What is the share price of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) today?
The share price of CHOLAFIN as on 22nd May 2025 is ₹1626.90. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?
The past returns of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share are- Past 1 week: 4.26%
- Past 1 month: 1.97%
- Past 3 months: 17.54%
- Past 6 months: 34.63%
- Past 1 year: 28.13%
- Past 3 years: 151.90%
- Past 5 years: 1220.54%
What are the peers or stocks similar to Cholamandalam Investment and Finance Company Ltd (CHOLAFIN)?
The peers or stocks similar to Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) include:What is the dividend yield % of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?
The current dividend yield of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is 0.12.What is the market cap of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is ₹136826.00 Cr as of 22nd May 2025.What is the 52 week high and low of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?
The 52-week high of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is ₹1682 and the 52-week low is ₹1168.What is the PE and PB ratio of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) stock?
The P/E (price-to-earnings) ratio of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is 32.10. The P/B (price-to-book) ratio is 6.98.Which sector does Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) belong to?
Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) shares?
You can directly buy Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Cholamandalam Investment and Finance Company Ltd
CHOLAFIN Share Price
1,626.901.76% (-29.10)
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CHOLAFIN Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
CHOLAFIN Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 32.10 | 6.98 | 0.12% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.66 | 2.59 | 1.04% |
CHOLAFIN Analyst Ratings & Forecast
Detailed Forecast 65%
Analysts have suggested that investors can buy this stock
from 34 analysts
Price Upside
Earnings Growth
Rev. Growth
CHOLAFIN Company Profile
Cholamandalam Investment and Finance Company Limited is a non-banking finance company that provides vehicle finance, home loans and corporate mortgage loans, small and medium enterprises (SME) loans, investment advisory services etc.
Investor Presentation
View olderCHOLAFIN Similar Stocks (Peers)
Compare with peersBAJFINANCE
PE Ratio
34.10
1Y Return
35.50%
Buy Reco %
62.50
PE Ratio
108.46
1Y Return
23.24%
Buy Reco %
0.00
SHRIRAMFIN
PE Ratio
12.79
1Y Return
39.03%
Buy Reco %
87.50
BAJAJHFL
PE Ratio
47.81
1Y Return
24.78%
Buy Reco %
25.00
MUTHOOTFIN
PE Ratio
15.78
1Y Return
22.74%
Buy Reco %
58.82
CHOLAFIN Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
CHOLAFIN Stock Summary · May 2025
The company is poised for robust growth, targeting a 20% to 25% increase in Assets Under Management, driven by strategic expansions in home loans and the introduction of a gold loan business. While disbursement growth is projected conservatively at 15% to 17% in vehicle finance, management remains optimistic about improving collection efficiencies and asset quality, particularly in the SME segment. Challenges such as elevated credit costs and regulatory changes are being addressed through a focus on operational efficiency and a cautious approach to branch expansion. Despite potential market uncertainties, the sentiment remains positive, with expectations for significant opportunities in both the SME and Loan Against Property sectors. Overall, the company is balancing growth ambitions with prudent risk management to ensure sustainable profitability.
Key Points on Cholafin Stock
CHOLAFIN Stock Growth Drivers
6Strong Financial Performance
Cholamandalam Investment and Finance Company Limited reported significant financial achievements, including a net income of
Growth in Key Segments
The company has achieved notable growth in various lending segments. Vehicle finance disbursements for Q4
CHOLAFIN Stock Challenges
5Decline in Disbursements
The company has experienced a decrease in disbursements across several segments. Specifically, SME disbursements fell
Challenges in Fintech Sector
The company has decided to exit the Fintech partnership business, which has contributed to a
CHOLAFIN Forecasts
CHOLAFIN Forecast
Price
Revenue
Earnings
CHOLAFIN Share Price Forecast
2025
Current
₹1,626.90
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Forecast for May 2026
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2025
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₹1,626.90
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CHOLAFIN Company Revenue Forecast
2025
Current
₹26.16
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Forecast for Mar 2026
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2025
Current
₹26.16
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CHOLAFIN Stock EPS (Earnings Per Share) Forecast
2025
Current
₹50.72
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Forecast for Mar 2026
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₹50.72
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CHOLAFIN
Income
Balance Sheet
Cash Flow
Annual Normal View
CHOLAFIN Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 4,696.84 | 5,559.28 | 7,108.83 | 8,712.63 | 9,639.72 | 10,231.81 | 13,105.59 | 19,419.87 | 26,155.46 | 26,155.46 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 20,166.48 | 20,166.48 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
| Employee Cost | 414.09 | 550.81 | 604.68 | 700.32 | 791.01 | 957.20 | 1,360.37 | 2,478.60 | ||||||||||||
| Selling & Administrative Expenses | 449.35 | 395.27 | 322.95 | 236.09 | 208.40 | 387.31 | 518.69 | 661.55 | ||||||||||||
| Operating & Other expenses | 2,686.95 | 3,161.53 | 4,292.68 | 6,076.75 | 6,490.11 | 5,879.07 | 7,490.85 | 11,476.35 | ||||||||||||
EBITDA | 1,146.45 | 1,451.67 | 1,888.52 | 1,699.47 | 2,150.20 | 3,008.23 | 3,735.68 | 4,803.37 | 5,988.98 | 5,988.98 | ||||||||||
| Depreciation/Amortization | 39.02 | 50.86 | 56.99 | 111.25 | 102.30 | 100.63 | 121.09 | 198.06 | 244.83 | 244.83 | ||||||||||
| PBIT | 1,107.43 | 1,400.81 | 1,831.53 | 1,588.22 | 2,047.90 | 2,907.60 | 3,614.59 | 4,605.31 | 5,744.15 | 5,744.15 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 1,107.43 | 1,400.81 | 1,831.53 | 1,588.22 | 2,047.90 | 2,907.60 | 3,614.59 | 4,605.31 | 5,744.15 | 5,744.15 | ||||||||||
| Taxes & Other Items | 388.01 | 481.51 | 633.47 | 534.50 | 527.04 | 754.09 | 949.74 | 1,185.25 | 1,481.45 | 1,481.45 | ||||||||||
| Net Income | 719.42 | 919.30 | 1,198.06 | 1,053.72 | 1,520.86 | 2,153.51 | 2,664.85 | 3,420.06 | 4,262.70 | 4,262.70 | ||||||||||
| EPS | 9.20 | 11.75 | 15.31 | 13.15 | 18.54 | 26.22 | 32.41 | 41.12 | 50.72 | 50.71 | ||||||||||
| DPS | 1.10 | 1.30 | 1.30 | 1.70 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | ||||||||||
| Payout ratio | 0.12 | 0.11 | 0.08 | 0.13 | 0.11 | 0.08 | 0.06 | 0.05 | 0.04 | 0.04 |
CHOLAFIN Company Updates
FY 2016
Annual report
PDFFY 2017
Annual report
PDFFY 2018
Annual report
PDFFY 2019
Annual report
PDFFY 2020
Annual report
PDFFY 2021
Annual report
PDFFY 2024
Annual report
PDFFY 2025
Investor Presentation
Apr 25PDF
Jan 31PDF
Oct 25PDF
CHOLAFIN Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Cholamandalam Investment and Finance Company Ltd | 32.10 | 6.98 | 0.12% |
| Bajaj Finance Ltd | 34.10 | 7.40 | 0.61% |
| Jio Financial Services Ltd | 108.46 | 1.26 | 0.18% |
| Shriram Finance Ltd | 12.79 | 2.46 | 1.52% |
CHOLAFIN Stock Price Comparison
Compare CHOLAFIN with any stock or ETFCompare CHOLAFIN with any stock or ETF
CHOLAFIN
CHOLAFIN Shareholdings
CHOLAFIN Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
CHOLAFIN Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
CHOLAFIN Shareholding Pattern
CHOLAFIN Shareholding History
Foreign Institutions
Mutual Funds Invested in CHOLAFIN
A list of mutual funds holding the stock, ranked on the basis of Market-cap held which is calculated as the value of stock held in the portfolio divided by its market cap
Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Cholamandalam Investment and Finance Company Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9923% | Percentage of the fund’s portfolio invested in the stock 2.63% | Change in the portfolio weight of the stock over the last 3 months -0.19% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 16/54 (-2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.4961% | Percentage of the fund’s portfolio invested in the stock 5.41% | Change in the portfolio weight of the stock over the last 3 months -0.24% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 9/22 (0) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.4840% | Percentage of the fund’s portfolio invested in the stock 1.87% | Change in the portfolio weight of the stock over the last 3 months -0.34% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 15/89 (-3) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing CHOLAFIN stock
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Cholamandalam Investment and Finance Company Ltd
CHOLAFIN Events
CHOLAFIN Dividend Trend
No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year
CHOLAFIN has increased or maintained dividend levels over the last 5 years
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.12%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.24 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
CHOLAFIN Upcoming Dividends
No upcoming dividends are available
CHOLAFIN Past Dividends
Cash Dividend
Ex DateEx DateFeb 7, 2025
Interim
Interim | Div/Share: ₹1.30
Dividend/Share
₹1.30
Ex DateEx Date
Feb 7, 2025
Cash Dividend
Ex DateEx DateJul 19, 2024
Final
Final | Div/Share: ₹0.70
Dividend/Share
₹0.70
Ex DateEx Date
Jul 19, 2024
Cash Dividend
Ex DateEx DateFeb 7, 2024
Interim
Interim | Div/Share: ₹1.30
Dividend/Share
₹1.30
Ex DateEx Date
Feb 7, 2024
Cash Dividend
Ex DateEx DateJul 25, 2023
Final
Final | Div/Share: ₹0.70
Dividend/Share
₹0.70
Ex DateEx Date
Jul 25, 2023
Cash Dividend
Ex DateEx DateFeb 10, 2023
Interim
Interim | Div/Share: ₹1.30
Dividend/Share
₹1.30
Ex DateEx Date
Feb 10, 2023
CHOLAFIN Stock News & Opinions
Articles & Videos
Earnings
Cholamandalam Investment & Finance Company consolidated net profit rises 18.24% in the March 2025 quarter
Net profit of Cholamandalam Investment & Finance Company rose 18.24% to Rs 1259.54 crore in the quarter ended March 2025 as against Rs 1065.23 crore during the previous quarter ended March 2024. Sales rose 30.23% to Rs 7045.57 crore in the quarter ended March 2025 as against Rs 5409.90 crore during the previous quarter ended March 2024. For the full year,net profit rose 24.64% to Rs 4262.70 crore in the year ended March 2025 as against Rs 3420.06 crore during the previous year ended March 2024. Sales rose 35.04% to Rs 25845.98 crore in the year ended March 2025 as against Rs 19139.62 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales7045.575409.90 30 25845.9819139.62 35 OPM %71.4773.81 -70.3271.86 - PBDT1762.651519.35 16 5988.984812.69 24 PBT1698.561444.17 18 5744.154614.63 24 NP1259.541065.23 18 4262.703420.06 25 Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
Cholamandalam Investment & Fin. Co. to convene AGM
Cholamandalam Investment & Fin. Co. announced that the 47th Annual General Meeting(AGM) of the company will be held on 31 July 2025.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
Board of Cholamandalam Investment & Fin. Co. recommends Final Dividend
Cholamandalam Investment & Fin. Co. announced that the Board of Directors of the Company at its meeting held on 25 April 2025, has recommended a Final dividend of Rs.0.70 per share (i.e.35%), subject to the approval of the shareholders.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
Cholamandalam Investment & Finance Company fixes record date for final dividend
Cholamandalam Investment & Finance Company has fixed 24 July 2025 as record date for final dividend of Rs 0.70 per share for FY 2025. The dividend will be paid on or before 29 August 2025. Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Spotlight
Cholamandalam Investment & Finance Company Ltd leads losers in 'A' group
IndusInd Bank Ltd, Fusion Finance Ltd, Techno Electric & Engineering Company Ltd and Just Dial Ltd are among the other losers in the BSE's 'A' group today, 22 April 2025.Cholamandalam Investment & Finance Company Ltd tumbled 5.38% to Rs 1569.9 at 14:47 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 95401 shares were traded on the counter so far as against the average daily volumes of 54148 shares in the past one month.IndusInd Bank Ltd crashed 5.05% to Rs 786.25. The stock was the second biggest loser in 'A' group.On the BSE, 11.04 lakh shares were traded on the counter so far as against the average daily volumes of 7.16 lakh shares in the past one month.Fusion Finance Ltd lost 4.68% to Rs 157.7. The stock was the third biggest loser in 'A' group.On the BSE, 73066 shares were traded on the counter so far as against the average daily volumes of 68280 shares in the past one month.Techno Electric & Engineering Company Ltd plummeted 4.37% to Rs 1107.55. The stock was the fourth biggest loser in 'A' group.On the BSE, 28797 shares were traded on the counter so far as against the average daily volumes of 19439 shares in the past one month.Just Dial Ltd shed 4.18% to Rs 985.7. The stock was the fifth biggest loser in 'A' group.On the BSE, 54856 shares were traded on the counter so far as against the average daily volumes of 50178 shares in the past one month.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Cholamandalam Investment & Fin. Co. schedules board meeting
Cholamandalam Investment & Fin. Co. will hold a meeting of the Board of Directors of the Company on 25 April 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Cholamandalam Investment & Finance Company raises Rs 1175 cr via debt issuance
Cholamandalam Investment & Finance Company has allotted 1,17,500 Secured Non-Convertible Securities aggregating to Rs 1175 crore on private placement basis on 26 March 2025. Powered by Capital Market - Live
1 month agoCapital Market - Live
Spotlight
Cholamandalam Investment appoints Vellayan Subbiah as executive chairman
According to an exchange filing, Subbiah will be a key managerial personnel of the company. He will continue to serve as the non-executive chairman until 31 March 2025. His appointment as executive chairman is for a period of five years, from 1 April 2025 to 31 March 2030. Vellayan Subbiah is a B.Tech in civil engineering from IIT Madras and holds a Master's in Business Administration from the University of Michigan. He has rich experience of over 27 years in consulting, technology, manufacturing and financial services. Vellayan has worked with McKinsey & Co, 24/7 Customer Inc, Tube Investments of India, Sundaram Fasteners and Laserwords in different capacities. Vellayan Subbiah is a recipient of 'EY Entrepreneur of the Year 2023' and was named as the 'EY World Entrepreneur of the Year 2024' for his excellent leadership and bold strategies in transforming businesses and seizing new opportunities through acquisitions and diversifications. Subbiah previously served as the managing director of Cholamandalam Investment and Finance from 19 August 2010 to 18 August 2017. He has been a non-executive director of the company since 11 November 2020 and will continue as the non-executive chairman until 31 March 2025. Additionally, he holds the position of executive vice chairman of Tube Investments of India until 31 March 2025. The company also clarified that Vellayan Subbiah is not related to any of the directors of the company. Cholamandalam Investment & Finance Company is engaged in the business of providing vehicle finance, home loans and loans against property. The company's standalone net profit jumped 24% to Rs 1,086.53 crore on 35.7% surge in total income to Rs 6,812.35 crore in Q3 FY25 over Q3 FY24. The counter shed 0.29% to Rs 1,523.25 on the BSE. Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Cholamandalam Investment & Finance Company appoints Vellayan Subbiah as Executive Chairman
Cholamandalam Investment & Finance Company has appointed Vellayan Subbiah (DIN: 01138759) as a Whole-time Director designated as the Executive Chairman of the Company for a term of 5 years commencing from 1 April 2025 till 31 March 2030 (both days inclusive).Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Cholamandalam Investment & Finance Company allots 39,730 equity shares under ESOS
Cholamandalam Investment & Finance Company has allotted 39,730 equity shares under ESOS on 03 February 2025. Powered by Capital Market - Live
3 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 22.26%, vs industry avg of 15.24%
Over the last 5 years, market share increased from 5.68% to 8.24%
Over the last 5 years, net income has grown at a yearly rate of 23.34%, vs industry avg of 20.91%