Good evening :)
Place Order
Add to Watchlist

Mahindra and Mahindra Financial Services Ltd

M&MFIN Share Price

272.751.39% (+3.75)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹37,894 cr, stock is ranked 226

Stock is 2.24x as volatile as Nifty

How to use scorecard? Learn more

With a market cap of ₹37,894 cr, stock is ranked 226

Stock is 2.24x as volatile as Nifty

M&MFIN Performance & Key Metrics

M&MFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
16.751.91
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.382.611.11%

M&MFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
52%
Analysts have suggested that investors can buy this stock

from 29 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

M&MFIN Company Profile

Mahindra & Mahindra Financial Services Limited is a non-banking financial company (NBFC). The Company serves the financing needs of population residing in rural and semi-urban areas of India.

Investor Presentation

View older View older 

Jan 28, 2025

PDF
View Older Presentations

M&MFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

M&MFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
35.36
35.36
1Y Return
32.14%
32.14%
Buy Reco %
62.50
62.50
PE Ratio
127.43
127.43
1Y Return
8.53%
8.53%
Buy Reco %
0.00
0.00
PE Ratio
32.64
32.64
1Y Return
15.02%
15.02%
Buy Reco %
61.76
61.76
PE Ratio
13.78
13.78
1Y Return
18.59%
18.59%
Buy Reco %
87.10
87.10
PE Ratio
19.35
19.35
1Y Return
40.53%
40.53%
Buy Reco %
62.50
62.50
Compare with Peers

M&MFIN Sentiment Analysis

M&MFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

M&MFIN Stock Summary · April 2025

In the fourth quarter of FY '25, the company demonstrated a mixed financial performance, with a 2% increase in disbursements and a notable 33% rise in Profit After Tax for the full year, despite a 9% decline in Q4. While asset quality remains stable, evidenced by a Gross Stage 3 ratio of 3.7%, concerns about rising slippages and collection efficiencies persist, particularly in the pre-owned vehicle segment. Management is strategically focusing on enhancing operational efficiency and diversifying revenue streams, especially within the SME and electric vehicle financing sectors, to mitigate risks associated with cyclical market conditions. The cautious optimism surrounding future growth is tempered by the need to navigate elevated funding costs and maintain robust collection strategies. Overall, the company aims to balance growth ambitions with prudent risk management as it prepares for the upcoming fiscal year.

M&MFIN Stock Growth Drivers
M&MFIN Stock Growth Drivers
8
  • Operational Efficiency Improvements

    The company has achieved significant operational improvements, with non-cash collections increasing from 69% to 77%

  • Growth in Key Segments

    The company reported a notable 48% growth in disbursements within its SME business, which is

M&MFIN Stock Challenges
M&MFIN Stock Challenges
6
  • Compressed Net Interest Margins (NIMs)

    The company has experienced a compression in net interest margins (NIMs), attributed to elevated funding

  • Decreased Profitability and Growth Concerns

    In Q4, the profit after tax (PAT) decreased by 9%, indicating a decline in profitability

M&MFIN Forecast

M&MFIN Forecasts

Price

Revenue

Earnings

M&MFIN

M&MFIN

Income

Balance Sheet

Cash Flow

M&MFIN Income Statement

M&MFIN Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 8.87%, vs industry avg of 15.17%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 8.36% to 6.81%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 1.13%, vs industry avg of 20.91%

Loading...

Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue7,200.657,942.8610,477.7812,042.3612,438.5811,466.1012,875.7216,026.4318,595.6918,595.69
Raw Materialssubtract15,247.57
Power & Fuel Costsubtract
Employee Costsubtract886.641,136.611,477.951,609.821,384.011,613.122,115.332,261.442,354.94
Selling & Administrative Expensessubtract813.19701.66740.65700.47500.36770.961,076.191,676.881,900.56
Operating & Other expensessubtract4,609.354,144.585,342.887,983.179,469.567,380.616,654.489,225.0810,992.07
Depreciation/Amortizationsubtract53.7255.2175.53146.87150.51151.99225.96274.85321.21321.21
Interest & Other Itemssubtract
Taxes & Other Itemssubtract326.11719.611,013.46526.88160.93412.55731.36655.49765.04765.04
EPS5.3711.9217.6410.376.718.9716.3515.2317.8117.81
DPS1.422.373.860.000.783.505.846.136.326.13
Payout ratio0.260.200.220.000.120.390.360.400.360.34

M&MFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Jan 28PDF
Oct 22PDF
Oct 22PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 22PDF
Jul 28PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 28PDF
Feb 3PDF
Nov 2PDF
+2 more
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

M&MFIN Stock Peers

M&MFIN Past Performance & Peer Comparison

M&MFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Mahindra and Mahindra Financial Services Ltd16.161.91
Bajaj Finance Ltd35.367.672.94%
Jio Financial Services Ltd127.431.480.15%
Cholamandalam Investment and Finance Company Ltd32.647.100.12%

M&MFIN Stock Price Comparison

Compare M&MFIN with any stock or ETF
Compare M&MFIN with any stock or ETF
M&MFIN
Loading...

M&MFIN Holdings

M&MFIN Shareholdings

M&MFIN Promoter Holdings Trend

M&MFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

M&MFIN Institutional Holdings Trend

M&MFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 1.21%

Tickertape Separator

M&MFIN Shareholding Pattern

M&MFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding52.49%18.05%13.90%9.46%6.10%

Sep 2024

Dec 2024

Mar 2025

Jun 2025

M&MFIN Shareholding History

M&MFIN Shareholding History

MarJunSepDec '24MarJun11.96%10.09%10.19%10.48%10.68%9.46%

Mutual Funds Invested in M&MFIN

Mutual Funds Invested in M&MFIN

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding Mahindra and Mahindra Financial Services Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
3.7958%1.80%-0.40%52/83 (-3)
1.3781%2.33%-0.46%10/75 (-5)
1.2574%1.61%-0.31%19/69 (+1)

Compare 3-month MF holding change on Screener

M&MFIN Insider Trades & Bulk Stock Deals

M&MFIN Insider Trades & Bulk Stock Deals

Loading...

smallcases containing M&MFIN stock

smallcases containing M&MFIN stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Mahindra and Mahindra Financial Services Ltd

Loading...
House of Mahindra Tracker

House of Mahindra Tracker

Created by Windmill Capital

M&MFIN's Wtg.
23.04%
23.04%
CAGR
22.08%

M&MFIN Events

M&MFIN Events

M&MFIN Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

M&MFIN Dividend Trend

No dividend trend available

M&MFIN Upcoming Dividends

M&MFIN Upcoming Dividends

Cash Dividend

Ex DateEx DateJul 15, 2025

Final
Final | Div/Share: ₹6.50

Dividend/Share

6.50

Ex DateEx Date

Jul 15, 2025

M&MFIN Past Dividends

M&MFIN Past Dividends

Cash Dividend

Ex DateEx DateJul 16, 2024

Final
Final | Div/Share: ₹6.30

Dividend/Share

6.30

Ex DateEx Date

Jul 16, 2024

Cash Dividend

Ex DateEx DateJul 21, 2023

Final
Final | Div/Share: ₹6.00

Dividend/Share

6.00

Ex DateEx Date

Jul 21, 2023

Cash Dividend

Ex DateEx DateJul 20, 2022

Final
Final | Div/Share: ₹3.60

Dividend/Share

3.60

Ex DateEx Date

Jul 20, 2022

Cash Dividend

Ex DateEx DateJul 16, 2021

Final
Final | Div/Share: ₹0.80

Dividend/Share

0.80

Ex DateEx Date

Jul 16, 2021

Cash Dividend

Ex DateEx DateJul 15, 2019

Special
Special | Div/Share: ₹2.50

Dividend/Share

2.50

Ex DateEx Date

Jul 15, 2019

M&MFIN Stock News & Opinions

M&MFIN Stock News & Opinions

Corporate
Mahindra & Mahindra Financial Serv. to convene board meeting

Mahindra & Mahindra Financial Serv. will hold a meeting of the Board of Directors of the Company on 22 July 2025.Powered by Capital Market - Live

1 day agoCapital Market - Live
Corporate
Mahindra & Mahindra Financial Services allots 15.44 cr equity shares under rights issue

Mahindra & Mahindra Financial Services has allotted 15,44,41,240 fully paid-up equity shares of face value of Rs. 2/- each on rights basis to the eligible shareholders and/ or renouncee(s) in terms of the Letter of Offer at an issue price of Rs. 194/- per equity share (including a premium of Rs. 192/- per equity share). Consequent to the said allotment, the paid-up equity share capital of the Company stands increased to 138,99,71,160 equity shares of Rs 2 each. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Mahindra & Mahindra Financial Services receives credit ratings from CRISIL

Mahindra & Mahindra Financial Services has received credit ratings from CRISIL as under: Non convertible debentures (Rs 32,875 crore) - CRISIL AAA/ Stable Subordinated debt (Rs 5,113.50 crore) - CRISIL AAA/ Stable Commercial paper (Rs 17,000 crore) - CRISIL A1+ Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Mahindra & Mahindra Financial Services receives ratings from CARE

Mahindra Stable for the various debt facilities of the company. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Mahindra & Mahindra Financial Services approves terms of rights issue

The Board of Mahindra b) Total number of Equity Shares and Issue size: 15,44,41,240 fully paid-up Equity Shares of face value of Rs. 2 each, for an aggregate amount not exceeding Rs. 2996.16 crore. c) Issue Price: Rs. 194 per fully paid-up Equity Share (including a premium of Rs. 192 per fully paid-up Equity Share). The entire Issue Price will be payable at the time of making the application in the Issue. d) Record date: Wednesday, 14 May 2025 for determining the shareholders who will be eligible to receive the Rights Entitlement. e) Rights Entitlement ratio: 1 (one) rights equity share for every 8 (eight) fully paid-up equity shares held by the eligible equity shareholders of the Company, as on the Record date f) Rights Issue Schedule: Issue opening date - 22 May 2025 Closure of REs trading - 03 June 2025 Last date for off market renunciation of rights entitlement - 05 June 2025 Issue closing date - 06 June 2025 g) Outstanding Equity Shares: (a) Prior to the Issue: 123,55,29,920 fully paid-up equity shares of face value of Rs. 2 each (b) Post the Issue (assuming full subscription): 138,99,71,160 fully paid equity shares of face value of face value of Rs. 2 each Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Mahindra & Mahindra Financial Services fixes record date for rights issue

Mahindra & Mahindra Financial Services has fixed 14 May 2025 as record date for determining the shareholders who will be eligible to receive the Rights Entitlement.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Mahindra & Mahindra Financial Serv. to conduct board meeting

Mahindra & Mahindra Financial Serv. will hold a meeting of the Board of Directors of the Company on 8 May 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Mahindra & Mahindra Financial Serv. to convene board meeting

Mahindra & Mahindra Financial Serv. will hold a meeting of the Board of Directors of the Company on 2 May 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Mahindra & Mahindra Financial Serv. recommends final dividend

Mahindra & Mahindra Financial Serv. announced that the Board of Directors of the Company at its meeting held on 22 April 2025, inter alia, have recommended the final dividend of Rs 6.5 per equity Share (i.e. 325%) , subject to the approval of the shareholders.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Mahindra & Mahindra Financial Serv. schedules AGM

Mahindra & Mahindra Financial Serv. announced that the 35th Annual General Meeting(AGM) of the company will be held on 22 July 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Mahindra and Mahindra Financial Services Ltd (M&MFIN) today?

    The share price of M&MFIN as on 27th June 2025 is ₹272.75. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Mahindra and Mahindra Financial Services Ltd (M&MFIN) share?

    The past returns of Mahindra and Mahindra Financial Services Ltd (M&MFIN) share are
    • Past 1 week: 2.95%
    • Past 1 month: 4.36%
    • Past 3 months: -3.37%
    • Past 6 months: 4.99%
    • Past 1 year: -6.76%
    • Past 3 years: 57.57%
    • Past 5 years: 172.42%

  3. What are the peers or stocks similar to Mahindra and Mahindra Financial Services Ltd (M&MFIN)?
  4. What is the dividend yield % of Mahindra and Mahindra Financial Services Ltd (M&MFIN) share?

    The current dividend yield of Mahindra and Mahindra Financial Services Ltd (M&MFIN) is 2.12.

  5. What is the market cap of Mahindra and Mahindra Financial Services Ltd (M&MFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Mahindra and Mahindra Financial Services Ltd (M&MFIN) is ₹37894.07 Cr as of 27th June 2025.

  6. What is the 52 week high and low of Mahindra and Mahindra Financial Services Ltd (M&MFIN) share?

    The 52-week high of Mahindra and Mahindra Financial Services Ltd (M&MFIN) is ₹333.74 and the 52-week low is ₹231.52.

  7. What is the PE and PB ratio of Mahindra and Mahindra Financial Services Ltd (M&MFIN) stock?

    The P/E (price-to-earnings) ratio of Mahindra and Mahindra Financial Services Ltd (M&MFIN) is 16.75. The P/B (price-to-book) ratio is 1.76.

  8. Which sector does Mahindra and Mahindra Financial Services Ltd (M&MFIN) belong to?

    Mahindra and Mahindra Financial Services Ltd (M&MFIN) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy Mahindra and Mahindra Financial Services Ltd (M&MFIN) shares?

    You can directly buy Mahindra and Mahindra Financial Services Ltd (M&MFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.