• 1 Year Returns: 0.21%
• 3 Year Returns: 1.93%
• 5 Year Returns: 0.97%

• Public Banks | 35.40%
• Private Banks | 21.09%
• G-Sec | 15.13%
• Consumer Finance | 11.24%
• Specialized Finance | 10.54%

• 7.66% Maharashtra SDL (04-Mar-2047) | 5.47%
• 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) ** | 5.33%
• 7.70% National Bank For Agriculture & Rural Development (30-Sep-2027) ** | 4.56%
• 7.65% Axis Bank Ltd (30-Jan-2027) ** | 4.44%
• 7.38% Mahindra & Mahindra Financial Services Ltd (18-May-2029) ** $ | 4.34%

• Certificate of Deposit | 43.12%
• Corporate Debt | 34.04%
• Government Securities | 15.13%
• Floating-rate Debt | 4.34%
• Cash & Equivalents | 3.01%

The alpha ratio for the Franklin India Banking & PSU Debt Fund(IDCW) is 0.84

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the Franklin India Banking & PSU Debt Fund(IDCW) is 1.12

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the Franklin India Banking & PSU Debt Fund(IDCW) is 1.68

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the Franklin India Banking & PSU Debt Fund(IDCW) is 0.19

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.