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Bank of India Ltd

BANKINDIA

Bank of India Ltd

BANKINDIA
FinancialsPublic Banks
MidcapWith a market cap of ₹45,085 cr, stock is ranked 193
Moderate RiskStock is 2.71x as volatile as Nifty
99.710.69% (+0.68)
99.710.69% (+0.68)

Price Chart

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1W
1M
1Y
5Y
Max
SIP
FinancialsPublic Banks
MidcapWith a market cap of ₹45,085 cr, stock is ranked 193
Moderate RiskStock is 2.71x as volatile as Nifty
Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Low

Undervalued compared to the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsPublic Banks
MidcapWith a market cap of ₹45,085 cr, stock is ranked 193
Moderate RiskStock is 2.71x as volatile as Nifty

Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
5.990.642.83%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.832.341.03%

Forecast & Ratings

Detailed Forecast 
40%
Analysts have suggested that investors can buy this stock

from 5 analysts

Price

Price Upside

Earnings

Earnings Growth

Revenue

Rev. Growth

See Detailed Forecast

Company Profile

Bank of India is a bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking.

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Forecasts

Price

Revenue

Earnings

Income

Balance Sheet

Cash Flow

Income Statement

Industry refers to the sub-sector this company belongs to.

Lower than Industry Revenue Growth

A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 8.03%, vs industry avg of 14.77%

Decreasing Market Share

Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 6.93% to 4.91%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue45,764.4546,404.6844,158.6945,867.0649,277.8347,632.1646,372.6455,100.1167,488.5272,982.24
Raw Materialssubtract—————————63,085.97
Power & Fuel Costsubtract—————————
Employee Costsubtract5,403.595,449.064,963.176,081.826,196.566,528.867,112.088,452.909,262.68
Selling & Administrative Expensessubtract1,414.241,558.691,615.431,668.451,734.581,903.502,032.682,332.222,451.89
Operating & Other expensessubtract43,269.0141,816.3245,718.2846,331.0445,646.3935,660.1031,201.3737,832.5244,890.08
Depreciation/Amortizationsubtract289.96-7.23521.68372.84391.96380.09371.68426.51508.70—
Interest & Other Itemssubtract——————————
Taxes & Other Itemssubtract1,591.91-942.06-2,698.56-3,160.52-1,640.621,076.842,162.262,218.003,810.712,371.73
EPS-83.63-15.70-42.59-24.09-10.116.359.469.3515.1616.53
DPS0.000.000.000.000.000.002.002.002.802.80
Payout ratio0.000.000.000.000.000.000.210.210.180.17

Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2022

Annual report

PDF

Investor Presentation

May 24PDF
Feb 4PDF
Nov 2PDF
+2 more
FY 2023

Annual report

PDF

Investor Presentation

May 6PDF
Jan 17PDF
Nov 3PDF
Aug 2PDF
FY 2024

Annual report

PDF

Investor Presentation

Jul 28PDF
 

Peers & Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Bank of India Ltd6.870.642.83%
State Bank of India10.021.561.82%
Bank of Baroda Ltd6.290.983.34%
Punjab National Bank12.391.021.46%

Price Comparison

Compare BANKINDIA with any stock or ETF
Compare BANKINDIA with any stock or ETF
BANKINDIA
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Shareholdings

Promoter Holdings Trend

Total Promoter Holding

Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding

Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

Institutional Holdings Trend

Total Retail Holding

Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding

Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding73.38%4.58%11.83%2.92%7.29%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Shareholding History

SepDec '23MarJunSepDec '242.91%4.31%4.52%3.61%3.21%2.92%

Mutual Funds Holding Trend

Mutual Fund Holding

Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding Bank of India Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
SBI FUNDS MANAGEMENT PVT LTD#SBI MF-SBI CONTRA FUND DIRECT PL GROWTH

Growth
0.4948%0.53%-0.06%74/108 (-17)
SBI Large & Midcap Fund - Growth - Direct Plan

Growth
0.3787%0.58%-0.05%80/86 (0)
Aditya Birla Sun Life PSU Equity Fund - Growth - Direct Plan

Growth
0.3756%3.23%0.12%13/42 (0)

Compare 3-month MF holding change on Screener

Insider Trades & Bulk Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases

Looks like this stock is not in any smallcase yet.

Events

Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

Upcoming Dividends

No upcoming dividends are available

Past Dividends

Cash Dividend

Ex DateEx DateJun 18, 2024

Final
Final | Div/Share: ₹2.80

Dividend/Share

₹2.80

Ex DateEx Date

Jun 18, 2024

Cash Dividend

Ex DateEx DateJun 20, 2023

Final
Final | Div/Share: ₹2.00

Dividend/Share

₹2.00

Ex DateEx Date

Jun 20, 2023

Cash Dividend

Ex DateEx DateJul 7, 2022

Final
Final | Div/Share: ₹2.00

Dividend/Share

₹2.00

Ex DateEx Date

Jul 7, 2022

Cash Dividend

Ex DateEx DateJul 10, 2015

Final
Final | Div/Share: ₹5.00

Dividend/Share

₹5.00

Ex DateEx Date

Jul 10, 2015

Cash Dividend

Ex DateEx DateJan 23, 2014

Interim
Interim | Div/Share: ₹5.00

Dividend/Share

₹5.00

Ex DateEx Date

Jan 23, 2014

News & Opinions
Spotlight
Bank of India soars 1.83%, up for fifth straight session

Bank of India gained for a fifth straight session today. The stock is quoting at Rs 102.06, up 1.83% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.58% on the day, quoting at 23337.8. The Sensex is at 77167.78, up 0.72%. Bank of India has slipped around 0.36% in last one month. Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has slipped around 3.16% in last one month and is currently quoting at 6294, up 2.27% on the day. The volume in the stock stood at 32.19 lakh shares today, compared to the daily average of 81.37 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 102.49, up 1.85% on the day. Bank of India is down 22.56% in last one year as compared to a 9.88% spurt in NIFTY and a 10.85% spurt in the Nifty PSU Bank index.The PE of the stock is 6.18 based on TTM earnings ending September 24.Powered by Capital Market - Live

3 days agoCapital Market - Live
Corporate
Bank of India to conduct board meeting

Bank of India will hold a meeting of the Board of Directors of the Company on 23 January 2025.Powered by Capital Market - Live

5 days agoCapital Market - Live
Corporate
Bank of India Board to consider proposal for LT Infra bond issue

The Board of Directors of Bank of India would be considering at their meeting scheduled on 23 January, 2025 the proposal of fund raising by issue of Long Term (Infra) Bonds. Powered by Capital Market - Live

5 days agoCapital Market - Live
Corporate
Bank of India to discuss results

Bank of India will hold a meeting of the Board of Directors of the Company on 24 January 2025.Powered by Capital Market - Live

6 days agoCapital Market - Live
Spotlight
Bank of India soars 2.98%, rises for third straight session

Bank of India rose for a third straight session today. The stock is quoting at Rs 98.99, up 2.98% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.44% on the day, quoting at 23314.5. The Sensex is at 77056.18, up 0.43%. Bank of India has dropped around 10.2% in last one month. Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has dropped around 8.91% in last one month and is currently quoting at 6150.95, up 2.6% on the day. The volume in the stock stood at 49.27 lakh shares today, compared to the daily average of 80.74 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 100.1, up 3.7% on the day. Bank of India is down 25.43% in last one year as compared to a 8.08% gain in NIFTY and a 8.25% gain in the Nifty PSU Bank index.The PE of the stock is 5.92 based on TTM earnings ending September 24.Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
Bank of India records 13% YoY growth in domestic deposits in Q3

The bank's domestic advances was at Rs 5,46,150 crore in Q3 FY25, up 14.97% year on year (YoY). Global business increased 13.62% to Rs 14,46,359 crore in Q3 FY25 as against Rs 12,72,887 crore posted in December 2023. The bank reported global deposits of Rs 7,94,787 crore during the third quarter of FY25, registering a growth of 12.28% YoY. The bank's global gross advances increased 15.31% to Rs 6,51,572 crore in Q3 FY25 as against Rs 5,65,060 crore reported in the December 2023 quarter. Bank of India is an Indian state-owned commercial bank that provides various banking products and services to their wide range of customers in India and internationally. The company's personal banking products and services include deposit schemes, such as current accounts, savings accounts, term deposits, and recurring deposits; and loans that comprise housing loans, car loans, educational loans, personal loans, loans for pensioners, loans against shares and debentures, festival loans, and travel loans, as well as mobile banking and demat services, automated teller machine (ATM) services, gift cards and cheques, Internet banking, foreign inward remittance, safe deposit lockers, and foreign travel cards. The bank's standalone net profit jumped 9.8% to Rs 1,702.73 crore on 15.3% rise in total income to Rs 18,240.02 crore in Q1 FY25 over in Q1 FY24. The scrip had gained 0.96% to end at Rs 104.80 on the BSE on Friday.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Bank of India receives ratings action from India Ratings

Bank of India announced that India Ratings has released rating on Bank's Infrastructure and Affordable Housing Bonds at 'IND AAA'/Stable; and affirms all existing ratings. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Bank of India receives MCLR effective 01 Jan

Bank of India has revised the Marginal Cost of Funds based Lending Rate with effect from 01 January 2025 as under: Overnight - 8.25% One month - 8.45% Three month - 8.60% Six month - 8.85% One year - 9.05% Three year - 9.20% Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Bank of India down for fifth straight session

Bank of India is down for a fifth straight session today. The stock is quoting at Rs 102.66, down 0.36% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.4% on the day, quoting at 23682.349609375. The Sensex is at 78309.92, up 0.34%.Bank of India has lost around 4.06% in last one month.Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has eased around 1.87% in last one month and is currently quoting at 6575.7, up 1.17% on the day. The volume in the stock stood at 46.17 lakh shares today, compared to the daily average of 86.54 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 102.66, down 0.17% on the day. Bank of India tumbled 6.25% in last one year as compared to a 10.45% rally in NIFTY and a 19.29% spurt in the Nifty PSU Bank index.The PE of the stock is 6.35 based on TTM earnings ending September 24.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Bank of India eases for fifth straight session

Bank of India dropped for a fifth straight session today. The stock is quoting at Rs 113.6, down 0.61% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.31% on the day, quoting at 24566.2. The Sensex is at 81318.27, down 0.25%.Bank of India has gained around 8.46% in last one month.Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has increased around 7.73% in last one month and is currently quoting at 7089.05, down 0.64% on the day. The volume in the stock stood at 28.39 lakh shares today, compared to the daily average of 85 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 113.75, down 0.62% on the day. Bank of India jumped 1.29% in last one year as compared to a 17.39% rally in NIFTY and a 25.89% spurt in the Nifty PSU Bank index.The PE of the stock is 7.04 based on TTM earnings ending September 24.Powered by Capital Market - Live

1 month agoCapital Market - Live