• 1 Year Returns: 0.37%
• 3 Year Returns: 6.03%
• 5 Year Returns: 6.28%

• G-Sec | 35.19%
• Private Banks | 11.89%
• Miscellaneous | 11.32%
• Construction & Engineering | 8.33%
• Home Financing | 6.82%

• TREPS - Tri-party Repo | 11.32%
• 6.67 GOI 2050 | 9.31%
• ICICI Bank Ltd | 7.83%
• Larsen and Toubro Ltd | 7.81%
• 8.35% Mahindra Rural Housing Finance Ltd^ | 6.82%

• Equity | 39.76%
• Government Securities | 35.19%
• Cash & Equivalents | 14.79%
• Corporate Debt | 10.27%

The alpha ratio for the HDFC Retirement Savings Fund-Hybrid-Debt Plan is -0.96

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the HDFC Retirement Savings Fund-Hybrid-Debt Plan is 3.77

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the HDFC Retirement Savings Fund-Hybrid-Debt Plan is -1.01

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the HDFC Retirement Savings Fund-Hybrid-Debt Plan is -0.10

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.