• 1 Year Returns: 1.62%
• 3 Year Returns: 6.67%
• 5 Year Returns: 7.12%

• G-Sec | 35.55%
• Private Banks | 12.37%
• Miscellaneous | 9.85%
• Construction & Engineering | 8.08%
• Home Financing | 6.90%

• TREPS - Tri-party Repo | 9.85%
• 6.67 GOI 2050 | 9.29%
• ICICI Bank Limited | 8.47%
• Larsen and Toubro Ltd | 7.79%
• 8.35% Mahindra Rural Housing Finance Ltd^ | 6.90%

• Equity | 41.25%
• Government Securities | 35.55%
• Cash & Equivalents | 12.82%
• Corporate Debt | 10.39%

The alpha ratio for the HDFC Retirement Fund-Hybrid-Debt Plan is -0.43

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the HDFC Retirement Fund-Hybrid-Debt Plan is 3.78

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the HDFC Retirement Fund-Hybrid-Debt Plan is -0.65

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the HDFC Retirement Fund-Hybrid-Debt Plan is -0.07

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.