Good morning :)
Place Order
Add to Watchlist

Fusion Finance Ltd

FUSION

Fusion Finance Ltd

FUSION
FinancialsConsumer Finance
SmallcapWith a market cap of ₹2,192 cr, stock is ranked 1,088
High RiskStock is 3.26x as volatile as Nifty
218.630.35% (+0.77)
218.630.35% (+0.77)

Price Chart

High
—
Low
—
Returns
—
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP
FinancialsConsumer Finance
SmallcapWith a market cap of ₹2,192 cr, stock is ranked 1,088
High RiskStock is 3.26x as volatile as Nifty
Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Low

Undervalued compared to the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsConsumer Finance
SmallcapWith a market cap of ₹2,192 cr, stock is ranked 1,088
High RiskStock is 3.26x as volatile as Nifty

Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
6.280.77—
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.832.480.97%

Forecast & Ratings

Detailed Forecast 
25%
Analysts have suggested that investors can buy this stock

from 8 analysts

Price

Price Upside

Earnings

Earnings Growth

Revenue

Rev. Growth

See Detailed Forecast

Company Profile

Fusion Micro Finance provides financial services to underserved women across India in order to facilitate their access to greater economic opportunities.

Get more out of Tickertape, Go Pro!

Customise key metrics, see detailed forecasts, download stock data and more

Forecasts

Price

Revenue

Earnings

Income

Balance Sheet

Cash Flow

Income Statement

Industry refers to the sub-sector this company belongs to.

Higher than Industry Revenue Growth

A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 37.15%, vs industry avg of 15.21%

Increasing Market Share

Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.4% to 1.03%

Higher than Industry Net Income

Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 58.4%, vs industry avg of 20.98%

Loading...

Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue110.35201.04267.31497.05730.31873.091,201.351,799.972,412.422,566.32
Raw Materialssubtract—————————2,103.63
Power & Fuel Costsubtract—————————
Employee Costsubtract25.8148.3266.10103.33148.33168.64233.07325.52431.22
Selling & Administrative Expensessubtract—————————
Operating & Other expensessubtract61.21146.31252.78322.93479.40643.76938.48955.061,308.93
Depreciation/Amortizationsubtract1.041.602.042.392.583.895.377.419.019.61
Interest & Other Itemssubtract——————————
Taxes & Other Itemssubtract8.870.72-14.1917.7330.3912.852.67124.83157.97103.87
EPS8.241.59-10.349.539.485.322.6141.8650.1134.57
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2023

Annual report

PDF

Investor Presentation

May 22PDF
Feb 11PDF
FY 2024

Annual report

PDF

Investor Presentation

Aug 2PDF
 

Peers & Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Fusion Finance Ltd4.340.77—
Bajaj Finance Ltd29.495.560.52%
Jio Financial Services Ltd127.591.47—
Shriram Finance Ltd16.022.381.43%

Price Comparison

Compare FUSION with any stock or ETF
Compare FUSION with any stock or ETF
FUSION
Loading...

Shareholdings

Promoter Holdings Trend

Total Promoter Holding

Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding

Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

Institutional Holdings Trend

Increased Total Retail Holding

Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has increased by 4.38%

Decreased Foreign Institutional Holding

Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 1.13%

Tickertape Separator

Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding57.71%12.86%6.33%2.83%20.27%

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Shareholding History

JunSepDec '23MarJunSep5.44%5.15%6.74%5.97%3.96%2.83%

Mutual Funds Holding Trend

Decreased Mutual Fund Holding

Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has decreased by 3.41%

Top 5 Mutual Funds holding Fusion Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
Nippon India Small Cap Fund - Growth - Direct Plan

Growth
5.4860%0.19%-0.19%140/238 (-5)
HDFC Multi Cap Fund - Growth - Direct Plan

Growth
1.9646%0.24%-0.26%138/215 (-67)
Nippon India Value Fund - Growth - Direct Plan

Growth
1.3472%0.34%0.34%80/95 (+8)

Compare 3-month MF holding change on Screener

Insider Trades & Bulk Deals

Loading...

smallcases

Looks like this stock is not in any smallcase yet.

Events

Dividend Trend

No Dividends

Dividends are the portion of earnings that a company distributes to all its shareholders every year

FUSION has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

Dividends

Hmm, looks like data is unavailable here. Please come back after some time
News & Opinions
Corporate
Fusion Finance to hold EGM

Fusion Finance announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 30 October 2024 .Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Board of Fusion Micro Finance appoints director

The Board of Fusion Micro Finance at its meeting held on 05 October 2024 has approved the appointment of Puneet Gupta (DIN: 02728604) as an Additional Non-Executive Independent Director of the Company with effect from 05 October 2024. Powered by Capital Market - Live

4 weeks agoCapital Market - Live
Corporate
Board of Fusion Micro Finance approves rights issue of Rs 550 cr

The Board of Fusion Micro Finance at its meeting held on 05 October 2024 has approved raising of funds up to Rs 550 crore through rights issue. The Board also approved increase in authorised share capital from Rs 105 crore to Rs 200 crore. Powered by Capital Market - Live

4 weeks agoCapital Market - Live
Corporate
Fusion Micro Finance announces board meeting date

Fusion Micro Finance will hold a meeting of the Board of Directors of the Company on 5 October 2024.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Fusion Micro Finance Ltd leads losers in 'A' group

Concord Biotech Ltd, VST Industries Ltd, Mrs Bectors Food Specialities Ltd and Sterling & Wilson Renewable Energy Ltd are among the other losers in the BSE's 'A' group today, 23 September 2024.Fusion Micro Finance Ltd lost 9.99% to Rs 274.7 at 14:47 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 1.03 lakh shares were traded on the counter so far as against the average daily volumes of 31797 shares in the past one month.Concord Biotech Ltd tumbled 7.61% to Rs 2399. The stock was the second biggest loser in 'A' group.On the BSE, 19633 shares were traded on the counter so far as against the average daily volumes of 16872 shares in the past one month.VST Industries Ltd crashed 7.16% to Rs 417.3. The stock was the third biggest loser in 'A' group.On the BSE, 1.02 lakh shares were traded on the counter so far as against the average daily volumes of 47197 shares in the past one month.Mrs Bectors Food Specialities Ltd corrected 4.85% to Rs 1994. The stock was the fourth biggest loser in 'A' group.On the BSE, 11728 shares were traded on the counter so far as against the average daily volumes of 24677 shares in the past one month.Sterling & Wilson Renewable Energy Ltd shed 4.58% to Rs 687.35. The stock was the fifth biggest loser in 'A' group.On the BSE, 1.7 lakh shares were traded on the counter so far as against the average daily volumes of 1.26 lakh shares in the past one month.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Fusion Micro Finance AGM scheduled

Fusion Micro Finance announced that the Annual General Meeting (AGM) of the company will be held on 27 September 2024.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Fusion Micro Finance Ltd leads losers in 'A' group

Lemon Tree Hotels Ltd, Balaji Amines Ltd, Gokaldas Exports Ltd and Sanghvi Movers Ltd are among the other losers in the BSE's 'A' group today, 08 August 2024.Fusion Micro Finance Ltd crashed 9.27% to Rs 314.65 at 14:46 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 4.25 lakh shares were traded on the counter so far as against the average daily volumes of 21411 shares in the past one month.Lemon Tree Hotels Ltd lost 9.26% to Rs 126.45. The stock was the second biggest loser in 'A' group.On the BSE, 4.3 lakh shares were traded on the counter so far as against the average daily volumes of 1.71 lakh shares in the past one month.Balaji Amines Ltd tumbled 6.88% to Rs 2227.95. The stock was the third biggest loser in 'A' group.On the BSE, 36557 shares were traded on the counter so far as against the average daily volumes of 9978 shares in the past one month.Gokaldas Exports Ltd fell 6.46% to Rs 937.4. The stock was the fourth biggest loser in 'A' group.On the BSE, 36217 shares were traded on the counter so far as against the average daily volumes of 30646 shares in the past one month.Sanghvi Movers Ltd plummeted 6.20% to Rs 829.4. The stock was the fifth biggest loser in 'A' group.On the BSE, 2.39 lakh shares were traded on the counter so far as against the average daily volumes of 28324 shares in the past one month.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Fusion Micro Finance Ltd leads losers in 'A' group

Sanghvi Movers Ltd, EIH Ltd, Gokaldas Exports Ltd and Bata India Ltd are among the other losers in the BSE's 'A' group today, 07 August 2024.Fusion Micro Finance Ltd lost 20.00% to Rs 346.8 at 14:46 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 82958 shares were traded on the counter so far as against the average daily volumes of 19066 shares in the past one month.Sanghvi Movers Ltd tumbled 9.84% to Rs 921.8. The stock was the second biggest loser in 'A' group.On the BSE, 88328 shares were traded on the counter so far as against the average daily volumes of 21017 shares in the past one month.EIH Ltd crashed 5.59% to Rs 375. The stock was the third biggest loser in 'A' group.On the BSE, 2.92 lakh shares were traded on the counter so far as against the average daily volumes of 34657 shares in the past one month.Gokaldas Exports Ltd dropped 4.69% to Rs 1011.6. The stock was the fourth biggest loser in 'A' group.On the BSE, 93640 shares were traded on the counter so far as against the average daily volumes of 26383 shares in the past one month.Bata India Ltd plummeted 3.49% to Rs 1462.25. The stock was the fifth biggest loser in 'A' group.On the BSE, 93905 shares were traded on the counter so far as against the average daily volumes of 21199 shares in the past one month.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Fusion Finance tumbles after recording loss of Rs 35 crore in Q1 due to high provisioning

Total income increased by 27.84% year-over-year (YoY) to Rs 706.68 crore during the quarter. Disbursements increase by 30.73% YoY to Rs 2,986.65 crore in Q1 FY25. The company's borrower base as on 30 June 2024 stood at 39.5 lakh. Net interest income (NII) rose by 34.85% to Rs 396.55 crore in Q1 FY25 from Rs 294.07 crore in Q1 FY24. Net interest margin (NIM) improved to 11.64% in Q1 FY25 from 10.89% in Q1 FY24. Cost of fund declined to 10.09% in the June'24 quarter from 10.57% recorded in the June'23 quarter. Pre-provision operating profit (PPOP) increased by 26.49% YoY to Rs 297.75 crore in Q1 FY25. Impairment of financial instruments added up to Rs 348.47 in the first quarter of FY25, which is sharply higher as compared with impairment charge of Rs 75.93 recorded in the same period last year. Consequently, the company posted a pre-tax loss of Rs 50.72 crore in Q1 FY25 as against a pre-tax profit of Rs 159.46 crore posted in Q1 FY24. The company wrote-back taxes aggregating to Rs 15.10 crore during the period under review. As on 30 June 2024, gross NPA stood at 5.46% while net NPA was at 1.25%. Gross NPA and net NPA were at 3.20% and 0.78%, respectively, as on 30 June 2023. The company's capital adequacy position remained healthy, with CRAR of 25.86% as on 30 June 2024. Liquidity remained robust with cash and cash equivalents of Rs 1,590 crore, amounting to 12.98% of the total assets. Devesh Sachdev, MD&CEO, Fusion Finance, said: 'Our AUM has grown consistently and we continue to add new customers in a calibrated manner. As an agile and prudent organization we consistently review our portfolio and we noticed delinquency trends in certain pockets due to over-leverage and external factors. Due to which we have done early risk recognition and tightened our ECL model leading to higher than usual provisioning in this quarter that had an impact on our overall profitability. However, our pre provisioning profits (PPOP) have been in line with our consistent performance in the previous quarters and we expect to go back to our normal course in H2 FY25. Our strong Balance Sheet with 25.86% CRAR underlines our robust business fundamentals and we are committed to follow a prudent path to ensure sustainable growth.' Fusion Finance (formerly Fusion Micro Finance Limited) is amongst India's leading non-banking financial company-microfinance institutions (NBFC-MFIs). It is one of the youngest companies to be among the top NBFC MFIs in the country with an asset under management (AUM) of INR 12,193 crore. The company has been growing consistently with an extensive network of 1,398 branches spread across 22 states including 3 Union Territories, as of 30 June 2024. Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
Fusion Micro Finance reports standalone net loss of Rs 35.62 crore in the June 2024 quarter

Net loss of Fusion Micro Finance reported to Rs 35.62 crore in the quarter ended June 2024 as against net profit of Rs 120.46 crore during the previous quarter ended June 2023. Sales rose 29.61% to Rs 688.32 crore in the quarter ended June 2024 as against Rs 531.07 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales688.32531.07 30 OPM %22.7660.82 - PBDT-48.36161.22 PL PBT-50.72159.46 PL NP-35.62120.46 PL Powered by Capital Market - Live

2 months agoCapital Market - Live