What is the current price / NAV of SBI Credit Risk Fund(IDCW)?
The current NAV of SBI Credit Risk Fund(IDCW) is ₹22.25, as of 19th March 2025.What are the returns of SBI Credit Risk Fund(IDCW)?
The SBI Credit Risk Fund(IDCW) was launched on 2nd January 2013. This mutual fund's past returns are as follows:- 1 Year Returns: 8.82%
- 3 Year Returns: 7.81%
- 5 Year Returns: 8.01%
What are the top 5 sectoral holdings of SBI Credit Risk Fund(IDCW)?
The top sectors SBI Credit Risk Fund(IDCW) has invested in are as follows:- G-Sec | 14.25%
- Specialized Finance | 9.95%
- Others | 9.65%
- Construction & Engineering | 9.04%
- Power Generation | 8.80%
What are the top 5 holdings of SBI Credit Risk Fund(IDCW)?
The top 5 holdings for SBI Credit Risk Fund(IDCW) are as follows:- 7.23% CGL 2039 | 8.65%
- Aadhar Housing Finance Ltd. | 4.96%
- Nirma Ltd. | 4.89%
- Renew Solar Energy (Jharkhand Five) Pvt. Ltd. | 4.74%
- Infopark Properties Ltd. | 4.66%
What is the asset allocation of SBI Credit Risk Fund(IDCW)?
The asset allocation for SBI Credit Risk Fund(IDCW) is as follows:- Corporate Debt | 75.32%
- Government Securities | 14.25%
- Cash & Equivalents | 7.22%
- REITs & InvIT | 2.86%
- N/A | 0.34%
What is the AUM of SBI Credit Risk Fund(IDCW)?
The AUM (i.e. assets under management) of SBI Credit Risk Fund(IDCW) is ₹2259.29 Cr as of 19th March 2025.What is the expense ratio of SBI Credit Risk Fund(IDCW)?
The expense ratio of SBI Credit Risk Fund(IDCW) Plan is 0.89 as of 19th March 2025.What is the volatility or standard deviation of SBI Credit Risk Fund(IDCW)?
The volatility or standard deviation for the SBI Credit Risk Fund(IDCW) is 0.94
Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.
What is the sharpe ratio of SBI Credit Risk Fund(IDCW)?
The Sharpe ratio for the SBI Credit Risk Fund(IDCW) is 4.85
The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.
What is the Sortino ratio of SBI Credit Risk Fund(IDCW)?
The Sortino Ratio for the SBI Credit Risk Fund(IDCW) is 0.60
The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.
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SBI Credit Risk Fund(IDCW) Direct IDCW
IDCW
DebtCredit Risk Fund
Mid-size FundAssets Under Mgmt: ₹ 2,259 Cr
High RiskPrinciple investment will be at high risk
22.250.08% (+0.02)
SBI Credit Risk Fund(IDCW) NAV Price Chart
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DebtCredit Risk Fund
Mid-size FundAssets Under Mgmt: ₹ 2,259 Cr
High RiskPrinciple investment will be at high risk
SBI Credit Risk Fund(IDCW) Performance & Key Metrics
| Expense RatioExpense Ratio | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.89 | 8.73 | 4.85 |
| No LabelNo Label | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 1.15 | 8.25 | 4.68 |
SBI Credit Risk Fund(IDCW) Scheme Info
| PlanPlan | Lock inLock in | Exit LoadExit Load |
|---|---|---|
| IDCW | 0 yrs | 3.00% |
| SIP Inv.SIP Inv. | Min. LumpsumMin. Lumpsum |
|---|---|
| Allowed | ₹ 5,000 |
| BenchmarkBenchmark |
|---|
| NIFTY Credit Risk Bond Index |
About Credit Risk Fund
Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.
SBI Credit Risk Fund(IDCW) Peers & Comparison
Comparing 3 mutual funds from
DebtCredit Risk Fund
DebtCredit Risk Fund
Returns
Scheme
Ratios
| Mutual Fund | 1Y Returns1Y Returns | 3Y CAGR3Y CAGR | Life CAGRLife CAGR |
|---|---|---|---|
| SBI Credit Risk Fund(IDCW) | 8.82% | 7.81% | 5.21% |
| HDFC Credit Risk Debt Fund-(Q-IDCW Reinv) | 0.42% | 0.12% | 0.69% |
| ICICI Pru Credit Risk Fund(Q-IDCW Payout) | -0.39% | 0.65% | 1.14% |
| Nippon India Credit Risk Fund(IDCW) | 9.17% | 7.71% | 6.96% |
SBI Credit Risk Fund(IDCW) Returns Comparison
Compare SBI Credit Risk Fund(IDCW) with any MF, ETF, stock or indexCompare SBI Credit Risk Fund(IDCW) with any MF, ETF, stock or index
SBI Credit Risk Fund(IDCW)
Hmm, looks like data is unavailable here. Please come back after some timeSBI Credit Risk Fund(IDCW) Asset Allocation
Actual
Target
Jun 2024
Sep 2024
Dec 2024
Feb 2025
Jun 2024
Sep 2024
Dec 2024
Feb 2025
SBI Credit Risk Fund(IDCW) Sector Distribution
Jun 2024
Sep 2024
Dec 2024
Feb 2025
SBI Credit Risk Fund(IDCW) Sector Weightage
G-Sec
G-Sec as a % of total holdings for last six quarters
SBI Credit Risk Fund(IDCW) Current Holdings
Debt
Others
- ConstituentHolding Weight3M Change
Holdings
8.65 %
0.07 %Holdings
4.96 %
0.06 %Holdings
4.89 %
0.03 %
AMC Profile of SBI Credit Risk Fund(IDCW)
With 30 years of rich experience in fund management, SBI Funds Management Ltd. (SBIFML) bring forward their expertise by consistently delivering value to their investors. They have a strong and proud lineage that traces back to the State Bank of India (SBI) - India's largest bank. They are a Joint Venture between SBI and AMUNDI (France), one of the world's leading fund management companies., SBI currently holds 63% stake in SBIFMPL. They have been actively managing their investor's assets not only through our investment expertise in domestic mutual funds, but also offshore funds and portfolio management advisory services for institutional investors.
No.of Schemes
109
Total AUM
₹ 7,40,950.16 Cr.
SBI Credit Risk Fund(IDCW) Fund Manager Profile
Lokesh Mallya
AUM: ₹10,673.44 Cr.
|
Exp: 5yrs
Adesh Sharma
AUM: ₹4,158.60 Cr.
|
Exp: 14yrs
SBI Credit Risk Fund(IDCW) Manager Performance (0)
Debt: Credit Risk Fund
SBI Credit Risk Fund(IDCW) Tax Implications
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SBI Credit Risk Fund(IDCW) Review & Opinions
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Gains are added to taxable income and taxed according to the individual’s income tax slab
Gains are added to taxable income and taxed according to the individual’s income tax slab
Gains are treated as long-term capital gains and taxed at 12.5%