 5 sectoral holdings of SBI Savings Fund?
The top sectors SBI Savings Fund has invested in are as follows:- Public Banks | 30.74%
- Private Banks | 25.24%
- Specialized Finance | 14.54%
- G-Sec | 13.27%
- Investment Banking & Brokerage | 6.61%
What are the top 5 holdings of SBI Savings Fund?
The top 5 holdings for SBI Savings Fund are as follows:- HDFC Bank Ltd. | 4.50%
- Bank of Baroda | 3.80%
- Punjab National Bank | 3.09%
- LIC Housing Finance Ltd. | 2.58%
- National Bank for Agriculture and Rural Development | 2.06%
What is the asset allocation of SBI Savings Fund?
The asset allocation for SBI Savings Fund is as follows:- Certificate of Deposit | 55.98%
- Commercial Paper | 29.66%
- Government Securities | 8.69%
- Treasury Bills | 4.59%
- Cash & Equivalents | 0.85%
What is the AUM of SBI Savings Fund?
The AUM (i.e. assets under management) of SBI Savings Fund is ₹36650.10 Cr as of 4th December 2025.What is the expense ratio of SBI Savings Fund?
The expense ratio of SBI Savings Fund Plan is 0.25 as of 4th December 2025.What is the volatility or standard deviation of SBI Savings Fund?
The volatility or standard deviation for the SBI Savings Fund is 0.40
Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.
What is the sharpe ratio of SBI Savings Fund?
The Sharpe ratio for the SBI Savings Fund is 8.33
The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.
What is the Sortino ratio of SBI Savings Fund?
The Sortino Ratio for the SBI Savings Fund is 1.23
The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.
Scorecard
Performance
HighThe creamy layer - amongst the top performing Mutual Funds
Risk
HighStay alerted, risk is higher vs others
Cost
HighHigher costs on pocket vs others
Composition
HighA well thought mix versus other funds
Red flags
LowWe got you covered, no major red flags identified
How to use scorecard? Learn more
SBI Savings Fund Direct Growth
Scorecard
Performance
HighThe creamy layer - amongst the top performing Mutual Funds
Risk
HighStay alerted, risk is higher vs others
Cost
HighHigher costs on pocket vs others
Composition
HighA well thought mix versus other funds
Red flags
LowWe got you covered, no major red flags identified
How to use scorecard? Learn more
SBI Savings Fund Performance & Key Metrics
SBI Savings Fund Performance & Key Metrics
| Expense RatioExpense Ratio | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.25 | 6.28 | 8.33 |
| No LabelNo Label | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.29 | 6.20 | 7.89 |
SBI Savings Fund Scheme InfoSBI Savings Fund Scheme Info
| PlanPlan | Lock inLock in | Exit LoadExit Load |
|---|---|---|
| Growth | 0 yrs | 0.00% |
| SIP Inv.SIP Inv. | Min. LumpsumMin. Lumpsum |
|---|---|
| Allowed | ₹ 500 |
| BenchmarkBenchmark |
|---|
| CRISIL Money Market Index |
About Money Market Fund
About Money Market Fund
Money market funds are debt funds. They invest in short-term sebt securities such as treasury bills and commercial papers. They generally maintain high levels of liquidity.
SBI Savings Fund Peers
SBI Savings Fund Peers & Comparison
DebtMoney Market Fund
Returns
Scheme
Ratios
| Mutual Fund | 1Y Returns1Y Returns | 3Y CAGR3Y CAGR | Life CAGRLife CAGR |
|---|---|---|---|
| SBI Savings Fund | 7.59% | 7.63% | 7.54% |
| Tata Money Market Fund | 7.75% | 7.82% | 6.78% |
| HDFC Money Market Fund | 7.62% | 7.66% | 7.34% |
| Kotak Money Market Fund | 7.59% | 7.64% | 7.27% |
SBI Savings Fund Returns Comparison
Compare SBI Savings Fund with any MF, ETF, stock or index
Hmm, looks like data is unavailable here. Please come back after some timeSBI Savings Fund Portfolio
SBI Savings Fund Asset Allocation
SBI Savings Fund Asset Allocation
Actual
Target
Mar 2025
Jun 2025
Sep 2025
Oct 2025
Mar 2025
Jun 2025
Sep 2025
Oct 2025
SBI Savings Fund Sector Distribution
SBI Savings Fund Sector Distribution
Mar 2025
Jun 2025
Sep 2025
Oct 2025
SBI Savings Fund Sector Weightage
SBI Savings Fund Sector Weightage
SBI Savings Fund Current Holdings
SBI Savings Fund Current Holdings
Debt
Others
- ConstituentHolding Weight3M Change
Holdings
4.50 %
0.16 %Holdings
3.80 %
3.80 %Holdings
3.09 %
-0.07 %
AMC Profile of SBI Savings Fund
AMC Profile of SBI Savings Fund
With 30 years of rich experience in fund management, SBI Funds Management Ltd. (SBIFML) bring forward their expertise by consistently delivering value to their investors. They have a strong and proud lineage that traces back to the State Bank of India (SBI) - India's largest bank. They are a Joint Venture between SBI and AMUNDI (France), one of the world's leading fund management companies., SBI currently holds 63% stake in SBIFMPL. They have been actively managing their investor's assets not only through our investment expertise in domestic mutual funds, but also offshore funds and portfolio management advisory services for institutional investors.
With 30 years of rich experience in fund management, SBI Funds Management Ltd. (SBIFML) bring forward their expertise by consistently delivering value to their investors. They have a strong and proud lineage that traces back to the State Bank of India (SBI) - India's largest bank. They are a Joint Venture between SBI and AMUNDI (France), one of the world's leading fund management companies., SBI currently holds 63% stake in SBIFMPL. They have been actively managing their investor's assets not only through our investment expertise in domestic mutual funds, but also offshore funds and portfolio management advisory services for institutional investors.
No.of Schemes
108
Total AUM
₹ 8,97,107.34 Cr.
SBI Savings Fund Manager Details
SBI Savings Fund Manager Details
SBI Savings Fund Manager Profile
SBI Savings Fund Manager Profile
Rajeev Radhakrishnan
AUM: ₹2,52,125.44 Cr.
|
Exp: 10yrs
Qualification
B.E (Production), MMS (Finance) & CFA
Past Experience
Mr. Rajeev has joined SBI Funds Management Pvt. Ltd. in June 2008 and manages various Fixed Income schemes. He brings with him over 10 years of experience in funds management including around 2 years in equity funds and research and 8 years in Fixed Income Funds. He was earlier associated with UTI Mutual Fund as a Co-Fund Manager, managing fixed income funds and debt portion of balanced schemes.
Funds Managed (12)
SBI Savings Fund Manager Performance (0)
SBI Savings Fund Manager Performance (0)
SBI Savings Fund Tax Implications
SBI Savings Fund Tax Implications
Investment frequency
Monthly
One Time
Monthly Investment Amt. (₹)
Investment period (years)
You make
Gains are added to taxable income and taxed according to the individual’s income tax slab
Gains are added to taxable income and taxed according to the individual’s income tax slab
Gains are treated as long-term capital gains and taxed at 12.5%