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ICICI Prudential Life Insurance Company Ltd

ICICIPRULI

ICICI Prudential Life Insurance Company Ltd

ICICIPRULI
FinancialsInsurance
MidcapWith a market cap of ₹98,411 cr, stock is ranked 102
Low RiskStock is 1.89x as volatile as Nifty
685.750.90% (-6.20)
685.750.90% (-6.20)

Price Chart

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1D
1W
1M
1Y
5Y
Max
SIP
FinancialsInsurance
MidcapWith a market cap of ₹98,411 cr, stock is ranked 102
Low RiskStock is 1.89x as volatile as Nifty
Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is overpriced but is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsInsurance
MidcapWith a market cap of ₹98,411 cr, stock is ranked 102
Low RiskStock is 1.89x as volatile as Nifty

Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
112.358.940.09%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
18.532.580.94%

Forecast & Ratings

Detailed Forecast 
40%
Analysts have suggested that investors can buy this stock

from 5 analysts

Price

Price Upside

Earnings

Earnings Growth

Revenue

Rev. Growth

See Detailed Forecast

Company Profile

ICICI Prudential Life Insurance Company Limited is a joint venture between ICICI Bank Limited and Prudential Corporation Holdings Limited. It provides life insurance, pensions and health insurance to individuals and groups.

Investor Presentation

View older 

Dec 9, 2024

PDF
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Forecasts

Price

Revenue

Earnings

Income

Balance Sheet

Cash Flow

Income Statement

Industry refers to the sub-sector this company belongs to.

Higher than Industry Revenue Growth

A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 16.88%, vs industry avg of 11.63%

Increasing Market Share

Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 4.94% to 6.19%

Lower than Industry Net Income

Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of -5.67%, vs industry avg of 34.38%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue20,849.5037,946.3738,964.3742,053.8722,603.3084,851.1964,590.6251,371.9591,712.471,00,649.45
Raw Materialssubtract—————————99,540.23
Power & Fuel Costsubtract—————————
Employee Costsubtract11.89820.72965.30968.361,034.78997.371,203.391,453.801,641.21
Selling & Administrative Expensessubtract755.3135,135.1535,758.5439,663.7417,603.0479,911.5859,021.0545,727.0585,946.39
Operating & Other expensessubtract18,240.5569.38357.8890.622,706.502,663.133,338.253,022.802,983.29
Depreciation/Amortizationsubtract0.0557.8743.6856.7260.5659.8667.0183.76113.23—
Interest & Other Itemssubtract——————————
Taxes & Other Itemssubtract191.56181.59219.81135.50131.44263.10201.72271.05177.67233.30
EPS11.5211.7311.287.937.436.665.285.665.916.08
DPS8.407.356.703.150.802.000.550.600.600.60
Payout ratio0.730.630.590.400.110.300.100.110.100.10

Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2023

Annual report

PDF

Investor Presentation

Jun 9PDF
May 12PDF
FY 2024

Annual report

PDF

Investor Presentation

Sep 7PDF
Aug 8PDF
Jul 18PDF
Jul 7PDF
FY 2025

Annual Report Pending

Investor Presentation

Dec 9PDF
Nov 8PDF
Oct 22PDF
Oct 11PDF
 

Peers & Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
ICICI Prudential Life Insurance Company Ltd115.698.940.09%
Life Insurance Corporation Of India14.667.231.05%
Bajaj Finserv Ltd32.552.560.06%
SBI Life Insurance Company Ltd77.359.830.18%

Price Comparison

Compare ICICIPRULI with any stock or ETF
Compare ICICIPRULI with any stock or ETF
ICICIPRULI
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Shareholdings

Promoter Holdings Trend

Total Promoter Holding

Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding

Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

Institutional Holdings Trend

Total Retail Holding

Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding

Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding73.05%7.50%1.80%12.98%4.67%

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Shareholding History

JunSepDec '23MarJunSep15.43%15.51%14.73%13.36%13.23%12.98%

Mutual Funds Holding Trend

Mutual Fund Holding

Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding ICICI Prudential Life Insurance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
ICICI Prudential Bluechip Fund - Growth - Direct Plan

Growth
1.1683%1.80%-0.09%13/89 (+1)
SBI FUNDS MANAGEMENT PVT LTD#SBI MF-SBI CONTRA FUND DIRECT PL GROWTH

Growth
0.6274%1.47%-0.21%13/111 (-1)
SBI Blue Chip Fund - Growth - Direct Plan

Growth
0.5940%1.16%-0.06%29/53 (+4)

Compare 3-month MF holding change on Screener

Insider Trades & Bulk Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have ICICI Prudential Life Insurance Company Ltd

Events

Dividend Trend

No Trend In Dividends

Dividends are the portion of earnings that a company distributes to all its shareholders every year

ICICIPRULI has shown inconsistent dividend trend over the last 5 years

Dividend Yield

Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.09%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.88 every year

Dividends

Corp. Actions

Announcements

Legal Orders

Upcoming Dividends

No upcoming dividends are available

Past Dividends

Cash Dividend

Ex DateEx DateJun 13, 2024

Final
Final | Div/Share: ₹0.60

Dividend/Share

₹0.60

Ex DateEx Date

Jun 13, 2024

Cash Dividend

Ex DateEx DateJul 13, 2023

Final
Final | Div/Share: ₹0.60

Dividend/Share

₹0.60

Ex DateEx Date

Jul 13, 2023

Cash Dividend

Ex DateEx DateJun 16, 2022

Final
Final | Div/Share: ₹0.55

Dividend/Share

₹0.55

Ex DateEx Date

Jun 16, 2022

Cash Dividend

Ex DateEx DateJun 16, 2021

Final
Final | Div/Share: ₹2.00

Dividend/Share

₹2.00

Ex DateEx Date

Jun 16, 2021

Cash Dividend

Ex DateEx DateOct 31, 2019

-
- | Div/Share: ₹0.80

Dividend/Share

₹0.80

Ex DateEx Date

Oct 31, 2019

News & Opinions
Corporate
ICICI Prudential Life Insurance Company allots 90,490 equity shares under ESOS

ICICI Prudential Life Insurance Company has allotted 90,490 equity shares under ESOS on 10 December 2024. Powered by Capital Market - Live

3 days agoCapital Market - Live
Spotlight
CRISIL Ratings assigns 'AAA' rating to subordinated debt of ICICI Pru Life with 'stable' outlook

The rating on existing subordinated debt of Rs 1200 crore has been reaffirmed at 'CRISIL AAA/Stable'. CRISIL Ratings stated that the rating continues to factor in the strategic importance and support available from its parent, ICICI Bank, both on an ongoing basis and in the event of distress; the established market position of ICICI Pru Life, well-diversified distribution channels, adequate capital position and healthy persistency metrics and profitability. These strengths are partially offset by ability to sustain growth in various segments and challenges in sustaining profitability due to rising competition. ICICI Pru Life is promoted by ICICI Bank and Prudential Corporation Holdings (Prudential), a part of the Prudential PLC group of UK. ICICI Bank and Prudential held 51.1% and 22.0% share, respectively, in ICICI Pru Life as on 30 September 2024. The company commenced operations in fiscal 2001 and was among India's first private sector life insurance companies. It offers diversified products to cater to the needs of customers across different life stages, enabling them to meet their long-term savings, life protection, healthcare and retirement planning needs. The scrip had declined 1.24% to end at Rs 683.20 on the BSE today. Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
ICICI Prudential Life Insurance Company allots 1.61 lakh equity shares under ESOS

ICICI Prudential Life Insurance Company has allotted 161,220 equity shares of face value of Rs 10 each on 03 December 2024 under ESOS. Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
ICICI Prudential Life Insurance Company allots 8,610 equity shares under ESOS

ICICI Prudential Life Insurance Company has allotted 8,610 equity shares under ESOS on 26 November 2024. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
ICICI Prudential Life Insurance Company plans to acquire minor stake in Bima Sugam India Federation

ICICI Prudential Life Insurance Company has approved the investment not exceeding 10% of the issued and subscribed share capital in the subsequent tranches, subject to commensurate increase in authorised capital of Bima Sugam India Federation. Insurance Regulatory and Development Authority of India (IRDAI) has initiated various measures to facilitate wider access to insurance and strengthen customer experience as well as achieve the objective of 'Insurance for all' by 2047. One of such measures was to incorporate a not-for-profit company under Section 8 of the Companies Act, 2013 named as Bima Sugam India Federation. Bima Sugam aims to create and operate a centralized marketplace of insurance products and services.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
ICICI Prudential Life Insurance Company allots 43,200 equity shares under ESOS

ICICI Prudential Life Insurance Company has allotted 43,200 equity shares of face value of Rs 10 each on 19 November 2024, under 'ICICI Prudential Life Insurance Company - Employees Stock Option Scheme (2005)' at 10:37 a.m. IST. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
ICICI Prudential Life Insurance Company allots 29,920 equity shares under ESOS

ICICI Prudential Life Insurance Company has allotted 29,920 equity shares on 05 November 2024 under ESOS. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
ICICI Prudential Life Insurance Company allots Equity shares

ICICI Prudential Life Insurance Company has allotted 235,010 equity shares of face value of Rs.10 each on October 29, 2024, under ICICI Prudential Life Insurance Company Limited - Employees Stock Option Scheme (2005.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
ICICI Prudential gains as Q2 PAT rises to Rs 252 crore

The net premium income for the quarter increased 7.3% YoY to Rs 10,754.21 crore. The first year gross premium income for the insurer grew 34.64% YoY to Rs 2,058.73 crore, while single premium income increased by 0.85% to Rs 3,030.74 crore. Net commission stood at Rs 1,234.87 crore during the quarter, registering a growth of 60.19% YoY. On half-yearly basis, the company's net profit rose 5.75% to Rs 477.12 crore on 22.88% increase in total income to Rs 50,465.96 crore in H1 FY25 over H1 FY24. The net premium income grew 9.31% YoY to Rs 18,628.87 crore in H1 FY25. The value of new business (VNB), which represents the present value of future profits, stood at Rs 1,058 crore with a VNB margin of 23.7% for H1 FY24. Total annualised premium equivalent (APE) jumped 26.8% to Rs 4,467 crore in H1 FY25 as compared with Rs 3,523 crore in H1 FY24. Retail APE grew by 32.7% YoY to Rs 2,884 crore in H1 FY25. The retail weighted received premium (RWRP) growth of 39.2% in H1 FY25, outperforming both the overall industry and private life insurers over the last four quarters. The assets under management (AUM) grew by 17.9% to Rs 3,20,491 crore in H1 FY24 as compared with Rs 2,71,903 crore recorded in the same period a year ago. The company said that the persistency ratios have seen improvement across all cohorts. The 13th month persistency ratio improved by 290 bps to 89.8% in H1 FY25. The 49th month persistency ratio increased by 220 bps to 69.9% in H1 FY25. Embedded value grew by 19.4% to Rs 46,018 crore at 30 September 2024.The solvency ratio for H1 FY24 stood at 188.6%, well above the minimum regulatory requirement of 150%. Anup Bagchi, MD & CEO, ICICI Prudential Life Insurance said, 'We remain committed to deliver best-in-class customer value through innovative product propositions, seamless onboarding, best-in-class servicing and settling claims with utmost sensitivity and care. Our approach of right product to the right customer at the right price and through the right channel is enabling us to adapt to the dynamic market landscape and capitalise on the opportunities ahead, to deliver sustainable VNB growth by balancing business growth, profitability and risk & prudence.' Meanwhile, the company's board has approved issuance of rated, listed, redeemable, unsecured, subordinated, taxable, fully paid-up, non-cumulative non-convertible debentures (NCDs) aggregating upto Rs 1,400 crore on a private placement basis. ICICI Prudential Life is promoted by ICICI Bank and Prudential Corporation Holdings, headquartered in United Kingdom. The company offers and array of products in the protection and savings category which match the different life stage requirements of customers, enabling them to provide a financial safety net to their families as well as achieve their long term financial goals. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
ICICI Prudential Life Insurance Company consolidated net profit rises 2.92% in the September 2024 quarter

Net profit of ICICI Prudential Life Insurance Company rose 2.92% to Rs 250.99 crore in the quarter ended September 2024 as against Rs 243.88 crore during the previous quarter ended September 2023. Sales rose 7.30% to Rs 10754.21 crore in the quarter ended September 2024 as against Rs 10022.42 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales10754.2110022.42 7 OPM %2.97-2.93 - PBDT302.50276.35 9 PBT302.50276.35 9 NP250.99243.88 3 Powered by Capital Market - Live

1 month agoCapital Market - Live