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Central Bank of India Ltd

CENTRALBK Share Price

36.843.26% (-1.24)

CENTRALBK Share Price Chart

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SIP
FinancialsPublic Banks
MidcapWith a market cap of ₹33,399 cr, stock is ranked 231
High RiskStock is 3.11x as volatile as Nifty

CENTRALBK Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsPublic Banks
MidcapWith a market cap of ₹33,399 cr, stock is ranked 231
High RiskStock is 3.11x as volatile as Nifty

CENTRALBK Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
9.331.03
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.502.530.99%

CENTRALBK Analyst Ratings & Forecast

Detailed Forecast 
Forecast data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

CENTRALBK Company Profile

Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business.

Investor Presentation

View older 

Feb 17, 2025

PDF
View Older Presentations

CENTRALBK Similar Stocks (Peers)

Compare with peers 
PE Ratio
10.62
1Y Return
1.73%
Buy Reco %
78.05
PE Ratio
6.80
1Y Return
8.14%
Buy Reco %
78.13
PE Ratio
12.53
1Y Return
26.94%
Buy Reco %
60.00
PE Ratio
6.91
1Y Return
16.71%
Buy Reco %
90.91
PE Ratio
5.73
1Y Return
21.76%
Buy Reco %
75.00
Compare with Peers
CENTRALBK Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly

CENTRALBK Stock Summary · January 2025

In Q3 FY '25, the bank demonstrated robust operational performance, achieving a net profit of INR 959 crores, the highest in 15 quarters, despite facing challenges such as slower deposit growth and a high cost-to-income ratio of 58%. Improved asset quality is evident with a decrease in gross NPA to 3.86% and a strengthened provision coverage ratio, reflecting effective risk management. The strategic focus on enhancing the CASA ratio and diversifying the loan portfolio, particularly in retail lending, positions the bank favorably for future growth. Additionally, proactive tax management and a commitment to digital transformation are expected to bolster profitability and operational efficiency, fostering a positive market sentiment. Overall, the bank's outlook remains optimistic, with anticipated business growth of 10% to 12% and a target profitability of approximately INR 4,000 crores for the year.

Key Points on Centralbk Stock
CENTRALBK Stock Growth Drivers
9
  • Strong Financial Performance

    The Central Bank of India reported significant financial achievements, including a net profit of INR

  • Improved Operational Metrics

    The bank demonstrated improvements in key operational metrics, including a provision coverage ratio that increased

CENTRALBK Stock Challenges
7
  • Decline in Non-Interest Income

    The bank has experienced a slight decline in non-interest income and other operating income, which

  • Rising Operating Expenses

    Operating expenses have risen by 7.88% to INR 7,776 crores, with interest expenses on deposits

CENTRALBK Forecasts

Price

Revenue

Earnings

CENTRALBK

Income

Balance Sheet

Cash Flow

CENTRALBK Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 7.22%, vs industry avg of 14.77%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 3.8% to 2.6%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue27,932.1327,646.1226,783.5325,164.9527,297.9925,823.9025,889.2829,820.6635,662.6238,926.20
Raw Materialssubtract33,756.20
Power & Fuel Costsubtract
Employee Costsubtract4,472.154,221.203,990.053,574.484,225.874,150.234,482.155,615.706,325.77
Selling & Administrative Expensessubtract938.441,071.641,114.431,053.501,175.82796.781,258.961,325.751,439.26
Operating & Other expensessubtract24,932.9025,618.6726,514.1225,886.7522,738.1322,015.2618,096.3319,741.6923,216.80
Depreciation/Amortizationsubtract239.79257.69260.50277.93285.48292.53296.76385.98499.83
Interest & Other Itemssubtract
Taxes & Other Itemssubtract-1,254.78-1,063.7344.03-10.80128.41-430.81679.291,072.751,513.271,590.65
EPS-8.34-13.69-22.74-16.85-2.57-1.731.481.933.074.12
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

CENTRALBK Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2023

Annual report

PDF

Investor Presentation

Apr 29PDF
Jan 18PDF
Oct 25PDF
+3 more
FY 2024

Annual report

PDF

Investor Presentation

Jul 17PDF
FY 2025

Annual Report Pending

Investor Presentation

Feb 17PDF
Feb 17PDF
Jan 20PDF
 

CENTRALBK Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Central Bank of India Ltd12.521.03
State Bank of India10.621.661.72%
Bank of Baroda Ltd6.801.063.09%
Punjab National Bank12.531.031.45%

CENTRALBK Stock Price Comparison

Compare CENTRALBK with any stock or ETF
Compare CENTRALBK with any stock or ETF
CENTRALBK
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CENTRALBK Shareholdings

CENTRALBK Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 3.81%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

CENTRALBK Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

CENTRALBK Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding89.27%0.22%5.65%1.27%3.58%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

CENTRALBK Shareholding History

Dec '23MarJunSepDec '24Mar0.07%0.17%0.16%0.34%0.44%1.27%

Mutual Funds Invested in CENTRALBK

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding Central Bank of India Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0251%0.68%0.68%48/69 (+17)
0.0251%1.61%1.61%16/76 (-5)
0.0251%0.74%0.74%29/62 (+29)

Compare 3-month MF holding change on Screener

CENTRALBK Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing CENTRALBK stock

Looks like this stock is not in any smallcase yet.

CENTRALBK Events

CENTRALBK Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CENTRALBK has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

CENTRALBK Upcoming Dividends

No upcoming dividends are available

CENTRALBK Past Dividends

Cash Dividend

Ex DateEx DateJun 23, 2015

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Jun 23, 2015

Cash Dividend

Ex DateEx DateJun 20, 2013

Final
Final | Div/Share: ₹2.50

Dividend/Share

2.50

Ex DateEx Date

Jun 20, 2013

Cash Dividend

Ex DateEx DateJun 21, 2012

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 21, 2012

Cash Dividend

Ex DateEx DateJul 21, 2011

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Jul 21, 2011

Cash Dividend

Ex DateEx DateNov 9, 2010

Interim
Interim | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Nov 9, 2010

CENTRALBK Stock News & Opinions

Corporate
Central Bank of India to announce Quarterly Result

Central Bank of India will hold a meeting of the Board of Directors of the Company on 28 April 2025.Powered by Capital Market - Live

2 days agoCapital Market - Live
Corporate
Board of Central Bank of India to consider capital raising plan

The Board of Central Bank of India will meet on 28 April 2025 to consider and approve capital raising plan of the Bank for FY 2025-26 through Follow-on Public offer (FPO)/Rights issue/ Qualified Institutional Placement (QIP) / Preferential issue or any other mode or combination thereof and /or through issue of BASEL III compliant AT1/Tier II Bonds or such other securities as may be permitted under the applicable laws subject to necessary regulatory approvals.Powered by Capital Market - Live

3 days agoCapital Market - Live
Spotlight
Central Bank of India Q4 gross advances grow 16% YoY

The bank also reported a 7.18% growth in total deposits, reaching Rs 4,12,665 crore as of 31 March 2025, up from Rs 3,85,011 crore as of 31 March 2024. Total business stood at Rs 7,05,196 crore as of 31 March 2025, reflecting a 10.75% YoY growth, increasing from Rs 6.37 lakh crore. Gross advances as of 31 March 2025 were Rs 2,92,531 crore, up 16.2% YoY. The bank's current account and savings account (CASA) ratio declined to 48.91% from 50.02% YoY. The CD ratio increased 554 bps to 71.13% as of 31 March 2025, compared to 65.59% as of 31 March 2024. Central Bank of India is engaged in providing banking and financial services, offering a wide range of products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. The bank's standalone net profit jumped 33.58% to Rs 958.93 crore in Q3 FY25 as compared with Rs 717.86 crore in Q3 FY24. Total income increased 6.56% to Rs 9,738.64 crore in Q3 FY25 as compared with Rs 9,138.93 crore Shares of Central Bank of India shed 0.14% to Rs 36.83 on the BSE.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Central Bank of India leads losers in 'A' group

Kesoram Industries Ltd, Astrazeneca Pharma India Ltd, RHI Magnesita India Ltd and Bharat Electronics Ltd are among the other losers in the BSE's 'A' group today, 02 April 2025.Central Bank of India tumbled 10.49% to Rs 37.04 at 14:47 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 36.26 lakh shares were traded on the counter so far as against the average daily volumes of 4.12 lakh shares in the past one month.Kesoram Industries Ltd lost 4.91% to Rs 4.07. The stock was the second biggest loser in 'A' group.On the BSE, 9.12 lakh shares were traded on the counter so far as against the average daily volumes of 79301 shares in the past one month.Astrazeneca Pharma India Ltd crashed 4.46% to Rs 8138.75. The stock was the third biggest loser in 'A' group.On the BSE, 2173 shares were traded on the counter so far as against the average daily volumes of 3236 shares in the past one month.RHI Magnesita India Ltd pared 3.98% to Rs 511.7. The stock was the fourth biggest loser in 'A' group.On the BSE, 16864 shares were traded on the counter so far as against the average daily volumes of 89469 shares in the past one month.Bharat Electronics Ltd plummeted 3.47% to Rs 282. The stock was the fifth biggest loser in 'A' group.On the BSE, 27.89 lakh shares were traded on the counter so far as against the average daily volumes of 11.51 lakh shares in the past one month.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Central Bank of India Slides 10.75%

Central Bank of India fell 10.75% today to trade at Rs 36.93. The BSE PSU index is down 0.59% to quote at 17995.54. The index is up 12.36 % over last one month. Among the other constituents of the index, Rites Ltd decreased 2.67% and Bharat Electronics Ltd lost 2.62% on the day. The BSE PSU index went down 4.75 % over last one year compared to the 3.12% surge in benchmark SENSEX. Central Bank of India has lost 12.09% over last one month compared to 12.36% gain in BSE PSU index and 4.28% rise in the SENSEX. On the BSE, 5.32 lakh shares were traded in the counter so far compared with average daily volumes of 4.35 lakh shares in the past one month. The stock hit a record high of Rs 72.99 on 03 Jun 2024. The stock hit a 52-week low of Rs 36.76 on 02 Apr 2025.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Central Bank of India launches QIP issue

The board of directors of the bank authorized and declared the opening of the issue on Monday, 24 March 2025. The floor price of Rs 42.62 is at a discount of 9.03% to the scrip's previous closing price of Rs 46.85 on the BSE. The bank may offer a discount of not more than 5% on the floor price so calculated for the issue. The issue price will be determined by the bank in consultation with the book-running lead manager appointed for the issue. Central Bank of India is engaged in providing banking and financial services, offering a wide range of products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. The bank's standalone net profit jumped 33.58% to Rs 958.93 crore in Q3 FY25 as compared with Rs 717.86 crore in Q3 FY24. Total income increased 6.56% to Rs 9,738.64 crore in Q3 FY25 as compared with Rs 9,138.93 crore Shares of Central Bank of India declined 2.45% to Rs 45.70 on the BSE.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Central Bank of India soars 1.16%, up for third straight session

Central Bank of India rose for a third straight session today. The stock is quoting at Rs 44.64, up 1.16% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.51% on the day, quoting at 22451.5. The Sensex is at 74122.32, up 0.53%. Central Bank of India has dropped around 12.33% in last one month. Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has dropped around 4.21% in last one month and is currently quoting at 5890.45, up 0.77% on the day. The volume in the stock stood at 21.26 lakh shares today, compared to the daily average of 35.74 lakh shares in last one month.The PE of the stock is 10.75 based on TTM earnings ending December 24.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Central Bank of India consolidated net profit rises 31.17% in the December 2024 quarter

Net profit of Central Bank of India rose 31.17% to Rs 963.38 crore in the quarter ended December 2024 as against Rs 734.47 crore during the previous quarter ended December 2023. Total Operating Income rose 8.93% to Rs 8541.83 crore in the quarter ended December 2024 as against Rs 7841.91 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income8541.837841.91 9 OPM %60.5156.93 - PBDT1417.691122.05 26 PBT1417.691122.05 26 NP963.38734.47 31 Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
Centrak Bank of India rises after Q3 PAT climbs 33% YoY to Rs 959 cr

Total income increased 6.56% to Rs 9,738.64 crore in Q3 FY25 as compared with Rs 9138.93 crore Profit before tax (PBT) jumped 26.84% YoY to Rs 1,406.67 crore in Q3 FY25. Operating profit rose 1.67% to Rs 1,963.31 crore in Q3 FY25 as against 1,931.01 crore in Q3 FY24. Provisions & other contingencies stood at Rs 556.64 crore in Q3 FY25 as against 714.38 crore in Q3 FY24. Net interest income (NII) stood at Rs 3,540 crore as on 31st December 2025 as compared with Rs 3,152 crore as on 31st December 2023. Net interest margin increased by 20 bps to 3.48 in Q3 FY25 as compared with 3.28 in Q3 FY24. Total Business stood at Rs 668,686 crore as on 31st December 2024, as against Rs 617,368 crore as on 31st December 2023, registering growth of 8.31% on YoY basis. Total deposits increased 5.34% to Rs 397,907 crore as on 31st December 2024 as compared with Rs 377,722 crore as on 31st December 2023. CASA deposits jumped 5.72% to Rs 195,107 crore as on 31st December 2024 compared with Rs 184,542 crore as on 31st December 2023. Gross advances stood at Rs 31,133 crore in Q3 FY25, up 12.99% YoY. Gross NPA of the bank as on 31st December 2024 stood at Rs 10,459.89 crore as against Rs 10,786.49 crore as on 31st December 2023 and Rs 11,604.25 crore as on 30 September 2024. Gross NPA ratio improved to 3.86% as on 31 December 2024 as compared to 4.50% as on 31 December 2023. Net NPA ratio was at 0.59% as on 31st December 2024 as compared to 0.69% as on 30 September 2024 and 0.1.27% as on 31st December 2024. CRAR improved from 16.43% as on 31 December 2024 to 16.27% as on 31 September 2024. CET-1 ratio improved to 14.21% as on 31 December 2024 from 12.17% as on 31 December 2023. Central Bank of India is engaged in providing banking and financial services with wide range of products and services to individuals, commercial enterprises, large corporates, public bodies and institutional customers.Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
Central Bank of India soars 3.24%, Gains for third straight session

Central Bank of India is up for a third straight session in a row. The stock is quoting at Rs 54.43, up 3.24% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.64% on the day, quoting at 23350.8. The Sensex is at 77182.56, up 0.74%. Central Bank of India has added around 0.35% in last one month. Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has added around 3.1% in last one month and is currently quoting at 6294, up 2.32% on the day. The volume in the stock stood at 44.26 lakh shares today, compared to the daily average of 50.1 lakh shares in last one month.The PE of the stock is 13.82 based on TTM earnings ending September 24.Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of Central Bank of India Ltd (CENTRALBK) today?

    The share price of CENTRALBK as on 25th April 2025 is ₹36.84. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Central Bank of India Ltd (CENTRALBK) share?

    The past returns of Central Bank of India Ltd (CENTRALBK) share are
    • Past 1 week: 4.04%
    • Past 1 month: -17.68%
    • Past 3 months: -26.77%
    • Past 6 months: -26.58%
    • Past 1 year: -43.92%
    • Past 3 years: 93.70%
    • Past 5 years: 144.37%

  3. What are the peers or stocks similar to Central Bank of India Ltd (CENTRALBK)?

    The peers or stocks similar to Central Bank of India Ltd (CENTRALBK) include:

  4. What is the market cap of Central Bank of India Ltd (CENTRALBK) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Central Bank of India Ltd (CENTRALBK) is ₹33399.67 Cr as of 25th April 2025.

  5. What is the 52 week high and low of Central Bank of India Ltd (CENTRALBK) share?

    The 52-week high of Central Bank of India Ltd (CENTRALBK) is ₹73 and the 52-week low is ₹33.16.

  6. What is the PE and PB ratio of Central Bank of India Ltd (CENTRALBK) stock?

    The P/E (price-to-earnings) ratio of Central Bank of India Ltd (CENTRALBK) is 12.52. The P/B (price-to-book) ratio is 1.03.

  7. Which sector does Central Bank of India Ltd (CENTRALBK) belong to?

    Central Bank of India Ltd (CENTRALBK) belongs to the Financials sector & Public Banks sub-sector.

  8. How to buy Central Bank of India Ltd (CENTRALBK) shares?

    You can directly buy Central Bank of India Ltd (CENTRALBK) shares on Tickertape. Simply sign up, connect your demat account and place your order.