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Indian Railway Finance Corp Ltd

IRFC

Indian Railway Finance Corp Ltd

IRFC
FinancialsSpecialized Finance
LargecapWith a market cap of ₹1,74,373 cr, stock is ranked 47
High RiskStock is 3.56x as volatile as Nifty
133.432.11% (-2.88)
133.432.11% (-2.88)

Price Chart

High
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Low
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Returns
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1D
1W
1M
1Y
5Y
Max
SIP
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1D
1W
1M
1Y
5Y
Max
SIP
FinancialsSpecialized Finance
LargecapWith a market cap of ₹1,74,373 cr, stock is ranked 47
High RiskStock is 3.56x as volatile as Nifty
Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Avg

The stock is overpriced but is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsSpecialized Finance
LargecapWith a market cap of ₹1,74,373 cr, stock is ranked 47
High RiskStock is 3.56x as volatile as Nifty

Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
26.673.551.12%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.162.391.01%

Forecast & Ratings

Detailed Forecast 
0%
Analysts have suggested that investors can buy this stock

from 1 analyst

Price

Price Upside

Earnings

Earnings Growth

Revenue

Rev. Growth

See Detailed Forecast

Company Profile

Indian Railway Finance Corporation Ltd, located in New Delhi, India, is a financing arm of the Ministry of Railways.

PE Ratio
6.84
1Y Return
12.60%
Buy Reco %
100.00
PE Ratio
8.21
1Y Return
13.32%
Buy Reco %
100.00
PE Ratio
52.32
1Y Return
40.64%
Buy Reco %
0.00
PE Ratio
40.49
1Y Return
5.43%
Buy Reco %
50.00
PE Ratio
19.55
1Y Return
4.30%
Buy Reco %
100.00
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Forecasts

Price

Revenue

Earnings

Income

Balance Sheet

Cash Flow

Income Statement

Industry refers to the sub-sector this company belongs to.

Higher than Industry Revenue Growth

A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 19.08%, vs industry avg of 12.69%

Increasing Market Share

Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 9.13% to 12.36%

Higher than Industry Net Income

Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 23.25%, vs industry avg of 18.31%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue7,507.319,047.669,268.3811,133.5913,421.0915,770.8620,301.6023,762.7726,655.9226,910.60
Raw Materialssubtract—————————20,367.40
Power & Fuel Costsubtract—————————
Employee Costsubtract4.093.005.536.256.277.8510.7513.1011.17
Selling & Administrative Expensessubtract—————————
Operating & Other expensessubtract5,552.956,911.056,670.018,225.3510,222.2811,342.4614,186.6717,568.4620,223.20
Depreciation/Amortizationsubtract0.350.350.350.420.464.4314.0314.069.445.75
Interest & Other Itemssubtract——————————
Taxes & Other Itemssubtract1,101.221,199.46537.83646.840.000.000.320.000.00—
EPS2.094.076.232.833.003.544.664.724.915.00
DPS0.750.570.580.430.001.051.401.501.501.50
Payout ratio0.360.140.090.150.000.300.300.320.310.30

Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2022

Annual report

PDF

Investor Presentation

May 24PDF
Feb 14PDF
Jan 12PDF
+3 more
FY 2023

Annual report

PDF

Investor Presentation

May 29PDF
Aug 16PDF
 

Peers & Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Indian Railway Finance Corp Ltd27.193.551.12%
Power Finance Corporation Ltd6.841.013.30%
REC Limited8.211.683.63%
Rail Vikas Nigam Ltd52.329.420.53%

Price Comparison

Compare IRFC with any stock or ETF
Compare IRFC with any stock or ETF
IRFC
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Shareholdings

Promoter Holdings Trend

Total Promoter Holding

Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding

Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

Institutional Holdings Trend

Total Retail Holding

Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding

Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding86.36%0.24%1.00%1.01%11.39%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Shareholding History

SepDec '23MarJunSepDec '241.13%1.15%1.08%1.11%1.09%1.01%

Mutual Funds Holding Trend

Mutual Fund Holding

Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding Indian Railway Finance Corp Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0451%1.19%0.86%41/52 (+6)
0.0313%1.19%0.86%41/51 (+5)
0.0294%0.05%-0.10%61/306 (-10)

Compare 3-month MF holding change on Screener

Insider Trades & Bulk Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases

Looks like this stock is not in any smallcase yet.

Events

Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

Upcoming Dividends

No upcoming dividends are available

Past Dividends

Cash Dividend

Ex DateEx DateNov 12, 2024

Interim
Interim | Div/Share: ₹0.80

Dividend/Share

₹0.80

Ex DateEx Date

Nov 12, 2024

Cash Dividend

Ex DateEx DateAug 22, 2024

Final
Final | Div/Share: ₹0.70

Dividend/Share

₹0.70

Ex DateEx Date

Aug 22, 2024

Cash Dividend

Ex DateEx DateNov 10, 2023

Interim
Interim | Div/Share: ₹0.80

Dividend/Share

₹0.80

Ex DateEx Date

Nov 10, 2023

Cash Dividend

Ex DateEx DateSep 15, 2023

Final
Final | Div/Share: ₹0.70

Dividend/Share

₹0.70

Ex DateEx Date

Sep 15, 2023

Cash Dividend

Ex DateEx DateNov 17, 2022

Interim
Interim | Div/Share: ₹0.80

Dividend/Share

₹0.80

Ex DateEx Date

Nov 17, 2022

News & Opinions
Earnings
Indian Railway Finance Corporation standalone net profit rises 1.98% in the December 2024 quarter

Net profit of Indian Railway Finance Corporation rose 1.98% to Rs 1630.66 crore in the quarter ended December 2024 as against Rs 1598.93 crore during the previous quarter ended December 2023. Sales rose 0.40% to Rs 6763.43 crore in the quarter ended December 2024 as against Rs 6736.60 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales6763.436736.60 0 OPM %99.4299.47 - PBDT1632.001600.26 2 PBT1630.661598.93 2 NP1630.661598.93 2 Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
IRFC rises on signing lease agreement with NTPC

The company's board has approved financing of 20 BOBR rakes procured under the General Purpose Wagon Investment Scheme (GPWIS) of Indian Railways to NTPC for up to Rs 700 crore on a finance lease basis on 8 October 2024. Indian Railway Finance Corp.'s principal business is to borrow funds from the financial markets to finance. The Government of India held an 86.36% stake in the company as of 30 September 2024. NTPC is India's largest energy conglomerate. It has presence in the entire value chain of the power generation business. As of 30 September 2024, the Government of India holds 51.10% stakes in NTPC. Shares of NTPC rose 0.48% to Rs 322.80 on the BSE.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Indian Railway Finance Corp. to discuss results

Indian Railway Finance Corp. will hold a meeting of the Board of Directors of the Company on 20 January 2025.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
IRFC edges higher on inking MoU with REMCL

REMCL is a joint venture of the Ministry of Railways (MOR) and RITES. The collaboration also extends to exploring financing options for thermal, nuclear, and renewable power projects established under a captive model through joint ventures involving Indian Railways and other entities. This MoU sets the foundation for cooperation between IRFC and REMCL to advance Indian Railways' goal of minimizing reliance on fossil fuels and achieving net-zero carbon emissions by 2030. The collaboration aims to harness renewable energy sources for the railway sector, added the company. Under the agreement, REMCL will provide its expertise in procuring economical conventional/renewable power for railways including conducting of bidding process for setting up renewable energy projects in the power sector, while IRFC will offer its financial acumen, including project appraisal and fundraising capabilities. Indian Railway Finance Corp. principal business is to borrow funds from the financial markets to finance. The Government of India held 86.36% stake in the company as on 30 September 2024. Indian Railway Finance Corporation (IRFC) standalone net profit rose 4.40% to Rs 1,612.65 crore on 2.01% increase in total income to Rs 6,900.20 crore in Q2 FY25 over Q2 FY24. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
IRFC signs MoU with REMCL

Indian Railway Finance Corporation and REMCL, a JV of Ministry of Railways & RITES, facilitating power procurement for Indian Railways, have signed a Memorandum of Understanding (MoU) to collaborate on financing Renewable Energy (RE) projects awarded by REMCL for supply to Indian Railways. The partnership also extends to exploring financing options for Thermal, Nuclear, and Renewable power projects established under a Captive model through joint ventures involving Indian Railways and other entities. This MoU sets the foundation for cooperation between IRFC and REMCL to advance Indian Railways' goal of minimizing reliance on fossil fuels and achieving net-zero carbon emissions by 2030. The collaboration aims to harness renewable energy sources for the railway sector. Under the MOU, REMCL will provide its expertise in procuring economical conventional/Renewable power for Railways including conducting of Bidding process for setting up Renewable Energy (RE) Projects in the power sector, while IRFC will offer its financial acumen, including project appraisal and fundraising capabilities. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
IRFC announces cessation of directors

Indian Railway Finance Corporation announced that Vallabhbhai Maneklal Patel, Non -Official Director (Independent Director) and Sheela Pandit, Non -Official Director (Independent Director) ceased to be Independent Directors of the Company with effect from 9 November 2024 on completion of their tenure. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Indian Railway Finance Corporation fixes record date for interim dividend

Indian Railway Finance Corporation has fixed 12 November 2024 as record date for interim dividend of Rs 0.80 per share. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Board of Indian Railway Finance Corp. recommends interim dividend

Indian Railway Finance Corp. announced that the Board of Directors of the Company at its meeting held on 4 November 2024, inter alia, have recommended the interim dividend of Rs 0.8 per equity Share (i.e. 8%) , subject to the approval of the shareholders.Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Indian Railway Finance Corporation standalone net profit rises 4.05% in the September 2024 quarter

Net profit of Indian Railway Finance Corporation rose 4.05% to Rs 1612.65 crore in the quarter ended September 2024 as against Rs 1549.87 crore during the previous quarter ended September 2023. Sales rose 1.97% to Rs 6899.66 crore in the quarter ended September 2024 as against Rs 6766.63 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales6899.666766.63 2 OPM %99.4599.50 - PBDT1613.741552.02 4 PBT1612.651549.87 4 NP1612.651549.87 4 Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
IRFC Q2 PAT rises 4% YoY to Rs 1,612 cr

Total income rose by 2.01% year on year (YoY) to Rs 6,900.20 crore in the quarter ended 30 September 2024. Profit before tax was at Rs 1,612.65 crore in Q2 FY25, up 4.40% from Rs 1,544.58 crore posted in the same period a year ago. Total expenses rose 1.34% to Rs 5,287.55 crore in Q2 FY25 over Q2 FY24. During the quarter, finance cost stood at Rs 5,248.74 crore (up 1.29% YoY) while employee benefits expense was at Rs 2.92 crore (up 2.71% YoY). On half year basis, the company's net profit jumped 3.02% to Rs 3,189.47 crore on 1.69% rise in total income to Rs 13,666.22 crore in H1 FY25 over H1 FY24. Meanwhile, The company's board declared an interim dividend of Rs 0.80 per share for financial year 2024-25 and has set the record date on 12 November 2024. Indian Railway Finance Corp. principal business is to borrow funds from the financial markets to finance. The Government of India held 86.36% stake in the company as on 30 September 2024. Shares of Indian Railway Finance Corporation declined 3.26% to Rs 152.80 on the BSE.Powered by Capital Market - Live

3 months agoCapital Market - Live