• 1 Year Returns: 6.56%

• Specialized Finance | 42.25%
• Consumer Finance | 19.21%
• Home Financing | 19.21%
• Public Banks | 14.69%
• Others | 4.10%

• 7.83% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** | 14.69%
• 7.75% Sundaram Finance Ltd.** | 14.12%
• 7.99% HDB Financial Services Ltd.** | 13.72%
• 7.68% INDIAN RAILWAY FINANCE CORPORATION LTD.** | 9.61%
• 8.1% ADITYA BIRLA HOUSING FINANCE LTD** | 9.60%

• Corporate Debt | 95.35%
• Cash & Equivalents | 4.65%

The alpha ratio for the Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund(IDCW) is 0.88

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund(IDCW) is 0.47

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund(IDCW) is 4.49

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund(IDCW) is 0.64

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.