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SRG Housing Finance Ltd

SRGHFL Share Price

303.053.70% (+10.80)

SRGHFL Share Price Chart

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FinancialsConsumer Finance
SmallcapWith a market cap of ₹446 cr, stock is ranked 1,791
High RiskStock is 3.37x as volatile as Nifty

How to use scorecard? Learn more

FinancialsConsumer Finance
SmallcapWith a market cap of ₹446 cr, stock is ranked 1,791
High RiskStock is 3.37x as volatile as Nifty

SRGHFL Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
18.392.82
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.812.341.03%

SRGHFL Analyst Ratings & Forecast

Detailed Forecast 
76%
Analysts have suggested that investors can buy this stock

from 21 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

SRGHFL Company Profile

SRG Housing Finance Limited is a housing finance company engaged in providing home loans for construction, additions, alterations, and repair and renovation purpose.

Investor Presentation

View older 

Jan 31, 2025

PDF
View Older Presentations

SRGHFL Similar Stocks (Peers)

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37.21
1Y Return
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Buy Reco %
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1Y Return
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PE Ratio
37.26
1Y Return
44.57%
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75.00
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1Y Return
46.03%
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Compare with Peers
SRGHFL Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly

SRGHFL Stock Summary · November 2024

In Q2 2024, the company demonstrated robust financial growth, with a 26% year-over-year increase in its loan book, driven by strong demand for housing finance and effective risk management strategies. However, the expansion of its branch network to 85 locations has led to higher operational costs, impacting the cost-to-income ratio, which management anticipates will improve as new branches stabilize. Regulatory changes necessitate a strategic shift towards housing loans, now comprising 70% of the portfolio, while the focus on rural housing finance aligns with community stability and lower default risks. Despite challenges in loan processing times and market uncertainties, the company remains committed to profitability and operational efficiency, aiming for significant growth in the coming years.

Key Points on SRGHFL Stock Performance
SRGHFL Stock Growth Drivers
7
  • Significant Financial Growth

    The company reported a 26% year-over-year growth in its loan book, reaching INR 651 crore

  • Branch Expansion and Market Presence

    The company expanded its branch network to 85, up from 62 in the previous year,

SRGHFL Stock Challenges
3
  • Decline in Loan Against Property (LAP) Disbursements

    The company has experienced a significant decline in Loan Against Property (LAP) disbursements compared to

  • Discrepancy Between Loan Approvals and Disbursements

    There is a notable gap between loan approvals and actual disbursements, particularly in construction loans.

SRGHFL Forecasts

Price

Revenue

Earnings

SRGHFL

Income

Balance Sheet

Cash Flow

SRGHFL Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 16.86%, vs industry avg of 15.17%

Constant Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share stayed at 0.05%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 7.5%, vs industry avg of 20.9%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue10.2514.5634.2658.1372.6076.6780.4693.83126.66147.64
Raw Materialssubtract111.09
Power & Fuel Costsubtract
Employee Costsubtract0.631.774.047.4610.6711.3713.8818.9727.30
Selling & Administrative Expensessubtract
Operating & Other expensessubtract6.778.4418.6630.6437.3239.5138.8850.3567.49
Depreciation/Amortizationsubtract0.080.320.440.552.132.022.173.465.786.56
Interest & Other Itemssubtract
Taxes & Other Itemssubtract0.901.323.044.824.524.945.213.985.045.68
EPS1.652.236.2211.2813.8214.4815.6313.1316.0118.28
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

SRGHFL Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2021

Annual report

PDF

Investor Presentation

May 31PDF
May 31PDF
Feb 1PDF
+2 more
FY 2022

Annual report

PDF

Investor Presentation

Nov 15PDF
Nov 15PDF
Aug 5PDF
FY 2025

Annual Report Pending

Investor Presentation

Jan 31PDF
Oct 29PDF
 

SRGHFL Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
SRG Housing Finance Ltd21.232.82
Bajaj Finance Ltd37.217.010.41%
Jio Financial Services Ltd89.161.03
Cholamandalam Investment and Finance Company Ltd37.266.500.13%

SRGHFL Stock Price Comparison

Compare SRGHFL with any stock or ETF
Compare SRGHFL with any stock or ETF
SRGHFL
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SRGHFL Shareholdings

SRGHFL Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 2.76%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SRGHFL Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

SRGHFL Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding64.79%0.00%0.01%0.00%35.20%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

SRGHFL Shareholding History

SepDec '23MarJunSepDec '240.15%0.01%0.01%0.00%0.00%0.00%

SRGHFL Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing SRGHFL stock

Looks like this stock is not in any smallcase yet.

SRGHFL Events

SRGHFL Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SRGHFL has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

SRGHFL Upcoming Dividends

No upcoming dividends are available

SRGHFL Past Dividends

Cash Dividend

Ex DateEx DateMar 19, 2015

Interim
Interim | Div/Share: ₹0.25

Dividend/Share

0.25

Ex DateEx Date

Mar 19, 2015

SRGHFL Stock News & Opinions

Earnings
SRG Housing Finance standalone net profit rises 7.89% in the December 2024 quarter

Net profit of SRG Housing Finance rose 7.89% to Rs 5.74 crore in the quarter ended December 2024 as against Rs 5.32 crore during the previous quarter ended December 2023. Sales rose 25.26% to Rs 37.04 crore in the quarter ended December 2024 as against Rs 29.57 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales37.0429.57 25 OPM %65.0170.61 - PBDT8.878.28 7 PBT7.166.70 7 NP5.745.32 8 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
SRG Housing Finance schedules board meeting

SRG Housing Finance will hold a meeting of the Board of Directors of the Company on 31 January 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
SRG Housing Finance Ltd leads losers in 'B' group

20 Microns Ltd, Puravankara Ltd, BLB Ltd and Rossell Techsys Ltd are among the other losers in the BSE's 'B' group today, 23 January 2025.SRG Housing Finance Ltd crashed 13.28% to Rs 346 at 14:31 IST.The stock was the biggest loser in the BSE's 'B' group.On the BSE, 1244 shares were traded on the counter so far as against the average daily volumes of 511 shares in the past one month.20 Microns Ltd tumbled 10.42% to Rs 205.45. The stock was the second biggest loser in 'B' group.On the BSE, 1.18 lakh shares were traded on the counter so far as against the average daily volumes of 17438 shares in the past one month.Puravankara Ltd lost 8.65% to Rs 292.35. The stock was the third biggest loser in 'B' group.On the BSE, 82914 shares were traded on the counter so far as against the average daily volumes of 5963 shares in the past one month.BLB Ltd shed 7.76% to Rs 17.71. The stock was the fourth biggest loser in 'B' group.On the BSE, 40097 shares were traded on the counter so far as against the average daily volumes of 14662 shares in the past one month.Rossell Techsys Ltd slipped 6.45% to Rs 414.65. The stock was the fifth biggest loser in 'B' group.On the BSE, 1401 shares were traded on the counter so far as against the average daily volumes of 1804 shares in the past one month.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
SRG Housing Finance schedules EGM

SRG Housing Finance announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 19 February 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
SRG Housing Finance standalone net profit rises 25.48% in the September 2024 quarter

Net profit of SRG Housing Finance rose 25.48% to Rs 6.60 crore in the quarter ended September 2024 as against Rs 5.26 crore during the previous quarter ended September 2023. Sales rose 21.54% to Rs 34.31 crore in the quarter ended September 2024 as against Rs 28.23 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales34.3128.23 22 OPM %70.1870.99 - PBDT9.947.90 26 PBT8.326.59 26 NP6.605.26 25 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
SRG Housing Finance announces board meeting date

SRG Housing Finance will hold a meeting of the Board of Directors of the Company on 28 October 2024.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
SRG Housing Finance allots 7.76 lakh equity shares on preferential basis

SRG Housing Finance has allotted 7,76,263 equity shares of Rs 10 each at an issue price of Rs 333 per share preferential basis. With this allotment, the paid up equity share capital has increased to Rs. 14,27,62,630/- consisting of 1,42,76,263 equity shares . Powered by Capital Market - Live

6 months agoCapital Market - Live
Earnings
SRG Housing Finance standalone net profit rises 33.49% in the June 2024 quarter

Net profit of SRG Housing Finance rose 33.49% to Rs 5.86 crore in the quarter ended June 2024 as against Rs 4.39 crore during the previous quarter ended June 2023. Sales rose 26.75% to Rs 31.94 crore in the quarter ended June 2024 as against Rs 25.20 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales31.9425.20 27 OPM %69.5768.65 - PBDT8.406.38 32 PBT6.885.20 32 NP5.864.39 33 Powered by Capital Market - Live

7 months agoCapital Market - Live
Corporate
SRG Housing Finance to table results

SRG Housing Finance will hold a meeting of the Board of Directors of the Company on 14 August 2024.Powered by Capital Market - Live

7 months agoCapital Market - Live

SRG Housing Finance gets listed on NSE, eyes ₹750 crore AUM by FY25

1 year agoThe Hindu

Frequently asked questions

  1. What is the share price of SRG Housing Finance Ltd (SRGHFL) today?

    The share price of SRGHFL as on 19th March 2025 is ₹303.05. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on SRG Housing Finance Ltd (SRGHFL) share?

    The past returns of SRG Housing Finance Ltd (SRGHFL) share are
    • Past 1 week: -3.23%
    • Past 1 month: -5.73%
    • Past 3 months: -22.52%
    • Past 6 months: -18.83%
    • Past 1 year: 15.23%
    • Past 3 years: 117.01%
    • Past 5 years: 532.01%

  3. What are the peers or stocks similar to SRG Housing Finance Ltd (SRGHFL)?
  4. What is the market cap of SRG Housing Finance Ltd (SRGHFL) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of SRG Housing Finance Ltd (SRGHFL) is ₹447.00 Cr as of 19th March 2025.

  5. What is the 52 week high and low of SRG Housing Finance Ltd (SRGHFL) share?

    The 52-week high of SRG Housing Finance Ltd (SRGHFL) is ₹414.65 and the 52-week low is ₹259.90.

  6. What is the PE and PB ratio of SRG Housing Finance Ltd (SRGHFL) stock?

    The P/E (price-to-earnings) ratio of SRG Housing Finance Ltd (SRGHFL) is 21.23. The P/B (price-to-book) ratio is 2.82.

  7. Which sector does SRG Housing Finance Ltd (SRGHFL) belong to?

    SRG Housing Finance Ltd (SRGHFL) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy SRG Housing Finance Ltd (SRGHFL) shares?

    You can directly buy SRG Housing Finance Ltd (SRGHFL) shares on Tickertape. Simply sign up, connect your demat account and place your order.