Good morning :)
US Stocks Collections

US Property & Casualty Insurance Stocks in 2026

Property and casualty insurers protect homes, vehicles, businesses and other assets against financial losses. The industry covers everything from personal auto and homeowners insurance to commercial liability, workers' compensation and specialty risks. Underwriting conditions improved across much of the US market in 2026, although catastrophe losses and liability costs remain important variables. In this article, we cover Property & Casualty insurance stocks and some of the leading companies along with taxation and advantages

List of US Property & Casualty Insurance Stocks in 2026

US Property & Casualty Insurance Stocks

Explore US property and casualty insurance stocks providing coverage for homes, vehicles, businesses and other property and liability risks. Analyse companies using live share price, market cap, returns, valuation, profitability and other key financial metrics.

Created by

@82600328260032

Showing 1 - 20 of 46 results

last updated at 2:30 AM IST 
NameUS Stocks (46)↓↓Sub-SectorSub-Sector↓↓Market CapMarket Cap↓↓Close PriceClose Price↓↓PE Ratio (TTM)PE Ratio (TTM)↓↓1M Return1M Return↓↓1D Return1D Return↓↓Return on EquityReturn on Equity↓↓PB RatioPB Ratio↓
1.Chubb LtdCBInsurance - Property & CasualtyInsurance - Property & Casualty1,37,441.201,37,441.20355.50355.5012.4912.497.057.051.911.9114.2514.251.881.88
2.Progressive CorpPGRInsurance - Property & CasualtyInsurance - Property & Casualty1,30,769.981,30,769.98230.18230.1811.3611.369.349.342.002.0033.2433.243.793.79
3.The Travelers Companies IncTRVInsurance - Property & CasualtyInsurance - Property & Casualty81,351.4581,351.45398.27398.2710.4410.449.659.651.111.1127.5027.502.832.83
4.The Allstate CorporationALLInsurance - Property & CasualtyInsurance - Property & Casualty63,646.8863,646.88250.20250.205.045.0410.9910.992.292.2946.1146.112.042.04
5.Cincinnati Financial CorporationCINFInsurance - Property & CasualtyInsurance - Property & Casualty27,842.4527,842.45179.39179.3910.6510.6511.3311.331.401.4021.4821.481.631.63
6.W. R. Berkley CorpWRBInsurance - Property & CasualtyInsurance - Property & Casualty26,869.4526,869.4573.1073.1015.0515.057.157.152.052.0520.2120.212.852.85
7.Markel CorporationMKLInsurance - Property & CasualtyInsurance - Property & Casualty23,028.2223,028.221,867.191,867.1910.3310.337.307.301.171.1712.4612.461.221.22
8.Loews CorpLInsurance - Property & CasualtyInsurance - Property & Casualty22,695.5622,695.56111.69111.6913.6113.615.445.441.371.379.319.311.191.19
9.Assurant, Inc.AIZInsurance - Property & CasualtyInsurance - Property & Casualty14,056.7814,056.78284.99284.9913.6413.648.098.092.712.7118.3418.342.322.32
10.CNA Financial CorporationCNAInsurance - Property & CasualtyInsurance - Property & Casualty13,010.4913,010.4947.8947.8910.5710.574.134.132.072.0711.3211.321.171.17
11.American Financial Group, Inc.AFGInsurance - Property & CasualtyInsurance - Property & Casualty12,550.9912,550.99150.29150.2913.2313.238.548.541.821.8220.4120.412.592.59
12.Old Republic International CorpORIInsurance - Property & CasualtyInsurance - Property & Casualty9,198.599,198.5938.4438.448.708.701.021.021.841.8417.9317.931.581.58
13.The Hanover Insurance Group IncTHGInsurance - Property & CasualtyInsurance - Property & Casualty8,212.008,212.00235.12235.1211.4411.447.877.870.780.7821.8921.892.272.27
14.Kinsale Capital Group IncKNSLInsurance - Property & CasualtyInsurance - Property & Casualty8,118.448,118.44362.94362.9415.7215.7212.2812.281.281.2827.7627.764.344.34
15.Mercury General CorporationMCYInsurance - Property & CasualtyInsurance - Property & Casualty5,910.525,910.52102.65102.656.146.142.782.782.402.4038.9938.991.991.99
16.Selective Insurance Group, Inc.SIGIInsurance - Property & CasualtyInsurance - Property & Casualty5,869.355,869.3599.3299.3212.1512.1517.3617.361.701.7014.7314.731.811.81
17.RLI CorpRLIInsurance - Property & CasualtyInsurance - Property & Casualty5,867.965,867.9664.6264.6214.9414.9414.4114.411.361.3622.1322.133.513.51
18.Hagerty IncHGTYInsurance - Property & CasualtyInsurance - Property & Casualty5,350.205,350.2015.4615.46141.55141.5514.1014.100.230.238.928.928.148.14
19.White Mountains Insurance Group LtdWTMInsurance - Property & CasualtyInsurance - Property & Casualty5,279.905,279.902,245.462,245.465.075.0711.0811.081.701.7020.3620.360.990.99
20.Lemonade IncLMNDInsurance - Property & CasualtyInsurance - Property & Casualty3,553.283,553.2845.9145.91--2.942.941.231.23-26.96-26.966.996.99
Edit Filters

Analyse US property & casualty insurance stocks further

Visit 'US Property & Casualty Insurance Stocks' ScreenerScreener

Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape US Stock Screener and is subject to real-time updates.

Overviews of Top US Property & Casualty Insurance Stocks

Chubb Ltd

Chubb is a global insurance company providing commercial and personal property and casualty insurance, accident and health coverage, reinsurance and life insurance. Its property and casualty businesses serve individuals, small businesses, large companies and multinational organisations across several countries. The company offers products covering property, liability, casualty, marine, cyber and specialty risks through brokers, agents and other distribution channels.

Progressive Corp

Progressive is a US insurance company best known for personal and commercial auto insurance. It also provides homeowners, renters, motorcycle, recreational vehicle, watercraft and other specialty insurance products. The company sells policies directly to customers and through independent insurance agents, giving it exposure to both digital and agency-based distribution.

The Travelers Companies Inc

Travelers provides property and casualty insurance for individuals, businesses and organisations. Its operations include Business Insurance, Bond & Specialty Insurance and Personal Insurance. The company offers coverage for homes, automobiles, commercial property, workers' compensation, liability, surety, cyber risks and other specialised exposures, primarily through independent agents and brokers.

The Allstate Corporation

Allstate provides personal property and casualty insurance, with products covering automobiles, homes, renters and other personal risks. It distributes policies through agents and direct-to-consumer channels and also operates protection services businesses. Its insurance operations are closely linked to auto claims, property losses, catastrophe exposure and pricing across personal insurance markets.

W. R. Berkley Corp

W. R. Berkley is a commercial property and casualty insurance company operating through Insurance and Reinsurance & Monoline Excess businesses. It focuses on specialised insurance markets, including excess and surplus lines, professional liability, commercial property, workers' compensation, cyber, marine and other niche risks. Its decentralised operating model allows individual businesses to focus on specific industries, products and geographic markets.

What are US Property & Casualty Insurance Stocks?

US Property & Casualty Insurance stocks are shares of companies that insure homes, vehicles, businesses and other assets against financial losses. These companies can provide personal insurance, commercial insurance and specialised liability coverage. Unlike life insurers, property and casualty insurers generally cover risks linked to property damage, accidents, legal liability and other events that may lead to claims. Investors exploring insurance sector stocks can use this category to focus on companies that underwrite property and casualty risks.

How to Evaluate and Invest in US Property & Casualty Insurance Stocks?

Here's how to invest in US Property & Casualty Insurance stocks from India, step by step:

  1. Log in or Create an Account: Visit Tickertape US Stocks and log in to your account. Create an account if you have not registered yet and complete the US investing account-opening process.
  2. Search for Property & Casualty Insurance Stocks: Use the Tickertape US Stock Screener and select 'Insurance - Property & Casualty' under the industry filter.
  3. Analyse the Stocks: Compare valuation, profitability, return on equity, price-to-book ratio and financial health. Company reports can provide additional insurance-specific measures such as combined ratio and premium growth.
  4. Add Money to Your US Wallet: Connect an eligible bank account and transfer money to your US Wallet under the Liberalised Remittance Scheme.
  5. Place Your Order: Select the Property & Casualty Insurance stock you want to invest in and click on 'Buy' to place the order through Tickertape.

Taxation of US Property & Casualty Insurance Stocks for Indian Investors

The tax treatment of US Property & Casualty Insurance stocks generally depends on the holding period, the investor's applicable income tax rate and US withholding rules on dividends.

Income / Action Holding Period / Condition Tax Rate in the US Tax Rate in India
Long-Term Capital Gains (LTCG) Held for > 24 months 0% (Taxed only in India under DTAA) 12.5% (+ applicable surcharge & cess)
Short-Term Capital Gains (STCG) Held for < 24 months 0% (Taxed only in India under DTAA) Taxed as per your applicable income slab rate

Benefits of Investing in US Property & Casualty Insurance Stocks

Exposure to Multiple Insurance Markets

Property and casualty insurers can operate across personal auto, homeowners, commercial property, workers' compensation, liability and specialty insurance. Different lines respond to different claims trends and economic conditions.

Recurring Premium Revenue

Policyholders generally pay premiums throughout the coverage period. Renewals can provide recurring revenue, although customer retention depends on pricing, competition and claims experience.

Investment Income

Insurers invest premiums before paying claims. Returns from bonds and other investments can contribute to earnings alongside underwriting results, making portfolio yield an important part of the business model.

Specialised Commercial Insurance

Some casualty insurers focus on specialised risks such as cyber, professional liability, marine, or excess insurance. Expertise in these areas can allow insurers to price risks differently from standard personal insurance products.

Install the Tickertape app and enjoy a more hands-on investing experience
  • portfolio-iconReceive real-time market alerts for timely decisions
  • portfolio-iconMonitor your portfolio from the palm of your hands
  • portfolio-iconWatchlist stocks and mutual funds to stay updated
Download Now

Risks of Investing in Property & Casualty Insurance Stocks

Catastrophe Losses

Hurricanes, wildfires, floods and other natural disasters can generate large claims in a short period. Even insurers with diversified portfolios can experience earnings volatility during severe catastrophe years.

Claims Inflation

Higher vehicle repair costs, construction expenses, medical costs, and legal settlements can increase what insurers pay per claim. Premium increases may take time to offset these higher costs.

Liability Costs

Commercial auto and general liability remain challenging parts of the US P&C market because claims costs remain under pressure. Larger court awards and litigation expenses can also raise casualty losses.

Competitive Pricing

Property and casualty insurance markets are highly competitive. Insurers that reduce premiums too aggressively to gain customers may weaken underwriting profitability if claims later exceed expectations.

Factors That Influence US Property & Casualty Insurance Stocks' Performance

Combined Ratio

The combined ratio compares claims and operating expenses with earned premiums. A ratio below 100 generally indicates an underwriting profit, while a ratio above 100 indicates an underwriting loss.

Premium Growth

Growth in written or earned premiums can come from higher policy prices, additional customers or greater insured exposure. Investors may compare premium growth with claims trends to understand whether expansion is improving profitability.

Loss Ratio

The loss ratio measures claim-related losses relative to premiums. It can change because of accident frequency, catastrophe events, repair costs and liability claims.

Investment Yield

Insurers invest a substantial portion of the premiums they collect. Changes in interest rates and investment credit quality can therefore affect investment income and overall profitability.

Key Growth Drivers for Property & Casualty Insurance Stocks

Insurance Pricing

Insurers periodically adjust premiums to reflect expected claims, repair costs and catastrophe exposure. Adequate pricing can help companies maintain underwriting profitability as loss costs change.

Growth in Insured Assets

More vehicles, homes and commercial assets can expand the amount of property requiring insurance. Higher property values can also increase the amount of coverage needed to replace damaged assets.

Specialty Risk Demand

Businesses increasingly require coverage for cyber incidents, professional liability and other specialised risks. This can create additional opportunities for insurers with expertise in niche commercial markets.

Commercial Insurance Demand

Business formation, payroll growth, and investment in property and equipment can drive demand for commercial property, workers' compensation, and liability coverage. Triple-I expects commercial-lines premium growth to outpace personal lines by around three percentage points over 2026-2028.

How to Track the Best US Property & Casualty Insurance Stocks from India on Tickertape?

You can track US Property & Casualty Insurance stocks and related ETFs from India on Tickertape's US Stocks & ETFs platform.

  1. Log in: Visit Tickertape and sign in to your account.
  2. Search Property & Casualty insurers: Look up companies offering auto, homeowners, commercial and specialty insurance.
  3. Use the screener: Select 'Insurance - Property & Casualty' under the industry filter.
  4. Compare metrics: Review market capitalisation, valuation, profitability, returns and financial health.
  5. Create a watchlist: Add selected companies to monitor their prices, financial performance and underwriting developments.

Conclusion

The property & casualty insurance industry covers companies providing protection against risks involving homes, automobiles, businesses, property damage and liability. Performance depends on insurance pricing, claims frequency, catastrophe exposure, loss costs and investment returns. Investors can use the Tickertape US Stock Screener to compare Property & Casualty Insurance stocks using 60+ unique filters and custom filters across valuation, profitability, growth, financial health and other key metrics.

Popular US Stock Collections

    Popular Indian Mutual Fund Collections

    Frequently Asked Questions About Property & Casualty Insurance Stocks

    1. What is property and casualty insurance?

      Property insurance covers losses involving physical assets such as homes, vehicles and business property. Casualty insurance generally covers legal liability for injuries or damage caused to others. Many insurers provide both types of coverage.

    2. What are US Property & Casualty Insurance stocks?

      US Property & Casualty Insurance stocks are shares of insurers that offer products such as auto, homeowners, commercial property, liability, and workers' compensation coverage. A publicly traded insurer may operate as a stock insurance company, meaning shareholders, not policyholders, own it.

    3. Who are the top 5 Property & Casualty Insurance companies?

      Based on market capitalisation in the attached Tickertape US Stock Screener, the top five companies in the Insurance - Property & Casualty category include:
      1. Chubb Ltd
      2. Progressive Corp
      3. The Travelers Companies Inc
      4. The Allstate Corporation
      5. W. R. Berkley Corp


      Disclaimer: The above list is based on market capitalisation in the attached Tickertape screener and is for educational purposes only. It does not constitute investment advice. Investors should conduct their own research or consult a financial advisor before investing.

    4. What is the outlook for US Property & Casualty Insurance stocks?

      Underwriting conditions across much of the US property and casualty market remained favourable in 2026. However, catastrophe losses, liability claims, repair costs and competition can affect individual insurers differently. The industry's 2026 net combined ratio is forecast at 94.0.

      Disclaimer: This information is for educational purposes only and does not constitute investment advice. Investors should conduct their own research or consult a financial advisor before investing.

    5. What are the main types of casualty insurance?

      Common types of casualty insurance include general liability, commercial auto liability, workers' compensation, professional liability, product liability and excess liability coverage. The exact products offered vary between insurers.

    6. Are Property & Casualty Insurance stocks risky for Indian investors?

      Yes. Risks include catastrophe losses, claims inflation, liability costs, competitive pricing, and changes in the investment market. Indian investors should also consider rupee-to-US dollar movements.

    7. How can I compare Property & Casualty Insurance stocks on Tickertape?

      You can use the Tickertape US Stock Screener to compare insurance sector stocks across market capitalisation, valuation, profitability, returns and financial health. Select 'Insurance - Property & Casualty' to narrow the results to this category.

    8. How to invest in US Property & Casualty Insurance stocks from India?

      Investors in India can access US Property & Casualty Insurance stocks through Tickertape. The process generally involves:
      1. Create an account: Open a US investing account on Tickertape.
      2. Explore Property & Casualty Insurance stocks: Compare insurers under the relevant industry category.
      3. Complete KYC: Verify your identity and submit the required documents.
      4. Link a bank account: Connect an eligible bank account for LRS remittances.
      5. Add funds: Transfer money to your US investing account.
      6. Place an order: Select a Property & Casualty Insurance stock and place an order, including fractional orders where available.

    9. What are the advantages of investing in Property & Casualty Insurance stocks?

      These companies can generate recurring premium revenue and investment income while serving several personal and commercial insurance markets. However, underwriting profitability can vary substantially depending on claims, pricing and catastrophe exposure.

      Disclaimer: This information is for educational purposes only and does not constitute investment advice. Investors should conduct their own research before investing.

    10. What is the difference between property insurance and casualty insurance?

      Property insurance generally protects physical assets against covered damage or loss. Casualty insurance primarily protects policyholders against liability for injuries or damage involving another person or their property.

    11. What metrics are commonly used to evaluate Property & Casualty Insurance stocks?

      Common metrics include combined ratio, loss ratio, premium growth, return on equity, price-to-book ratio and investment yield. Investors may also examine catastrophe losses, reserve development and performance across individual insurance lines.

    12. Are casualty insurance companies different from life insurers?

      Yes. Casualty insurance companies primarily cover risks such as accidents, legal liability and workers' compensation. Life insurers focus on mortality risk, annuities and long-term financial protection products.

    13. How can investors identify the best home insurance companies?

      Searches for home insurance companies best suited to a customer's needs often compare pricing, coverage, claims service and financial strength. From an investment perspective, investors may instead examine homeowners premium growth, loss ratios, catastrophe exposure, underwriting profitability and capital strength.

    14. Do US Property & Casualty Insurance stocks pay dividends?

      Several established property and casualty insurers pay dividends, but dividend policies differ by company. Investors should consider underwriting earnings, capital requirements, investment income and claims exposure when evaluating dividend sustainability.

      Disclaimer: This information is for educational purposes only and does not constitute investment advice. Investors should conduct their own research or consult a financial advisor before investing.

    Disclaimer: This article is for informational purposes only. The content of the article, including securities/investment products mentioned, if any, should not in any manner be construed as investment advice, recommendation, offer, or solicitation to buy/hold/sell any securities/investment products. The securities quoted, if any, are for illustration only and are not recommendatory. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.