L&T Finance Ltd
LTFL&T Finance Ltd
LTFPrice Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
0 | 0 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.77 | 2.85 | 0.84% |
Forecast & Ratings
Detailed Forecastfrom 13 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
L&T Finance Limited is an India-based non-banking financial company offering personal loans, two-wheeler loans, home loans, rural business loans, farm loans, and SME loans.
Investor Presentation
View olderPeers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Cholamandalam Investment and Finance Company Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2015 | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 6,481.34 | 7,470.69 | 8,572.31 | 10,266.26 | 13,368.82 | 14,476.75 | 14,189.59 | 12,523.56 | 15,567.07 | 13,857.64 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 10,744.55 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 352.27 | 487.69 | 493.52 | 408.70 | 824.73 | 1,062.32 | 938.07 | 1,094.84 | 1,405.93 | |||||||||||
Selling & Administrative Expenses | 548.71 | 531.68 | 471.70 | 892.47 | 1,826.17 | 1,047.79 | 1,459.98 | 2,410.72 | 2,254.78 | |||||||||||
Operating & Other expenses | 4,310.04 | 5,115.84 | 6,460.89 | 7,467.40 | 7,616.32 | 9,604.97 | 10,233.89 | 7,492.50 | 10,086.27 | |||||||||||
EBITDA | 1,270.32 | 1,335.48 | 1,146.20 | 1,497.69 | 3,101.60 | 2,761.67 | 1,557.65 | 1,525.50 | 1,820.09 | 3,113.09 | ||||||||||
Depreciation/Amortization | 95.50 | 82.81 | 67.30 | 51.93 | 49.62 | 81.59 | 85.66 | 102.64 | 111.24 | 115.64 | ||||||||||
PBIT | 1,174.82 | 1,252.67 | 1,078.90 | 1,445.76 | 3,051.98 | 2,680.08 | 1,471.99 | 1,422.86 | 1,708.85 | 2,997.45 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 1,174.82 | 1,252.67 | 1,078.90 | 1,445.76 | 3,051.98 | 2,680.08 | 1,471.99 | 1,422.86 | 1,708.85 | 2,997.45 | ||||||||||
Taxes & Other Items | 320.14 | 395.98 | 36.72 | 191.08 | 825.68 | 979.91 | 501.05 | 352.75 | 85.60 | 730.15 | ||||||||||
Net Income | 854.68 | 856.69 | 1,042.18 | 1,254.68 | 2,226.30 | 1,700.17 | 970.94 | 1,070.11 | 1,623.25 | 2,267.30 | ||||||||||
EPS | 4.62 | 4.59 | 5.52 | 6.22 | 10.37 | 7.90 | 4.20 | 4.33 | 6.55 | 9.14 | ||||||||||
DPS | 0.74 | 0.74 | 0.74 | 0.93 | 0.93 | 0.84 | 0.00 | 0.50 | 2.00 | 2.00 | ||||||||||
Payout ratio | 0.16 | 0.16 | 0.13 | 0.15 | 0.09 | 0.11 | 0.00 | 0.12 | 0.31 | 0.22 |
Company Updates
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
L&T Finance Ltd | 0.00 | 0.00 | — |
Bajaj Finance Ltd | 28.79 | 7.65 | 0.52% |
Jio Financial Services Ltd | 151.16 | 2.13 | — |
Cholamandalam Investment and Finance Company Ltd | 36.93 | 6.86 | 0.17% |
Price Comparison
Compare LTF with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding L&T Finance Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
Axis Business Cycles Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.90% | Change in the portfolio weight of the stock over the last 3 months -0.04% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 53/76 (-5) |
Axis Nifty Midcap 50 Index Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.95% | Change in the portfolio weight of the stock over the last 3 months 0.95% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 58/62 (-4) |
Aditya Birla Sun Life Arbitrage Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.18% | Change in the portfolio weight of the stock over the last 3 months 0.16% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 67/176 (+15) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 21, 2023
Dividend/Share
₹2.00
Ex DateEx Date
Jul 21, 2023
Cash Dividend
Ex DateEx DateJul 1, 2022
Dividend/Share
₹0.50
Ex DateEx Date
Jul 1, 2022
Cash Dividend
Ex DateEx DateMar 26, 2020
Dividend/Share
₹0.90
Ex DateEx Date
Mar 26, 2020
Cash Dividend
Ex DateEx DateJul 19, 2019
Dividend/Share
₹1.00
Ex DateEx Date
Jul 19, 2019
Cash Dividend
Ex DateEx DateAug 20, 2018
Dividend/Share
₹1.00
Ex DateEx Date
Aug 20, 2018
News & Opinions
Brokerage Views: Citi On DMart, L&T Finance And More
3 weeks ago•Bloomberg Quint
Stocks To Watch: Axis Bank, DMart, L&T Finance, Vedanta, KEC International, GE Power
3 weeks ago•Bloomberg Quint
Stocks to Watch: TCS, Tata Steel, HG Infra, AB Sun Life, P&G India, L&T Finance, and Others - News18
1 month ago•News18
Stocks To Watch: TCS, L&T Finance, Aditya Birla Sun Life AMC, Poonawalla Fincorp, Tata Steel
1 month ago•Bloomberg Quint
Trade setup for Monday: 15 things to know before opening bell
4 months ago•Moneycontrol
L&T Finance Holdings Completes Merger With Subsidiaries
4 months ago•Bloomberg Quint
L&T Finance To Trim Bank Borrowing To Whittle Spike In Cost Of Funds
5 months ago•Bloomberg Quint
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 8.68%, vs industry avg of 14.19%
Decreasing Market Share
Over the last 5 years, market share decreased from 10.26% to 8.64%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 5.29%, vs industry avg of 21.55%