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New India Assurance Company Ltd

NIACL Share Price

190.122.26% (+4.20)
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NIACL Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

NIACL Performance & Key Metrics

NIACL Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
29.561.081.11%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.892.541.17%

NIACL Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
50%
Analysts have suggested that investors can buy this stock

from 2 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

NIACL Company Profile

The New India Assurance Co Ltd is an India-based government owned multinational general insurance company whose products include Personal Insurance, Commercial Insurance, Industrial Insurance, Liability Insurance and Social Insurance

NIACL Similar Stocks (Peers)

Compare with peers Compare with peers 

NIACL Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
12.30
12.30
1Y Return
7.44%
7.44%
Buy Reco %
75.00
75.00
PE Ratio
35.94
35.94
1Y Return
25.82%
25.82%
Buy Reco %
69.23
69.23
PE Ratio
75.53
75.53
1Y Return
25.18%
25.18%
Buy Reco %
96.88
96.88
PE Ratio
92.09
92.09
1Y Return
33.59%
33.59%
Buy Reco %
85.29
85.29
PE Ratio
39.04
39.04
1Y Return
11.35%
11.35%
Buy Reco %
65.38
65.38
Compare with Peers

NIACL Sentiment Analysis

NIACL Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

NIACL Stock Summary · May 2025

The company is witnessing a surge in demand for non-life insurance, particularly among younger consumers, driven by geopolitical uncertainties. While gross direct premium income has increased significantly, challenges persist with declining net profit due to rising claims and operational costs. Strategic initiatives, including digital transformation and enhanced customer engagement through AI and multilingual support, are being implemented to improve service efficiency and operational resilience. The focus on high-quality, low-risk policies, alongside a balanced investment portfolio, aims to stabilize profitability despite recent provisions impacting financial performance. Overall, the company remains optimistic about future growth, particularly in the health and retail segments, as it adapts to market dynamics and regulatory changes.

NIACL Stock Growth Drivers
NIACL Stock Growth Drivers
7
  • Strong Financial Performance

    The company reported a gross direct premium income of Rs. 38,660 crores for FY'25, an

  • Market Leadership and Growth

    The company maintains a market share of 12.6% in the general insurance sector, with strong

NIACL Stock Challenges
NIACL Stock Challenges
7
  • Declining Profitability

    The company reported a decrease in profit before tax, falling to Rs. 1,034 crores from

  • Investment Income Challenges

    Investment income decreased to Rs. 8,034 crores from Rs. 9,241 crores, primarily due to unfavorable

NIACL Forecast

NIACL Forecasts

Price

Revenue

Earnings

NIACL

NIACL

Income

Balance Sheet

Cash Flow

NIACL Income Statement

NIACL Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 9.54%, vs industry avg of 11.64%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 3.26% to 2.94%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 13.05%, vs industry avg of 34.38%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue22,008.5825,121.2627,702.5331,160.8233,095.4935,915.5241,072.5143,690.9843,663.6243,659.82
Raw Materialssubtract42,641.1242,637.35
Power & Fuel Costsubtract
Employee Costsubtract2,235.942,284.152,919.142,709.984,268.103,000.283,079.573,740.91
Selling & Administrative Expensessubtract18,505.1119,782.7223,489.8325,645.6525,917.6732,203.0336,235.3037,933.19
Operating & Other expensessubtract26.28224.61526.901,052.80747.30447.95419.01545.81
Depreciation/Amortizationsubtract46.9774.4989.6693.36102.6786.6582.1858.960.00
Interest & Other Itemssubtract
Taxes & Other Itemssubtract148.30532.5372.31216.79419.29-16.95208.46295.63-14.13-14.14
EPS6.5413.693.678.759.951.186.366.776.296.29
DPS3.884.381.500.000.000.300.301.932.062.06
Payout ratio0.590.320.410.000.000.250.050.280.330.33

NIACL Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 21PDF
Aug 19PDF
Aug 17PDF
Aug 12PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Jun 5PDF
May 30PDF
Feb 14PDF
+2 more
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 30PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
 

NIACL Stock Peers

NIACL Past Performance & Peer Comparison

NIACL Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
New India Assurance Company Ltd29.561.081.11%
Life Insurance Corporation Of India12.307.171.28%
Bajaj Finserv Ltd35.943.070.05%
SBI Life Insurance Company Ltd75.5312.230.15%

NIACL Stock Price Comparison

Compare NIACL with any stock or ETF
Compare NIACL with any stock or ETF
NIACL
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NIACL Holdings

NIACL Shareholdings

NIACL Promoter Holdings Trend

NIACL Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

NIACL Institutional Holdings Trend

NIACL Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

NIACL Shareholding Pattern

NIACL Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding85.44%0.09%11.11%0.91%2.45%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

NIACL Shareholding History

NIACL Shareholding History

Dec '23MarJunSepDec '24Mar0.77%0.82%0.80%0.87%0.84%0.91%

Mutual Funds Invested in NIACL

Mutual Funds Invested in NIACL

No mutual funds holding trends are available

Top 5 Mutual Funds holding New India Assurance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0161%1.40%0.24%39/65 (+1)
0.0099%0.13%0.01%82/171 (-1)
0.0079%0.29%0.13%30/35 (-2)

Compare 3-month MF holding change on Screener

NIACL Insider Trades & Bulk Stock Deals

NIACL Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing NIACL stock

smallcases containing NIACL stock

Looks like this stock is not in any smallcase yet.

NIACL Events

NIACL Events

NIACL Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

NIACL Dividend Trend

No dividend trend available

NIACL Upcoming Dividends

NIACL Upcoming Dividends

No upcoming dividends are available

NIACL Past Dividends

NIACL Past Dividends

Cash Dividend

Ex DateEx DateSep 6, 2024

Final
Final | Div/Share: ₹2.06

Dividend/Share

2.06

Ex DateEx Date

Sep 6, 2024

Cash Dividend

Ex DateEx DateSep 8, 2023

Final
Final | Div/Share: ₹1.93

Dividend/Share

1.93

Ex DateEx Date

Sep 8, 2023

Cash Dividend

Ex DateEx DateAug 25, 2022

Final
Final | Div/Share: ₹0.30

Dividend/Share

0.30

Ex DateEx Date

Aug 25, 2022

Cash Dividend

Ex DateEx DateJul 18, 2019

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Jul 18, 2019

Cash Dividend

Ex DateEx DateJun 27, 2018

Final
Final | Div/Share: ₹5.00

Dividend/Share

5.00

Ex DateEx Date

Jun 27, 2018

NIACL Stock News & Opinions

NIACL Stock News & Opinions

Corporate
New India Assurance Company fixes record date for final dividend

New India Assurance Company has fixed 04 September 2025 as record date for determining entitlement of members to Final Dividend for the Financial Year ended 31 March 2025. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of New India Assurance Company appoints SMP

The Board of New India Assurance Company at its meeting held on 19 May 2025 has approved appointment of Rema Devi Vettuvot, GM as the Chief Underwriting Officer of the Company w.e.f. 19 May 2025 vice Mukta Sharma consequent upon her superannuation on 30 April 2025. The Board also appointed Prashant Biswas, GM as the Chief Marketing Officer of the Company w.e.f. 19 May 2025 vice Sushama Anupam. The Board has appointed Jayashree Nair, GM as the Chief Compliance Officer of the Company w.e.f. 19 May 2025. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
New India Assurance Company fixes record date for dividend

New India Assurance Company has fixed 04 September 2025 as record date for payment of dividend for FY 2024-25. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of New India Assurance Company recommends final dividend

New India Assurance Company announced that the Board of Directors of the Company at its meeting held on 19 May 2025, inter alia, have recommended the final dividend of Rs 1.8 per equity Share (i.e. 36%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
New India Assurance Company consolidated net profit rises 15.33% in the March 2025 quarter

Net profit of New India Assurance Company rose 15.33% to Rs 358.54 crore in the quarter ended March 2025 as against Rs 310.88 crore during the previous quarter ended March 2024. Sales rose 4.11% to Rs 9352.45 crore in the quarter ended March 2025 as against Rs 8983.27 crore during the previous quarter ended March 2024. For the full year,net profit declined 7.15% to Rs 1036.63 crore in the year ended March 2025 as against Rs 1116.48 crore during the previous year ended March 2024. Sales rose 3.95% to Rs 35537.44 crore in the year ended March 2025 as against Rs 34186.61 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales9352.458983.27 4 35537.4434186.61 4 OPM %4.554.83 -2.624.09 - PBDT502.36469.85 7 1022.501412.11 -28 PBT502.36469.85 7 1022.501412.11 -28 NP358.54310.88 15 1036.631116.48 -7 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
New India Assurance Company to announce Quarterly Result

New India Assurance Company will hold a meeting of the Board of Directors of the Company on 19 May 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
New India Assurance Company consolidated net profit declines 51.62% in the December 2024 quarter

Net profit of New India Assurance Company declined 51.62% to Rs 349.05 crore in the quarter ended December 2024 as against Rs 721.50 crore during the previous quarter ended December 2023. Sales rose 0.93% to Rs 9070.33 crore in the quarter ended December 2024 as against Rs 8986.77 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales9070.338986.77 1 OPM %1.089.64 - PBDT107.26866.44 -88 PBT107.26866.44 -88 NP349.05721.50 -52 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
New India Assurance Company to discuss results

New India Assurance Company will hold a meeting of the Board of Directors of the Company on 27 January 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
New India Assurance Company receives ratings action from AM BEST

AM Best has assigned the India National Scale Rating (NSR) of aaa.IN (Exceptional) and has affirmed the Financial Strength Rating of B++(Good) and the Long-Term Issuer Credit Rating of bbb+ (Good) to The New India Assurance Company . The outlook of these credit ratings is Stable. The ratings reflect the Company's balance sheet strength, which A.M. Best categorizes as very strong, as well as its adequate operating performance, favourable business profile and marginal enterprise risk management (ERM).Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
New India Assurance Co to invest Rs 5 cr in Bima Sugam

The New India Assurance Co at its meeting held today i.e Wednesday, 11 December, 2024 has approved investment of Rs.5 crore being Company's contribution as non-life Insurer in the equity share capital of Bima Sugam India Federation. The Board has also approved an aggregate investment (including the above) not exceeding 10% of the paid up equity share capital of Bima Sugam India Federation subject to commensurate increase in the authorized share capital of Bima Sugam India Federation (Bima Sugam). Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of New India Assurance Company Ltd (NIACL) today?

    The share price of NIACL as on 24th June 2025 is ₹190.12. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on New India Assurance Company Ltd (NIACL) share?

    The past returns of New India Assurance Company Ltd (NIACL) share are
    • Past 1 week: -1.28%
    • Past 1 month: 4.34%
    • Past 3 months: 12.65%
    • Past 6 months: -8.07%
    • Past 1 year: -24.26%
    • Past 3 years: 131.39%
    • Past 5 years: 51.09%

  3. What are the peers or stocks similar to New India Assurance Company Ltd (NIACL)?
  4. What is the dividend yield % of New India Assurance Company Ltd (NIACL) share?

    The current dividend yield of New India Assurance Company Ltd (NIACL) is 1.11.

  5. What is the market cap of New India Assurance Company Ltd (NIACL) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of New India Assurance Company Ltd (NIACL) is ₹30639.62 Cr as of 24th June 2025.

  6. What is the 52 week high and low of New India Assurance Company Ltd (NIACL) share?

    The 52-week high of New India Assurance Company Ltd (NIACL) is ₹310.11 and the 52-week low is ₹135.60.

  7. What is the PE and PB ratio of New India Assurance Company Ltd (NIACL) stock?

    The P/E (price-to-earnings) ratio of New India Assurance Company Ltd (NIACL) is 29.56. The P/B (price-to-book) ratio is 1.08.

  8. Which sector does New India Assurance Company Ltd (NIACL) belong to?

    New India Assurance Company Ltd (NIACL) belongs to the Financials sector & Insurance sub-sector.

  9. How to buy New India Assurance Company Ltd (NIACL) shares?

    You can directly buy New India Assurance Company Ltd (NIACL) shares on Tickertape. Simply sign up, connect your demat account and place your order.