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Kotak Credit Risk Fund(IDCW) Direct IDCW

IDCW
24.860.04% (+0.01)
High
Low
Returns
0.00%
0.00%
1M
6M
1Y
3Y
5Y
Max
SIP
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1M
6M
1Y
3Y
5Y
Max
SIP

Debt

Credit Risk Fund

Mid-size Fund

Assets Under Mgmt: ₹ 703 Cr

High Risk

Principle investment will be at high risk

How to use scorecard? Learn more

Debt

Credit Risk Fund

Mid-size Fund

Assets Under Mgmt: ₹ 703 Cr

High Risk

Principle investment will be at high risk

Kotak Credit Risk Fund(IDCW) Performance & Key Metrics

Kotak Credit Risk Fund(IDCW) Performance & Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.8182.46
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.157.434.54

Kotak Credit Risk Fund(IDCW) Scheme InfoKotak Credit Risk Fund(IDCW) Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW0 yrs1.00%
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 100
Initial: ₹ 100 Incremental: ₹ 100
BenchmarkBenchmark
CRISIL Credit Risk Debt Index

About Credit Risk Fund

About Credit Risk Fund

Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.

Kotak Credit Risk Fund(IDCW) Peers

Kotak Credit Risk Fund(IDCW) Peers & Comparison

Comparing 3 mutual funds from 
DebtCredit Risk Fund
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
Kotak Credit Risk Fund(IDCW)8.78%8.13%8.26%
HDFC Credit Risk Debt Fund-(Q-IDCW Reinv)1.39%1.07%0.74%
ICICI Pru Credit Risk Fund(Q-IDCW Payout)1.87%1.53%1.24%
SBI Credit Risk Fund(IDCW-Payout)9.43%8.81%5.35%

Kotak Credit Risk Fund(IDCW) Returns Comparison

Compare Kotak Credit Risk Fund(IDCW) with any MF, ETF, stock or index
Compare Kotak Credit Risk Fund(IDCW) with any MF, ETF, stock or index
Kotak Credit Risk Fund(IDCW)
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Kotak Credit Risk Fund(IDCW) Portfolio

Kotak Credit Risk Fund(IDCW) Asset Allocation

Kotak Credit Risk Fund(IDCW) Asset Allocation

Actual

Target

Sep 2024

Dec 2024

Mar 2025

May 2025

ACTUAL
+1 moreCash & EquivalentsSecured DebtREITs & InvITGovernment SecuritiesCorporate Debt0.56%3.19%5.54%9.24%10.04%71.42%

Sep 2024

Dec 2024

Mar 2025

May 2025

Tickertape Separator

Kotak Credit Risk Fund(IDCW) Sector Distribution

Kotak Credit Risk Fund(IDCW) Sector Distribution

+9 moreInvestment Banking & BrokerageG-SecPower GenerationDiversified ChemicalsOthers41.19 %9.24 %10.04 %10.71 %14.18 %14.65 %

Sep 2024

Dec 2024

Mar 2025

May 2025

Tickertape Separator

Kotak Credit Risk Fund(IDCW) Sector Weightage

Kotak Credit Risk Fund(IDCW) Sector Weightage

Mar 24Jun 24Sep 24Dec 24Mar 25May 259.37%10.10%8.19%7.76%13.59%14.65%
Others as a % of total holdings for last six quarters
Tickertape Separator

Kotak Credit Risk Fund(IDCW) Current Holdings

Kotak Credit Risk Fund(IDCW) Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change

AMC Profile of Kotak Credit Risk Fund(IDCW)

AMC Profile of Kotak Credit Risk Fund(IDCW)

Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of Kotak Mahindra bank Limited (KMBL), is the Asset Manager for Kotak Mahindra Mutual Fund (KMMF). KMAMC has approximately 21 Lac investors in various schemes.

Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of Kotak Mahindra bank Limited (KMBL), is the Asset Manager for Kotak Mahindra Mutual Fund (KMMF). KMAMC has approximately 21 Lac investors in various schemes.

  • No.of Schemes

    86

  • Total AUM

    ₹ 5,08,212.21 Cr.

Kotak Credit Risk Fund(IDCW) Manager Details

Kotak Credit Risk Fund(IDCW) Manager Details

Kotak Credit Risk Fund(IDCW) Manager Profile

Kotak Credit Risk Fund(IDCW) Manager Profile

Deepak Agrawal

AUM:  ₹1,52,180.87 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 14yrs

Sunit Garg

AUM:  ₹13,259.73 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 17yrs

Kotak Credit Risk Fund(IDCW) Manager Performance (0)

Kotak Credit Risk Fund(IDCW) Manager Performance (0)

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Kotak Credit Risk Fund(IDCW) Tax Implications

Kotak Credit Risk Fund(IDCW) Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

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You make

Kotak Credit Risk Fund(IDCW) Review & Opinions

Kotak Credit Risk Fund(IDCW) Review & Opinions

The content here in the form of articles and videos is for information purposes only and may have been sourced from publicly available sources or otherwise. Tickertape does not guarantee the authenticity and veracity of the material shared. The User understands and agrees that Tickertape is not aware nor liable for any content shared here.

Frequently asked questions

Frequently asked questions

  1. What is the current price / NAV of Kotak Credit Risk Fund(IDCW)?

    The current NAV of Kotak Credit Risk Fund(IDCW) is ₹24.86, as of 20th June 2025.

  2. What are the returns of Kotak Credit Risk Fund(IDCW)?

    The Kotak Credit Risk Fund(IDCW) was launched on 1st January 1970. This mutual fund's past returns are as follows:
    • 1 Year Returns: 8.78%
    • 3 Year Returns: 8.13%
    • 5 Year Returns: 7.04%

  3. What are the top 5 sectoral holdings of Kotak Credit Risk Fund(IDCW)?

    The top sectors Kotak Credit Risk Fund(IDCW) has invested in are as follows:
    • Others | 14.65%
    • Diversified Chemicals | 14.18%
    • Power Generation | 10.71%
    • G-Sec | 10.04%
    • Investment Banking & Brokerage | 9.24%
    This data is as on 20th June 2025.

  4. What are the top 5 holdings of Kotak Credit Risk Fund(IDCW)?

    The top 5 holdings for Kotak Credit Risk Fund(IDCW) are as follows:
    • 7.18% Central Government - 2033 | 8.96%
    • 8.42% GODREJ INDUSTRIES LTD ( ) ** | 7.28%
    • 8.25% TATA PROJECTS LTD. | 7.20%
    • 10.81% BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD** | 7.16%
    • 9.5% VEDANTA LTD.** | 7.16%
    This data is as on 20th June 2025.

  5. What is the asset allocation of Kotak Credit Risk Fund(IDCW)?

    The asset allocation for Kotak Credit Risk Fund(IDCW) is as follows:
    • Corporate Debt | 71.42%
    • Government Securities | 10.04%
    • REITs & InvIT | 9.24%
    • Secured Debt | 5.54%
    • Cash & Equivalents | 3.19%
    This data is as on 20th June 2025.

  6. What is the AUM of Kotak Credit Risk Fund(IDCW)?

    The AUM (i.e. assets under management) of Kotak Credit Risk Fund(IDCW) is ₹704.00 Cr as of 20th June 2025.

  7. What is the expense ratio of Kotak Credit Risk Fund(IDCW)?

    The expense ratio of Kotak Credit Risk Fund(IDCW) Plan is 0.81 as of 20th June 2025.

  8. What is the volatility or standard deviation of Kotak Credit Risk Fund(IDCW)?

    The volatility or standard deviation for the Kotak Credit Risk Fund(IDCW) is 1.85

    Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

  9. What is the sharpe ratio of Kotak Credit Risk Fund(IDCW)?

    The Sharpe ratio for the Kotak Credit Risk Fund(IDCW) is 2.46

    The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

  10. What is the Sortino ratio of Kotak Credit Risk Fund(IDCW)?

    The Sortino Ratio for the Kotak Credit Risk Fund(IDCW) is 0.20

    The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.