Good evening :)

Zerodha Life Cycle Fund 2031

Growth

HybridMulti Asset Allocation Fund
High RiskPrincipal investment will be at high risk

Key Offer Details

Opening date
27 Aug 2026
Closing date
10 Sept 2026
Scheme type
Open-Ended
NAV
₹10
Min. invst.
₹100
Min. SIP
₹100

About Multi Asset Allocation Fund

Multi asset allocation funds invest in multi assets comprising of debt, equity and gold. The fund have minimum of 10% allocation in each asset class.

Scheme Info

Plan
Direct
Lock in
None
Exit Load
3%
3% upto 1Y, 2% after 1Y but upto 2Y, 1% after 2Y but upto 3Y, NIL after 3Y
Expense Ratio
0%
Benchmark
CRISIL 10 Year Gilt Index

Scheme Objective

The primary objective of the Zerodha Life Cycle Fund 2031 is to provide a goal-based investment solution that seeks to generate capital appreciation by investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold/Silver ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy across the product lifespan initially maintaining an aggressive stance and automatically transitioning toward a conservative, debt-heavy allocation to protect capital as thetarget date approaches.There is no assurance or guarantee that the investment objective of the scheme would be achieved.

AMC Profile

Zerodha AMC is the asset management arm of Zerodha known for its innovative and low-cost approach, Zerodha AMC offers a range of mutual fund products aimed at providing investors with efficient and transparent investment options. The company leverages technology to simplify investment processes, making it accessible to a broader audience and promoting financial inclusion

Total AUM
₹ 2,836.95 Cr
No. of schemes
14

Manager Profile

Peers

Peers

Peers & Comparison

Comparing 4 mutual funds from 
HybridMulti Asset Allocation Fund
Loading...
Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
ICICI Pru Multi Asset Allocation Fund(IDCW Payout)5.86%12.07%9.68%
SBI Multi Asset Allocation Fund(M-IDCW Payout)15.25%16.37%9.34%
Nippon India Multi Asset Allocation Fund(IDCW)13.20%18.64%17.49%
Kotak Multi Asset Allocation Fund22.59%19.37%

Frequently asked questions

Frequently asked questions

  1. Zerodha Life Cycle Fund 2031 is an open-ended Multi Asset Allocation Fund scheme launched by Zerodha Asset Management Private Limited, investing primarily in Hybrid. It is benchmarked against CRISIL 10 Year Gilt Index and offered in Direct and Regular plans with Growth and IDCW options.

  2. The NFO of Zerodha Life Cycle Fund 2031 opens for subscription on 27 Aug 2026.

  3. The NFO of Zerodha Life Cycle Fund 2031 closes for subscription on 10 Sep 2026. Applications must be submitted before this date for allotment at the NFO offer price.

  4. The minimum lumpsum investment in Zerodha Life Cycle Fund 2031 is ₹100.

  5. The minimum SIP amount for Zerodha Life Cycle Fund 2031 is ₹100 per SIP installment.

  1. Zerodha Life Cycle Fund 2031 is managed by Kedarnath Mirajkar, who has 15 years of fund management experience and also manages 14 other schemes at Zerodha Asset Management Private Limited.

  2. Zerodha Life Cycle Fund 2031 is a new scheme with no performance track record yet, so it should be evaluated on Kedarnath Mirajkar's experience, Zerodha Asset Management Private Limited's record on similar schemes, the fund's Hybrid strategy, and fit with an investor's existing portfolio — not past returns.

  3. Zerodha Life Cycle Fund 2031 is categorized as a Multi Asset Allocation Fund scheme under SEBI's mutual fund classification — investing at least 35% each in large-cap and mid-cap stocks (for Large & Mid Cap funds).

  4. Zerodha Life Cycle Fund 2031 has no lock-in period and an exit load of 3% if redeemed within 1 year of investment.