Cholamandalam Investment and Finance Company Ltd
CHOLAFINCholamandalam Investment and Finance Company Ltd
CHOLAFIN
Price Chart
Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 31.59 | 6.66 | 0.17% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.82 | 2.55 | 0.92% |
Forecast & Ratings
Detailed Forecastfrom 28 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Cholamandalam Investment and Finance Company Limited is a non-banking finance company that provides vehicle finance, home loans and corporate mortgage loans, small and medium enterprises (SME) loans, investment advisory services etc.
Investor Presentation
View olderPeers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
AU Small Finance Bank Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2015 | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 3,715.47 | 4,215.95 | 4,696.84 | 5,559.28 | 7,108.83 | 8,712.63 | 9,639.72 | 10,231.81 | 13,105.59 | 16,108.62 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 11,866.52 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 230.23 | 262.18 | 414.09 | 550.81 | 604.68 | 700.32 | 791.01 | 957.20 | 1,360.37 | |||||||||||
| Selling & Administrative Expenses | 357.40 | 431.11 | 449.35 | 395.27 | 322.95 | 236.09 | 208.40 | 387.31 | 518.69 | |||||||||||
| Operating & Other expenses | 2,431.52 | 2,621.48 | 2,686.95 | 3,161.53 | 4,292.68 | 6,076.75 | 6,490.11 | 5,879.07 | 7,490.85 | |||||||||||
EBITDA | 696.32 | 901.18 | 1,146.45 | 1,451.67 | 1,888.52 | 1,699.47 | 2,150.20 | 3,008.23 | 3,735.68 | 4,242.10 | ||||||||||
| Depreciation/Amortization | 30.10 | 21.74 | 39.02 | 50.86 | 56.99 | 111.25 | 102.30 | 100.63 | 121.09 | 142.62 | ||||||||||
| PBIT | 666.22 | 879.44 | 1,107.43 | 1,400.81 | 1,831.53 | 1,588.22 | 2,047.90 | 2,907.60 | 3,614.59 | 4,099.48 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 666.22 | 879.44 | 1,107.43 | 1,400.81 | 1,831.53 | 1,588.22 | 2,047.90 | 2,907.60 | 3,614.59 | 4,099.48 | ||||||||||
| Taxes & Other Items | 222.09 | 304.77 | 388.01 | 481.51 | 633.47 | 534.50 | 527.04 | 754.09 | 949.74 | 1,076.65 | ||||||||||
| Net Income | 444.13 | 574.67 | 719.42 | 919.30 | 1,198.06 | 1,053.72 | 1,520.86 | 2,153.51 | 2,664.85 | 3,022.83 | ||||||||||
| EPS | 6.19 | 7.66 | 9.20 | 11.75 | 15.31 | 13.15 | 18.54 | 26.22 | 32.41 | 36.74 | ||||||||||
| DPS | 0.70 | 0.90 | 1.10 | 1.30 | 1.30 | 1.70 | 2.00 | 2.00 | 2.00 | 2.00 | ||||||||||
| Payout ratio | 0.11 | 0.12 | 0.12 | 0.11 | 0.08 | 0.13 | 0.11 | 0.08 | 0.06 | 0.05 |
Company Updates
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Cholamandalam Investment and Finance Company Ltd | 35.83 | 6.66 | 0.17% |
| Bajaj Finance Ltd | 39.66 | 8.39 | 0.40% |
| Jio Financial Services Ltd | 5,065.35 | 1.39 | — |
| Shriram Finance Ltd | 12.71 | 1.74 | 1.71% |
Price Comparison
Compare CHOLAFIN with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Cholamandalam Investment and Finance Company Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
Axis Multicap Fund - Direct Growth Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.1860% | Percentage of the fund’s portfolio invested in the stock 4.18% | Change in the portfolio weight of the stock over the last 3 months 0.13% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 3/68 (+1) |
UTI Focused Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0655% | Percentage of the fund’s portfolio invested in the stock 2.83% | Change in the portfolio weight of the stock over the last 3 months -0.09% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 16/33 (-2) |
HDFC MULTI CAP FUND - DIRECT PLAN - GROWTH OPTION Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0594% | Percentage of the fund’s portfolio invested in the stock 0.63% | Change in the portfolio weight of the stock over the last 3 months 0.63% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 87/167 (+66) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Cholamandalam Investment and Finance Company Ltd
Events
Dividend Trend
No Dividend Cuts
CHOLAFIN has increased or maintained dividend levels over the last 5 years
Dividend Yield
Current dividend yield is 0.17%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.72 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 25, 2023
Dividend/Share
₹0.70
Ex DateEx Date
Jul 25, 2023
Cash Dividend
Ex DateEx DateFeb 10, 2023
Dividend/Share
₹1.30
Ex DateEx Date
Feb 10, 2023
Cash Dividend
Ex DateEx DateJul 21, 2022
Dividend/Share
₹0.70
Ex DateEx Date
Jul 21, 2022
Cash Dividend
Ex DateEx DateFeb 10, 2022
Dividend/Share
₹1.30
Ex DateEx Date
Feb 10, 2022
Cash Dividend
Ex DateEx DateJul 22, 2021
Dividend/Share
₹0.70
Ex DateEx Date
Jul 22, 2021
News & Opinions
Buy Cholamandalam Investment and Finance Company; target of Rs 1350: Sharekhan
1 month ago•Moneycontrol
Tata Motors, Dabur, Cholamandalam Investment Q2 Results Today — Earnings Estimates
1 month ago•Bloomberg Quint
LIC Housing, Bajaj Finance, Shriram Finance, 12 Other NBFCs to Comply with Enhanced Regulatory Requirements: RBI - News18
2 months ago•News18
Cholamandalam Investment Q1 net rises 28% to ₹726 cr.
4 months ago•The Hindu
Cholamandalam Investment Q1 result: Net profit rise 28% to Rs 726 crore
4 months ago•Moneycontrol
Karur Vysya Bank to announce co-lending pacts with more NBFCs
4 months ago•The Hindu Businessline
With $20 billion weapon, Mukesh Ambani just disrupted NBFC hierarchy
4 months ago•Economic Times
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 18.71%, vs industry avg of 14.81%
Increasing Market Share
Over the last 5 years, market share increased from 6.19% to 7.96%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 23.72%, vs industry avg of 22.79%