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DSP Regular Savings Fund(M-IDCW Reinv)

IDCW
HybridConservative Hybrid Fund
Small-size FundAssets Under Mgmt: ₹ 181 Cr
Moderately High RiskPrinciple investment will be at moderately high risk
14.290.05% (+0.01)

Price Chart

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Returns
0.00%
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SIP
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Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Fund has been able to generate better returns compared to other funds in the same category

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

HybridConservative Hybrid Fund
Small-size FundAssets Under Mgmt: ₹ 181 Cr
Moderately High RiskPrinciple investment will be at moderately high risk

Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.507.103.51
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.357.362.87

Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW0 yrs0.00%
Nil
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Not allowedNot allowed
BenchmarkBenchmark
CRISIL Hybrid 85+15 - Conservative Index

About Conservative Hybrid Fund

Conservative Hybrid funds have exposure to both debt and equity instruments. They primarily invest in FD-like instruments with some allocation to stocks. They are designed to slightly surpass the average rate of inflation.

Peers & Comparison

Comparing 3 mutual funds from 
HybridConservative Hybrid Fund
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
DSP Regular Savings Fund(M-IDCW Reinv)8.73%2.31%1.84%
SBI Conservative Hybrid Fund(A-IDCW Payout)15.40%10.32%7.20%
HDFC Hybrid Debt Fund(Q-IDCW Reinv)8.44%3.15%1.84%
ICICI Pru Regular Savings Fund(H-IDCW Payout)1.01%0.34%3.10%

Price Comparison

Compare DSP Regular Savings Fund(M-IDCW Reinv) with any MF, ETF, stock or index
Compare DSP Regular Savings Fund(M-IDCW Reinv) with any MF, ETF, stock or index
DSP Regular Savings Fund(M-IDCW Reinv)
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Asset Allocation

Actual

Target

Dec 2023

Mar 2024

Jun 2024

Sep 2024

ACTUAL
Cash & EquivalentsEquityCorporate DebtGovernment Securities0.29%2.43%22.61%30.67%44.00%

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Tickertape Separator

Sector Distribution

+18 morePublic BanksPower GenerationPrivate BanksConsumer FinanceG-Sec22.96 %5.79 %7.18 %9.76 %10.31 %44.00 %

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Tickertape Separator

Sector Weightage

Jun 23Sep 23Dec 23Mar 24Jun 24Sep 2420.17%25.79%29.54%33.07%44.71%44.00%
G-Sec as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Equity

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • HDFC Bank Ltd
    HDFCBANK
    3M change : -0.05 %

    Holdings

    2.93 %

    -0.05 %
  • ICICI Bank Ltd
    ICICIBANK
    3M change : 0.03 %

    Holdings

    2.15 %

    0.03 %
  • ITC Ltd
    ITC
    3M change : 0.18 %

    Holdings

    1.30 %

    0.18 %

AMC Profile

DSP Investment Managers is an independent Indian AMC started in 1996. The DSP group (which owns the AMC) is a 150+ year old financial company which started stock broking as early as the 1860s. Since its inception, the fund house has grown to become one of India's premier AMCs with a track record of over 20 years.

  • No.of Schemes

    56

  • Total AUM

    ₹ 1,81,099.16 Cr.

Fund Manager Profile

Abhishek Singh

AUM:  ₹17,140.13 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp:

Shantanu Godambe

AUM:  ₹24,157.86 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp:

Manager Performance (0)

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Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Invested period > 2 years(Investments from 1st April 2023 redeemed till 31st March 2025)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023 redeemed after 31st March 2025)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

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