Spandana Sphoorty Financial Ltd
SPANDANASpandana Sphoorty Financial Ltd
SPANDANA
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 16.72 | 2.27 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.82 | 2.55 | 0.92% |
Forecast & Ratings
Detailed Forecastfrom 6 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Spandana Sphoorty Financial is engaged in the business of micro finance
Investor Presentation
View olderPeers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Cholamandalam Investment and Finance Company Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2015 | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 325.40 | 472.70 | 389.15 | 587.54 | 1,048.53 | 1,469.51 | 1,505.62 | 1,480.03 | 1,477.03 | 2,075.53 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 1,498.83 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 70.61 | 57.09 | 58.05 | 75.87 | 131.05 | 170.75 | 171.54 | 227.20 | 305.72 | |||||||||||
| Selling & Administrative Expenses | — | — | — | 23.40 | 26.78 | 28.45 | 42.77 | 110.98 | 123.26 | |||||||||||
| Operating & Other expenses | 145.61 | 168.67 | 277.18 | 199.84 | 410.27 | 643.01 | 1,083.25 | 1,035.80 | 1,019.37 | |||||||||||
EBITDA | 109.18 | 246.94 | 53.92 | 288.43 | 480.43 | 627.30 | 208.06 | 106.05 | 28.68 | 576.70 | ||||||||||
| Depreciation/Amortization | 3.31 | 3.70 | 8.33 | 5.72 | 6.97 | 8.83 | 7.62 | 9.18 | 10.87 | 14.04 | ||||||||||
| PBIT | 105.87 | 243.24 | 45.59 | 282.71 | 473.46 | 618.47 | 200.44 | 96.87 | 17.81 | 562.66 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 105.87 | 243.24 | 45.59 | 282.71 | 473.46 | 618.47 | 200.44 | 96.87 | 17.81 | 562.66 | ||||||||||
| Taxes & Other Items | 0.78 | 0.00 | -397.83 | 94.75 | 161.65 | 267.00 | 55.41 | 27.40 | 5.51 | 141.10 | ||||||||||
| Net Income | 105.09 | 243.24 | 443.42 | 187.96 | 311.81 | 351.47 | 145.03 | 69.47 | 12.30 | 421.56 | ||||||||||
| EPS | 52.86 | 119.35 | 181.62 | 42.68 | 52.29 | 56.71 | 22.55 | 10.41 | 1.76 | 59.39 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Spandana Sphoorty Financial Ltd | 572.96 | 2.27 | — |
| Bajaj Finance Ltd | 39.66 | 8.39 | 0.40% |
| Jio Financial Services Ltd | 5,065.35 | 1.39 | — |
| Cholamandalam Investment and Finance Company Ltd | 35.83 | 6.66 | 0.17% |
Price Comparison
Compare SPANDANA with any stock or ETFShareholdings
Promoter Holdings Trend
Decreased Total Promoter Holding
In last 6 months, promoter holding in the company has decreased by 2.59%
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Decreased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has decreased by 2.50%
Shareholding Pattern
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Spandana Sphoorty Financial Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
EDELWEISS SMALL CAP FUND Direct Plan Growth Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6089% | Percentage of the fund’s portfolio invested in the stock 1.53% | Change in the portfolio weight of the stock over the last 3 months 1.53% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 46/79 (+31) |
Tata Banking And Financial Services Fund Direct Plan Growth Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.4112% | Percentage of the fund’s portfolio invested in the stock 1.73% | Change in the portfolio weight of the stock over the last 3 months -0.55% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 25/34 (-12) |
Union Flexi Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.3142% | Percentage of the fund’s portfolio invested in the stock 1.27% | Change in the portfolio weight of the stock over the last 3 months 1.27% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 52/87 (+21) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividends
SPANDANA has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
Hmm, looks like data is unavailable here. Please come back after some timeNews & Opinions
Pramod Amthe has a reduce on InterGlobe Aviation. Here’s why
3 months ago•Economic Times
Broker’s Call: Spandana Sphoorty (Buy)
4 months ago•The Hindu Businessline
Spandana Sphoorty shares surge amid acquisition talks
4 months ago•The Hindu Businessline
Stocks to watch on August 1, 2023
4 months ago•The Hindu Businessline
Societe Generale buys Bandhan Bank shares worth Rs 382 crore, Goldman Sachs picks 1.2% stake in Spandana Sphoorty
4 months ago•Moneycontrol
Spandana Sphoorty shares lose 4.11 per cent
4 months ago•The Hindu Businessline
Spandana Sphoorty’s shares lose 4.11 per cent
4 months ago•The Hindu Businessline
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 20.25%, vs industry avg of 14.81%
Increasing Market Share
Over the last 5 years, market share increased from 0.65% to 0.9%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of -42.03%, vs industry avg of 22.78%