• 1 Year Returns: -5.65%
• 3 Year Returns: 9.27%
• 5 Year Returns: 11.97%

• Private Banks | 24.11%
• IT Services & Consulting | 6.49%
• Oil & Gas - Refining & Marketing | 5.72%
• Miscellaneous | 4.58%
• Pharmaceuticals | 4.49%

• HDFC Bank Ltd | 7.47%
• ICICI Bank Ltd | 7.45%
• Reliance Industries Ltd | 4.73%
• Axis Bank Ltd | 4.73%
• TREPS - Tri-party Repo | 4.58%

• Equity | 93.77%
• Cash & Equivalents | 4.69%
• Mutual Funds | 0.95%
• REITs & InvIT | 0.59%

The alpha ratio for the HDFC Retirement Savings Fund-Equity Plan is -1.79

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the HDFC Retirement Savings Fund-Equity Plan is 12.41

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the HDFC Retirement Savings Fund-Equity Plan is -0.71

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the HDFC Retirement Savings Fund-Equity Plan is -0.07

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.