What is the full form of JM Financial?

JM Financial traces its origins to Jamnadas Morarjee Securities, an investment banking firm founded in 1973 by Mahendra Kampani and Nimesh Kampani. The group later evolved into JM Financial. Its asset management arm, JM Financial Mutual Fund, has been SEBI-registered since 1994 and offers equity, hybrid, and fixed-income schemes, including funds like the JM Flexicap Fund.

How to start a JM Financial Mutual Fund SIP online?

You can start an SIP in any JM Financial mutual fund through its official website, app, or platforms like smallcase or Tickertape. Select the fund, choose SIP, enter the amount, and complete payment.

How to calculate JM Financial mutual fund returns?

JM Financial Mutual Fund returns can be calculated using the investment value, initial amount, and dividends received. You can also use Tickertape Mutual Funds Screener to review schemes such as JM Flexi Cap Fund Direct Growth.

Does JM Financial Mutual Fund offer tax-free mutual fund schemes?

JM Financial Mutual Fund offers tax-saving options through Equity Linked Savings Scheme (ELSS) . Returns are taxable, but eligible investments may qualify for Section 80C deductions. Investors may also compare schemes like JM Value Fund for the category context.

How can I cancel the ongoing SIP in a JM Financial Mutual Fund scheme?

An ongoing SIP in a JM Financial Mutual Fund scheme can be cancelled through the AMC, the investor service centre, or the investment platform. This may also apply to schemes such as the JM Aggressive Hybrid Fund.

How to withdraw money from JM Financial Mutual Fund?

To withdraw funds from a JM Financial Mutual Fund: Physical Units: Submit a completed Transaction Slip to any authorised Investor Service Centre. Demat Units: Submit a Redemption Request Form through your Depository Participant. Processing typically occurs within 3 business days. Note: For more details, please visit JM Financial's official AMC website.

What are the redemption charges of the JM Financial Mutual Fund?

JM Financial Mutual Fund may charge an exit load if units are redeemed within a specified period. Charges vary by scheme and holding period, including schemes such as JM Flexi Cap Fund Regular Growth.

Which are the top-performing funds of JM Financial Mutual Fund?

Here are the top JM Financial mutual funds based on their 5Y CAGR: JM Flexicap Fund JM Value Fund JM ELSS Tax Saver Fund JM Aggressive Hybrid Fund JM Focused Fund

How to increase the SIP amount in JM Financial Mutual Funds?

To increase your SIP amount in a JM Financial Mutual Fund, you can use the SIP Top-Up Facility . Here's how: Purpose: Allows you to increase your SIP instalment by a fixed amount at predefined intervals. Minimum Top-Up Amount: ₹100 for all schemes, except for JM ELSS Tax Saver Fund, where the minimum is ₹500. Top-Up Frequencies: Quarterly, Half-Yearly, or Yearly. If no frequency is specified, it defaults to Yearly. Duration: The Top-Up will continue until the end of the SIP tenure by default. Changing Top-Up Amount: To change the Top-Up amount, you must cancel the existing SIP and register a new one with the updated details. Discontinuation: The Top-Up facility cannot be discontinued during the SIP tenure. For more details and to download the Top-Up & Multiple SIP Registration Form, visit the official JM Financial Mutual Fund website.

How to choose the best JM Financial Mutual Funds before investing?

Here’s how to choose the best JM Financial mutual fund for investing - Assess your risk tolerance. Analyse the fund’s performance on Tickertape Mutual Fund Screener. Compare the expense ratio. Evaluate portfolio diversification across sectors, market caps, and asset classes. Understand tax implications as equity and debt funds are taxed differently. Check for exit load and lock-in period. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

JM Financial Funds: Performance, NAV, Returns & Schemes 2026

JM Financial Asset Management Private Limited manages assets worth over ₹50,000 cr. as of Q2 FY 2025. In this blog, we'll look at all JM Financial mutual funds available in India, their current performance, and what's happening in the market.

Top JM Financial Mutual Funds - SIP Schemes, Performance, Returns 2026

Top JM Financial Mutual Funds in India (2025)

Here's the list of top JM Financial mutual funds across equity, debt, hybrid funds offered by JM Financial Asset Management Private Ltd.

Created by

@8260032 8260032

Showing 1 - 16 of 16 results

last updated at 8:00 AM IST

	NameMFs (16)↓	↓Sub CategorySub Category↓	↓PlanPlan↓	↓AUMAUM↓	↓AMCAMC↓	↓NAVNAV↓	↓Absolute Returns - 3MAbsolute Ret. - 3M↓	↓Absolute Returns - 1YAbsolute Ret. - 1Y↓	↓CAGR 3YCAGR 3Y↓	↓Expense RatioExpense Ratio↓	↓Exit LoadExit Load↓	↓VolatilityVolatility↓	↓Sharpe RatioSharpe Ratio↓
1.	JM Flexicap Fund JM Flexicap Fund	Flexi Cap Fund Flexi Cap Fund	Growth Growth	4,504.47 4,504.47	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	107.81 107.81	-1.40 -1.40	-1.94 -1.94	19.66 19.66	1.36 1.36	1.00 1.00	14.21 14.21	-0.33 -0.33
2.	JM Liquid Fund JM Liquid Fund	Liquid Fund Liquid Fund	Growth Growth	2,835.05 2,835.05	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	75.91 75.91	1.57 1.57	6.15 6.15	6.90 6.90	0.16 0.16	0.01 0.01	0.13 0.13	-2.91 -2.91
3.	JM Midcap Fund JM Midcap Fund	Mid Cap Fund Mid Cap Fund	Growth Growth	1,161.71 1,161.71	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	21.03 21.03	6.04 6.04	9.06 9.06	25.95 25.95	0.79 0.79	1.00 1.00	16.79 16.79	0.39 0.39
4.	JM Value Fund JM Value Fund	Value Fund Value Fund	Growth Growth	825.66 825.66	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	102.50 102.50	-3.33 -3.33	-5.50 -5.50	17.99 17.99	1.81 1.81	1.00 1.00	15.88 15.88	-0.53 -0.53
5.	JM Aggressive Hybrid Fund JM Aggressive Hybrid Fund	Aggressive Hybrid Fund Aggressive Hybrid Fund	Growth Growth	701.44 701.44	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	131.76 131.76	-3.00 -3.00	-1.33 -1.33	17.61 17.61	1.44 1.44	1.00 1.00	12.30 12.30	-0.39 -0.39
6.	JM Small Cap Fund JM Small Cap Fund	Small Cap Fund Small Cap Fund	Growth Growth	677.43 677.43	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	10.56 10.56	9.30 9.30	7.05 7.05	- -	0.96 0.96	1.00 1.00	19.38 19.38	0.24 0.24
7.	JM Large Cap Fund JM Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	421.65 421.65	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	170.75 170.75	-5.66 -5.66	0.38 0.38	14.39 14.39	1.34 1.34	1.00 1.00	13.76 13.76	-0.19 -0.19
8.	JM Large & Mid Cap Fund JM Large & Mid Cap Fund	Large & Mid Cap Fund Large & Mid Cap Fund	Growth Growth	370.29 370.29	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	10.16 10.16	-1.09 -1.09	- -	- -	0.78 0.78	1.00 1.00	15.15 15.15	-0.09 -0.09
9.	JM Arbitrage Fund JM Arbitrage Fund	Arbitrage Fund Arbitrage Fund	Growth Growth	366.72 366.72	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	36.70 36.70	1.42 1.42	6.28 6.28	7.16 7.16	0.81 0.81	0.50 0.50	0.75 0.75	2.37 2.37
10.	JM Focused Fund JM Focused Fund	Focused Fund Focused Fund	Growth Growth	279.61 279.61	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	22.44 22.44	-3.97 -3.97	0.61 0.61	16.66 16.66	0.85 0.85	1.00 1.00	16.10 16.10	-0.13 -0.13
11.	JM Low Duration Fund JM Low Duration Fund	Low Duration Fund Low Duration Fund	Growth Growth	223.17 223.17	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	40.02 40.02	0.98 0.98	5.68 5.68	7.14 7.14	0.40 0.40	- -	0.51 0.51	2.51 2.51
12.	JM ELSS Tax Saver Fund JM ELSS Tax Saver Fund	Equity Linked Savings Scheme (ELSS) Equity Linked Savings Scheme (ELSS)	Growth Growth	195.75 195.75	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	54.76 54.76	-0.71 -0.71	3.52 3.52	18.25 18.25	1.25 1.25	- -	14.62 14.62	0.05 0.05
13.	JM Overnight Fund JM Overnight Fund	Overnight Fund Overnight Fund	Growth Growth	89.26 89.26	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	1,374.50 1,374.50	1.20 1.20	5.22 5.22	6.14 6.14	0.14 0.14	- -	0.01 0.01	-69.02 -69.02
14.	JM Short Duration Fund JM Short Duration Fund	Short Duration Fund Short Duration Fund	Growth Growth	83.07 83.07	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	12.80 12.80	0.30 0.30	3.98 3.98	6.86 6.86	0.39 0.39	- -	1.04 1.04	-0.39 -0.39
15.	JM Dynamic Bond Fund JM Dynamic Bond Fund	Dynamic Bond Fund Dynamic Bond Fund	Growth Growth	53.69 53.69	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	45.42 45.42	-0.14 -0.14	1.26 1.26	6.36 6.36	0.43 0.43	- -	1.64 1.64	-1.87 -1.87
16.	JM Medium to Long Duration Fund JM Medium to Long Duration Fund	Medium to Long Duration Fund Medium to Long Duration Fund	Growth Growth	29.81 29.81	JM Financial Asset Management Private Limited JM Financial Asset Management Private Limited	70.49 70.49	-0.52 -0.52	1.07 1.07	6.18 6.18	0.78 0.78	- -	2.05 2.05	-1.58 -1.58

Edit Filters

Analyse JM Financial Mutual Funds Further

Visit 'JM Financial Mutual Funds' Screener

Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.

Selection criteria: AMC: JM Financial Asset Management Limited | AUM: Sorted from Highest to Lowest

What are JM Financial Mutual Funds?

JM Financial Mutual Funds are investment schemes that JM Financial Asset Management Limited manages. It's a well-known fund house in India. These funds work by collecting money from many investors and putting it into different types of investments—stocks, bonds, and a mix of both—based on what each fund is trying to achieve.

JM Financial Ltd. backs this asset management company (AMC), which started operations on June 9, 1994. Over the past three decades, JM Financial AMC's fund managers have worked to deliver returns that match what each fund promises, whether that's growing your capital, earning regular income, or protecting your wealth. The company has Mr Amitabh Mohanty as CEO and Mr Satish Ramanathan as Chief Investment Officer.

Key Information About JM Financial Asset Management Limited

Here are the key details about JM Financial Asset Management Limited-

Category	Details
Company Name	JM Financial Asset Management Ltd.
Incorporation Date	9th June 1994
AMC Setup Date	15th September 1994
Sponsor	JM Financial Ltd.
Trustee Company	JM Financial Trustee Company Pvt. Ltd.
Managing Director & CEO	Amitabh Mohanty
Chief Investment Officer (Equity)	Satish Ramanathan
Distributors Network	Over 28,584 distributors across India
Investor Service Centres	Numerous centres offering support across India
Assets Under Management (AUM)	₹13,802.92 cr as of 31st January 2025

Types of Funds Offered by JM Financial AMC Ltd

JM Equity Funds

JM Financial AMC manages these equity funds to help you grow your wealth over the long term. The fund managers invest your money in stocks from different sectors and companies of various sizes. As of January 2025, you can choose from 6 equity schemes. These include large-cap funds, mid-cap funds, and flexi-cap funds.

JM Debt Funds

JM Financial AMC invests your money primarily in fixed-income securities like bonds and government securities through these debt funds. The fund managers aim to give you a steady income while keeping your capital safe. You can select from 7 debt schemes. These range from liquid funds to long-duration bond funds..

JM Hybrid Funds

JM Financial AMC invests in both equity and debt instruments through these hybrid funds. This approach gives you both capital growth and regular income. You can pick from 2 hybrid schemes. These include the JM Aggressive Hybrid Fund and the JM ELSS Tax Saver Fund.

JM Passive Investment Solutions

JM Financial AMC designs these funds to copy the performance of specific market indices. This gives you a cost-effective and efficient way to invest. You have 2 passive schemes to choose from. These include a href="https://www.tickertape.in/mutualfunds/equity/index-fund">index funds and Fund of Funds (FoF).

JM Solution-Oriented Schemes

Tailored for specific financial goals, such as retirement planning or children's education, these schemes offer structured investment solutions. JM Financial AMC offers 1 solution-oriented scheme: the JM Retirement Fund.

Overview Top JM Financial Mutual Fund Schemes

SJM Flexicap Fund

JM Flexicap Fund invests your money across large, mid, and small-cap stocks. This strategy helps you achieve long-term capital growth. The fund balances growth by spreading investments across various market segments. The manager adapts the asset allocation based on market conditions, providing the fund with flexibility.

JM Liquid Fund

JM Liquid Fund invests your money primarily in short-term debt instruments. The fund aims to give you liquidity and stable returns. JM Financial AMC designed this fund to preserve your capital while offering you higher returns than traditional savings accounts. The fund carries minimal risk because it invests for short periods.

JM Midcap Fund

JM Midcap Fund focuses on investing your money in mid-cap stocks that show high growth potential. The fund aims to capture growth opportunities within the mid-cap space. This gives you exposure to companies that could benefit from scaling in a growing economy.

JM Value Fund

JM Value Fund seeks to invest your money in undervalued stocks with strong fundamentals. These stocks have potential for long-term growth and profitability. The manager employs a value-investing strategy. This means the fund focuses on companies trading below their intrinsic value relative to their growth potential.

JM Aggressive Hybrid Fund

JM Aggressive Hybrid Fund combines equity and debt investments, allocating more to equities. This allocation helps you achieve capital appreciation. The fund seeks to generate superior returns through an aggressive approach. It blends the growth potential of equities with the stability of debt instruments.

How to Invest in JM Financial Mutual Funds?

Here’s how you can identify and invest in top JM Financial Mutual Funds with Tickertape Mutual Fund Screener -

Launch Tickertape Mutual Fund Screener.
Add a filter “AMC” and select “JM Financial Asset Management Private Ltd”.
Sort out the top JM Financial mutual funds based on over 50 fundamental and technical filters.
After identifying the JM Financial mutual funds, that align with your investment thesis, click on “Place Order” to invest the JM Financial mutual funds.

With Tickertape Mutual Fund Screener, you can invest ‘lumpsum’ or start a ‘SIP’ in JM Financial mutual funds. Moreover, by connecting your portfolio , you can do a deep analysis of your portfolio and assess its performance.

Top JM Financial Mutual Fund Managers

Satish Ramanathan

Satish Ramanathan serves as the Managing Director and Chief Investment Officer for Equity at JM Financial Asset Management. He manages several equity funds, including the JM Large Cap Fund, JM Flexicap Fund, and JM Midcap Fund.

Asit Bhandarkar

Asit Bhandarkar works as a Fund Manager at JM Financial and brings more than 15 years of experience from the financial sector. He previously worked at SBI Funds Management and Lotus India AMC. Asit now manages various equity schemes and helps grow JM Financial's portfolio.

Chaitanya Choksi

Chaitanya Choksi works as a Fund Manager at JM Financial and has over 17 years of industry experience. Before joining JM Financial, he worked at UTI Investment Advisory and IL&FS Investsmart. Chaitanya manages equity funds and creates value through well-planned investment strategies.

Gurvinder Singh Wasan

Gurvinder Singh Wasan brings deep experience in portfolio management to JM Financial. He looks after several schemes and helps the fund house balance growth with stable returns. His expertise helps manage funds for strong long-term performance.

Ruchi Fozdar

Ruchi Fozdar works as a Fund Manager at JM Financial and has extensive experience managing debt and hybrid funds. She works to deliver consistent returns by making careful investment decisions in fixed-income securities. Her approach balances risk and return across different asset classes.

Risks Associated with JM Financial Mutual Funds

Market-Linked Volatility Across Categories

JM Financial Mutual Fund offers equity, debt, and hybrid schemes. Equity-oriented funds such as flexi-cap and mid-cap have shown negative short-term returns (1–6 months) in 2026, reflecting sensitivity to market movements.

Smaller Scale Compared to Large AMCs

The fund house manages around ₹13,000–₹15,000 cr. in AUM, according to recent data, which is relatively small compared with top AMCs. A smaller AUM can influence diversification, liquidity, and execution flexibility.

Category Concentration Risk

JM Financial Mutual Fund offers a limited number of schemes compared to larger AMCs, with around 90+ schemes across categories. Performance may vary depending on category exposure and market conditions.

Interest Rate and Credit Risk in Debt Schemes

Debt funds, such as liquid and dynamic bond funds, typically deliver ~6%–7% annualised returns but are affected by interest rate changes and the credit quality of issuers, which can impact NAV movements.

Download Now

Factors to Consider Before Investing in JM Financial Mutual Funds

AUM and Fund House Scale

JM Financial Mutual Fund manages around ₹ 13,000 cr. in AUM as of 2026, indicating it is a mid-sized AMC. AUM size can affect liquidity, portfolio diversification, and fund management flexibility.

Scheme Mix and Category Exposure

The AMC offers equity, debt, and hybrid schemes, including flexi-cap, value, and aggressive hybrid funds. Understanding category exposure helps explain differences in risk and return behaviour across schemes.

Portfolio Composition and Strategy

Equity schemes invest across market capitalisations, while debt funds focus on instruments like bonds and money market securities. These differences influence volatility, return patterns, and sensitivity to economic cycles.

Performance Consistency across Cycles

Some schemes, such as flexi-cap funds, have delivered ~19% 3-year returns, while others show variability across shorter periods. Reviewing performance across multiple timeframes provides better context than short-term returns.

Documents Required to Invest in JM Financial Mutual Fund

Here are a few documents you may require to invest in JM Financial Mutual Funds:

Know Your Customer (KYC) Compliance
Common Application Form
Proof of Identity (PoI)
Proof of Address (PoA)
Proof of Bank Account
Additional Documents for Specific Categories (e.g., Non-Individuals, HUF, Partnership Firms)
NRI Investors: Overseas Address Proof, Bank Account Proof, FIRC/Banker’s Certificate

Note: For the latest details, please visit JM Financial's official AMC website.

Conclusion

The variety of mutual funds offered by JM Financial provides multiple avenues for investors looking to diversify their portfolios. Whether focused on growth through equities or stability through debt, each fund operates under a clear investment strategy. As with any investment, it is important for investors to review the details and assess alignment with their financial situation before committing. Investors can utilise tools like the Tickertape Mutual Fund Screener to sort through JM Financial’s mutual funds and apply 50+ filters to compare and analyse them!

Popular Stock Collections

Popular Mutual Fund Collections

Frequently Asked Questions on JM Financial Mutual Funds

What is the full form of JM Financial?
JM Financial traces its origins to Jamnadas Morarjee Securities, an investment banking firm founded in 1973 by Mahendra Kampani and Nimesh Kampani. The group later evolved into JM Financial. Its asset management arm, JM Financial Mutual Fund, has been SEBI-registered since 1994 and offers equity, hybrid, and fixed-income schemes, including funds like the JM Flexicap Fund.
How to start a JM Financial Mutual Fund SIP online?
You can start an SIP in any JM Financial mutual fund through its official website, app, or platforms like smallcase or Tickertape. Select the fund, choose SIP, enter the amount, and complete payment.
How to calculate JM Financial mutual fund returns?
JM Financial Mutual Fund returns can be calculated using the investment value, initial amount, and dividends received. You can also use Tickertape Mutual Funds Screener to review schemes such as JM Flexi Cap Fund Direct Growth.
Does JM Financial Mutual Fund offer tax-free mutual fund schemes?
JM Financial Mutual Fund offers tax-saving options through Equity Linked Savings Scheme (ELSS). Returns are taxable, but eligible investments may qualify for Section 80C deductions. Investors may also compare schemes like JM Value Fund for the category context.
How can I cancel the ongoing SIP in a JM Financial Mutual Fund scheme?
An ongoing SIP in a JM Financial Mutual Fund scheme can be cancelled through the AMC, the investor service centre, or the investment platform. This may also apply to schemes such as the JM Aggressive Hybrid Fund.
How to withdraw money from JM Financial Mutual Fund?
To withdraw funds from a JM Financial Mutual Fund:
1. Physical Units: Submit a completed Transaction Slip to any authorised Investor Service Centre.
2. Demat Units: Submit a Redemption Request Form through your Depository Participant.
Processing typically occurs within 3 business days.

Note: For more details, please visit JM Financial's official AMC website.
What are the redemption charges of the JM Financial Mutual Fund?
JM Financial Mutual Fund may charge an exit load if units are redeemed within a specified period. Charges vary by scheme and holding period, including schemes such as JM Flexi Cap Fund Regular Growth.
Which are the top-performing funds of JM Financial Mutual Fund?
Here are the top JM Financial mutual funds based on their 5Y CAGR:
How to increase the SIP amount in JM Financial Mutual Funds?
To increase your SIP amount in a JM Financial Mutual Fund, you can use the SIP Top-Up Facility. Here's how:
- Purpose: Allows you to increase your SIP instalment by a fixed amount at predefined intervals.
- Minimum Top-Up Amount: ₹100 for all schemes, except for JM ELSS Tax Saver Fund, where the minimum is ₹500.
- Top-Up Frequencies: Quarterly, Half-Yearly, or Yearly. If no frequency is specified, it defaults to Yearly.
- Duration: The Top-Up will continue until the end of the SIP tenure by default.
- Changing Top-Up Amount: To change the Top-Up amount, you must cancel the existing SIP and register a new one with the updated details.
- Discontinuation: The Top-Up facility cannot be discontinued during the SIP tenure.
For more details and to download the Top-Up & Multiple SIP Registration Form, visit the official JM Financial Mutual Fund website.
How to choose the best JM Financial Mutual Funds before investing?
Here’s how to choose the best JM Financial mutual fund for investing -
1. Assess your risk tolerance.
2. Analyse the fund’s performance on Tickertape Mutual Fund Screener.
3. Compare the expense ratio.
4. Evaluate portfolio diversification across sectors, market caps, and asset classes.
5. Understand tax implications as equity and debt funds are taxed differently.
6. Check for exit load and lock-in period.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Disclaimer: This article is for informational purposes only. The content of the article including securities/investment products mentioned if any, should not in any manner be construed as an investment advice, recommendation, offer, solicitation to buy/hold/sell any securities/investment products. The securities quoted if any, are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.