The current NAV of Franklin India Banking & PSU Debt Fund(IDCW Payout) is ₹11.63, as of 5th December 2025.

The Franklin India Banking & PSU Debt Fund(IDCW Payout) was launched on 25th April 2014. This mutual fund's past returns are as follows:

• 1 Year Returns: 2.45%
• 3 Year Returns: 2.52%
• 5 Year Returns: 0.50%

The top sectors Franklin India Banking & PSU Debt Fund(IDCW Payout) has invested in are as follows:

• Public Banks | 25.55%
• Consumer Finance | 16.85%
• G-Sec | 16.41%
• Private Banks | 15.89%
• Others | 13.29%

This data is as on 5th December 2025.

The top 5 holdings for Franklin India Banking & PSU Debt Fund(IDCW Payout) are as follows:

• 0.00% Jubilant Bevco Ltd (31-May-2028) ** | 8.24%
• 0.00% REC Ltd (03-Nov-2034) ** | 7.05%
• 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) ** | 6.66%
• 7.38% Power Finance Corporation Ltd (15-Jan-2032) | 5.55%
• 7.54% Small Industries Development Bank Of India (12-Jan-2026) ** | 5.54%

This data is as on 5th December 2025.

The asset allocation for Franklin India Banking & PSU Debt Fund(IDCW Payout) is as follows:

• Corporate Debt | 68.81%
• Government Securities | 16.41%
• Certificate of Deposit | 12.26%
• Cash & Equivalents | 2.10%
• N/A | 0.42%

This data is as on 5th December 2025.

The AUM (i.e. assets under management) of Franklin India Banking & PSU Debt Fund(IDCW Payout) is ₹485.44 Cr as of 5th December 2025.

The expense ratio of Franklin India Banking & PSU Debt Fund(IDCW Payout) Plan is 0.19 as of 5th December 2025.

The volatility or standard deviation for the Franklin India Banking & PSU Debt Fund(IDCW Payout) is 1.25

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the Franklin India Banking & PSU Debt Fund(IDCW Payout) is 3.23

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the Franklin India Banking & PSU Debt Fund(IDCW Payout) is 0.44

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.