Ujjivan Small Finance Bank Ltd
UJJIVANSFBUjjivan Small Finance Bank Ltd
UJJIVANSFB
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
AvgFinancials growth has been moderate for a few years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 8.87 | 2.64 | 2.20% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.90 | 2.43 | 0.96% |
Forecast & Ratings
Detailed Forecastfrom 14 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Ujjivan Small Finance Bank is a commercial bank specializing in catering to unserved and underserved segments.
Investor Presentation
View olderPeers
Compare with peersHDFC Bank Ltd
ICICI Bank Ltd
Kotak Mahindra Bank Ltd
Axis Bank Ltd
Indusind Bank Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2012 | FY 2013 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 156.30 | 233.93 | 226.10 | 1,579.36 | 2,037.57 | 3,025.81 | 3,108.38 | 3,126.07 | 4,754.18 | 5,628.31 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 3,958.45 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 60.17 | 65.76 | 50.74 | 360.44 | 518.80 | 718.49 | 748.78 | 812.60 | 920.25 | |||||||||||
| Selling & Administrative Expenses | 25.38 | 26.38 | 20.59 | 148.31 | 259.54 | 313.00 | 229.96 | 269.39 | 321.15 | |||||||||||
| Operating & Other expenses | 66.16 | 90.10 | 148.78 | 1,020.38 | 999.42 | 1,455.47 | 2,042.63 | 2,514.00 | 1,955.27 | |||||||||||
EBITDA | 4.59 | 51.69 | 5.99 | 50.23 | 259.81 | 538.85 | 87.01 | -469.92 | 1,557.51 | 1,669.86 | ||||||||||
| Depreciation/Amortization | 2.40 | 2.52 | 5.10 | 41.37 | 60.60 | 72.63 | 76.80 | 80.44 | 90.28 | — | ||||||||||
| PBIT | 2.19 | 49.17 | 0.89 | 8.86 | 199.21 | 466.22 | 10.21 | -550.36 | 1,467.23 | 1,669.86 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 2.19 | 49.17 | 0.89 | 8.86 | 199.21 | 466.22 | 10.21 | -550.36 | 1,467.23 | 1,669.86 | ||||||||||
| Taxes & Other Items | 0.48 | 15.30 | 0.85 | 1.98 | 0.00 | 116.32 | 1.90 | -135.77 | 367.32 | 415.36 | ||||||||||
| Net Income | 1.71 | 33.87 | 0.04 | 6.88 | 199.21 | 349.90 | 8.31 | -414.59 | 1,099.91 | 1,254.50 | ||||||||||
| EPS | 0.30 | 5.51 | 0.00 | 0.05 | 1.38 | 2.21 | 0.05 | -2.40 | 5.97 | 6.42 | ||||||||||
| DPS | 0.00 | 0.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.25 | 1.25 | ||||||||||
| Payout ratio | 0.00 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.21 | 0.19 |
Company Updates
Peers & Comparison
FinancialsPrivate Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Ujjivan Small Finance Bank Ltd | 10.11 | 2.64 | 2.20% |
| HDFC Bank Ltd | 25.72 | 4.08 | 0.90% |
| ICICI Bank Ltd | 19.26 | 2.96 | 0.85% |
| Kotak Mahindra Bank Ltd | 23.41 | 3.11 | 0.09% |
Price Comparison
Compare UJJIVANSFB with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 2.00%
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Ujjivan Small Finance Bank Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
Franklin India Smaller Companies Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.7581% | Percentage of the fund’s portfolio invested in the stock 0.87% | Change in the portfolio weight of the stock over the last 3 months 0.01% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 64/96 (-3) |
NIPPON INDIA NIFTY SMALLCAP 250 INDEX FUND-DIRECT PLAN-GROWTH Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0139% | Percentage of the fund’s portfolio invested in the stock 0.22% | Change in the portfolio weight of the stock over the last 3 months 0.22% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 145/278 (+17) |
Motilal Oswal Nifty Smallcap 250 Index Fund Direct Growth Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0090% | Percentage of the fund’s portfolio invested in the stock 0.22% | Change in the portfolio weight of the stock over the last 3 months 0.22% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 95/277 (+75) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 14, 2023
Dividend/Share
₹0.50
Ex DateEx Date
Jul 14, 2023
Cash Dividend
Ex DateEx DateMar 1, 2023
Dividend/Share
₹0.75
Ex DateEx Date
Mar 1, 2023
News & Opinions
Reliance Industries, Ujjivan SFB, Aavas Financiers, Indian Hotels, Route Mobile, Q2 Review: HDFC Securities
1 month ago•Bloomberg Quint
Ujjivan Small Finance Bank Q2 Results: Profit Rises 11%, Beats Estimates
1 month ago•Bloomberg Quint
Ujjivan SFB Shares Rise 8%, Hit Fresh 52-Week High On Q2 Biz Update; Details - News18
1 month ago•News18
Ujjivan SFB’s Reverse Merger: All You Need To Know
1 month ago•Bloomberg Quint
Bankable: Ittira Davis On Small Finance Bank Ecosystem Post Covid-19
3 months ago•Bloomberg Quint
Buy Ujjivan Small Finance Bank; target of Rs 62: Geojit
3 months ago•Moneycontrol
Ujjivan Small Finance Bank - Strong Business Momentum To Continue: Geojit
3 months ago•Bloomberg Quint
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 24.66%, vs industry avg of 12.08%
Increasing Market Share
Over the last 5 years, market share increased from 0.35% to 0.61%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 175.9%, vs industry avg of 23.14%