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Credit Risk Mutual Funds

Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.

  • ⏱ Horizon: Medium
  • 🔢 Total funds: 14
  • 💰 Total AUM: 19,977 Cr

Best performing Credit Risk Mutual Funds

NameAUM (Cr)Exp Ratio (%)1Y Return3Y CAGR5Y CAGR
Bank of India Credit Risk Fund106.300.986.83%6.40%26.32%
DSP Credit Risk Fund208.470.4022.56%15.71%12.01%
Baroda BNP Paribas Credit Risk Fund199.420.859.18%8.79%10.34%
Aditya Birla SL Credit Risk Fund1,072.970.6714.72%11.78%10.31%
UTI Credit Risk Fund257.920.878.35%8.18%10.13%
Nippon India Credit Risk Fund1,003.370.7010.17%9.23%9.35%
HSBC Credit Risk Fund535.110.9621.61%12.07%9.27%
ICICI Pru Credit Risk Fund5,915.790.7610.06%9.10%8.04%
Invesco India Credit Risk Fund153.040.2810.92%10.68%7.80%
Axis Credit Risk Fund367.080.809.71%8.80%7.70%

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Overview of Credit Risk Mutual Funds

Bank of India Credit Risk Fund
  • AUM
    ₹ 106.30 Cr.
  • Expense Ratio
    0.98%
  • 5Y CAGR
    26.32%
Performance
The fund's annualised performance has been 2.34% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.79% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 60.52% along with the largest allocation towards Miscellaneous at 21.13%.
DSP Credit Risk Fund
  • AUM
    ₹ 208.47 Cr.
  • Expense Ratio
    0.4%
  • 5Y CAGR
    12.01%
Performance
The fund's annualised performance has been 9.02% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 8.86% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 62.41% along with the largest allocation towards G-Sec at 21.97%.
Baroda BNP Paribas Credit Risk Fund
  • AUM
    ₹ 199.42 Cr.
  • Expense Ratio
    0.85%
  • 5Y CAGR
    10.34%
Performance
The fund's annualised performance has been 8.91% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.83% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 73.26% along with the largest allocation towards G-Sec at 17.44%.
Aditya Birla SL Credit Risk Fund
  • AUM
    ₹ 1,072.97 Cr.
  • Expense Ratio
    0.67%
  • 5Y CAGR
    10.31%
Performance
The fund's annualised performance has been 9.22% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 3.79% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 68.89% along with the largest allocation towards Others at 17.06%.
UTI Credit Risk Fund
  • AUM
    ₹ 257.92 Cr.
  • Expense Ratio
    0.87%
  • 5Y CAGR
    10.13%
Performance
The fund's annualised performance has been 5.36% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.82% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 72.57% along with the largest allocation towards G-Sec at 15.89%.
Nippon India Credit Risk Fund
  • AUM
    ₹ 1,003.37 Cr.
  • Expense Ratio
    0.7%
  • 5Y CAGR
    9.35%
Performance
The fund's annualised performance has been 7.6% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.86% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 77.84% along with the largest allocation towards Others at 29%.
HSBC Credit Risk Fund
  • AUM
    ₹ 535.11 Cr.
  • Expense Ratio
    0.96%
  • 5Y CAGR
    9.27%
Performance
The fund's annualised performance has been 8.29% since inception.
Risk
The fund has been categorised as Moderate by SEBI and has a standard deviation of 11.33% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 71.04% along with the largest allocation towards G-Sec at 13.41%.
ICICI Pru Credit Risk Fund
  • AUM
    ₹ 5,915.79 Cr.
  • Expense Ratio
    0.76%
  • 5Y CAGR
    8.04%
Performance
The fund's annualised performance has been 9% since inception.
Risk
The fund has been categorised as Very High by SEBI and has a standard deviation of 1.08% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 73.7% along with the largest allocation towards Investment Banking & Brokerage at 16.15%.
Invesco India Credit Risk Fund
  • AUM
    ₹ 153.04 Cr.
  • Expense Ratio
    0.28%
  • 5Y CAGR
    7.8%
Performance
The fund's annualised performance has been 7.31% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 1.91% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 53.33% along with the largest allocation towards G-Sec at 30.15%.
Axis Credit Risk Fund
  • AUM
    ₹ 367.08 Cr.
  • Expense Ratio
    0.8%
  • 5Y CAGR
    7.7%
Performance
The fund's annualised performance has been 8.33% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 0.87% vs its category average of 3.73%.
Composition
Corporate Debt makes up for the majority of the fund at 81.32% along with the largest allocation towards Others at 29.43%.
This compilation has been made as and by way of an update from the publicly available sources of information.This compilation is provided for information purposes only and is not intended to be relied upon by any party as the basis of any decision.

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